Kyoto Financial Group, Inc. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Kyoto Financial Group, Inc.

Why is Kyoto Financial Group, Inc. ?

With a growth in Interest of NAN%, the company declared Outstanding results in Mar 26

ROCE(HY) Highest at 0.81%
DIVIDEND PER SHARE(HY) Highest at JPY 0
CREDIT DEPOSIT RATIO(HY) Highest at 83.96%

With ROA of 0.36%, it has a attractive valuation with a 1.12 Price to Book Value

Over the past year, while the stock has generated a return of 76.69%, its profits have risen by 33.5% ; the PEG ratio of the company is 0.9

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Kyoto Financial Group, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Kyoto Financial Group, Inc. for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Kyoto Financial Group, Inc.

76.69%

2.14

32.27%

Japan Nikkei 225

85.83%

3.09

27.80%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.01%

EBIT Growth (5y)

11.72%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

47.96%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.12

EV to EBIT

34.73

EV to EBITDA

30.93

EV to Capital Employed

1.12

EV to Sales

10.83

PEG Ratio

0.91

Dividend Yield

ROCE (Latest)

3.22%

ROE (Latest)

3.66%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bearish

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

29What is working for the Company

ROCE(HY)

Highest at 0.81%

DIVIDEND PER SHARE(HY)

Highest at JPY 0

CREDIT DEPOSIT RATIO(HY)

Highest at 83.96%

NET SALES(Q)

At JPY 31,155 MM has Grown at 30.45%

PRE-TAX PROFIT(Q)

Highest at JPY 82,186 MM

NET PROFIT(Q)

Highest at JPY 57,545 MM

EPS(Q)

Highest at JPY 201.81

-9What is not working for the Company

INTEREST(9M)

At JPY 32,764 MM has Grown at 49%

ROCE(HY)

Lowest at 0.81%

CASH AND EQV(HY)

Lowest at JPY 1,667,782 MM

OPERATING PROFIT(Q)

Lowest at JPY -79,559 MM

OPERATING PROFIT MARGIN(Q)

Lowest at -255.37 %

Here's what is working for Kyoto Financial Group, Inc.

Pre-Tax Profit

At JPY 82,186 MM has Grown at 1,397.56%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (JPY MM)

Net Profit

At JPY 57,545 MM has Grown at 1,294.35%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (JPY MM)

Net Sales

At JPY 31,155 MM has Grown at 30.45%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Pre-Tax Profit

Highest at JPY 82,186 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit

Highest at JPY 57,545 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS

Highest at JPY 201.81

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Dividend per share

Highest at JPY 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (JPY)

Credit Deposit Ratio

Highest at 83.96%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Depreciation

Highest at JPY 1,596 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (JPY MM)

Depreciation

At JPY 1,596 MM has Grown at 68%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (JPY MM)

Here's what is not working for Kyoto Financial Group, Inc.

Interest

At JPY 32,764 MM has Grown at 49%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Operating Profit

Lowest at JPY -79,559 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (JPY MM)

Operating Profit Margin

Lowest at -255.37 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Cash and Eqv

Lowest at JPY 1,667,782 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Non Operating Income

Highest at JPY 1.97 MM

in the last five periods

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating income