AAN Share Price | PROG Holdings, Inc. Stock Analysis & Recommendation

Q: How big is PROG Holdings, Inc.?

Market Cap: As of Jun 18, PROG Holdings, Inc. has a market capitalization of 1,871.55 million, categorizing it as a Small Cap company.Recent Quarterly Performance: For the latest four quarters, PROG Holdings, Inc. reported net sales of 2,505.71 million and a net profit of 210.00 million.Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 650.28 million and total assets of 1,513.77 million.

Q: What does PROG Holdings, Inc. do?

Overview:PROG Holdings, Inc. is an omnichannel provider of lease-to-own solutions in the finance industry, operating within the small-cap market.Financial Snapshot:Most recent Net Sales: 684 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 35 Million (Quarterly Results - Mar 2025) Market-cap: USD 1,871.55 Million (Small Cap)Key Metrics:P/E: 8.00 Dividend Yield: 0.00% Debt Equity: -999,999.00 Return on Equity: 36.54% Price to Book: 2.86Contact Details:Address: 400 Galleria Parkway Se, Suite 300, ATLANTA GA : 30339-3182 Tel: 1 678 4023000 Website: https://investor.aarons.com/

Q: Is PROG Holdings, Inc. technically bullish or bearish?

As of 24 October 2025, the technical trend for PROG Holdings, Inc. has changed from mildly bullish to mildly bearish. The current stance is mildly bearish, driven by bearish signals from the MACD and Bollinger Bands on both weekly and monthly time frames. The KST is also bearish on a monthly basis, while the daily moving averages show a mildly bullish trend. The Dow Theory indicates a mildly bullish stance on a monthly basis, but overall, the indicators lean bearish. In terms of performance, PROG has underperformed the S&P 500 across multiple periods, with a year-to-date return of -26.55% compared to the S&P 500's 15.47%.

Q: Is PROG Holdings, Inc. overvalued or undervalued?

As of 21 November 2025, the valuation grade for PROG Holdings, Inc. moved from expensive to very expensive, indicating a significant deterioration in its valuation outlook. The company appears to be overvalued, especially when considering its P/E ratio of 8, which is notably lower than the peer average, and an EV to EBITDA ratio of 1.19, which also suggests a premium valuation compared to its peers. Additionally, the PEG ratio stands at 0.12, further highlighting the disconnect between growth expectations and current pricing.In comparison to its peers, SLM Corp. has a P/E ratio of 23.91, while Nelnet, Inc. boasts a much lower valuation at 11.39, indicating that PROG Holdings is trading at a substantial premium despite its lower growth prospects. The stock has underperformed significantly against the S&P 500, with a year-to-date return of -33.48% compared to the index's 12.26%. This stark contrast reinforces the view that PROG Holdings is overvalued in the current market environment.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

430.92 k

Shareholding (Dec 2025)

FII

13.71%

Held by 124 FIIs

DII

30.55%

Held by 61 DIIs

Promoter

0.00%

How big is PROG Holdings, Inc.?

22-Jun-2025

As of Jun 18, PROG Holdings, Inc. has a market capitalization of 1,871.55 million, with net sales of 2,505.71 million and a net profit of 210.00 million over the latest four quarters.

View full answer

What does PROG Holdings, Inc. do?

22-Jun-2025

PROG Holdings, Inc. is a small-cap omnichannel provider of lease-to-own solutions, with recent net sales of $684 million and a net profit of $35 million. The company has a market cap of approximately $1.87 billion and a P/E ratio of 8.00.

View full answer

Is PROG Holdings, Inc. technically bullish or bearish?

28-Oct-2025

As of October 24, 2025, PROG Holdings, Inc. has shifted to a mildly bearish trend due to negative signals from key indicators, despite a year-to-date return of -26.55%, significantly underperforming the S&P 500's 15.47%.

View full answer

Is PROG Holdings, Inc. overvalued or undervalued?

25-Nov-2025

As of November 21, 2025, PROG Holdings, Inc. is considered very expensive and overvalued, with a P/E ratio of 8 and an EV to EBITDA ratio of 1.19, significantly underperforming its peers and the S&P 500.

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Poor long term growth as Net Sales has grown by an annual rate of -9.28% over the last 5 years

With ROE of 36.54%, it has a very attractive valuation with a 2.92 Price to Book Value

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

USD 1,841 Million (Small Cap)

P/E

13.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

18.98%

Price to Book

2.47

Revenue and Profits:

Net Sales:

575 Million

(Quarterly Results - Dec 2025)

Net Profit:

20 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-5.04%

6 Months

-16.81%

1 Year

5.37%

2 Years

-16.74%

3 Years

25.44%

4 Years

-0.24%

5 Years

-34.09%

PROG Holdings, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

-8.29%

EBIT Growth (5y)

-8.46%

EBIT to Interest (avg)

23.19

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

14.48%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

30.66%

ROE (avg)

29.89%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.47

EV to EBIT

8.92

EV to EBITDA

1.15

EV to Capital Employed

2.06

EV to Sales

0.87

PEG Ratio

Dividend Yield

ROCE (Latest)

23.11%

ROE (Latest)

18.98%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Bearish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 86 Schemes (55.67%)

Foreign Institutions

Held by 124 Foreign Institutions (13.71%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "val1": "7.10",
          "val2": "8.30",
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          "val1": "-14.70",
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        "Dec'25",
        "Dec'24",
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          "chgp": "-2.06%",
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        {
          "field": "Interest",
          "val1": "39.30",
          "val2": "38.80",
          "chgp": "1.29%",
          "chgp_class": "negative"
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          "field": "Exceptional Items",
          "val1": "-38.20",
          "val2": "-49.20",
          "chgp": "22.36%",
          "chgp_class": "positive"
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Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY

Dec'25

Dec'24

Change(%)

Net Sales

574.60

606.40

-5.24%

Operating Profit (PBDIT) excl Other Income

419.00

467.10

-10.30%

Interest

7.10

8.30

-14.46%

Exceptional Items

-14.70

-6.50

-126.15%

Consolidate Net Profit

19.90

58.30

-65.87%

Operating Profit Margin (Excl OI)

81.10%

94.70%

-1.36%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2025 is -5.24% vs 5.02% in Dec 2024

Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is -65.87% vs 213.44% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

2,409.20

2,399.10

0.42%

Operating Profit (PBDIT) excl Other Income

1,853.00

1,892.00

-2.06%

Interest

39.30

38.80

1.29%

Exceptional Items

-38.20

-49.20

22.36%

Consolidate Net Profit

124.40

197.30

-36.95%

Operating Profit Margin (Excl OI)

98.90%

101.70%

-0.28%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.42% vs -0.38% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -36.95% vs 42.15% in Dec 2024

All Annual Results

Company CV

About PROG Holdings, Inc.

PROG Holdings, Inc.

Finance

The Aaron’s Company, Inc. is an omnichannel provider of lease-to-own (LTO) solutions. The Company provides consumers with LTO and purchase solutions for the products, including furniture, appliances, electronics, computers and other products and accessories through its Company-operated and franchised stores in the United States, Canada and Puerto Rico, as well as through its electronic commerce platform, Aarons.com. Its operations also include Woodhaven Furniture Industries (Woodhaven), which manufactures and supplies the bedding and upholstered furniture leased and sold through its stores, including franchised stores. Its electronic commerce platform, Aarons.com, offers end-to-end technology with on-line-to-doorstep capabilities, allowing customers to browse for merchandise, qualify for a lease, complete the lease transaction, and schedule delivery of the merchandise from any digital device.

Company Coordinates

Company Details

400 Galleria Parkway Se, Suite 300 , ATLANTA GA : 30339-3182

Tel: 1 678 4023000

https://investor.aarons.com/

Registrar Details