ACI Worldwide, Inc.

  • Market Cap: Small Cap
  • Industry: Software Products
  • ISIN: US0044981019
USD
46.35
-0.15 (-0.32%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

581.15 k

Shareholding (Mar 2025)

FII

10.60%

Held by 168 FIIs

DII

26.73%

Held by 75 DIIs

Promoter

0.05%

How big is ACI Worldwide, Inc.?

22-Jun-2025

As of Jun 18, ACI Worldwide, Inc. has a market capitalization of $5.75 billion, with net sales of $1.67 billion and a net profit of $269.75 million over the last four quarters.

Market Cap: As of Jun 18, ACI Worldwide, Inc. has a market capitalization of 5,753.96 million, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, ACI Worldwide, Inc. reported net sales of 1,672.83 million and a net profit of 269.75 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 1,424.33 million and total assets of 3,025.29 million.

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What does ACI Worldwide, Inc. do?

22-Jun-2025

ACI Worldwide, Inc. develops software for electronic payments and is classified as a small-cap company with a market cap of approximately $5.75 billion. As of March 2025, it reported net sales of $395 million and a net profit of $59 million.

Overview: <BR>ACI Worldwide, Inc. develops, markets, installs, and supports software products and services focused on facilitating electronic payments, operating within the Software Products industry and classified as a small-cap company.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 395 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 59 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 5,753.96 Million (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 22.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.43 <BR>Return on Equity: 18.29% <BR>Price to Book: 3.88<BR><BR>Contact Details: <BR>Address: Suite 300, 3520 Kraft Road, NAPLES FL: 34105 <BR>Tel: 1 239 4034600 <BR>Website: http://www.aciworldwide.com

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Who are in the management team of ACI Worldwide, Inc.?

22-Jun-2025

As of March 2022, ACI Worldwide, Inc.'s management team includes Mr. Odilon Almeida as President and CEO, along with independent directors Mr. Charles Bobrinskoy, Ms. Janet Estep, Mr. James Hale, Dr. Didier Lamouche, and Ms. Pamela Patsley.

As of March 2022, the management team of ACI Worldwide, Inc. includes Mr. Odilon Almeida, who serves as the President, Chief Executive Officer, and Director. Additionally, the board features several independent directors: Mr. Charles Bobrinskoy, Ms. Janet Estep, Mr. James Hale, Dr. Didier Lamouche, and Ms. Pamela Patsley.

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Should I buy, sell or hold ACI Worldwide, Inc.?

22-Jun-2025

Is ACI Worldwide, Inc. overvalued or undervalued?

20-Sep-2025

As of August 7, 2025, ACI Worldwide, Inc. is fairly valued with a P/E ratio of 22, an EV to EBITDA of 14.05, and a PEG ratio of 0.25, showing competitive positioning in the industry and a strong 3-year return of 133.68% compared to the S&P 500's 70.41%.

As of 7 August 2025, ACI Worldwide, Inc. has moved from a very attractive to a fair valuation grade. The company appears to be fairly valued based on its current metrics. Key valuation ratios include a P/E ratio of 22, an EV to EBITDA of 14.05, and a PEG ratio of 0.25, which suggests a potential for growth relative to its price. <BR><BR>In comparison to peers, ACI Worldwide's P/E ratio of 25.62 is lower than Doximity, Inc.'s 54.88 but higher than Alarm.com Holdings, Inc.'s 22.19, indicating a competitive position within the industry. The company's recent stock performance shows a 3-year return of 133.68%, significantly outperforming the S&P 500's 70.41% during the same period, reinforcing the notion that ACI Worldwide is maintaining a solid growth trajectory despite its fair valuation.

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Is ACI Worldwide, Inc. technically bullish or bearish?

28-Oct-2025

As of October 24, 2025, ACI Worldwide, Inc. shows a bullish technical trend supported by weekly indicators, despite some caution from monthly signals, and has outperformed the S&P 500 over three years but underperformed in the short term.

As of 24 October 2025, the technical trend for ACI Worldwide, Inc. has changed from mildly bullish to bullish. The weekly MACD is bullish, supported by bullish signals from the Bollinger Bands and KST. Daily moving averages also indicate a bullish stance. However, the monthly MACD and KST show mildly bearish signals, suggesting some caution. The stock has outperformed the S&P 500 over the 3-year period with a return of 120.47% compared to 78.85%, but has underperformed in the 1-month and year-to-date comparisons. Overall, the current technical stance is bullish, with moderate strength driven by weekly indicators.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Positive results in Jun 25

  • OPERATING CASH FLOW(Y) Highest at USD 313.51 MM
  • NET PROFIT(HY) At USD 71.07 MM has Grown at 179.35%
  • ROCE(HY) Highest at 19.09%
2

With ROCE of 16.94%, it has a very attractive valuation with a 3.15 Enterprise value to Capital Employed

3

High Institutional Holdings at 100%

4

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Software Products

stock-summary
Market cap

USD 6,462 Million (Small Cap)

stock-summary
P/E

22.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.53

stock-summary
Return on Equity

18.10%

stock-summary
Price to Book

4.64

Revenue and Profits:
Net Sales:
401 Million
(Quarterly Results - Jun 2025)
Net Profit:
12 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-5.74%
0%
-5.74%
6 Months
-0.94%
0%
-0.94%
1 Year
-17.99%
0%
-17.99%
2 Years
69.04%
0%
69.04%
3 Years
113.59%
0%
113.59%
4 Years
55.9%
0%
55.9%
5 Years
22.17%
0%
22.17%

ACI Worldwide, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
4.78%
EBIT Growth (5y)
13.36%
EBIT to Interest (avg)
3.96
Debt to EBITDA (avg)
2.48
Net Debt to Equity (avg)
0.43
Sales to Capital Employed (avg)
0.66
Tax Ratio
18.14%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
10.99%
ROE (avg)
11.83%
Valuation key factors
Factor
Value
P/E Ratio
22
Industry P/E
Price to Book Value
4.08
EV to EBIT
18.63
EV to EBITDA
14.05
EV to Capital Employed
3.15
EV to Sales
4.00
PEG Ratio
0.25
Dividend Yield
NA
ROCE (Latest)
16.94%
ROE (Latest)
18.29%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 102 Schemes (62.53%)

Foreign Institutions

Held by 168 Foreign Institutions (10.6%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 7.44% vs 15.53% in Jun 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is -60.52% vs 561.19% in Jun 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "401.30",
          "val2": "373.50",
          "chgp": "7.44%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "61.40",
          "val2": "84.10",
          "chgp": "-26.99%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "14.50",
          "val2": "18.50",
          "chgp": "-21.62%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-0.40",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "12.20",
          "val2": "30.90",
          "chgp": "-60.52%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "86.90%",
          "val2": "144.90%",
          "chgp": "-5.80%",
          "chgp_class": "negative"
        }
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    "link": "annual",
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    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 9.75% vs 2.16% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 67.16% vs -14.56% in Dec 2023",
        "dir": 1
      }
    ],
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      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
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      "body": [
        {
          "field": "Net Sales",
          "val1": "1,594.30",
          "val2": "1,452.60",
          "chgp": "9.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "434.10",
          "val2": "357.00",
          "chgp": "21.60%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "72.50",
          "val2": "78.50",
          "chgp": "-7.64%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "-5.30",
          "val2": "-2.60",
          "chgp": "-103.85%",
          "chgp_class": "negative"
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        {
          "field": "Consolidate Net Profit",
          "val1": "203.10",
          "val2": "121.50",
          "chgp": "67.16%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "196.60%",
          "val2": "153.50%",
          "chgp": "4.31%",
          "chgp_class": "positive"
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      ]
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]
Quarterly Results Snapshot (Consolidated) - Jun'25 - YoYstock-summary
Jun'25
Jun'24
Change(%)
Net Sales
401.30
373.50
7.44%
Operating Profit (PBDIT) excl Other Income
61.40
84.10
-26.99%
Interest
14.50
18.50
-21.62%
Exceptional Items
0.00
-0.40
100.00%
Consolidate Net Profit
12.20
30.90
-60.52%
Operating Profit Margin (Excl OI)
86.90%
144.90%
-5.80%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in quarter ended Jun 2025 is 7.44% vs 15.53% in Jun 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is -60.52% vs 561.19% in Jun 2024

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
1,594.30
1,452.60
9.75%
Operating Profit (PBDIT) excl Other Income
434.10
357.00
21.60%
Interest
72.50
78.50
-7.64%
Exceptional Items
-5.30
-2.60
-103.85%
Consolidate Net Profit
203.10
121.50
67.16%
Operating Profit Margin (Excl OI)
196.60%
153.50%
4.31%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 9.75% vs 2.16% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 67.16% vs -14.56% in Dec 2023

stock-summaryCompany CV
About ACI Worldwide, Inc. stock-summary
stock-summary
ACI Worldwide, Inc.
Software Products
ACI Worldwide, Inc. develops, markets, installs and supports a line of software products and services primarily focused on facilitating electronic payments. The Company also distributes or acts as a sales agent for software developed by third parties. Its products and services are used principally by financial institutions, retailers, billers and electronic payment processors, both in domestic and international markets. The Company's products are sold and supported through distribution networks covering three geographic regions, including the Americas, Europe/Middle East/Africa (EMEA) and Asia/Pacific. The Company's products and services are used by a range of transaction-generating endpoints, including automated teller machines (ATM), retail merchant point-of-sale (POS) terminals, bank branches, corporations and Internet commerce sites. The Company provides payment solutions to financial institutions globally for both retail banking and transaction banking services.
Company Coordinates stock-summary
Company Details
Suite 300, 3520 Kraft Road , NAPLES FL : 34105
stock-summary
Tel: 1 239 4034600
stock-summary
Registrar Details