EZCORP, Inc.

How big is EZCORP, Inc.?

As of Jun 18, EZCORP, Inc. has a market capitalization of 731.68 million, with net sales of 1,202.46 million and a net profit of 89.56 million over the latest four quarters. The company reported shareholder's funds of 804.57 million and total assets of 1,493.24 million as of Sep 24.

Market Cap: As of Jun 18, EZCORP, Inc. has a market capitalization of 731.68 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, EZCORP, Inc. reported net sales of 1,202.46 million and a net profit of 89.56 million.<BR><BR>Balance Sheet Snapshot: As of Sep 24, the company reported shareholder's funds of 804.57 million and total assets of 1,493.24 million.

What does EZCORP, Inc. do?

EZCORP, Inc. offers pawn loans in the U.S. and Mexico, along with consumer loans in Mexico, operating as a micro-cap finance company. As of March 2025, it reported net sales of $306 million and a net profit of $25 million.

Overview:<BR>EZCORP, Inc. provides pawn loans in the United States and Mexico, as well as consumer loans in Mexico, operating within the finance industry and classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 306 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 25 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 731.68 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 8.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 10.57% <BR>Price to Book: 0.86<BR><BR>Contact Details:<BR>Address: Building 1, 2500 Bee Caves Rd Ste 200, AUSTIN TX : 78746-5869 <BR>Tel: 1 512 3143444 <BR>Website: https://www.ezcorp.com/

Should I buy, sell or hold EZCORP, Inc.?

Who are in the management team of EZCORP, Inc.?

As of March 2022, the management team of EZCORP, Inc. includes Executive Chairman Phillip Cohen, President and CEO Jason Kulas, Lead Independent Director Matthew Appel, and several Independent Directors.

As of March 2022, the management team of EZCORP, Inc. includes the following individuals:<BR><BR>- Mr. Phillip Cohen, who serves as the Executive Chairman of the Board.<BR>- Mr. Jason Kulas, who is the President, Chief Executive Officer, and a Director.<BR>- Mr. Matthew Appel, who holds the position of Lead Independent Director.<BR>- Mr. Hugo Dooner, who is a Director.<BR>- Ms. Zena Arnold, who serves as an Independent Director.<BR>- Ms. Shelaghmichael Brown, who is also an Independent Director.<BR>- Mr. Pablo Lagos Espinosa, who serves as an Independent Director.<BR><BR>In summary, as of March 2022, the management team of EZCORP, Inc. consists of an Executive Chairman, a President and CEO, a Lead Independent Director, and several Independent Directors.

Is EZCORP, Inc. technically bullish or bearish?

As of October 31, 2025, EZCORP, Inc. is in a bullish trend supported by positive MACD and moving averages, despite some mixed signals from Dow Theory and recent price declines, while significantly outperforming the S&P 500 year-to-date.

As of 31 October 2025, the technical trend for EZCORP, Inc. has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are bullish, supporting the positive trend. Daily moving averages also indicate a bullish stance. However, the weekly Dow Theory shows a mildly bearish signal, which suggests some caution. The Bollinger Bands are mildly bullish on both weekly and monthly time frames. <BR><BR>Despite a recent decline in price, EZCORP has shown strong multi-period returns, outperforming the S&P 500 significantly with a year-to-date return of 44.68% compared to 16.30% for the index, and a one-year return of 52.94% against 19.89%. Overall, the current technical stance is bullish, but with some mixed signals indicating a need for careful monitoring.

Is EZCORP, Inc. overvalued or undervalued?

As of November 7, 2025, EZCORP, Inc. is considered undervalued with an attractive valuation grade, supported by a low P/E ratio of 8, strong stock performance with a year-to-date return of 45.99%, and significant outperformance compared to the S&P 500.

As of 7 November 2025, the valuation grade for EZCORP, Inc. has moved from fair to attractive, indicating a positive shift in its perceived value. The company appears to be undervalued, supported by a P/E ratio of 8, a Price to Book Value of 0.86, and an EV to EBITDA of 5.66. In comparison to peers, EZCORP's P/E ratio is significantly lower than U-Haul Holding Co. at 45.54 and Federal Agricultural Mortgage Corp. at 10.26, highlighting its relative attractiveness in the market.<BR><BR>Additionally, EZCORP has demonstrated strong performance with a year-to-date return of 45.99%, significantly outperforming the S&P 500's return of 14.40% over the same period. This trend continues over longer time frames, with a 5-year return of 247.08% compared to the S&P 500's 91.73%. Overall, the combination of favorable valuation ratios and strong stock performance suggests that EZCORP, Inc. is currently undervalued.