The Western Union Co.

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: US9598021098
USD
9.10
-0.09 (-0.98%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Discover Financial Services
SoFi Technologies, Inc.
Synchrony Financial
American Express Co.
Blue Owl Capital Corp.
Credit Acceptance Corp.
AerCap Holdings NV
WillScot Mobile Mini Holdings Corp.
United Rentals, Inc.
The Western Union Co.
Avis Budget Group, Inc.

Why is The Western Union Co. ?

1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 210.19%
  • OPERATING CASH FLOW(Y) Lowest at USD 494 MM
  • INTEREST COVERAGE RATIO(Q) Lowest at 634.6
  • INTEREST(Q) Highest at USD 36.7 MM
2
With ROE of 97.40%, it has a very attractive valuation with a 3.33 Price to Book Value
  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of -11.59%, its profits have risen by 48.3% ; the PEG ratio of the company is 0.1
  • At the current price, the company has a high dividend yield of 1126
3
Consistent Underperformance against the benchmark over the last 3 years
  • Along with generating -11.59% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is The Western Union Co. for you?

Medium Risk, Low Return

Absolute
Risk Adjusted
Volatility
The Western Union Co.
-13.25%
-0.76
32.69%
S&P 500
13.68%
0.70
20.15%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
-3.47%
EBIT Growth (5y)
-5.31%
EBIT to Interest (avg)
9.02
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
61.84%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
210.19%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
3.11
EV to EBIT
2.30
EV to EBITDA
1.89
EV to Capital Employed
-6.29
EV to Sales
0.43
PEG Ratio
NA
Dividend Yield
306.24%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
52.16%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company
Icon
NO KEY POSITIVE TRIGGERS
-14What is not working for the Company
ROCE(HY)

Lowest at 51.86%

NET PROFIT(Q)

At USD 123.49 MM has Fallen at -35.93%

CASH AND EQV(HY)

Lowest at USD 2,186.3 MM

EPS(Q)

Lowest at USD 0.36

Here's what is not working for The Western Union Co.

Net Profit
At USD 123.49 MM has Fallen at -35.93%
over average net sales of the previous four periods of USD 192.73 MM
MOJO Watch
Near term Net Profit trend is very negative

Net Profit (USD MM)

EPS
Lowest at USD 0.36
in the last five periods
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Cash and Eqv
Lowest at USD 2,186.3 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is deteriorating

Cash and Cash Equivalents