Dashboard
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Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 32,013.42% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 11.85%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 32,013.42% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.16% signifying low profitability per unit of total assets
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Positive results in Jun 25
3
With ROA of 0.29%, it has a Does not qualify valuation with a 0.67 Price to Book Value
4
Market Beating Performance
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
14.78%
0%
14.78%
6 Months
39.19%
0%
39.19%
1 Year
47.78%
0%
47.78%
2 Years
57.44%
0%
57.44%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%
Kyoto Financial Group, Inc. for the last several years.
Risk Adjusted Returns v/s 
News

Kyoto Financial Group Hits Day Low of JPY 3,008 Amid Price Pressure
Kyoto Financial Group, Inc. faced a notable stock price decline on October 29, 2025, amid a challenging trading environment. Despite a strong year-to-date performance, concerns about financial health are evident, with a high Capital Adequacy Ratio and low Return on Assets, raising questions about profitability and risk management.
Read More
Kyoto Financial Group Hits Day Low at JPY 3,007 Amid Price Pressure
Kyoto Financial Group, Inc. saw a significant stock price decline today, contrasting with the Japan Nikkei 225's smaller drop. Despite a recent downturn, the company has performed well over the past year. However, its financial metrics raise concerns, particularly regarding profitability and risk management.
Read More Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
7.59%
EBIT Growth (5y)
7.58%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
47.96%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
0.67
EV to EBIT
11.85
EV to EBITDA
10.67
EV to Capital Employed
0.59
EV to Sales
4.44
PEG Ratio
1.22
Dividend Yield
NA
ROCE (Latest)
4.94%
ROE (Latest)
3.38%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Dow Theory
Bullish
Bullish
OBV
Mildly Bearish
No Trend
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
About Kyoto Financial Group, Inc. 
Kyoto Financial Group, Inc.
Regional Banks
No Details Available.
Company Coordinates 
No Company Details Available






