FISV Share Price | Fiserv, Inc. Stock Analysis & Recommendation

Q: How big is Fiserv, Inc.?

As of Jun 18, Fiserv, Inc. has a market capitalization of 110,883.23 million, categorizing it as a Large Cap company.As of Jun 18, the company reported net sales of 20,703.00 million and a net profit of 3,276.00 million for the latest four quarters.As of Dec 24, the balance sheet shows shareholder's funds of 27,068.00 million and total assets of 77,176.00 million.

Q: What does Fiserv, Inc. do?

Overview:Fiserv, Inc. is a provider of financial services technology operating in the Regional Banks industry with a large market capitalization.Financial Snapshot:- Most recent Net Sales: 5,130 Million (Quarterly Results - Mar 2025)- Most recent Net Profit: 848 Million (Quarterly Results - Mar 2025)- Market-cap: USD 110,883.23 Million (Large Cap)Key Metrics:- P/E: 35.00- Dividend Yield: 0.00%- Debt Equity: -999,999.00- Return on Equity: 12.54%- Price to Book: 4.28Contact Details:- Address: 255 FISERV DR, PO Box 979 BROOKFIELD WI : 53045-5815- Tel: 1 414 8795000- Website: https://www.fiserv.com/

Q: Is Fiserv, Inc. technically bullish or bearish?

As of 20 June 2025, the technical trend for Fiserv, Inc. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven primarily by the weekly MACD and KST indicators, both of which are bearish. The daily moving averages also indicate a bearish trend. However, the weekly RSI shows bullish momentum, suggesting some strength in the short term. The Bollinger Bands and OBV are both mildly bearish, reinforcing the overall bearish sentiment. The Dow Theory indicates a mildly bullish stance on the weekly timeframe, but this is overshadowed by the prevailing bearish indicators. Overall, the strength of the bearish trend is moderate, with mixed signals across different time frames.

Q: Is Fiserv, Inc. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Fiserv, Inc. has moved from expensive to very expensive, indicating a significant increase in perceived overvaluation. The company is currently considered overvalued, with a P/E ratio of 35, which is substantially higher than its peer Truist Financial Corp. at 11.17. Additionally, Fiserv's EV to EBITDA stands at 15.21, while its PEG ratio is notably high at 6.69, suggesting that the stock is priced for growth that may not materialize.In comparison to its peers, Fiserv's valuation ratios indicate a stark contrast, with the industry average P/E ratio not provided but clearly lower than Fiserv's. The recent stock performance further underscores this valuation concern, as Fiserv has underperformed against the S&P 500 with a year-to-date return of -40.78% compared to the S&P 500's 13.30%. This trend reinforces the notion that the stock may be overvalued relative to its growth prospects.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

10.16 M

Shareholding (Dec 2025)

FII

23.32%

Held by 561 FIIs

DII

33.64%

Held by 97 DIIs

Promoter

0.05%

How big is Fiserv, Inc.?

22-Jun-2025

As of Jun 18, Fiserv, Inc. has a market capitalization of $110.88 billion, with net sales of $20.70 billion and a net profit of $3.28 billion reported for the latest four quarters.

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What does Fiserv, Inc. do?

22-Jun-2025

Fiserv, Inc. is a financial services technology provider in the Regional Banks industry, with recent net sales of $5.13 billion and a net profit of $848 million. The company has a market capitalization of approximately $110.88 billion.

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Who are in the management team of Fiserv, Inc.?

22-Jun-2025

As of March 2022, the management team of Fiserv, Inc. includes Non-Executive Chairman Denis O'Leary, President and CEO Frank Bisignano, Directors Kevin Warren, Alison Davis, Henrique de Castro, and Harry DiSimone. They are responsible for the company's strategic direction and governance.

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Is Fiserv, Inc. technically bullish or bearish?

25-Jun-2025

As of June 20, 2025, Fiserv, Inc. shows a mildly bearish trend, influenced by bearish MACD and KST indicators, daily moving averages, and mixed signals from the weekly RSI and Dow Theory.

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Is Fiserv, Inc. overvalued or undervalued?

21-Oct-2025

As of October 17, 2025, Fiserv, Inc. is considered very expensive with a P/E ratio of 35, significantly higher than its peer Truist Financial Corp. at 11.17, and has underperformed the S&P 500 with a year-to-date return of -40.78%, indicating potential overvaluation relative to its growth prospects.

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Compare Fiserv, Inc. with Similar Stocks

Truist Financial Corp.M&T Bank Corp.First Citizens BancShares, Inc. (North Carolina)

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Poor Management Efficiency with a low ROCE of 7.70%

The company has been able to generate a Return on Capital Employed (avg) of 7.70% signifying low profitability per unit of total capital (equity and debt)

Healthy long term growth as Net Sales has grown by an annual rate of 7.94% and Operating profit at 25.17%

With ROE of 12.54%, it has a expensive valuation with a 4.37 Price to Book Value

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Regional Banks

Market cap

USD 40,495 Million (Mid Cap)

P/E

25.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

13.49%

Price to Book

1.57

Revenue and Profits:

Net Sales:

5,284 Million

(Quarterly Results - Dec 2025)

Net Profit:

813 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

2.45%

6 Months

-54.86%

1 Year

-73.1%

2 Years

-58.65%

3 Years

-45.7%

4 Years

-36.47%

5 Years

-46.01%

Fiserv, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

7.37%

EBIT Growth (5y)

20.74%

EBIT to Interest (avg)

4.33

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

14.62%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

95.72%

ROCE (avg)

7.70%

ROE (avg)

8.31%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.29

EV to EBIT

17.38

EV to EBITDA

11.54

EV to Capital Employed

2.10

EV to Sales

5.22

PEG Ratio

13.06

Dividend Yield

ROCE (Latest)

12.06%

ROE (Latest)

13.40%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 212 Schemes (42.97%)

Foreign Institutions

Held by 561 Foreign Institutions (23.32%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "val1": "381.00",
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          "val1": "1,518.00",
          "val2": "1,224.00",
          "chgp": "24.02%",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY

Dec'25

Dec'24

Change(%)

Net Sales

5,284.00

5,251.00

0.63%

Operating Profit (PBDIT) excl Other Income

2,094.00

2,426.00

-13.69%

Interest

381.00

323.00

17.96%

Exceptional Items

0.00

Consolidate Net Profit

813.00

948.00

-14.24%

Operating Profit Margin (Excl OI)

244.30%

317.70%

-7.34%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2025 is 0.63% vs 6.79% in Dec 2024

Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is -14.24% vs 6.64% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

21,193.00

20,456.00

3.60%

Operating Profit (PBDIT) excl Other Income

8,866.00

8,971.00

-1.17%

Interest

1,518.00

1,224.00

24.02%

Exceptional Items

0.00

Consolidate Net Profit

3,490.00

3,180.00

9.75%

Operating Profit Margin (Excl OI)

269.20%

287.30%

-1.81%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 3.60% vs 7.14% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 9.75% vs 1.63% in Dec 2024

All Annual Results

Company CV

About Fiserv, Inc.

Fiserv, Inc.

Regional Banks

Fiserv, Inc. is a provider of financial services technology. The Company provides account processing systems; electronic payments processing products and services, such as electronic bill payments, transaction processing, account-to-account transfers, and person-to-person payments; Internet and mobile banking systems, and related services, including document and payment card production and distribution, and lending and risk management products and services. The Company operates through two segments: Payments and Industry Products and the Financial Institution Services. The Payments segment services include electronic bill payment and presentment services, Internet and mobile banking software and services, and other electronic payments software and services. The Financial segment provides account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services.

Company Coordinates

Company Details

255 FISERV DR,, PO Box 979 BROOKFIELD WI : 53045-5815

Tel: 1 414 8795000

https://www.fiserv.com/

Registrar Details