Star Housing Fin

Which are the latest news on Star Housing Fin?

Why is Star Housing Finance Ltd falling/rising?

As of 24-Jun, Star Housing Finance Ltd's stock price is falling, currently at 6.93, reflecting a change of -0.09 or -1.28%. The stock has significantly underperformed with a -74.50% return over the past year and declining investor interest, indicating a bearish trend and weak financial fundamentals.

As of 24-Jun, Star Housing Finance Ltd's stock price is falling, currently at 6.93, reflecting a change of -0.09 or -1.28%. The stock has been underperforming significantly, with a consecutive decline over the last two days, resulting in a total drop of -2.78% during this period. Over the past week, the stock has decreased by -4.94%, while the benchmark Sensex has only fallen by -0.21%, indicating a notable underperformance relative to the market.<BR><BR>The stock's performance has been consistently poor, with a staggering -74.50% return over the past year and -79.63% over the last three years, which highlights its inability to keep pace with the benchmark indices. Additionally, the stock is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, suggesting a bearish trend.<BR><BR>Investor participation has also declined sharply, with delivery volume on June 23 dropping by -76.02% compared to the 5-day average, indicating reduced interest from investors. Furthermore, the company's financials show a significant decline in profitability, with a -38.9% drop in profits over the past year, contributing to the stock's weak long-term fundamental strength.<BR><BR>Overall, the combination of consistent underperformance, declining investor interest, and poor financial results are key factors contributing to the falling stock price of Star Housing Finance Ltd.

How big is Star Housing Fin?

As of 10th June, Star Housing Finance Ltd has a market capitalization of 57.00 Cr, with recent net sales of 99.93 Cr and a net profit of 6.64 Cr over the last four quarters. Shareholder's funds are 143.87 Cr, and total assets amount to 555.00 Cr.

As of 10th June, <BR><BR>Market Cap: Star Housing Finance Ltd has a market capitalization of 57.00 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 99.93 Cr, while the sum of Net Profit for the same period is 6.64 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2025. Shareholder's Funds stand at 143.87 Cr, and Total Assets amount to 555.00 Cr.

Who are in the management team of Star Housing Fin?

The management team of Star Housing Fin includes Ashish Jain (Chairman & Managing Director), Kavish Jain (Executive Director), and several Independent Directors: Amlendra Prasad Saxena, Pradip Kumar Das, Ajith Kumar Lakshmanan, and Neelam Tater, along with Company Secretary Shreyas Mehta and Additional Director C Ilango. They are responsible for the company's strategic direction and regulatory compliance.

The management team of Star Housing Fin includes the following individuals:<BR><BR>1. **Ashish Jain** - Chairman & Managing Director<BR>2. **Kavish Jain** - Executive Director<BR>3. **Amlendra Prasad Saxena** - Independent Director<BR>4. **Shreyas Mehta** - Company Secretary & Compliance Officer<BR>5. **Pradip Kumar Das** - Independent Director<BR>6. **Ajith Kumar Lakshmanan** - Independent Director<BR>7. **Neelam Tater** - Independent Director<BR>8. **C Ilango** - Additional Director<BR><BR>This team plays a crucial role in guiding the company's strategic direction and ensuring compliance with regulatory requirements.

Who are the peers of the Star Housing Fin?

Star Housing Fin's peers include INDIA SHELTE FIN, Repco Home Fin, GIC Housing Fin, SRG Housing, Reliance Home, Ruparel Food, Ind Bank Housing, India Home Loans, and Sahara Housing. Among them, INDIA SHELTE FIN shows excellent management and growth, while Star Housing Fin has below-average management risk and a 1-year return of -74.33%.

Peers: The peers of Star Housing Fin are INDIA SHELTE FIN, Repco Home Fin, GIC Housing Fin, SRG Housing, Reliance Home, Ruparel Food, Ind Bank Housing, India Home Loans, and Sahara Housing.<BR><BR>Quality Snapshot: Excellent management risk is observed at INDIA SHELTE FIN, while Below Average management risk is found at GIC Housing Fin, SRG Housing, Reliance Home, Ruparel Food, India Home Loans, Sahara Housing, and Star Housing Fin. Growth is rated as Excellent for INDIA SHELTE FIN and Star Housing Fin, while Below Average growth is noted for Repco Home Fin, GIC Housing Fin, Reliance Home, Ruparel Food, India Home Loans, and Sahara Housing. Excellent capital structure is seen at INDIA SHELTE FIN, Repco Home Fin, GIC Housing Fin, SRG Housing, Ruparel Food, India Home Loans, and Sahara Housing, while Average capital structure is found at Reliance Home.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ind Bank Housing at 21.32%, while Reliance Home has the lowest at -71.22%. Star Housing Fin's own 1-year return is -74.33%, which is lower than all peers except Reliance Home. Additionally, the six-month returns are negative for Reliance Home, Star Housing Fin, and India Home Loans.

What does Star Housing Fin do?

Star Housing Finance Ltd is a micro-cap company in the housing finance sector, incorporated in 2005, with recent net sales of 26 Cr and a market cap of INR 57 Cr. Key metrics include a P/E of 8.00, a dividend yield of 1.39%, and a debt-equity ratio of 2.67.

Overview: <BR>Star Housing Finance Ltd is a micro-cap company operating in the housing finance industry.<BR><BR>History: <BR>The company was incorporated in 2005 as 'Akme Build Home Private Limited' and underwent several name changes, becoming a public limited company in 2009. The latest quarterly results reported net sales and net profit for December 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 26 Cr (Quarterly Results - Dec 2025) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Dec 2025) <BR>Market-cap value: INR 57 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 8.00 <BR>Industry P/E: 12 <BR>Dividend Yield: 1.39% <BR>Debt Equity: 2.67 <BR>Return on Equity: 4.53% <BR>Price to Book: 0.39<BR><BR>Contact Details: <BR>Address: 4-5 Subcity Centre, Savina Circle Opp Krishni Upaz Udaipur Rajasthan : 313002 <BR>Tel: 91-0294-2489501/02 <BR>Email: compliance@akmestarhfc.in <BR>Website: http://www.starhfl.com

Should I buy, sell or hold Star Housing Finance Ltd?

Are Star Housing Finance Ltd latest results good or bad?

Star Housing Finance Ltd's latest results are concerning, showing a 76% decline in net profit quarter-on-quarter and a 72.6% drop year-on-year, with a profit margin of just 1.90%. The company's high debt-to-equity ratio and low return on equity further indicate operational challenges and risks for investors.

Star Housing Finance Ltd's latest results indicate a troubling performance. In Q3 FY26, the company reported a net profit of ₹0.49 crores, which represents a dramatic decline of 76% quarter-on-quarter and a staggering 72.6% year-on-year drop. This profit level is the lowest the company has seen in over two years, raising significant concerns about its operational efficiency.<BR><BR>While net sales did show a modest growth of 9.59% year-on-year, reaching ₹25.82 crores, this increase has not translated into improved profitability. The profit after tax (PAT) margin has collapsed to just 1.90%, down from 8.66% in the same quarter last year, indicating severe margin compression and operational stress.<BR><BR>Additionally, the return on equity (ROE) stands at a weak 5.59%, which is significantly below industry averages, suggesting inefficient use of shareholder capital. The company's high leverage, with a debt-to-equity ratio of 2.67, further compounds the risks, especially in a challenging financial environment.<BR><BR>Overall, the results reflect a concerning trend for Star Housing Finance, characterized by declining profitability, weak margins, and high financial leverage, which could pose risks for investors.

When is the next results date for Star Housing Finance Ltd?

The next results date for Star Housing Finance Ltd is 11 February 2026.

The next results date for Star Housing Finance Ltd is scheduled for 11 February 2026.

Is Star Housing Fin overvalued or undervalued?

As of December 3, 2025, Star Housing Fin is considered a very attractive investment due to its undervalued metrics, including a PE ratio of 16.04, a Price to Book Value of 0.90, and an EV to EBITDA of 7.62, despite a year-to-date return of -73.18% compared to the Sensex's 8.92%.

As of 3 December 2025, the valuation grade for Star Housing Fin has moved from fair to very attractive, indicating a significant improvement in its investment appeal. The company appears to be undervalued based on its current metrics. Key ratios include a PE ratio of 16.04, a Price to Book Value of 0.90, and an EV to EBITDA of 7.62, which suggest that the stock is trading at a discount relative to its earnings and book value.<BR><BR>In comparison to its peers, Star Housing Fin's PE ratio is notably lower than that of HUDCO at 16.1 and Piramal Finance at 55.3, both of which are classified as very expensive. Additionally, LIC Housing Fin, which is rated as attractive, has a PE ratio of 5.45, further highlighting Star Housing Fin's relative undervaluation. Despite recent stock performance lagging behind the Sensex, with a year-to-date return of -73.18% compared to the Sensex's 8.92%, the underlying financial metrics suggest that Star Housing Fin presents a compelling investment opportunity at its current price of 9.36.

How has been the historical performance of Star Housing Fin?

Star Housing Fin has shown significant growth from Mar'21 to Mar'25, with net sales increasing to 91.27 Cr and total operating income reaching 92.55 Cr, despite rising interest expenses leading to a gross profit of -31.48 Cr. The company maintained balanced total assets and liabilities at 555.00 Cr, while profit after tax was reported at 11.10 Cr.

Answer:<BR>The historical performance of Star Housing Fin shows significant growth in net sales and profitability over the years, with net sales increasing from 15.60 Cr in Mar'21 to 91.27 Cr in Mar'25. Other operating income has also seen a rise, contributing to total operating income which reached 92.55 Cr in Mar'25, up from 58.62 Cr in Mar'24. The company has maintained a steady increase in total expenditure, which rose to 79.95 Cr in Mar'25. Operating profit, excluding other income, improved to 12.60 Cr in Mar'25, while the overall operating profit reached 15.01 Cr. However, interest expenses surged to 46.49 Cr in Mar'25, leading to a gross profit before depreciation and tax of -31.48 Cr. Despite this, profit before tax increased to 14.19 Cr, and profit after tax was reported at 11.10 Cr for the same period. The company's total assets grew to 555.00 Cr, with total liabilities also increasing to 555.00 Cr, indicating a balanced growth in both assets and liabilities.<BR><BR>Breakdown:<BR>Star Housing Fin has demonstrated a robust growth trajectory in its financial performance from Mar'19 to Mar'25. Net sales surged from 11.31 Cr in Mar'19 to 91.27 Cr in Mar'25, reflecting a strong upward trend. The total operating income followed suit, climbing to 92.55 Cr in Mar'25, while total expenditure also increased significantly to 79.95 Cr. Operating profit, excluding other income, rose to 12.60 Cr, contributing to an overall operating profit of 15.01 Cr. However, the company faced rising interest expenses, which reached 46.49 Cr, resulting in a gross profit of -31.48 Cr. Despite these challenges, profit before tax improved to 14.19 Cr, and profit after tax reached 11.10 Cr. On the balance sheet, total assets and total liabilities both stood at 555.00 Cr in Mar'25, indicating a balanced financial position. The company's cash flow from financing activities was positive at 84.00 Cr, contributing to a net cash inflow of 23.00 Cr, which reflects a healthy liquidity position.

What is the technical trend for Star Housing Fin?

As of April 16, 2025, Star Housing Fin shows a mildly bearish trend with mixed signals from various indicators, reflecting a current price of 39.90, significantly below its 52-week high of 60.00, and a year-to-date return of -16.44%.

As of 16 April 2025, the technical trend for Star Housing Fin has changed from bearish to mildly bearish. The weekly MACD and Bollinger Bands indicate a mildly bullish stance, while the monthly MACD and Bollinger Bands are bearish. The daily moving averages are mildly bearish, suggesting short-term weakness. The KST is mildly bullish on a weekly basis but bearish monthly. Overall, the lack of clear signals from the RSI and Dow Theory indicates uncertainty in both weekly and monthly time frames. The current price of 39.90 is significantly below the 52-week high of 60.00, reflecting a challenging performance, particularly with a year-to-date return of -16.44% compared to the Sensex's 5.50%. The technical stance is mildly bearish, with short-term indicators showing some strength but overshadowed by longer-term bearish signals.

Who are the top shareholders of the Star Housing Fin?

The top shareholders of Star Housing Fin include promoter Pushpa Nagda with 5.86% and Arkfin Investments And Advisors Private Limited with 15.94%. Individual investors hold a combined 46.89%, with no pledged promoter holdings or mutual funds/foreign institutional investors involved.

The top shareholders of Star Housing Fin include Pushpa Nagda, who is the promoter with the highest holding at 5.86%. The highest public shareholder is Arkfin Investments And Advisors Private Limited, holding 15.94%. Additionally, individual investors collectively hold 46.89% of the shares. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors holding shares.

What is the bonus history of the Star Housing Fin?

Star Housing Finance Ltd has a history of issuing bonuses, with the most recent being a 1:1 bonus on December 16, 2022, and another 1:1 bonus on March 8, 2017. This reflects the company's consistent practice of rewarding its shareholders.

Star Housing Finance Ltd has a history of issuing bonuses. The most recent bonus was a 1:1 bonus issue, which was announced with an ex-date of December 16, 2022. Prior to that, the company also issued a 1:1 bonus on March 8, 2017, with an ex-date of March 7, 2017. This indicates that the company has consistently provided bonuses to its shareholders in the past.

Has Star Housing Fin declared dividend?

Yes, Star Housing Finance Ltd has declared a 1% dividend (₹0.05 per share) with an ex-date of September 9, 2024. While recent total returns have been mixed, longer-term performance shows significant gains, with a total return of 247.19% over the past five years.

Yes, Star Housing Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 1%<BR>- Amount per share: 0.05<BR>- Ex-date: 09 Sep 24<BR><BR>Dividend Yield: 0.12%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 0.48%, with no dividend return, resulting in a total return of 0.48%.<BR><BR>Over the past year, the price return was -24.08%, the dividend return was 0.09%, leading to a total return of -23.99%.<BR><BR>In the 2-year period, the price return was -11.89%, with a dividend return of 0.21%, resulting in a total return of -11.68%.<BR><BR>For the 3-year period, the price return was 30.77%, the dividend return was 0.91%, culminating in a total return of 31.68%.<BR><BR>In the last 4 years, the price return was 90.84%, with a dividend return of 1.27%, achieving a total return of 92.11%.<BR><BR>Over the 5-year span, the price return was 244.57%, the dividend return was 2.62%, resulting in a total return of 247.19%.<BR><BR>Overall, while Star Housing Finance Ltd has declared a dividend, the total returns show a mixed performance over different periods, with significant positive returns in the longer term despite recent declines in shorter periods.