TAKAFUL-EM Share Price | Takaful Emarat PSC Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Compare Takaful Emarat PSC with Similar Stocks

Insurance House PSC Dubai Islamic Insurance & Reinsurance Co.Watania International Holding Pjsc

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With a fall in PBT of -421.68%, the company declared Very Negative results in Mar 26

The company has declared negative results for the last 2 consecutive quarters
The company has declared negative results in Dec 25 after 2 consecutive negative quarters
OPERATING CASH FLOW(Y) Lowest at AED 40.74 MM
OPERATING PROFIT(Q) Lowest at AED -15.85 MM
OPERATING PROFIT MARGIN(Q) Lowest at -9.86 %

With ROE of 3.70%, it has a expensive valuation with a 2.12 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

AED 322 Million (Micro Cap)

P/E

57.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

3.70%

Price to Book

2.12

Revenue and Profits:

Net Sales:

(Quarterly Results - Mar 2026)

Net Profit:

-14 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

6.25%

6 Months

-15.47%

1 Year

25.41%

2 Years

180.73%

3 Years

51.49%

4 Years

61.9%

5 Years

-12.07%

Takaful Emarat PSC for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

10.38%

EBIT Growth (5y)

EBIT to Interest (avg)

0.19

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

12.32%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

1.76%

ROE (avg)

4.38%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.12

EV to EBIT

EV to EBITDA

5.54

EV to Capital Employed

-0.05

EV to Sales

0.01

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

3.70%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

Mildly Bearish

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Mar'26 - QoQ",
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        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Mar 2026 is 0.00% vs 0.00% in Dec 2025",
        "dir": 0
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2026 is -87.67% vs -157.03% in Dec 2025",
        "dir": 1
      }
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      "header": [
        "Mar'26",
        "Dec'25",
        "Change(%)"
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          "val2": "0.00",
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          "chgp_class": "neutral"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "0.50",
          "val2": "0.50",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-13.70",
          "val2": "-7.30",
          "chgp": "-87.67%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-98.60%",
          "val2": "-15.30%",
          "chgp": "-8.33%",
          "chgp_class": "negative"
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      ]
    }
  },
  {
    "link": "annual",
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        "suffix": "YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024",
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      },
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2025 is 41.96% vs 190.32% in Dec 2024",
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      "header": [
        "Dec'25",
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          "val2": "29.00%",
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Quarterly Results Snapshot (Consolidated) - Mar'26 - QoQ

Mar'26

Dec'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

0.50

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

-13.70

-7.30

-87.67%

Operating Profit Margin (Excl OI)

-98.60%

-15.30%

-8.33%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2026 is 0.00% vs 0.00% in Dec 2025

Consolidated Net Profit

QoQ Growth in quarter ended Mar 2026 is -87.67% vs -157.03% in Dec 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

1.10

0.70

57.14%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

15.90

11.20

41.96%

Operating Profit Margin (Excl OI)

30.40%

29.00%

0.14%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 41.96% vs 190.32% in Dec 2024

All Annual Results

Company CV

About Takaful Emarat PSC

Takaful Emarat PSC

Insurance

Takaful Emarat Insurance PSC is a United Arab Emirates-based public shareholding company that offers health, life and credit & savings insurance products and services in accordance with the Islamic Sharia. The Company is organized into two business segments: the Underwriting of takaful business segment includes health insurance, life insurance and credit & saving insurance, and the Investments segment incorporates investments fixed deposit in local banks and investment in sukuk. The Company offers life and health insurance products and services for individual and corporate customers.

Company Coordinates

Company Details

P.O.Box 64341 , DUBAI None : None

Tel: 971 4 2309300971 4 2309415

https://www.takafulemarat.com

Registrar Details