ScoreComparison
Why is OP Bancorp ?
1
High Profitability with a Net Interest Margin of 10.99%
2
Strong Long Term Fundamental Strength with a 14.47% CAGR growth in Net Profits
3
Positive results in Jun 26
- ROCE(HY) Highest at 1.09%
- NET PROFIT(Q) Highest at USD 7.98 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
4
With ROA of 0.51%, it has a very attractive valuation with a 0.86 Price to Book Value
- Over the past year, while the stock has generated a return of 4.27%, its profits have risen by 23.4% ; the PEG ratio of the company is 0.3
5
High Institutional Holdings at 87.18%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 14.78% over the previous quarter.
6
Underperformed the market in the last 1 year
- The stock has generated a return of 4.27% in the last 1 year, much lower than market (S&P 500) returns of 15.76%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to OP Bancorp should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is OP Bancorp for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
OP Bancorp
5.3%
2.03
27.07%
S&P 500
16.06%
1.20
13.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
22.88%
EBIT Growth (5y)
12.59%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
27.91%
Pledged Shares
0
Institutional Holding
72.40%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
0.86
EV to EBIT
2.47
EV to EBITDA
2.38
EV to Capital Employed
0.72
EV to Sales
0.56
PEG Ratio
0.34
Dividend Yield
NA
ROCE (Latest)
29.19%
ROE (Latest)
11.20%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
ROCE(HY)
Highest at 1.09%
NET PROFIT(Q)
Highest at USD 7.98 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
OPERATING PROFIT(Q)
Highest at USD 11.04 MM
OPERATING PROFIT MARGIN(Q)
Highest at 28.91 %
PRE-TAX PROFIT(Q)
Highest at USD 11.04 MM
EPS(Q)
Highest at USD 0.53
-6What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 14.69 MM
ROCE(HY)
Lowest at 1.09%
CASH AND EQV(HY)
Lowest at USD 34.65 MM
Here's what is working for OP Bancorp
Net Profit
Highest at USD 7.98 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Profit
Highest at USD 11.04 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 28.91 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 11.04 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
EPS
Highest at USD 0.53
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Here's what is not working for OP Bancorp
Operating Cash Flow
Lowest at USD 14.69 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Cash and Eqv
Lowest at USD 34.65 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Footer loading
