TAKAFUL-EM Share Price | Takaful Emarat PSC Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Compare Takaful Emarat PSC with Similar Stocks

Insurance House PSC Dubai Islamic Insurance & Reinsurance Co.Watania International Holding Pjsc

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With ROE of 10.48%, it has a expensive valuation with a 1.92 Price to Book Value

Over the past year, while the stock has generated a return of 12.88%, its profits have risen by 70.3% ; the PEG ratio of the company is 0.3

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

AED 327 Million (Micro Cap)

P/E

18.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

10.48%

Price to Book

1.80

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

-4 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-20.74%

6 Months

0.68%

1 Year

12.88%

2 Years

166.07%

3 Years

148.33%

4 Years

26.27%

5 Years

6.43%

Takaful Emarat PSC for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

Takaful Emarat PSC Faces Valuation Shift Amid Declining Profits and Market Dynamics

Takaful Emarat PSC, a microcap insurance firm, has experienced a valuation adjustment reflecting changes in its financial metrics. Key indicators include a P/E ratio of 10 and a return on equity of 19.63%. Despite a 34.59% return over the past year, profits have declined by 3%, impacting its market position.

Read full news article

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

21.04%

EBIT Growth (5y)

EBIT to Interest (avg)

0.19

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

12.32%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

1.76%

ROE (avg)

4.38%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.92

EV to EBIT

EV to EBITDA

347.58

EV to Capital Employed

1.92

EV to Sales

0.31

PEG Ratio

0.26

Dividend Yield

ROCE (Latest)

ROE (Latest)

10.48%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bearish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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        "Sep'25",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

0.00

0.40

-100.00%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

-3.50

12.80

-127.34%

Operating Profit Margin (Excl OI)

0.00%

71.00%

-7.10%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is -127.34% vs -7.91% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

0.00

0.70

-100.00%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

19.60

11.20

75.00%

Operating Profit Margin (Excl OI)

0.00%

29.00%

-2.90%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 75.00% vs 190.32% in Dec 2024

All Annual Results

Company CV

About Takaful Emarat PSC

Takaful Emarat PSC

Insurance

Takaful Emarat Insurance PSC is a United Arab Emirates-based public shareholding company that offers health, life and credit & savings insurance products and services in accordance with the Islamic Sharia. The Company is organized into two business segments: the Underwriting of takaful business segment includes health insurance, life insurance and credit & saving insurance, and the Investments segment incorporates investments fixed deposit in local banks and investment in sukuk. The Company offers life and health insurance products and services for individual and corporate customers.

Company Coordinates

Company Details

P.O.Box 64341 , DUBAI None : None

Tel: 971 4 2309300971 4 2309415

https://www.takafulemarat.com

Registrar Details