TCFC Finance

Why is TCFC Finance Ltd falling/rising?

As of 17-Jun, TCFC Finance Ltd's stock price is at 28.01, reflecting a decline of 4.89% after a trend reversal. Despite a recent weekly gain, the stock has significantly underperformed over longer periods, indicating a bearish outlook.

As of 17-Jun, TCFC Finance Ltd's stock price is falling, currently at 28.01, which reflects a decrease of 1.44 or 4.89%. This decline follows a trend reversal after two consecutive days of gains, indicating a shift in market sentiment. The stock opened with a loss of 3.19% today and reached an intraday low of Rs 28, marking a 4.92% drop. <BR><BR>In terms of performance relative to the sector, TCFC Finance Ltd has underperformed by 4.94%. Additionally, while the stock has shown some positive movement over the past week with a gain of 4.48%, it has significantly underperformed over longer periods, including a year-to-date decline of 15.25% and a one-year drop of 40.39%. <BR><BR>Despite a rise in investor participation, with delivery volume increasing by 37.81% against the five-day average, the overall market dynamics and the stock's current position below certain moving averages suggest a bearish outlook. The stock remains liquid enough for trading, but the current price movement indicates a downward trend.

Which are the latest news on TCFC Finance?

What does TCFC Finance do?

TCFC Finance Ltd is a registered Non Banking Finance Company (NBFC) involved in trading and investment activities across equity, debt, mutual funds, and real estate. As of March 2026, it reported net sales of -8 Cr and a net profit of -6 Cr, with a market cap of INR 28 Cr.

Overview:<BR>TCFC Finance Ltd is a registered Non Banking Finance Company (NBFC) engaged in trading and investment activities, including investments in equity, debt, mutual funds, and real estate.<BR><BR>History:<BR>Incorporated in 1990, TCFC Finance Ltd has maintained its status as a Non Banking Finance Company. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: -8 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: -6 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 28 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: -1.61% <BR>Price to Book: 0.25<BR><BR>Contact Details:<BR>Address: 501 Raheja Chambers, Nariman Point FPJ Marg Mumbai Maharashtra : 400021 <BR>Tel: 91-022-22844701/0736 <BR>Email: investorservices@tcfcfinance.com <BR>Website: http://www.tcfcfinance.com

How big is TCFC Finance?

As of 10th June, TCFC Finance Ltd has a market capitalization of 28.00 Cr, classified as a Micro Cap company, with reported Net Sales of -1.58 Cr and a Net Profit of -1.82 Cr over the latest four quarters. The balance sheet for March 2025 shows Shareholder's Funds at 109.02 Cr and Total Assets at 113.41 Cr.

As of 10th June, TCFC Finance Ltd has a market capitalization of 28.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, TCFC Finance reported Net Sales of -1.58 Cr and a Net Profit of -1.82 Cr, indicating a loss in both metrics.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds reported at 109.02 Cr and Total Assets at 113.41 Cr.

Who are in the management team of TCFC Finance?

The management team of TCFC Finance includes Atul Desai (Chairman & Independent Director), Venkatesh Kamath (Executive Director & CFO), Tania Deol (Managing Director), Kinjal Sheth (Company Secretary & Compliance Officer), Dharmil Bodani (Director), and Pranav S Jasani (Independent Director).

The management team of TCFC Finance includes the following individuals:<BR><BR>1. **Atul Desai** - Chairman & Independent Director<BR>2. **Venkatesh Kamath** - Executive Director & CFO<BR>3. **Tania Deol** - Managing Director<BR>4. **Kinjal Sheth** - Company Secretary & Compliance Officer<BR>5. **Dharmil Bodani** - Director<BR>6. **Pranav S Jasani** - Independent Director<BR><BR>If you need more information about their roles or the company, feel free to ask!

Who are the peers of the TCFC Finance?

TCFC Finance's peers include TCI Finance, Williamson Magor, Margo Finance, Shricon Indus., Challani Capital, Amrapali Fincap, IndiaNivesh, Ramsons Projects, and Sulabh Engineers. Margo Finance shows excellent management and capital structure, while TCFC Finance has below-average management risk and a 1-year return of -42.32%.

Peers: The peers of TCFC Finance are TCI Finance, Williamson Magor, Margo Finance, Shricon Indus., Challani Capital, Amrapali Fincap, IndiaNivesh, Ramsons Projects, Sulabh Engineers.<BR><BR>Quality Snapshot: Excellent management risk is observed at Margo Finance, Shricon Indus., Challani Capital, Amrapali Fincap, IndiaNivesh, Ramsons Projects, Sulabh Engineers, and the rest. Below Average management risk is found at TCI Finance, Williamson Magor, TCFC Finance. Average growth is seen at Shricon Indus., while Good growth is noted at Margo Finance, and Average growth is found at Challani Capital, Amrapali Fincap, and the rest. Excellent capital structure is present at Margo Finance, Shricon Indus., Challani Capital, Amrapali Fincap, TCFC Finance, IndiaNivesh, Ramsons Projects, Sulabh Engineers, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ramsons Projects at 24.52%, while Williamson Magor has the lowest at -29.21%. TCFC Finance's 1-year return is -42.32%, which is lower than both. Additionally, TCI Finance, Williamson Magor, Margo Finance, Challani Capital, IndiaNivesh, Ramsons Projects, and Sulabh Engineers have negative six-month returns.

Are TCFC Finance Ltd latest results good or bad?

TCFC Finance Ltd's latest results are poor, with a net loss of ₹5.54 crores in Q4 FY26, a 10,980% decline from the previous quarter, and a significant deterioration year-on-year. Analysts recommend a "Strong Sell" due to severe operational challenges and weak financial performance.

The latest results for TCFC Finance Ltd are decidedly poor. In Q4 FY26, the company reported a net loss of ₹5.54 crores, marking a staggering decline of 10,980% compared to the previous quarter. This loss is also significantly worse than the ₹-3.04 crores reported in the same quarter last year, representing an 82.24% deterioration year-on-year.<BR><BR>Additionally, net sales turned sharply negative at ₹-7.87 crores, which is a dramatic drop of 631.76% from the previous quarter. The operating profit before depreciation, interest, and tax (PBDIT) also fell to ₹-8.32 crores, indicating severe operational challenges.<BR><BR>The company's return on equity (ROE) stands at a mere 0.60%, reflecting weak capital efficiency, and its overall financial performance has been characterized by extreme volatility, with no signs of stabilization. Given these results, TCFC Finance Ltd is facing significant operational and financial difficulties, leading to a "Strong Sell" advisory from analysts.

Should I buy, sell or hold TCFC Finance Ltd?

When is the next results date for TCFC Finance Ltd?

The next results date for TCFC Finance Ltd is 25 May 2026.

The next results date for TCFC Finance Ltd is scheduled for 25 May 2026.

Is TCFC Finance overvalued or undervalued?

As of December 4, 2025, TCFC Finance is considered very expensive and overvalued with a high PE ratio of 212.12, negative EV to EBIT and EBITDA ratios, and poor returns on capital and equity, significantly lagging behind its peers and the Sensex.

As of 4 December 2025, the valuation grade for TCFC Finance has moved from risky to very expensive. The company is currently overvalued, as indicated by its high PE ratio of 212.12 and negative EV to EBIT and EV to EBITDA ratios of -45.74. Additionally, the return on capital employed (ROCE) stands at -0.75%, while the return on equity (ROE) is a mere 0.20%, further illustrating the company's financial struggles.<BR><BR>In comparison to its peers, TCFC Finance's valuation appears significantly higher than Bajaj Finance, which has a PE ratio of 34.9, and Life Insurance, which boasts a much lower PE ratio of 10.85. The stark contrast in these ratios highlights TCFC Finance's overvaluation in the current market. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date decline of 39.09% compared to the Sensex's gain of 9.12%, reinforcing the notion that TCFC Finance is not a favorable investment at this time.

How has been the historical performance of TCFC Finance?

TCFC Finance experienced a significant decline in financial performance from March 2024 to March 2025, with net sales dropping from 17.47 Cr to 2.31 Cr, and profit after tax falling from 12.29 Cr to 1.22 Cr. Total assets and liabilities also decreased, while cash flow from operating activities remained stagnant.

Answer:<BR>The historical performance of TCFC Finance shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>TCFC Finance's net sales peaked at 17.47 Cr in March 2024, but dropped sharply to 2.31 Cr in March 2025. The total operating income followed a similar trend, decreasing from 17.47 Cr in March 2024 to 2.31 Cr in March 2025. Operating profit (PBDIT) also saw a dramatic decline from 16.13 Cr in March 2024 to 1.48 Cr in March 2025, reflecting a significant drop in profitability. The profit before tax decreased from 16.11 Cr in March 2024 to 1.39 Cr in March 2025, while profit after tax fell from 12.29 Cr to 1.22 Cr in the same period. The earnings per share (EPS) showed a notable decline from 11.73 in March 2024 to 1.16 in March 2025. On the balance sheet, total assets decreased from 115.04 Cr in March 2024 to 113.41 Cr in March 2025, while total liabilities also dropped from 115.04 Cr to 113.41 Cr. The cash flow from operating activities remained stagnant, indicating no cash inflow or outflow during this period. Overall, TCFC Finance experienced a significant downturn in its financial performance in March 2025 compared to the previous year.

Who are the top shareholders of the TCFC Finance?

The top shareholder of TCFC Finance is Greenstone Investments Pvt Ltd, holding 0.0%, with Venkatesh Kamath as the largest public shareholder at 5.09%. Individual investors collectively own 18.41% of the shares, and there are no pledged promoter holdings or investments from mutual funds or foreign institutional investors.

The top shareholders of TCFC Finance primarily include its promoters, with Greenstone Investments Pvt Ltd being the promoter with the highest holding at 0.0%. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares. The highest public shareholder is Venkatesh Kamath, who holds 5.09% of the shares. Additionally, individual investors collectively hold 18.41% of the company's shares.

What is the technical trend for TCFC Finance?

As of May 12, 2025, TCFC Finance's technical trend is mildly bearish, with mixed signals from indicators like the MACD, Bollinger Bands, and moving averages.

As of 12 May 2025, the technical trend for TCFC Finance has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend. The Bollinger Bands and Dow Theory are both indicating a mildly bearish position on a weekly and monthly basis. Daily moving averages remain bearish, which adds to the overall cautious sentiment. The KST aligns with the mixed signals, being mildly bullish weekly but mildly bearish monthly. Overall, the current technical stance is mildly bearish, with key indicators such as moving averages and Bollinger Bands contributing to this outlook.

Has TCFC Finance declared dividend?

Yes, TCFC Finance Ltd has declared an 18% dividend, amounting to 1.8 per share, with an ex-date of July 23, 2024. The company has shown varying total returns over different periods, with a notable total return of 203.56% over the last 5 years.

TCFC Finance Ltd has declared an 18% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 18%<BR>- Amount per share: 1.8<BR>- Ex-date: 23 Jul 24<BR><BR>Dividend Yield: 3.78%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -33.86%, the dividend return was 0%, resulting in a total return of -33.86%.<BR><BR>Over the past year, the price return was -16.08%, with a dividend return of 2.97%, leading to a total return of -13.11%.<BR><BR>In the 2-year period, the price return was 54.3%, the dividend return was 5.96%, culminating in a total return of 60.26%.<BR><BR>For the 3-year period, the price return was 47.56%, the dividend return was 9.71%, resulting in a total return of 57.27%.<BR><BR>In the last 4 years, the price return was 62.22%, with a dividend return of 12.69%, leading to a total return of 74.91%.<BR><BR>Finally, over the 5-year period, the price return was 179.94%, the dividend return was 23.62%, resulting in a total return of 203.56%.<BR><BR>Overall, TCFC Finance Ltd has declared a significant dividend and has shown varying total returns across different periods, with the longest term (5 years) reflecting strong performance, particularly in price return.