ACIW Share Price | ACI Worldwide, Inc. Stock Analysis & Recommendation

Q: Is ACI Worldwide, Inc. technically bullish or bearish?

As of 24 October 2025, the technical trend for ACI Worldwide, Inc. has changed from mildly bullish to bullish. The weekly MACD is bullish, supported by bullish signals from the Bollinger Bands and KST. Daily moving averages also indicate a bullish stance. However, the monthly MACD and KST show mildly bearish signals, suggesting some caution. The stock has outperformed the S&P 500 over the 3-year period with a return of 120.47% compared to 78.85%, but has underperformed in the 1-month and year-to-date comparisons. Overall, the current technical stance is bullish, with moderate strength driven by weekly indicators.

Q: Is ACI Worldwide, Inc. overvalued or undervalued?

As of 7 August 2025, ACI Worldwide, Inc. has moved from a very attractive to a fair valuation grade. The company appears to be fairly valued based on its current metrics. Key valuation ratios include a P/E ratio of 22, an EV to EBITDA of 14.05, and a PEG ratio of 0.25, which suggests a potential for growth relative to its price. In comparison to peers, ACI Worldwide's P/E ratio of 25.62 is lower than Doximity, Inc.'s 54.88 but higher than Alarm.com Holdings, Inc.'s 22.19, indicating a competitive position within the industry. The company's recent stock performance shows a 3-year return of 133.68%, significantly outperforming the S&P 500's 70.41% during the same period, reinforcing the notion that ACI Worldwide is maintaining a solid growth trajectory despite its fair valuation.

Q: How big is ACI Worldwide, Inc.?

Market Cap: As of Jun 18, ACI Worldwide, Inc. has a market capitalization of 5,753.96 million, categorizing it as a Small Cap company.Recent Quarterly Performance: For the latest four quarters, ACI Worldwide, Inc. reported net sales of 1,672.83 million and a net profit of 269.75 million.Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 1,424.33 million and total assets of 3,025.29 million.

Q: What does ACI Worldwide, Inc. do?

Overview: ACI Worldwide, Inc. develops, markets, installs, and supports software products and services focused on facilitating electronic payments, operating within the Software Products industry and classified as a small-cap company.Financial Snapshot: Most recent Net Sales: 395 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 59 Million (Quarterly Results - Mar 2025) Market-cap: USD 5,753.96 Million (Small Cap)Key Metrics: P/E: 22.00 Dividend Yield: 0.00% Debt Equity: 0.43 Return on Equity: 18.29% Price to Book: 3.88Contact Details: Address: Suite 300, 3520 Kraft Road, NAPLES FL: 34105 Tel: 1 239 4034600 Website: http://www.aciworldwide.com

Q: Who are in the management team of ACI Worldwide, Inc.?

As of March 2022, the management team of ACI Worldwide, Inc. includes Mr. Odilon Almeida, who serves as the President, Chief Executive Officer, and Director. Additionally, the board features several independent directors: Mr. Charles Bobrinskoy, Ms. Janet Estep, Mr. James Hale, Dr. Didier Lamouche, and Ms. Pamela Patsley.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

958.41 k

Shareholding (Mar 2026)

FII

9.89%

Held by 169 FIIs

DII

90.10%

Held by 72 DIIs

Promoter

0.00%

Is ACI Worldwide, Inc. technically bullish or bearish?

28-Oct-2025

As of October 24, 2025, ACI Worldwide, Inc. shows a bullish technical trend supported by weekly indicators, despite some caution from monthly signals, and has outperformed the S&P 500 over three years but underperformed in the short term.

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Is ACI Worldwide, Inc. overvalued or undervalued?

20-Sep-2025

As of August 7, 2025, ACI Worldwide, Inc. is fairly valued with a P/E ratio of 22, an EV to EBITDA of 14.05, and a PEG ratio of 0.25, showing competitive positioning in the industry and a strong 3-year return of 133.68% compared to the S&P 500's 70.41%.

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How big is ACI Worldwide, Inc.?

22-Jun-2025

As of Jun 18, ACI Worldwide, Inc. has a market capitalization of $5.75 billion, with net sales of $1.67 billion and a net profit of $269.75 million over the last four quarters.

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What does ACI Worldwide, Inc. do?

22-Jun-2025

ACI Worldwide, Inc. develops software for electronic payments and is classified as a small-cap company with a market cap of approximately $5.75 billion. As of March 2025, it reported net sales of $395 million and a net profit of $59 million.

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Who are in the management team of ACI Worldwide, Inc.?

22-Jun-2025

As of March 2022, ACI Worldwide, Inc.'s management team includes Mr. Odilon Almeida as President and CEO, along with independent directors Mr. Charles Bobrinskoy, Ms. Janet Estep, Mr. James Hale, Dr. Didier Lamouche, and Ms. Pamela Patsley.

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Should I buy, sell or hold ACI Worldwide, Inc.?

22-Jun-2025

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Flat results in Mar 26

NET PROFIT(Q) Fallen at -27.96%

With ROCE of 15.36%, it has a fair valuation with a 2.60 Enterprise value to Capital Employed

High Institutional Holdings at 100%

Underperformed the market in the last 1 year

Mojo Parameters

Stock DNA

Industry

Software Products

Market cap

USD 4,974 Million (Small Cap)

P/E

22.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

0.42

Return on Equity

15.01%

Price to Book

3.27

Revenue and Profits:

Net Sales:

426 Million

(Quarterly Results - Mar 2026)

Net Profit:

38 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

12.68%

6 Months

-8.72%

1 Year

-1.54%

2 Years

22.4%

3 Years

92.45%

4 Years

74.96%

5 Years

16.49%

ACI Worldwide, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

6.34%

EBIT Growth (5y)

17.26%

EBIT to Interest (avg)

3.96

Debt to EBITDA (avg)

2.48

Net Debt to Equity (avg)

0.43

Sales to Capital Employed (avg)

0.68

Tax Ratio

18.14%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

10.99%

ROE (avg)

11.83%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.27

EV to EBIT

16.91

EV to EBITDA

12.80

EV to Capital Employed

2.60

EV to Sales

3.19

PEG Ratio

1.77

Dividend Yield

ROCE (Latest)

15.36%

ROE (Latest)

15.01%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 104 Schemes (59.36%)

Foreign Institutions

Held by 169 Foreign Institutions (9.89%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "field": "Interest",
          "val1": "12.20",
          "val2": "14.70",
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          "val1": "-5.40",
          "val2": "0.00",
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          "field": "Consolidate Net Profit",
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          "field": "Operating Profit Margin (Excl OI)",
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        "Dec'25",
        "Dec'24",
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          "val1": "445.50",
          "val2": "434.10",
          "chgp": "2.63%",
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          "field": "Interest",
          "val1": "57.80",
          "val2": "72.50",
          "chgp": "-20.28%",
          "chgp_class": "positive"
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          "val1": "-8.90",
          "val2": "-5.30",
          "chgp": "-67.92%",
          "chgp_class": "negative"
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          "field": "Consolidate Net Profit",
          "val1": "226.70",
          "val2": "203.10",
          "chgp": "11.62%",
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Quarterly Results Snapshot (Consolidated) - Mar'26 - YoY

Mar'26

Mar'25

Change(%)

Net Sales

425.70

394.60

7.88%

Operating Profit (PBDIT) excl Other Income

90.50

84.90

6.60%

Interest

12.20

14.70

-17.01%

Exceptional Items

-5.40

0.00

Consolidate Net Profit

38.30

58.90

-34.97%

Operating Profit Margin (Excl OI)

147.70%

148.30%

-0.06%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Mar 2026 is 7.88% vs 24.87% in Mar 2025

Consolidated Net Profit

YoY Growth in quarter ended Mar 2026 is -34.97% vs 855.13% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

1,759.80

1,594.30

10.38%

Operating Profit (PBDIT) excl Other Income

445.50

434.10

2.63%

Interest

57.80

72.50

-20.28%

Exceptional Items

-8.90

-5.30

-67.92%

Consolidate Net Profit

226.70

203.10

11.62%

Operating Profit Margin (Excl OI)

192.50%

196.60%

-0.41%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 10.38% vs 9.75% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 11.62% vs 67.16% in Dec 2024

All Annual Results

Company CV

About ACI Worldwide, Inc.

ACI Worldwide, Inc.

Software Products

ACI Worldwide, Inc. develops, markets, installs and supports a line of software products and services primarily focused on facilitating electronic payments. The Company also distributes or acts as a sales agent for software developed by third parties. Its products and services are used principally by financial institutions, retailers, billers and electronic payment processors, both in domestic and international markets. The Company's products are sold and supported through distribution networks covering three geographic regions, including the Americas, Europe/Middle East/Africa (EMEA) and Asia/Pacific. The Company's products and services are used by a range of transaction-generating endpoints, including automated teller machines (ATM), retail merchant point-of-sale (POS) terminals, bank branches, corporations and Internet commerce sites. The Company provides payment solutions to financial institutions globally for both retail banking and transaction banking services.

Company Coordinates

Company Details

Suite 300, 3520 Kraft Road , NAPLES FL : 34105

Tel: 1 239 4034600

http://www.aciworldwide.com

Registrar Details