OP Bancorp

How big is OP Bancorp?

As of Jun 18, OP Bancorp has a market capitalization of 173.58 million, with total assets of 2,369.37 million and shareholder's funds of 204.99 million as of Dec'24.

Market Cap: As of Jun 18, OP Bancorp has a market capitalization of 173.58 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, OP Bancorp reported a sum of interest earned of 139.57 million and a net profit of 21.05 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the company's shareholder's funds amounted to 204.99 million, while total assets were reported at 2,369.37 million.

What does OP Bancorp do?

OP Bancorp is a bank holding company that provides commercial banking services primarily to the Korean-American community, with a recent net profit of $5 million and a market cap of $173.58 million. Key metrics include a P/E ratio of 9.00 and a return on equity of 10.02%.

Overview:<BR>OP Bancorp is a bank holding company operating in the Regional Banks industry, focusing on commercial banking services primarily for the Korean-American community.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 35 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 5 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 173.58 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 9.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 10.02% <BR>Price to Book: 0.83 <BR><BR>Contact Details:<BR>Address: 1000 Wilshire Blvd Ste 500, LOS ANGELES CA: 90017-2462 <BR>Tel: 1 213 8921192

Should I buy, sell or hold OP Bancorp?

Who are in the management team of OP Bancorp?

As of March 2022, the management team of OP Bancorp includes Independent Chairman Brian Choi, CEO Min Kim, and several Independent Directors: Ernest Dow, Jason Hwang, Ock Hee Kim, Myung Ja Park, and Yong Sin Shin. Min Kim serves as the key executive leader.

As of March 2022, the management team of OP Bancorp includes the following individuals:<BR><BR>- Mr. Brian Choi, who serves as the Independent Chairman of the Board.<BR>- Ms. Min Kim, who is the President, Chief Executive Officer, and Director of both the Company and the Bank.<BR>- Mr. Ernest Dow, who is an Independent Director.<BR>- Mr. Jason Hwang, who is also an Independent Director.<BR>- Mrs. Ock Hee Kim, another Independent Director.<BR>- Ms. Myung Ja Park, who serves as an Independent Director.<BR>- Ms. Yong Sin Shin, who is also an Independent Director.<BR><BR>In summary, the management team comprises a mix of executive leadership and independent directors, with Ms. Min Kim playing a key role as the CEO.

Is OP Bancorp technically bullish or bearish?

As of June 13, 2025, OP Bancorp's technical trend is mildly bearish, indicated by bearish momentum from the weekly MACD and daily moving averages, despite some monthly bullish signals from KST and OBV that are insufficient to counter the overall negative outlook.

As of 13 June 2025, the technical trend for OP Bancorp has changed from sideways to mildly bearish. The current stance is mildly bearish, driven by the weekly MACD indicating bearish momentum and the daily moving averages also showing a bearish trend. The Bollinger Bands on a weekly basis are mildly bearish, reinforcing the negative outlook. Although the KST and OBV show some bullish signals on a monthly basis, they are not strong enough to offset the bearish indicators. Overall, the combination of these factors suggests a weak bearish sentiment in the current market environment.

Is OP Bancorp overvalued or undervalued?

As of October 21, 2024, OP Bancorp is fairly valued with a P/E ratio of 9, lower than its peers, and while it has underperformed the S&P 500 year-to-date, it has shown a strong one-year return of 26.25%.

As of 21 October 2024, OP Bancorp's valuation grade has moved from very attractive to fair, indicating a shift in its market perception. The company appears to be fairly valued at this time. Key ratios include a P/E ratio of 9, a Price to Book Value of 0.87, and an EV to EBIT of 1.44, which suggest that the company is trading at a reasonable valuation compared to its earnings and asset base.<BR><BR>In terms of peer comparison, OP Bancorp's P/E ratio of 9 is significantly lower than that of ChoiceOne Financial Services, Inc. at 16.34, and Community West Bancshares at 27.24, both of which are considered expensive. Additionally, Penns Woods Bancorp, Inc. is deemed attractive with a P/E of 10.14, further supporting the notion that OP Bancorp is fairly valued relative to its peers. Notably, while OP Bancorp has underperformed the S&P 500 year-to-date with a return of -24.86% compared to the index's 2.44%, it has shown a strong one-year return of 26.25%, suggesting potential for recovery.