Takaful Emarat PSC (TAKAFUL-EM) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

National General Insurance Co.

Watania International Holding Pjsc

Al Dhafra Insurance Co. PSC

Al-Buhaira National Insurance Co.

Union Insurance Co.

Islamic Arab Insurance Co.

Takaful Emarat PSC

Dubai Islamic Insurance & Reinsurance Co.

Hayah Insurance Co. PJSC

Al Ain Ahlia Insurance Co.

Insurance House PSC

Why is Takaful Emarat PSC ?

Flat results in Jun 26

NET PROFIT(9M) At AED 5.62 MM has Grown at -77.55%
OPERATING CASH FLOW(Y) Lowest at AED -0.76 MM

With ROE of 3.70%, it has a expensive valuation with a 2.12 Price to Book Value

Over the past year, while the stock has generated a return of 20.59%, its profits have fallen by -64.8%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Takaful Emarat PSC for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Takaful Emarat PSC

21.32%

0.31

31.71%

Abu Dhabi Securities Exchange

-1.29%

-0.11

12.44%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.38%

EBIT Growth (5y)

EBIT to Interest (avg)

0.19

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

32.90%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

2.64%

ROE (avg)

4.38%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.12

EV to EBIT

EV to EBITDA

5.54

EV to Capital Employed

-0.05

EV to Sales

0.01

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

3.70%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bearish

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

OPERATING PROFIT(Q)

Highest at AED 29.31 MM

OPERATING PROFIT MARGIN(Q)

Highest at 14.45 %

PRE-TAX PROFIT(Q)

Highest at AED 29.31 MM

NET PROFIT(Q)

Highest at AED 26.66 MM

EPS(Q)

Highest at AED 0.13

-7What is not working for the Company

NET PROFIT(9M)

At AED 5.62 MM has Grown at -77.55%

OPERATING CASH FLOW(Y)

Lowest at AED -0.76 MM

Here's what is working for Takaful Emarat PSC

Pre-Tax Profit

At AED 29.31 MM has Grown at 1,298.9%

over average net sales of the previous four periods of AED 2.1 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (AED MM)

Net Profit

At AED 26.66 MM has Grown at 1,795.87%

over average net sales of the previous four periods of AED 1.41 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (AED MM)

Operating Profit

Highest at AED 29.31 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (AED MM)

Operating Profit Margin

Highest at 14.45 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at AED 29.31 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (AED MM)

Net Profit

Highest at AED 26.66 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (AED MM)

EPS

Highest at AED 0.13

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (AED)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Takaful Emarat PSC

Operating Cash Flow

Lowest at AED -0.76 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (AED MM)