OneMain Holdings, Inc.

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: US68268W1036
USD
53.95
0.54 (1.01%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

1.79 M

Shareholding (Dec 2025)

FII

9.43%

Held by 161 FIIs

DII

52.03%

Held by 52 DIIs

Promoter

0.56%

How big is OneMain Holdings, Inc.?

22-Jun-2025

As of Jun 18, OneMain Holdings, Inc. has a market capitalization of $6.41 billion, with net sales of $5.87 billion and a net profit of $567 million for the latest four quarters. The company's balance sheet shows shareholder's funds of $3.19 billion and total assets of $25.91 billion.

As of Jun 18, OneMain Holdings, Inc. has a market capitalization of 6,410.75 million, categorizing it as a Mid Cap company.<BR><BR>As of Jun 18, the company reported net sales of 5,869.00 million and a net profit of 567.00 million for the latest four quarters ending in Mar'25, Dec'24, Sep'24, and Jun'24.<BR><BR>As of Dec'24, the company's balance sheet shows shareholder's funds of 3,191.00 million and total assets amounting to 25,910.00 million.

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What does OneMain Holdings, Inc. do?

22-Jun-2025

OneMain Holdings, Inc. is a financial services company that offers personal loans and insurance products. As of March 2025, it reported net sales of $1.5 billion and a market cap of approximately $6.41 billion.

Overview:<BR>OneMain Holdings, Inc. is a financial services holding company engaged in providing personal loan products and insurance services within the finance industry, categorized as a mid-cap company.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 1,501 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 213 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 6,410.75 Million (Mid Cap)<BR><BR>Key Metrics:<BR>- P/E: 4.00<BR>- Dividend Yield: 781.41%<BR>- Debt Equity: -999,999.00<BR>- Return on Equity: 54.29%<BR>- Price to Book: 1.95<BR><BR>Contact Details:<BR>- Address: 601 NW 2nd St, EVANSVILLE IN : 47708-1013<BR>- Tel: 1 812 4248031<BR>- Website: http://investor.onemainfinancial.com/

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Who are in the management team of OneMain Holdings, Inc.?

22-Jun-2025

As of March 2022, the management team of OneMain Holdings, Inc. includes Douglas Shulman as Chairman, President, and CEO, along with independent directors Roy Guthrie, Lisa Hall, Valerie Keating, Aneek Mamik, and Matthew Michelini.

As of March 2022, the management team of OneMain Holdings, Inc. includes Mr. Douglas Shulman, who serves as the Chairman of the Board, President, and Chief Executive Officer. Additionally, the Board of Directors features several independent directors: Mr. Roy Guthrie, Ms. Lisa Hall, Ms. Valerie Keating, Mr. Aneek Mamik, and Mr. Matthew Michelini.

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Is OneMain Holdings, Inc. overvalued or undervalued?

20-Sep-2025

As of January 24, 2020, OneMain Holdings, Inc. is considered very attractive for investment due to its low P/E ratio of 4, strong profitability metrics, and superior performance compared to the S&P 500, indicating it is undervalued relative to its peers.

As of 24 January 2020, the valuation grade for OneMain Holdings, Inc. moved from fair to very attractive, indicating a significant improvement in its investment appeal. The company appears undervalued, supported by a P/E ratio of 4, a PEG ratio of 0.37, and an EV to EBITDA ratio of 1.19, all of which suggest that the stock is trading at a lower valuation compared to its earnings and growth potential.<BR><BR>In comparison to its peers, OneMain Holdings has a notably lower P/E ratio than Ryder System, Inc. at 14.15 and Blue Owl Capital Corp. at 10.91, reinforcing its undervaluation. Additionally, OneMain's impressive ROE of 54.29% and ROCE of 211.84% highlight its strong profitability relative to its equity and capital employed. Over the past year, OneMain has outperformed the S&P 500 with a return of 27.62% compared to the benchmark's 17.14%, further supporting the case for its attractive valuation.

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Is OneMain Holdings, Inc. technically bullish or bearish?

13-Oct-2025

As of October 10, 2025, OneMain Holdings, Inc. is in a mildly bearish trend, with indicators like the MACD and KST signaling bearishness, while the stock has underperformed the S&P 500 recently, returning -14.17% in the past month compared to the index's gain of 0.31%.

As of 10 October 2025, the technical trend for OneMain Holdings, Inc. has changed from sideways to mildly bearish. The current stance is mildly bearish, driven by the weekly MACD and KST indicators, both indicating mild bearishness, alongside the Dow Theory and OBV also showing mild bearish signals. Bollinger Bands are bearish on both weekly and monthly time frames. The daily moving averages are mildly bullish, providing some contrast. Over the past week, the stock has returned -7.19%, underperforming the S&P 500's -2.43%. In the past month, the stock has returned -14.17%, while the S&P 500 has gained 0.31%. Overall, the longer-term returns show mixed performance, with a 1-year return of 14.29% compared to the S&P 500's 13.36%, but underperformance in the 3-year and 5-year periods.

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iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 49.67%

 
2

Positive results in Jun 25

3

With ROE of 54.29%, it has a very attractive valuation with a 1.98 Price to Book Value

4

Market Beating performance in long term as well as near term

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Finance

stock-summary
Market cap

USD 6,873 Million (Small Cap)

stock-summary
P/E

4.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

732.35%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

57.48%

stock-summary
Price to Book

2.02

Revenue and Profits:
Net Sales:
1,610 Million
(Quarterly Results - Dec 2025)
Net Profit:
204 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-16.32%
0%
-16.32%
6 Months
-11.34%
0%
-11.34%
1 Year
10.17%
0%
10.17%
2 Years
11.51%
0%
11.51%
3 Years
35.69%
0%
35.69%
4 Years
23.46%
0%
23.46%
5 Years
1.73%
0%
1.73%

OneMain Holdings, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
4.78%
EBIT Growth (5y)
2.41%
EBIT to Interest (avg)
3.52
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.17%
Dividend Payout Ratio
63.54%
Pledged Shares
0
Institutional Holding
99.97%
ROCE (avg)
200.12%
ROE (avg)
49.67%

Valuation key factors

Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
2.03
EV to EBIT
1.27
EV to EBITDA
1.19
EV to Capital Employed
2.89
EV to Sales
0.88
PEG Ratio
0.40
Dividend Yield
740.60%
ROCE (Latest)
228.54%
ROE (Latest)
55.29%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 75 Schemes (37.96%)

Foreign Institutions

Held by 161 Foreign Institutions (9.43%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "header": "Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2025 is 61.90% vs -23.64% in Dec 2024",
        "dir": 1
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        "Dec'25",
        "Dec'24",
        "Change(%)"
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          "val2": "1,498.00",
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          "field": "Operating Profit (PBDIT) excl Other Income",
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          "val2": "1,086.00",
          "chgp": "-47.24%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "323.00",
          "val2": "311.00",
          "chgp": "3.86%",
          "chgp_class": "negative"
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        {
          "field": "Exceptional Items",
          "val1": "-1.00",
          "val2": "-19.00",
          "chgp": "94.74%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "204.00",
          "val2": "126.00",
          "chgp": "61.90%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "355.90%",
          "val2": "329.80%",
          "chgp": "2.61%",
          "chgp_class": "positive"
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        "prefix": "Consolidated Net Profit ",
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        "Dec'25",
        "Dec'24",
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          "val2": "5,722.00",
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          "field": "Interest",
          "val1": "1,272.00",
          "val2": "1,185.00",
          "chgp": "7.34%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-67.00",
          "val2": "-34.00",
          "chgp": "-97.06%",
          "chgp_class": "negative"
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          "field": "Consolidate Net Profit",
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          "chgp": "53.83%",
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          "field": "Operating Profit Margin (Excl OI)",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - YoYstock-summary

Dec'25
Dec'24
Change(%)
Net Sales
1,610.00
1,498.00
7.48%
Operating Profit (PBDIT) excl Other Income
573.00
1,086.00
-47.24%
Interest
323.00
311.00
3.86%
Exceptional Items
-1.00
-19.00
94.74%
Consolidate Net Profit
204.00
126.00
61.90%
Operating Profit Margin (Excl OI)
355.90%
329.80%
2.61%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2025 is 7.48% vs 9.02% in Dec 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is 61.90% vs -23.64% in Dec 2024

Annual Results Snapshot (Consolidated) - Dec'25stock-summary

Dec'25
Dec'24
Change(%)
Net Sales
6,242.00
5,722.00
9.09%
Operating Profit (PBDIT) excl Other Income
2,340.00
4,203.00
-44.33%
Interest
1,272.00
1,185.00
7.34%
Exceptional Items
-67.00
-34.00
-97.06%
Consolidate Net Profit
783.00
509.00
53.83%
Operating Profit Margin (Excl OI)
374.90%
329.60%
4.53%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2025 is 9.09% vs 7.98% in Dec 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 53.83% vs -20.59% in Dec 2024

stock-summaryCompany CV
About OneMain Holdings, Inc. stock-summary
stock-summary
OneMain Holdings, Inc.
Finance
OneMain Holdings, Inc. is a financial services holding company. The Company is a consumer finance company, which is engaged in providing personal loan products; credit and non-credit insurance, and service loans owned by it and service or subservice loans owned by third-parties. The Company's segments include Consumer and Insurance; Acquisitions and Servicing; Real Estate, and Other. It is engaged in pursuing strategic acquisitions and dispositions of assets and businesses, including loan portfolios or other financial assets. The Company originates and services personal loans (secured and unsecured) through two business divisions: branch operations and centralized operations. As of December 31, 2016, its combined branch operations included over 1,800 branch offices in 44 states. It offers optional credit insurance products to its customers, including credit life insurance, credit disability insurance, credit involuntary unemployment insurance and collateral protection insurance.
Company Coordinates stock-summary
Company Details
601 NW 2nd St , EVANSVILLE IN : 47708-1013
Registrar Details