Comparison
Why is The Western Union Co. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 210.19%
- OPERATING CASH FLOW(Y) Lowest at USD 494 MM
- INTEREST COVERAGE RATIO(Q) Lowest at 634.6
- INTEREST(Q) Highest at USD 36.7 MM
2
With ROE of 97.40%, it has a very attractive valuation with a 3.33 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -11.59%, its profits have risen by 48.3% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 1126
3
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -11.59% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is The Western Union Co. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
The Western Union Co.
-13.25%
-0.76
32.69%
S&P 500
13.68%
0.70
20.15%
Quality key factors
Factor
Value
Sales Growth (5y)
-3.47%
EBIT Growth (5y)
-5.31%
EBIT to Interest (avg)
9.02
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
61.84%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
210.19%
Valuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
3.11
EV to EBIT
2.30
EV to EBITDA
1.89
EV to Capital Employed
-6.29
EV to Sales
0.43
PEG Ratio
NA
Dividend Yield
306.24%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
52.16%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bearish
Technical Movement
0What is working for the Company
NO KEY POSITIVE TRIGGERS
-14What is not working for the Company
ROCE(HY)
Lowest at 51.86%
NET PROFIT(Q)
At USD 123.49 MM has Fallen at -35.93%
CASH AND EQV(HY)
Lowest at USD 2,186.3 MM
EPS(Q)
Lowest at USD 0.36
Here's what is not working for The Western Union Co.
Net Profit
At USD 123.49 MM has Fallen at -35.93%
over average net sales of the previous four periods of USD 192.73 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (USD MM)
EPS
Lowest at USD 0.36
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Cash and Eqv
Lowest at USD 2,186.3 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents






