ScoreWhy is ACI Worldwide, Inc. ?
1
With a growth in Net Sales of 6.3%, the company declared Very Positive results in Sep 25
- OPERATING CASH FLOW(Y) Highest at USD 327.4 MM
- NET PROFIT(9M) At USD 162.32 MM has Grown at 50.29%
- INTEREST COVERAGE RATIO(Q) Highest at 1,041.45
2
With ROCE of 15.81%, it has a fair valuation with a 2.59 Enterprise value to Capital Employed
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -24.90%, its profits have risen by 13.1% ; the PEG ratio of the company is 1.5
3
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
4
Below par performance in long term as well as near term
- Along with generating -24.90% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to ACI Worldwide, Inc. should be less than 10%
- Overall Portfolio exposure to Software Products should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is ACI Worldwide, Inc. for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
ACI Worldwide, Inc.
-24.9%
0.41
35.31%
S&P 500
14.9%
0.77
19.29%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
5.78%
EBIT Growth (5y)
17.02%
EBIT to Interest (avg)
3.96
Debt to EBITDA (avg)
2.48
Net Debt to Equity (avg)
0.43
Sales to Capital Employed (avg)
0.67
Tax Ratio
18.14%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
10.99%
ROE (avg)
11.83%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
19
Industry P/E
Price to Book Value
3.33
EV to EBIT
16.38
EV to EBITDA
12.52
EV to Capital Employed
2.59
EV to Sales
3.25
PEG Ratio
1.47
Dividend Yield
NA
ROCE (Latest)
15.81%
ROE (Latest)
17.64%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 327.4 MM
NET PROFIT(9M)
At USD 162.32 MM has Grown at 50.29%
INTEREST COVERAGE RATIO(Q)
Highest at 1,041.45
RAW MATERIAL COST(Y)
Fallen by 1.24% (YoY
CASH AND EQV(HY)
Highest at USD 388.97 MM
DEBTORS TURNOVER RATIO(HY)
Highest at 1.97 times
NET SALES(Q)
Highest at USD 482.36 MM
PRE-TAX PROFIT(Q)
Highest at USD 118.12 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for ACI Worldwide, Inc.
Operating Cash Flow
Highest at USD 327.4 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Interest Coverage Ratio
Highest at 1,041.45
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Net Profit
At USD 162.32 MM has Grown at 50.29%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Sales
Highest at USD 482.36 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Pre-Tax Profit
Highest at USD 118.12 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Cash and Eqv
Highest at USD 388.97 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debtors Turnover Ratio
Highest at 1.97 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Raw Material Cost
Fallen by 1.24% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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