Dashboard
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.30% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 16.36%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.30% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.14% signifying low profitability per unit of total assets
2
Positive results in Dec 25
3
With ROA of 0.36%, it has a attractive valuation with a 1.12 Price to Book Value
4
Market Beating Performance
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
10.95%
0%
10.95%
6 Months
35.1%
0%
35.1%
1 Year
76.48%
0%
76.48%
2 Years
56.7%
0%
56.7%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%
Kyoto Financial Group, Inc. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
10.01%
EBIT Growth (5y)
11.72%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
47.96%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
31
Industry P/E
Price to Book Value
1.12
EV to EBIT
34.73
EV to EBITDA
30.93
EV to Capital Employed
1.12
EV to Sales
10.83
PEG Ratio
0.91
Dividend Yield
NA
ROCE (Latest)
3.22%
ROE (Latest)
3.66%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
No Trend
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
About Kyoto Financial Group, Inc. 
Kyoto Financial Group, Inc.
Regional Banks
No Details Available.
Company Coordinates 
No Company Details Available






