OP Bancorp is a bank holding company. The Company, through its subsidiary, Open Bank is engaged in commercial banking services to small and medium-sized businesses, their owners and retail customers with a focus on the Korean-American community. The Company's lending activities are diversified and include commercial real estate (CRE), commercial and industrial, Small Business Administration (SBA) guaranteed, home mortgage, and consumer loans. The Company attracts retail deposits through its branch network which offers a wide range of deposit products for business and consumer banking customers. It offers a multitude of other products and services to its customers to complement lending and deposit business.