Finance of America Cos., Inc.

  • Market Cap: Micro Cap
  • Industry: Finance
  • ISIN: US31738L1070
USD
22.48
-0.96 (-4.1%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

30.45 k

Shareholding (Mar 2025)

FII

5.39%

Held by 26 FIIs

DII

54.45%

Held by 9 DIIs

Promoter

32.16%

How big is Finance of America Cos., Inc.?

22-Jun-2025

As of Jun 18, Finance of America Cos., Inc. has a market capitalization of 243.37 million, with net sales of 1,951.41 million and a net profit of 135.95 million over the latest four quarters. The company's shareholder's funds are 255.30 million, and total assets amount to 29,166.97 million.

Market Cap: As of Jun 18, Finance of America Cos., Inc. has a market capitalization of 243.37 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the company reported net sales of 1,951.41 million and a net profit of 135.95 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company's shareholder's funds amounted to 255.30 million, while total assets were reported at 29,166.97 million.

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What does Finance of America Cos., Inc. do?

22-Jun-2025

Finance of America Cos., Inc. is a micro-cap finance company with recent net sales of $487 million and a net profit of $80 million. Key metrics include a P/E ratio of 175.00 and a market cap of $243.37 million.

Overview:<BR>Finance of America Cos., Inc. operates in the finance industry and is categorized as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 487 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 80 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 243.37 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 175.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 0.49% <BR>Price to Book: 0.83<BR><BR>Contact Details:<BR>Registrar Address: Not available.

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Is Finance of America Cos., Inc. overvalued or undervalued?

20-Sep-2025

As of July 7, 2025, Finance of America Cos., Inc. is considered very attractive due to its undervalued status with a Price to Book Value of 0.87 and a high ROCE of 4468.24%, despite a year-to-date stock decline of 8.21% compared to the S&P 500's 12.22% gain, while showing strong long-term recovery potential with a 114.55% return over the past year.

As of 7 July 2025, the valuation grade for Finance of America Cos., Inc. moved from attractive to very attractive, indicating a positive shift in its perceived value. The company appears to be undervalued, particularly given its Price to Book Value of 0.87 and an impressive ROCE of 4468.24%. In comparison to peers, Finance of America has a P/E ratio of 175, which is significantly higher than loanDepot, Inc. at -19.16 and Ocwen Financial Corp. at 3.98, suggesting that while the company is valued highly on earnings, its book value remains low relative to its market price.<BR><BR>Despite recent stock performance showing a decline of 8.21% year-to-date compared to a 12.22% gain in the S&P 500, the long-term return of 114.55% over the past year indicates strong recovery potential. This juxtaposition of short-term underperformance against robust long-term growth reinforces the notion that Finance of America is currently undervalued.

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Is Finance of America Cos., Inc. technically bullish or bearish?

20-Sep-2025

As of September 10, 2025, Finance of America Cos., Inc. shows a mildly bullish trend with mixed signals from indicators, underperforming the S&P 500 year-to-date but significantly outperforming over the past year.

As of 10 September 2025, the technical trend for Finance of America Cos., Inc. has changed from bullish to mildly bullish. The weekly MACD and KST indicators are bullish, while the monthly MACD is also bullish, indicating some strength in the trend. However, the monthly RSI is bearish, suggesting potential weakness. The daily moving averages are bullish, supporting a positive short-term outlook. Despite this, the overall stance is tempered by the lack of clear trends in Dow Theory and the mildly bearish OBV on a monthly basis.<BR><BR>In terms of performance, the company has underperformed the S&P 500 in the short term, with a year-to-date return of -8.21% compared to the S&P 500's 12.22%, although it has significantly outperformed over the past year with a return of 114.55% versus 17.14% for the benchmark. Overall, the current technical stance is mildly bullish with mixed signals across different indicators.

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Dashboard
1

Negative results in Jun 25

  • NET PROFIT(9M) At USD -47.56 MM has Grown at -165.36%
  • INTEREST(HY) At USD 862.64 MM has Grown at 91.52%
2

Risky -

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Finance

stock-summary
Market cap

USD 646 Million (Micro Cap)

stock-summary
P/E

175.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

11.48%

stock-summary
Price to Book

1.98

Revenue and Profits:
Net Sales:
489 Million
(Quarterly Results - Jun 2025)
Net Profit:
80 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-19.14%
0%
-19.14%
6 Months
5.54%
0%
5.54%
1 Year
6.69%
0%
6.69%
2 Years
141.72%
0%
141.72%
3 Years
1517.27%
0%
1517.27%
4 Years
-49.14%
0%
-49.14%
5 Years
-77.87%
0%
-77.87%

Finance of America Cos., Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
355.22%
EBIT Growth (5y)
282.18%
EBIT to Interest (avg)
0.79
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
3.09%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
73.74%
ROCE (avg)
1,519.70%
ROE (avg)
84.02%
Valuation key factors
Factor
Value
P/E Ratio
175
Industry P/E
Price to Book Value
0.87
EV to EBIT
0.00
EV to EBITDA
EV to Capital Employed
0.03
EV to Sales
0.00
PEG Ratio
1.48
Dividend Yield
NA
ROCE (Latest)
4468.24%
ROE (Latest)
0.49%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Strategic Entities

Domestic Funds

Held in 14 Schemes (8.0%)

Foreign Institutions

Held by 26 Foreign Institutions (5.39%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 0.33% vs 1.37% in Mar 2025",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 0.13% vs 155.89% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "488.50",
          "val2": "486.90",
          "chgp": "0.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "536.30",
          "val2": "514.40",
          "chgp": "4.26%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "437.60",
          "val2": "425.10",
          "chgp": "2.94%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-0.80",
          "val2": "-0.30",
          "chgp": "-166.67%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "79.80",
          "val2": "79.70",
          "chgp": "0.13%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "1,078.10%",
          "val2": "1,036.50%",
          "chgp": "4.16%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 6,222.88% vs -62.64% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 124.31% vs 49.00% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,934.80",
          "val2": "30.60",
          "chgp": "6,222.88%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,712.20",
          "val2": "6.80",
          "chgp": "25,079.41%",
          "chgp_class": "positive"
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          "field": "Interest",
          "val1": "1,676.80",
          "val2": "118.70",
          "chgp": "1,312.64%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "53.30",
          "val2": "-12.80",
          "chgp": "516.41%",
          "chgp_class": "positive"
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        {
          "field": "Consolidate Net Profit",
          "val1": "40.40",
          "val2": "-166.20",
          "chgp": "124.31%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "864.80%",
          "val2": "-1,159.20%",
          "chgp": "202.40%",
          "chgp_class": "positive"
        }
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    }
  }
]
Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
488.50
486.90
0.33%
Operating Profit (PBDIT) excl Other Income
536.30
514.40
4.26%
Interest
437.60
425.10
2.94%
Exceptional Items
-0.80
-0.30
-166.67%
Consolidate Net Profit
79.80
79.70
0.13%
Operating Profit Margin (Excl OI)
1,078.10%
1,036.50%
4.16%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.33% vs 1.37% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 0.13% vs 155.89% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
1,934.80
30.60
6,222.88%
Operating Profit (PBDIT) excl Other Income
1,712.20
6.80
25,079.41%
Interest
1,676.80
118.70
1,312.64%
Exceptional Items
53.30
-12.80
516.41%
Consolidate Net Profit
40.40
-166.20
124.31%
Operating Profit Margin (Excl OI)
864.80%
-1,159.20%
202.40%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 6,222.88% vs -62.64% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 124.31% vs 49.00% in Dec 2023

stock-summaryCompany CV
About Finance of America Cos., Inc. stock-summary
stock-summary
Finance of America Cos., Inc.
Finance
No Details Available.
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