The Western Union Co.

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: US9598021098
USD
8.93
-0.12 (-1.33%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

6.93 M

Shareholding (Mar 2025)

FII

9.13%

Held by 210 FIIs

DII

33.75%

Held by 94 DIIs

Promoter

0.07%

How big is The Western Union Co.?

22-Jun-2025

As of Jun 18, The Western Union Co. has a market capitalization of $2.79 billion, with net sales of $4.14 billion and a net profit of $915 million over the latest four quarters.

As of Jun 18, The Western Union Co. has a market capitalization of 2,786.33 million, classifying it as a Small Cap company.<BR><BR>As of Jun 18, the company reported net sales of 4,137.40 million and a net profit of 915.00 million for the latest four quarters.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 968.90 million and total assets amounting to 8,370.50 million.

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What does The Western Union Co. do?

22-Jun-2025

The Western Union Company provides money movement and payment services, with recent net sales of $982 million and a net profit of $124 million. It operates in the small-cap market with a market cap of approximately $2.79 billion.

Overview: <BR>The Western Union Company is a provider of money movement and payment services in the finance industry, operating within the small-cap market.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 982 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 124 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 2,786.33 Million (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 3.00 <BR>Dividend Yield: 950.50% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 97.40% <BR>Price to Book: 2.97<BR><BR>Contact Details: <BR>Address: 7001 E Belleview Ave, DENVER CO: 80237-2738 <BR>Tel: ['1 720 3323361', '1 866 4055012'] <BR>Fax: 1 302 6555049 <BR>Website: https://corporate.westernunion.com/

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Who are in the management team of The Western Union Co.?

22-Jun-2025

As of March 2022, The Western Union Co.'s management team includes President and CEO Hikmet Ersek, Directors Joyce Phillips, Martin Cole, Richard Goodman, Betsy Holden, and Independent Director Jeffrey Joerres, who collectively guide the company's strategic direction and operations.

As of March 2022, the management team of The Western Union Co. includes the following individuals:<BR><BR>- Mr. Hikmet Ersek, who serves as the President, Chief Executive Officer, and Director.<BR>- Ms. Joyce Phillips, who is a Director.<BR>- Mr. Martin Cole, who is an Independent Director.<BR>- Dr. Richard Goodman, who is also an Independent Director.<BR>- Ms. Betsy Holden, who holds the position of Independent Director.<BR>- Mr. Jeffrey Joerres, who is another Independent Director. <BR><BR>This team is responsible for guiding the company's strategic direction and overseeing its operations.

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Is The Western Union Co. overvalued or undervalued?

20-Sep-2025

As of October 29, 2020, The Western Union Co. is considered very attractive due to its undervalued metrics, including a P/E ratio of 3, but has underperformed the S&P 500 with a year-to-date return of -22.64% and a 5-year return of -63.80%.

As of 29 October 2020, the valuation grade for The Western Union Co. moved from risky to very attractive, indicating a significant improvement in its investment appeal. The company appears undervalued, especially when considering its P/E ratio of 3, a PEG ratio of 0.07, and an EV to EBITDA ratio of 2.07. In comparison, Blue Owl Capital Corp. has a P/E of 10.91, and Avis Budget Group, Inc. has a much higher P/E of 40.36, highlighting the relative attractiveness of Western Union's valuation.<BR><BR>Despite its appealing valuation metrics, the company's stock has underperformed against the S&P 500, with a year-to-date return of -22.64% compared to the index's 12.22%. This trend continues over longer periods, with a 5-year return of -63.80% versus the S&P 500's 96.61%, suggesting that while the stock may be undervalued, it has faced significant challenges in the market.

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Is The Western Union Co. technically bullish or bearish?

28-Oct-2025

As of October 24, 2025, The Western Union Co. is in a mildly bearish trend, with daily moving averages indicating bearishness, while it has underperformed the S&P 500 significantly, showing a year-to-date return of -15.38% compared to the S&P 500's 15.47%.

As of 24 October 2025, the technical trend for The Western Union Co. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by daily moving averages indicating a bearish trend, while the weekly MACD and KST show mild bullishness. The Bollinger Bands on a weekly basis are bullish, but monthly indicators remain bearish. <BR><BR>In terms of performance, the stock has underperformed significantly against the S&P 500 over multiple periods, with a year-to-date return of -15.38% compared to the S&P 500's 15.47%, and a 1-year return of -19.62% versus 16.90% for the benchmark.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 210.19%

  • OPERATING CASH FLOW(Y) Lowest at USD 494 MM
  • INTEREST COVERAGE RATIO(Q) Lowest at 634.6
  • INTEREST(Q) Highest at USD 36.7 MM
2

With ROE of 97.40%, it has a very attractive valuation with a 3.33 Price to Book Value

3

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Finance

stock-summary
Market cap

USD 2,823 Million (Small Cap)

stock-summary
P/E

3.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

938.24%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

101.41%

stock-summary
Price to Book

3.19

Revenue and Profits:
Net Sales:
1,024 Million
(Quarterly Results - Jun 2025)
Net Profit:
122 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
2.41%
0%
2.41%
6 Months
-4.08%
0%
-4.08%
1 Year
-16.85%
0%
-16.85%
2 Years
-23.28%
0%
-23.28%
3 Years
-38.16%
0%
-38.16%
4 Years
-48.2%
0%
-48.2%
5 Years
-58.85%
0%
-58.85%

The Western Union Co. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-3.54%
EBIT Growth (5y)
-6.58%
EBIT to Interest (avg)
9.02
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
34.32%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
210.19%
Valuation key factors
Factor
Value
P/E Ratio
3
Industry P/E
Price to Book Value
3.33
EV to EBIT
2.58
EV to EBITDA
2.07
EV to Capital Employed
-5.24
EV to Sales
0.44
PEG Ratio
0.07
Dividend Yield
1125.96%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
97.40%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 101 Schemes (56.99%)

Foreign Institutions

Held by 210 Foreign Institutions (9.13%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 4.29% vs -7.12% in Mar 2025",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -1.13% vs -67.98% in Mar 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,023.60",
          "val2": "981.50",
          "chgp": "4.29%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "232.90",
          "val2": "219.30",
          "chgp": "6.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "36.70",
          "val2": "32.60",
          "chgp": "12.58%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "122.10",
          "val2": "123.50",
          "chgp": "-1.13%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "188.30%",
          "val2": "180.70%",
          "chgp": "0.76%",
          "chgp_class": "positive"
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  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
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      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is -3.38% vs -2.67% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 49.23% vs -31.25% in Dec 2023",
        "dir": 1
      }
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    "table": {
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        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
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          "val2": "4,350.50",
          "chgp": "-3.38%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "905.10",
          "val2": "1,001.20",
          "chgp": "-9.60%",
          "chgp_class": "negative"
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        {
          "field": "Interest",
          "val1": "120.00",
          "val2": "105.40",
          "chgp": "13.85%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "field": "Consolidate Net Profit",
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          "val2": "626.00",
          "chgp": "49.23%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "172.70%",
          "val2": "187.90%",
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          "chgp_class": "negative"
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
1,023.60
981.50
4.29%
Operating Profit (PBDIT) excl Other Income
232.90
219.30
6.20%
Interest
36.70
32.60
12.58%
Exceptional Items
0.00
0.00
Consolidate Net Profit
122.10
123.50
-1.13%
Operating Profit Margin (Excl OI)
188.30%
180.70%
0.76%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2025 is 4.29% vs -7.12% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is -1.13% vs -67.98% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
4,203.50
4,350.50
-3.38%
Operating Profit (PBDIT) excl Other Income
905.10
1,001.20
-9.60%
Interest
120.00
105.40
13.85%
Exceptional Items
0.00
0.00
Consolidate Net Profit
934.20
626.00
49.23%
Operating Profit Margin (Excl OI)
172.70%
187.90%
-1.52%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is -3.38% vs -2.67% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 49.23% vs -31.25% in Dec 2023

stock-summaryCompany CV
About The Western Union Co. stock-summary
stock-summary
The Western Union Co.
Finance
The Western Union Company (Western Union) is a provider of money movement and payment services. The Company operates through two segments: Consumer-to-Consumer and Business Solutions. The Company's Consumer-to-Consumer segment facilitates money transfers between two consumers, primarily through a network of third-party agents. The Company's multi-currency, real-time money transfer services are viewed by the Company as one interconnected network where a money transfer can be sent from one location to another, around the world. Western Union's Business Solutions segment facilitates payment and foreign exchange solutions, primarily cross-border, cross-currency transactions, for small and medium size enterprises and individuals. Business Solutions payment transactions are conducted through various channels, including the phone and via the Internet.
Company Coordinates stock-summary
Company Details
7001 E Belleview Ave , DENVER CO : 80237-2738
stock-summary
Tel: 1 720 33233611 866 4055012
stock-summary
Registrar Details