Qgo Finance

Why is Qgo Finance Ltd falling/rising?

As of 18-Jul, Qgo Finance Ltd's stock price is at 41.19, down 1.72% and has underperformed the sector. The stock has shown negative returns over various time frames and is trading below its moving averages, indicating a bearish trend and reduced investor interest.

As of 18-Jul, Qgo Finance Ltd's stock price is falling, currently at 41.19, reflecting a decrease of 0.72 or 1.72%. The stock has underperformed compared to the sector by 2.44% today and has experienced consecutive declines over the past two days, resulting in a total drop of 6.49% during this period. <BR><BR>In terms of performance over various time frames, the stock has shown negative returns, with a decline of 1.79% over the past week, 5.70% over the past month, and 9.61% year-to-date. Additionally, the stock has been trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. <BR><BR>Investor participation has also decreased, with delivery volume on 16 July falling by 62.49% compared to the 5-day average, suggesting reduced interest from investors. Overall, these factors contribute to the ongoing decline in Qgo Finance Ltd's stock price.

Which are the latest news on Qgo Finance?

How big is Qgo Finance?

As of 10th June, Qgo Finance Ltd has a market capitalization of 31.00 Cr, with recent Net Sales of 18.19 Cr and a Net Profit of 3.37 Cr. Shareholder's Funds are 18.11 Cr and Total Assets are valued at 106.43 Cr as of March 2025.

As of 10th June, Qgo Finance Ltd has a market capitalization of 31.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Qgo Finance reported Net Sales of 18.19 Cr and a Net Profit of 3.37 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 18.11 Cr and Total Assets valued at 106.43 Cr.

Who are in the management team of Qgo Finance?

The management team of Qgo Finance includes Vineet Bakhshi (Chairman & Independent Director), Rachana Abhishek Singi (Executive Director/Managing Director/Promoter), Virendra Jain (Independent Non-Executive Director), Seema Pathak (Non-Executive & Non-Independent Director), and Deepika Nath (Non-Executive Director).

The management team of Qgo Finance includes the following members:<BR><BR>1. **Vineet Bakhshi** - Chairman & Independent Director<BR>2. **Rachana Abhishek Singi** - Executive Director / Managing Director / Promoter<BR>3. **Virendra Jain** - Independent Non-Executive Director<BR>4. **Seema Pathak** - Non-Executive & Non-Independent Director<BR>5. **Deepika Nath** - Non-Executive Director<BR><BR>If you have any more questions about Qgo Finance or its operations, feel free to ask!

Who are the peers of the Qgo Finance?

Qgo Finance's peers include India Cem. Cap., Arnold Holdings, Sumedha Fiscal, Morarka Finance, Margo Finance, Amrapali Fincap, and Intec Capital, with varying management risks and growth rates. Qgo Finance has a 1-year return of -19.15%, better than Arnold Holdings but lower than most peers.

Peers: The peers of Qgo Finance are India Cem. Cap., Arnold Holdings, Sumedha Fiscal, Morarka Finance, Margo Finance, Amrapali Fincap, and Intec Capital.<BR><BR>Quality Snapshot: Excellent management risk is observed at India Cem. Cap., Arnold Holdings, Sumedha Fiscal, Morarka Finance, Margo Finance, Amrapali Fincap, and Intec Capital, while Average management risk is found at Qgo Finance. Growth is Excellent at Arnold Holdings, while Average growth is noted at India Cem. Cap., Sumedha Fiscal, Morarka Finance, Margo Finance, and Qgo Finance, and Below Average growth is seen at Amrapali Fincap and Intec Capital. All peers exhibit Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is R G F Capital at 305.45%, while the peer with the lowest is Arnold Holdings at -50.66%. Qgo Finance's 1-year return is -19.15%, which is higher than Arnold Holdings but lower than the rest. Additionally, Morarka Finance, Margo Finance, and Intec Capital have negative six-month returns.

What does Qgo Finance do?

Qgo Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, with a recent quarterly net sales of 5 Cr and net profit of 1 Cr. The company, originally incorporated in 1993 and rebranded in 2018, has a market cap of INR 31 Cr and key metrics including a P/E of 9.00 and a dividend yield of 0.90%.

Overview:<BR>Qgo Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap market segment.<BR><BR>History:<BR>Qgo Finance Ltd was originally incorporated as a Private Limited Company in 1993. It converted to a Public Limited Company in 1995 under the name "Parnami Credits Limited" and later changed its name to Qgo Finance Limited in December 2018. The latest quarterly results reported net sales and net profit for March 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 5 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 1 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 31 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 9.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.90% <BR>Debt-Equity: 4.52 <BR>Return on Equity: 17.26% <BR>Price to Book: 1.58 <BR><BR>Contact Details:<BR>Address: 3rd Floor, A-514 TTC Industrial Area Mumbai Maharashtra : 400701 <BR>Tel: 91-22-4976 2795 <BR>Email: ContactUs@qgofinance.com <BR>Website: http://www.qgofinance.com

Should I buy, sell or hold Qgo Finance Ltd?

Are Qgo Finance Ltd latest results good or bad?

Qgo Finance Ltd's latest results show strong revenue and profit growth, with a net profit increase of 18.75% quarter-on-quarter. However, concerns arise from a high debt-to-equity ratio of 4.52x and a significant decline in promoter holding, which may impact long-term stability.

Qgo Finance Ltd's latest results present a mixed picture. On the positive side, the company reported a net profit of ₹0.95 crores for Q4 FY26, reflecting an 18.75% increase quarter-on-quarter and a 25% increase year-on-year. Revenue also showed strong growth, with a year-on-year increase of 24.50%, reaching ₹5.03 crores in the same quarter. Additionally, the return on equity stands at 16.29%, which is above the peer average, indicating effective use of shareholder funds.<BR><BR>However, there are significant concerns as well. The company's debt-to-equity ratio is notably high at 4.52x, which raises red flags about its financial leverage and risk exposure. Furthermore, the promoter holding has declined sharply from 63.36% a year ago to 55.47%, suggesting reduced confidence from the company's founders. The operating margin has also compressed from 90.35% to 83.90% year-on-year, indicating rising costs that could impact profitability moving forward.<BR><BR>In summary, while Qgo Finance Ltd has demonstrated impressive revenue and profit growth, the high leverage and declining promoter stake are concerning factors that could affect its long-term stability and investor confidence.

When is the next results date for Qgo Finance Ltd?

The next results date for Qgo Finance Ltd is 26 May 2026.

The next results date for Qgo Finance Ltd is scheduled for 26 May 2026.

Has Qgo Finance Ltd declared dividend?

Qgo Finance Ltd has declared a 1% dividend, amounting to 0.1 per share, with an ex-date of February 20, 2026. While recent returns have been negative, the company has shown significant growth over the long term, particularly a total return of 154.41% over the past 5 years.

Qgo Finance Ltd has declared a 1% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 1%<BR>- Amount per share: 0.1<BR>- Ex-date: 20 Feb 26<BR><BR>Dividend Yield: 1%<BR><BR>Total Returns by Period:<BR>Over the last 3 months, Qgo Finance Ltd experienced a price return of -9.63%, a dividend return of 0.42%, resulting in a total return of -9.21%.<BR><BR>In the 6-month period, the company had a price return of -7.97%, a dividend return of 0.44%, leading to a total return of -7.53%.<BR><BR>For the 1-year period, the price return was -21.43%, with a dividend return of 1.01%, culminating in a total return of -20.42%.<BR><BR>Over 2 years, the price return was -35.82%, the dividend return was 1.04%, resulting in a total return of -34.78%.<BR><BR>In the 3-year period, Qgo Finance Ltd saw a price return of 6.28%, a dividend return of 2.65%, resulting in a total return of 8.93%.<BR><BR>For the 4-year period, the company achieved a price return of 71.54%, a dividend return of 6.25%, leading to a total return of 77.79%.<BR><BR>Finally, over 5 years, the price return was 144.44%, with a dividend return of 9.97%, resulting in a total return of 154.41%.<BR><BR>Overall, Qgo Finance Ltd has declared a dividend, and while recent returns have shown negative trends, the long-term performance indicates significant growth, particularly in the 5-year period.

How has been the historical performance of Qgo Finance?

Qgo Finance has shown consistent growth in net sales and profit, with net sales increasing from 1.49 Cr in Mar'19 to 16.40 Cr in Mar'25, and profit after tax rising to 3.07 Cr in Mar'25. However, the company faces increasing debt levels, with total liabilities growing from 29.11 Cr in Mar'20 to 106.43 Cr in Mar'25.

Answer:<BR>The historical performance of Qgo Finance shows a consistent growth trend in net sales and profit over the years.<BR><BR>Breakdown:<BR>Qgo Finance has demonstrated significant growth in net sales, increasing from 1.49 Cr in Mar'19 to 16.40 Cr in Mar'25. The total operating income has mirrored this trend, reaching 16.40 Cr in Mar'25, up from 1.49 Cr in Mar'19. The company has also seen a rise in operating profit (PBDIT), which grew from 0.21 Cr in Mar'19 to 4.31 Cr in Mar'25, indicating improved operational efficiency. Despite this, the interest expenses have escalated from 0.31 Cr in Mar'19 to 10.22 Cr in Mar'25, leading to a gross profit (PBDT) that remains negative, at -5.91 Cr in Mar'25. Profit before tax has increased to 4.02 Cr in Mar'25 from 0.19 Cr in Mar'19, while profit after tax reached 3.07 Cr in Mar'25, up from 0.04 Cr in Mar'19. The company's total liabilities have also risen significantly, from 29.11 Cr in Mar'20 to 106.43 Cr in Mar'25, driven by an increase in short-term borrowings. Total assets have grown correspondingly, reaching 106.43 Cr in Mar'25. Cash flow from operating activities has improved, showing a positive 5.00 Cr in Mar'25, compared to a negative cash flow in the previous year. Overall, Qgo Finance's financial performance reflects a trajectory of growth, albeit with increasing debt levels.

How has been the historical performance of Qgo Finance?

Qgo Finance has shown consistent growth, with net sales increasing from 1.49 Cr in Mar'19 to 16.40 Cr in Mar'25, and operating profit rising from 0.21 Cr to 4.31 Cr during the same period. The company has improved profitability, with profit after tax reaching 3.07 Cr in Mar'25, alongside a significant increase in total assets.

Answer:<BR>The historical performance of Qgo Finance shows a consistent growth trajectory in net sales and profits over the years.<BR><BR>Breakdown:<BR>Qgo Finance has demonstrated significant growth in net sales, increasing from 1.49 Cr in Mar'19 to 16.40 Cr in Mar'25. Total operating income has mirrored this upward trend, reaching 16.40 Cr in Mar'25, up from 1.49 Cr in Mar'19. The company has maintained a steady increase in operating profit, which rose from 0.21 Cr in Mar'19 to 4.31 Cr in Mar'25, reflecting an operating profit margin of 26.16% in the latest fiscal year. Profit before tax also saw a notable rise, climbing from 0.19 Cr in Mar'19 to 4.02 Cr in Mar'25, while profit after tax reached 3.07 Cr in Mar'25, up from just 0.04 Cr in Mar'19. The company’s total assets increased significantly from 29.11 Cr in Mar'20 to 106.43 Cr in Mar'25, with total liabilities also rising from 29.11 Cr to 106.43 Cr during the same period. Cash flow from operating activities turned positive in Mar'25 at 5.00 Cr, compared to a negative cash flow in the previous year. Overall, Qgo Finance's financial metrics indicate a robust growth pattern and improving profitability over the years.

Who are the top shareholders of the Qgo Finance?

The top shareholder of Qgo Finance is Rachana Singi, holding 60.48% of the shares, with no pledged promoter holdings. The highest public shareholder is Venkatesh P Gupta at 2.56%, while individual investors collectively own 29.07%.

The top shareholders of Qgo Finance are primarily the promoters, with Rachana Singi holding the largest share at 60.48%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) involved. The highest public shareholder is Venkatesh P Gupta, who holds 2.56%. Additionally, individual investors collectively hold 29.07% of the shares.

Is Qgo Finance overvalued or undervalued?

As of May 16, 2025, Qgo Finance is considered an attractive investment due to its undervalued status, with a PE ratio of 11.72, an EV to EBITDA of 8.35, a ROE of 16.90%, and a PEG ratio of 1.09, despite a recent 1-year return of -11.88% compared to the Sensex's 7.64%, while its strong 5-year return of 247.43% highlights its potential.

As of 16 May 2025, Qgo Finance's valuation grade has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued based on its financial metrics. Key ratios include a PE ratio of 11.72, an EV to EBITDA of 8.35, and a ROE of 16.90%. <BR><BR>In comparison to peers, Qgo Finance's PE ratio is lower than Life Insurance's PE of 12.54, while Bajaj Finance is significantly more expensive at a PE of 35.01. Additionally, Qgo Finance's PEG ratio of 1.09 suggests it is reasonably priced relative to its growth rate. Despite recent underperformance against the Sensex, with a 1-year return of -11.88% compared to the Sensex's 7.64%, the company's strong historical performance over 5 years, with a return of 247.43%, reinforces its attractiveness as an investment opportunity.

What is the technical trend for Qgo Finance?

As of May 16, 2025, Qgo Finance's technical trend has shifted to bearish, supported by multiple indicators including a bearish MACD, moving averages, and Bollinger Bands across various time frames.

As of 16 May 2025, the technical trend for Qgo Finance has changed from mildly bearish to bearish. The weekly MACD is bearish, and the daily moving averages confirm a bearish stance. Bollinger Bands are also indicating a bearish trend on both weekly and monthly time frames. The KST shows a bearish signal weekly and mildly bearish monthly, while the Dow Theory reflects a mildly bearish trend on the weekly chart with no trend on the monthly. Overall, the current technical stance is bearish with a moderate strength indicated by the convergence of multiple bearish signals across different indicators.