Colony Bankcorp, Inc.

How big is Colony Bankcorp, Inc.?

As of Jun 18, Colony Bankcorp, Inc. has a market capitalization of 262.00 million and reported total assets of 3,112.83 million, with shareholder's funds at 278.68 million.

As of Jun 18, Colony Bankcorp, Inc. has a market capitalization of 262.00 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 139.45 million, while the sum of net profit for the same period is 25.14 million.<BR><BR>As of Dec 24, the reporting period shows Shareholder's Funds at 278.68 million and Total Assets at 3,112.83 million.

What does Colony Bankcorp, Inc. do?

Colony Bankcorp, Inc. is a bank holding company that offers traditional banking products and services. As of March 2025, it reported net sales of $36 million and a net profit of $7 million, with a market cap of $262 million.

Overview:<BR>Colony Bankcorp, Inc. is a bank holding company operating in the Regional Banks industry, providing traditional banking products and services.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 36 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 7 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 262.00 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00 <BR>Dividend Yield: 3.05% <BR>Debt Equity: 0.00 <BR>Return on Equity: 8.76% <BR>Price to Book: 0.91 <BR><BR>Contact Details:<BR>Address: 115 S Grant St, FITZGERALD GA : 31750-2902 <BR>Tel: 1 229 4266000 <BR>Website: https://www.colonybank.com

Should I buy, sell or hold Colony Bankcorp, Inc.?

Who are in the management team of Colony Bankcorp, Inc.?

As of March 2022, the management team of Colony Bankcorp, Inc. includes Mr. Mark Massee (Independent Chairman), Mr. T. Heath Fountain (President and CEO), and several independent directors: Mr. Edward Loomis, Mr. Scott Downing, Mr. Michael Dwozan, Ms. Meagan Mowry, and Mr. Matthew Reed. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Colony Bankcorp, Inc. includes the following individuals:<BR><BR>- Mr. Mark Massee, Independent Chairman of the Board<BR>- Mr. T. Heath Fountain, President, Chief Executive Officer, Director<BR>- Mr. Edward Loomis, Director<BR>- Mr. Scott Downing, Independent Director<BR>- Mr. Michael Dwozan, Independent Director<BR>- Ms. Meagan Mowry, Independent Director<BR>- Mr. Matthew Reed, Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

Is Colony Bankcorp, Inc. technically bullish or bearish?

As of September 11, 2025, Colony Bankcorp, Inc. shows a bullish technical trend supported by positive MACD and Bollinger Bands indicators, outperforming the S&P 500 in the short term, but underperforming over the longer three- and five-year periods.

As of 11 September 2025, the technical trend for Colony Bankcorp, Inc. has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are bullish, and Bollinger Bands also confirm a bullish stance in both time frames. Daily moving averages are bullish, while the KST is bullish weekly but mildly bearish monthly. Dow Theory indicates a mildly bullish trend on both weekly and monthly bases. The overall technical stance is bullish, with strength supported by multiple indicators. <BR><BR>In terms of performance, Colony Bankcorp has outperformed the S&P 500 over the past week (4.40% vs. 1.05%) and over the past month (10.87% vs. 2.33%), while its year-to-date return of 13.14% slightly exceeds the S&P 500's 12.22%. However, over the longer three-year and five-year periods, it has underperformed significantly compared to the S&P 500.

Is Colony Bankcorp, Inc. overvalued or undervalued?

As of October 17, 2025, Colony Bankcorp, Inc. is considered very attractive in valuation, with a P/E ratio of 11, a Price to Book Value of 0.95, and a PEG Ratio of 0.75, indicating it is undervalued compared to peers and its growth potential, despite recent stock performance lagging behind the S&P 500.

As of 17 October 2025, the valuation grade for Colony Bankcorp, Inc. has moved from attractive to very attractive, indicating a strong improvement in its valuation outlook. The company appears undervalued, supported by a P/E ratio of 11, a Price to Book Value of 0.95, and a PEG Ratio of 0.75, which all suggest that the stock is trading at a discount relative to its earnings growth potential. <BR><BR>In comparison to peers, Colony Bankcorp's P/E ratio is significantly lower than Bankwell Financial Group, Inc. at 17.22, and also more favorable than Plumas Bancorp's P/E of 10.52. The company's recent stock performance shows a 1-year return of 1.55%, which lags behind the S&P 500's return of 14.08%, and a 3-year return of 15.26% compared to the S&P 500's 81.19%, reinforcing the notion that Colony Bankcorp is undervalued relative to its growth potential.