TCFC Finance

Who are in the management team of TCFC Finance?

As of March 2023, the management team of TCFC Finance includes Atul Desai (Chairman & Independent Director), Venkatesh Kamath (Executive Director & CFO), Tania Deol (Managing Director), Kinjal Sheth (Company Secretary & Compliance Officer), Dharmil Bodani (Director), and Pranav S Jasani (Independent Director). Each member contributes to the company's governance and operations.

As of March 2023, the management team of TCFC Finance includes the following individuals:<BR><BR>1. Atul Desai - Chairman & Independent Director<BR>2. Venkatesh Kamath - Executive Director & CFO<BR>3. Tania Deol - Managing Director<BR>4. Kinjal Sheth - Company Secretary & Compliance Officer<BR>5. Dharmil Bodani - Director<BR>6. Pranav S Jasani - Independent Director<BR><BR>Each member plays a crucial role in the governance and operational management of the company.

When is the next results date for TCFC Finance?

No Upcoming Board Meetings

Has TCFC Finance declared dividend?

Yes, TCFC Finance Ltd has declared an 18% dividend, amounting to 1.8 per share, with an ex-date of July 23, 2024. The company has shown varying total returns over different periods, with a notable total return of 203.56% over the last 5 years.

TCFC Finance Ltd has declared an 18% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 18%<BR>- Amount per share: 1.8<BR>- Ex-date: 23 Jul 24<BR><BR>Dividend Yield: 3.78%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -33.86%, the dividend return was 0%, resulting in a total return of -33.86%.<BR><BR>Over the past year, the price return was -16.08%, with a dividend return of 2.97%, leading to a total return of -13.11%.<BR><BR>In the 2-year period, the price return was 54.3%, the dividend return was 5.96%, culminating in a total return of 60.26%.<BR><BR>For the 3-year period, the price return was 47.56%, the dividend return was 9.71%, resulting in a total return of 57.27%.<BR><BR>In the last 4 years, the price return was 62.22%, with a dividend return of 12.69%, leading to a total return of 74.91%.<BR><BR>Finally, over the 5-year period, the price return was 179.94%, the dividend return was 23.62%, resulting in a total return of 203.56%.<BR><BR>Overall, TCFC Finance Ltd has declared a significant dividend and has shown varying total returns across different periods, with the longest term (5 years) reflecting strong performance, particularly in price return.

Who are the peers of the TCFC Finance?

TCFC Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Salem Erode Inv., Sumedha Fiscal, Kreon Finnancial, P. H. Capital, and Kalyan Capitals. Bajaj Finance leads in management quality, growth, and 1-year returns, while Kalyan Capitals has the lowest performance metrics.

Peers: The peers of TCFC Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Salem Erode Inv., Sumedha Fiscal, Kreon Finnancial, P. H. Capital, and Kalyan Capitals.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and P. H. Capital, and the rest have Below Average management risk. Growth is Excellent at Jio Financial and Sumedha Fiscal, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Kreon Finnancial, while the rest have Below Average growth. Excellent capital structure is noted for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Salem Erode Inv., Sumedha Fiscal, Kreon Finnancial, and P. H. Capital, while Cholaman.Inv.&Fn has Good capital structure, and Kalyan Capitals has Below Average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.45%, while the lowest is Kalyan Capitals at -44.96%. TCFC Finance's 1-year return is -17.31%, which is higher than Kalyan Capitals but lower than Bajaj Finance. Additionally, peers with negative six-month returns include Salem Erode Inv., Sumedha Fiscal, Kreon Finnancial, P. H. Capital, and Kalyan Capitals.

Should I buy, sell or hold TCFC Finance?

What is the technical trend for TCFC Finance?

As of May 12, 2025, TCFC Finance's technical trend is mildly bearish, with mixed signals from indicators like the MACD, Bollinger Bands, and moving averages.

As of 12 May 2025, the technical trend for TCFC Finance has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend. The Bollinger Bands and Dow Theory are both indicating a mildly bearish position on a weekly and monthly basis. Daily moving averages remain bearish, which adds to the overall cautious sentiment. The KST aligns with the mixed signals, being mildly bullish weekly but mildly bearish monthly. Overall, the current technical stance is mildly bearish, with key indicators such as moving averages and Bollinger Bands contributing to this outlook.

What does TCFC Finance do?

TCFC Finance Ltd is a registered Non Banking Finance Company (NBFC) focused on trading and investment in the micro-cap market, with recent quarterly net sales of -36 Cr and a net profit of -30 Cr as of March 2025. The company has a market cap of INR 48 Cr and key metrics include a P/E of 40.00 and a dividend yield of 3.90%.

Overview:<BR>TCFC Finance Ltd is a registered Non Banking Finance Company (NBFC) engaged in trading and investment activities, operating within the micro-cap market.<BR><BR>History:<BR>Incorporated in 1990, TCFC Finance Ltd has maintained its status as a Non Banking Finance Company. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: -36 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -30 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 48 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 40.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 3.90% <BR>Debt Equity: 0.00 <BR>Return on Equity: 1.09% <BR>Price to Book: 0.43 <BR><BR>Contact Details:<BR>Address: 501 Raheja Chambers, Nariman Point FPJ Marg Mumbai Maharashtra : 400021 <BR>Tel: 91-022-22844701/0736 <BR>Email: investorservices@tcfcfinance.com <BR>Website: http://www.tcfcfinance.com

Who are the top shareholders of the TCFC Finance?

The top shareholder of TCFC Finance is Greenstone Investments Pvt Ltd, holding 0.0%, with Venkatesh Kamath as the largest public shareholder at 5.09%. Individual investors collectively own 18.41% of the shares, and there are no pledged promoter holdings or investments from mutual funds or foreign institutional investors.

The top shareholders of TCFC Finance primarily include its promoters, with Greenstone Investments Pvt Ltd being the promoter with the highest holding at 0.0%. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares. The highest public shareholder is Venkatesh Kamath, who holds 5.09% of the shares. Additionally, individual investors collectively hold 18.41% of the company's shares.

How big is TCFC Finance?

As of 24th July, TCFC Finance Ltd has a market capitalization of 49.00 Cr, with Net Sales of 2.32 Cr and a Net Profit of 1.22 Cr reported in the latest four quarters. Shareholder's Funds are 109.71 Cr and Total Assets amount to 115.04 Cr as of March 2024.

As of 24th July, TCFC Finance Ltd has a market capitalization of 49.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, TCFC Finance reported Net Sales of 2.32 Cr and a Net Profit of 1.22 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 109.71 Cr and Total Assets of 115.04 Cr.

How has been the historical performance of TCFC Finance?

TCFC Finance experienced a significant decline in financial performance from March 2024 to March 2025, with net sales dropping from 17.47 Cr to 2.31 Cr, and profit after tax falling from 12.29 Cr to 1.22 Cr. Total assets and liabilities also decreased, while cash flow from operating activities remained stagnant.

Answer:<BR>The historical performance of TCFC Finance shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>TCFC Finance's net sales peaked at 17.47 Cr in March 2024, but dropped sharply to 2.31 Cr in March 2025. The total operating income followed a similar trend, decreasing from 17.47 Cr in March 2024 to 2.31 Cr in March 2025. Operating profit (PBDIT) also saw a dramatic decline from 16.13 Cr in March 2024 to 1.48 Cr in March 2025, reflecting a significant drop in profitability. The profit before tax decreased from 16.11 Cr in March 2024 to 1.39 Cr in March 2025, while profit after tax fell from 12.29 Cr to 1.22 Cr in the same period. The earnings per share (EPS) showed a notable decline from 11.73 in March 2024 to 1.16 in March 2025. On the balance sheet, total assets decreased from 115.04 Cr in March 2024 to 113.41 Cr in March 2025, while total liabilities also dropped from 115.04 Cr to 113.41 Cr. The cash flow from operating activities remained stagnant, indicating no cash inflow or outflow during this period. Overall, TCFC Finance experienced a significant downturn in its financial performance in March 2025 compared to the previous year.

Are TCFC Finance latest results good or bad?

TCFC Finance's latest Q2 FY26 results are largely negative, showing a net profit of ₹2.03 crores mainly due to an extraordinary tax credit, while net sales plummeted by 127.01%. The company's deteriorating return on equity and significant stock underperformance raise concerns about its operational sustainability.

TCFC Finance's latest results for Q2 FY26 present a mixed picture, but overall, they lean towards the negative side. The company reported a net profit of ₹2.03 crores, which is a positive change of 16.67% compared to the previous quarter. However, this profit was largely due to an extraordinary tax credit rather than operational performance, as the company experienced negative net sales of ₹1.78 crores, marking a dramatic decline of 127.01% quarter-on-quarter.<BR><BR>This negative sales figure indicates that the company faced significant trading losses during the quarter, raising concerns about the sustainability of its earnings. Additionally, the return on equity (ROE) has deteriorated to -0.61%, highlighting challenges in generating returns for shareholders.<BR><BR>Furthermore, the company's stock has underperformed significantly, with a year-to-date decline of 38.71%, contrasting sharply with the Sensex's gain of 6.75%. The volatility in sales and profits, combined with the absence of institutional investor interest, paints a concerning picture for TCFC Finance.<BR><BR>In summary, while there is a small positive in the net profit figure, the overall results indicate serious operational challenges and volatility, suggesting that the latest performance is more bad than good.

Is TCFC Finance overvalued or undervalued?

As of December 4, 2025, TCFC Finance is considered very expensive and overvalued with a high PE ratio of 212.12, negative EV to EBIT and EBITDA ratios, and poor returns on capital and equity, significantly lagging behind its peers and the Sensex.

As of 4 December 2025, the valuation grade for TCFC Finance has moved from risky to very expensive. The company is currently overvalued, as indicated by its high PE ratio of 212.12 and negative EV to EBIT and EV to EBITDA ratios of -45.74. Additionally, the return on capital employed (ROCE) stands at -0.75%, while the return on equity (ROE) is a mere 0.20%, further illustrating the company's financial struggles.<BR><BR>In comparison to its peers, TCFC Finance's valuation appears significantly higher than Bajaj Finance, which has a PE ratio of 34.9, and Life Insurance, which boasts a much lower PE ratio of 10.85. The stark contrast in these ratios highlights TCFC Finance's overvaluation in the current market. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date decline of 39.09% compared to the Sensex's gain of 9.12%, reinforcing the notion that TCFC Finance is not a favorable investment at this time.

Why is TCFC Finance Ltd falling/rising?

As of 04-Mar, TCFC Finance Ltd's stock price is slightly rising at 25.65, with a recent increase attributed to outperforming its sector and higher investor participation. However, the stock has significantly underperformed year-to-date and over the past year, indicating ongoing long-term challenges.

As of 04-Mar, TCFC Finance Ltd's stock price is experiencing a slight rise, currently at 25.65, with a change of 0.04 (0.16%) upward. This increase can be attributed to the stock outperforming its sector by 3.02% today and having gained consecutively for the last two days, resulting in a total return of 2.6% during this period. Additionally, there has been a notable increase in investor participation, with delivery volume rising by 29.82% compared to the 5-day average.<BR><BR>However, it is important to note that despite this recent uptick, TCFC Finance Ltd has been underperforming over longer periods. The stock has declined by 22.39% year-to-date and 48.69% over the past year, contrasting sharply with the Sensex, which has shown positive returns. Furthermore, the stock is trading below its moving averages across various time frames, indicating a longer-term downward trend. Overall, while there is a short-term rise in price, the broader context shows significant challenges for TCFC Finance Ltd.

Which are the latest news on TCFC Finance?