Takaful Emarat PSC (TAKAFUL-EM) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.Unlock 29 Markets

Comparison

Company

Score

Quality

Valuation

Financial

Technical

National General Insurance Co.

Watania International Holding Pjsc

Al-Buhaira National Insurance Co.

Takaful Emarat PSC

Al Ain Ahlia Insurance Co.

Union Insurance Co.

Al Dhafra Insurance Co. PSC

Islamic Arab Insurance Co.

Hayah Insurance Co. PJSC

Insurance House PSC

Dubai Islamic Insurance & Reinsurance Co.

Why is Takaful Emarat PSC ?

The company has declared Positive results for the last 5 consecutive quarters

NET PROFIT(Q) At AED 13.91 MM has Grown at 248.47%
ROCE(HY) Highest at 56.47%
PRE-TAX PROFIT(Q) At AED 13.77 MM has Grown at 202.45%

With ROE of 19.63%, it has a expensive valuation with a 1.88 Price to Book Value

Over the past year, while the stock has generated a return of -12.30%, its profits have fallen by -3%

Underperformed the market in the last 1 year

Even though the market (Abu Dhabi Securities Exchange) has generated returns of 7.93% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -12.30% returns

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Takaful Emarat PSC should be less than 10%
Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Takaful Emarat PSC for you?

High Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Takaful Emarat PSC

-15.03%

0.24

39.68%

Abu Dhabi Securities Exchange

7.69%

0.97

8.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

5.34%

EBIT Growth (5y)

EBIT to Interest (avg)

0.19

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

12.32%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

1.76%

ROE (avg)

4.38%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.88

EV to EBIT

EV to EBITDA

-21.95

EV to Capital Employed

0.13

EV to Sales

-0.04

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

19.63%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

13What is working for the Company

NET PROFIT(Q)

At AED 13.91 MM has Grown at 248.47%

ROCE(HY)

Highest at 56.47%

PRE-TAX PROFIT(Q)

At AED 13.77 MM has Grown at 202.45%

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

NET SALES(9M)

Higher at AED 484.76 MM

DEBT-EQUITY RATIO (HY)

Lowest at -180.33 %

-2What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at AED 11.62 MM

Here's what is working for Takaful Emarat PSC

Net Profit

At AED 13.91 MM has Grown at 248.47%

over average net sales of the previous four periods of AED 3.99 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (AED MM)

Pre-Tax Profit

At AED 13.77 MM has Grown at 202.45%

over average net sales of the previous four periods of AED 4.55 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (AED MM)

Debt-Equity Ratio

Lowest at -180.33 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Net Sales

Higher at AED 484.76 MM

than preceding 12 month period ended Jun 2025

MOJO Watch

In the nine month period the company has already crossed sales of the previous twelve months

Net Sales (AED MM)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Takaful Emarat PSC

Operating Cash Flow

Lowest at AED 11.62 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (AED MM)