WU Share Price | The Western Union Co. Stock Analysis & Recommendation

Q: What does The Western Union Co. do?

Overview: The Western Union Company is a provider of money movement and payment services in the finance industry, operating within the small-cap market.Financial Snapshot: Most recent Net Sales: 982 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 124 Million (Quarterly Results - Mar 2025) Market-cap: USD 2,786.33 Million (Small Cap)Key Metrics: P/E: 3.00 Dividend Yield: 950.50% Debt Equity: -999,999.00 Return on Equity: 97.40% Price to Book: 2.97Contact Details: Address: 7001 E Belleview Ave, DENVER CO: 80237-2738 Tel: ['1 720 3323361', '1 866 4055012'] Fax: 1 302 6555049 Website: https://corporate.westernunion.com/

Q: Who are in the management team of The Western Union Co.?

As of March 2022, the management team of The Western Union Co. includes the following individuals:- Mr. Hikmet Ersek, who serves as the President, Chief Executive Officer, and Director.- Ms. Joyce Phillips, who is a Director.- Mr. Martin Cole, who is an Independent Director.- Dr. Richard Goodman, who is also an Independent Director.- Ms. Betsy Holden, who holds the position of Independent Director.- Mr. Jeffrey Joerres, who is another Independent Director. This team is responsible for guiding the company's strategic direction and overseeing its operations.

Q: Is The Western Union Co. overvalued or undervalued?

As of 29 October 2020, the valuation grade for The Western Union Co. moved from risky to very attractive, indicating a significant improvement in its investment appeal. The company appears undervalued, especially when considering its P/E ratio of 3, a PEG ratio of 0.07, and an EV to EBITDA ratio of 2.07. In comparison, Blue Owl Capital Corp. has a P/E of 10.91, and Avis Budget Group, Inc. has a much higher P/E of 40.36, highlighting the relative attractiveness of Western Union's valuation.Despite its appealing valuation metrics, the company's stock has underperformed against the S&P 500, with a year-to-date return of -22.64% compared to the index's 12.22%. This trend continues over longer periods, with a 5-year return of -63.80% versus the S&P 500's 96.61%, suggesting that while the stock may be undervalued, it has faced significant challenges in the market.

Q: Is The Western Union Co. technically bullish or bearish?

As of 24 October 2025, the technical trend for The Western Union Co. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by daily moving averages indicating a bearish trend, while the weekly MACD and KST show mild bullishness. The Bollinger Bands on a weekly basis are bullish, but monthly indicators remain bearish. In terms of performance, the stock has underperformed significantly against the S&P 500 over multiple periods, with a year-to-date return of -15.38% compared to the S&P 500's 15.47%, and a 1-year return of -19.62% versus 16.90% for the benchmark.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

5.46 M

Shareholding (Dec 2025)

FII

12.55%

Held by 199 FIIs

DII

23.4%

Held by 103 DIIs

Promoter

0.09%

How big is The Western Union Co.?

22-Jun-2025

As of Jun 18, The Western Union Co. has a market capitalization of $2.79 billion, with net sales of $4.14 billion and a net profit of $915 million over the latest four quarters.

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What does The Western Union Co. do?

22-Jun-2025

The Western Union Company provides money movement and payment services, with recent net sales of $982 million and a net profit of $124 million. It operates in the small-cap market with a market cap of approximately $2.79 billion.

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Who are in the management team of The Western Union Co.?

22-Jun-2025

As of March 2022, The Western Union Co.'s management team includes President and CEO Hikmet Ersek, Directors Joyce Phillips, Martin Cole, Richard Goodman, Betsy Holden, and Independent Director Jeffrey Joerres, who collectively guide the company's strategic direction and operations.

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Is The Western Union Co. overvalued or undervalued?

20-Sep-2025

As of October 29, 2020, The Western Union Co. is considered very attractive due to its undervalued metrics, including a P/E ratio of 3, but has underperformed the S&P 500 with a year-to-date return of -22.64% and a 5-year return of -63.80%.

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Is The Western Union Co. technically bullish or bearish?

28-Oct-2025

As of October 24, 2025, The Western Union Co. is in a mildly bearish trend, with daily moving averages indicating bearishness, while it has underperformed the S&P 500 significantly, showing a year-to-date return of -15.38% compared to the S&P 500's 15.47%.

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Compare The Western Union Co. with Similar Stocks

Blue Owl Capital Corp.Credit Acceptance Corp.Avis Budget Group, Inc.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 210.19%

OPERATING CASH FLOW(Y) Lowest at USD 494 MM
INTEREST COVERAGE RATIO(Q) Lowest at 634.6
INTEREST(Q) Highest at USD 36.7 MM

With ROE of 97.40%, it has a very attractive valuation with a 3.33 Price to Book Value

Consistent Underperformance against the benchmark over the last 3 years

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

USD 2,975 Million (Small Cap)

P/E

6.00

Industry P/E

Dividend Yield

306.24%

Debt Equity

-999,999.00

Return on Equity

52.16%

Price to Book

3.11

Revenue and Profits:

Net Sales:

1,006 Million

(Quarterly Results - Dec 2025)

Net Profit:

114 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-2.67%

6 Months

11.52%

1 Year

-13.25%

2 Years

-33.67%

3 Years

-16.21%

4 Years

-50.94%

5 Years

-62.46%

The Western Union Co. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

-3.47%

EBIT Growth (5y)

-5.31%

EBIT to Interest (avg)

9.02

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

61.84%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

ROE (avg)

210.19%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.11

EV to EBIT

2.30

EV to EBITDA

1.89

EV to Capital Employed

-6.29

EV to Sales

0.43

PEG Ratio

Dividend Yield

306.24%

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

52.16%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Mildly Bullish

Dow Theory

No Trend

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 102 Schemes (63.87%)

Foreign Institutions

Held by 199 Foreign Institutions (12.55%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "val1": "36.90",
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          "val2": "0.00",
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          "val2": "120.00",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

1,006.00

1,030.00

-2.33%

Operating Profit (PBDIT) excl Other Income

238.70

243.20

-1.85%

Interest

36.90

37.00

-0.27%

Exceptional Items

-12.00

0.00

Consolidate Net Profit

114.40

139.60

-18.05%

Operating Profit Margin (Excl OI)

195.50%

196.00%

-0.05%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is -2.33% vs 0.63% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is -18.05% vs 14.33% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

4,041.10

4,203.50

-3.86%

Operating Profit (PBDIT) excl Other Income

949.60

905.10

4.92%

Interest

143.20

120.00

19.33%

Exceptional Items

-29.80

0.00

Consolidate Net Profit

499.60

934.20

-46.52%

Operating Profit Margin (Excl OI)

194.10%

172.70%

2.14%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is -3.86% vs -3.38% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -46.52% vs 49.23% in Dec 2024

All Annual Results

Company CV

About The Western Union Co.

The Western Union Co.

Finance

The Western Union Company (Western Union) is a provider of money movement and payment services. The Company operates through two segments: Consumer-to-Consumer and Business Solutions. The Company's Consumer-to-Consumer segment facilitates money transfers between two consumers, primarily through a network of third-party agents. The Company's multi-currency, real-time money transfer services are viewed by the Company as one interconnected network where a money transfer can be sent from one location to another, around the world. Western Union's Business Solutions segment facilitates payment and foreign exchange solutions, primarily cross-border, cross-currency transactions, for small and medium size enterprises and individuals. Business Solutions payment transactions are conducted through various channels, including the phone and via the Internet.

Company Coordinates

Company Details

7001 E Belleview Ave , DENVER CO : 80237-2738

Tel: 1 720 33233611 866 4055012

https://corporate.westernunion.com/

Registrar Details