IndusInd Bank

Who are in the management team of IndusInd Bank?

As of March 2023, the management team of IndusInd Bank includes Sumant Kathpalia (Managing Director & CEO), Arun Tiwari (Non-Executive Chairman), and several independent non-executive directors, ensuring a diverse governance structure.

As of March 2023, the management team of IndusInd Bank includes the following individuals:<BR><BR>1. **Sunil Mehta** - Independent Non-Executive Director<BR>2. **Shanker Annaswamy** - Independent Non-Executive Director<BR>3. **T T Ram Mohan** - Independent Non-Executive Director<BR>4. **Akila Krishnakumar** - Independent Non-Executive Director<BR>5. **Rajiv Agarwal** - Independent Non-Executive Director<BR>6. **S K Asher** - Independent Non-Executive Director<BR>7. **Bhavna Doshi** - Independent Non-Executive Director<BR>8. **Jayant Deshmukh** - Independent Non-Executive Director<BR>9. **Pradeep Udhas** - Independent Non-Executive Director<BR>10. **Sumant Kathpalia** - Managing Director & CEO<BR>11. **Arun Tiwari** - Non-Executive Chairman (Part-time)<BR>12. **Arun Khurana** - Whole Time Director<BR><BR>This team comprises a mix of independent directors and executive leadership, ensuring a diverse governance structure for the bank.

Has IndusInd Bank declared dividend?

Yes, IndusInd Bank has declared a 165% dividend, amounting to ₹16.5 per share, with an ex-date of June 28, 2024. While recent total returns have been negative, the bank has shown significant recovery over the past five years, achieving a total return of 103.74%.

IndusInd Bank Ltd. has declared a 165% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 165%<BR>- Amount per share: 16.5<BR>- Ex-date: Jun-28-2024<BR><BR>Dividend Yield: 2.05%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -16.89%, with a dividend return of 0%, resulting in a total return of -16.89%.<BR><BR>Over the past year, the price return was -44.39%, while the dividend return was 1.11%, leading to a total return of -43.28%.<BR><BR>In the 2-year period, the price return was -36.94%, the dividend return was 1.27%, and the total return was -35.67%.<BR><BR>For the 3-year period, the price return was -11.34%, the dividend return was 5.02%, resulting in a total return of -6.32%.<BR><BR>In the last 4 years, the price return was -18.42%, with a dividend return of 4.37%, leading to a total return of -14.05%.<BR><BR>Over the 5-year period, the price return was 94.84%, the dividend return was 8.90%, culminating in a total return of 103.74%.<BR><BR>Overall, while IndusInd Bank has declared a substantial dividend, the total returns over shorter periods have been negative, indicating challenges in price performance. However, the longer-term outlook over five years shows a significant recovery in total returns, driven by price appreciation and dividends.

Who are the peers of the IndusInd Bank?

IndusInd Bank's peers include HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Federal Bank, IDFC First Bank, Bandhan Bank, Karur Vysya Bank, and City Union Bank. While it has good management and capital structure, its growth and 1-year return are below average compared to its peers.

Peers: The peers of IndusInd Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Federal Bank, IDFC First Bank, Bandhan Bank, Karur Vysya Bank, and City Union Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank, ICICI Bank, Kotak Mah. Bank, Bandhan Bank, and IndusInd Bank, while Good management risk is found at Axis Bank, Federal Bank, IDFC First Bank, Karur Vysya Bank, and City Union Bank, and Average management risk is found at IDBI Bank. Growth ratings show Excellent growth at HDFC Bank, ICICI Bank, Federal Bank, and IDFC First Bank, Good growth at Kotak Mah. Bank, Axis Bank, and IDBI Bank, Average growth at Bandhan Bank, and Below Average growth at IndusInd Bank. Excellent capital structure is noted at HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, Bandhan Bank, and Karur Vysya Bank, while Good capital structure is observed at Federal Bank and IDFC First Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is ICICI Bank at 24.06%, while IndusInd Bank has the lowest at -47.40%. This shows that IndusInd Bank's 1-year return is significantly lower than that of its peers. Additionally, the six-month return is negative for IndusInd Bank, Axis Bank, IDFC First Bank, and Bandhan Bank.

What does IndusInd Bank do?

IndusInd Bank Limited is one of India's largest private sector banks, providing corporate, retail, and investment banking services. As of March 2025, it reported net sales of ₹10,633.85 Cr and a net loss of ₹2,236 Cr, with a market capitalization of ₹68,627 Cr.

Overview: <BR>IndusInd Bank Limited is one of the fifth largest private sector banks in India, offering a range of financial services including corporate banking, retail banking, and investment banking.<BR><BR>History: <BR>IndusInd Bank was incorporated in the year 1994. The latest quarterly results reported are for March 2025, showing a net profit for that period.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 10,633.85 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -2,236 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 68,627 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.00% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details: <BR>Address: 2401 General Thimmayya Road, Cantonment Pune Maharashtra : 411001 <BR>Phone: 91-20-2623 4000/10 <BR>Email: investor@indusind.com <BR>Website: http://www.indusind.com

Who are the top shareholders of the IndusInd Bank?

The top shareholders of IndusInd Bank include Foreign Institutional Investors (FIIs) at 29.53%, Indusind International Holdings Ltd as the largest promoter at 12.06%, and mutual funds holding about 27.55%. Individual investors account for approximately 11.23% of the total shareholding.

The top shareholders of IndusInd Bank include a mix of institutional and individual investors. The majority of the shares are held by Foreign Institutional Investors (FIIs), accounting for approximately 29.53% of the total shareholding. Promoters also play a significant role, with Indusind International Holdings Ltd being the largest promoter, holding about 12.06%. Additionally, mutual funds are substantial shareholders, represented by 33 schemes that collectively hold around 27.55%. The highest public shareholder is ICICI Prudential India Opportunities Fund, which holds about 5.26%. Individual investors account for approximately 11.23% of the holdings.

How big is IndusInd Bank?

As of 24th July, IndusInd Bank Ltd. has a market capitalization of 66,376.00 Cr and reported a net profit of 2,642.90 Cr, with shareholder's funds at 62,797.11 Cr and total assets valued at 5,15,826.44 Cr. There is no valid net sales data available for the latest four quarters.

As of 24th July, IndusInd Bank Ltd. has a market capitalization of 66,376.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 0.00 Cr, indicating no valid net sales data found for summing. The net profit for the same period was 2,642.90 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2024. Shareholder's funds stood at 62,797.11 Cr, while total assets were valued at 5,15,826.44 Cr.

When is the next results date for IndusInd Bank?

IndusInd Bank will announce its results on 18 October 2025.

IndusInd Bank will declare its results on 18 October 2025.

How has been the historical performance of IndusInd Bank?

IndusInd Bank has shown steady growth in income and total assets from March 2020 to March 2025, but faced challenges with declining profitability and increasing non-performing assets (NPAs) in recent years. Profit after tax dropped significantly from 8,949.78 crore in March 2024 to 2,642.90 crore in March 2025.

Answer:<BR>The historical performance of IndusInd Bank shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>IndusInd Bank's interest earned increased from 28,782.83 crore in March 2020 to 48,667.67 crore in March 2025, reflecting a steady growth trajectory. Net interest income peaked at 19,031.32 crore in March 2025, although it decreased from 20,615.91 crore in March 2024. Total income rose significantly from 27,907.87 crore in March 2019 to 56,351.86 crore in March 2025, while total expenditure also increased, reaching 16,070.65 crore in March 2025. Profit before tax saw a notable decline from 11,941.53 crore in March 2024 to 3,614.72 crore in March 2025, leading to a profit after tax of 2,642.90 crore in March 2025, down from 8,949.78 crore in March 2024. The bank's total assets grew from 3,07,347.92 crore in March 2020 to 5,55,227.27 crore in March 2025, indicating robust asset accumulation. However, the amount of gross NPAs increased from 3,947.41 crore in March 2019 to 11,046.39 crore in March 2025, while net NPAs also rose to 3,287.14 crore in March 2025. Cash and cash equivalents improved significantly, closing at 59,165.00 crore in March 2025, up from 36,801.00 crore in March 2024. Overall, while IndusInd Bank has shown growth in income and assets, it faces challenges with profitability and asset quality in recent years.

Is IndusInd Bank overvalued or undervalued?

As of December 3, 2025, IndusInd Bank is considered overvalued with a PE ratio of -110.79 and negative profitability metrics, significantly underperforming compared to peers like HDFC Bank and ICICI Bank, and has declined 15.32% over the past year against a 5.27% gain in the Sensex.

As of 3 December 2025, the valuation grade for IndusInd Bank has moved from fair to expensive, indicating a shift in its perceived value. The company is currently overvalued, with a PE ratio of -110.79, a Price to Book Value of 1.02, and a PEG ratio of 0.00. These figures highlight significant concerns regarding profitability and growth potential, particularly given the negative ROE of -0.92% and ROA of -0.11%.<BR><BR>When compared to peers, IndusInd Bank's valuation stands out unfavorably. For instance, HDFC Bank has a PE ratio of 21.63, while ICICI Bank's is 20.07, both indicating a much healthier valuation relative to earnings. Additionally, the recent stock performance shows that IndusInd Bank has underperformed the Sensex significantly over the past year, with a decline of 15.32% compared to the Sensex's gain of 5.27%. This further reinforces the conclusion that IndusInd Bank is currently overvalued in the market.

Is IndusInd Bank technically bullish or bearish?

As of December 4, 2025, IndusInd Bank's technical trend is neutral with mixed signals, showing bullish momentum on weekly indicators but a mildly bearish outlook on daily and monthly charts.

As of 4 December 2025, the technical trend for IndusInd Bank has changed from mildly bearish to sideways. The current stance is neutral, with mixed signals across various indicators. The weekly MACD is bullish, while the monthly MACD is mildly bullish, suggesting some positive momentum. However, the daily moving averages indicate a mildly bearish outlook. The Bollinger Bands show a bullish signal on the weekly chart but are mildly bearish on the monthly chart. The KST is bullish weekly but bearish monthly, and both the RSI and OBV show no clear signals. Overall, the indicators reflect a lack of strong directional movement, resulting in a neutral stance.

Are IndusInd Bank Ltd. latest results good or bad?

IndusInd Bank's latest Q3 FY26 results are concerning, showing a net loss of ₹444.79 crores due to increased provisions and a rising gross NPA ratio of 3.64%. These factors indicate significant profitability challenges and asset quality issues, suggesting a cautious approach for investors.

IndusInd Bank's latest results for Q3 FY26 indicate a challenging financial situation. The bank reported a net loss of ₹444.79 crores, marking a significant decline of 165% quarter-on-quarter and 133.56% year-on-year. This loss is primarily attributed to a substantial increase in provisions and contingencies, which rose by 50.91% to ₹2,622.38 crores. Such high provisioning levels reflect ongoing asset quality issues, particularly with a gross non-performing assets (NPA) ratio that has climbed to 3.64%, well above the sector average.<BR><BR>While the bank maintains a strong capital adequacy ratio, with Tier 1 capital at 15.88%, the negative return on equity of -0.92% and return on assets of -0.11% highlight significant profitability challenges. The decline in interest earned and net interest income further underscores the bank's struggles in a competitive lending environment.<BR><BR>Overall, the results can be characterized as bad, given the severe losses, deteriorating asset quality, and the challenges in achieving profitability. Investors should approach the situation with caution, as the bank faces significant hurdles before a potential recovery can be realized.

Why is IndusInd Bank Ltd. falling/rising?

As of 16-Mar, IndusInd Bank Ltd. is seeing a stock price increase to 824.95, following a trend reversal after three days of decline, with a notable rise in investor participation. However, it underperforms its sector and faces significant long-term financial challenges, including a decline in net profit and a high percentage of pledged promoter shares.

As of 16-Mar, IndusInd Bank Ltd. is experiencing a rise in its stock price, currently at 824.95, with a change of 10.5 (1.29%) upwards. This increase comes after a trend reversal, as the stock has gained after three consecutive days of decline. Additionally, there has been a notable rise in investor participation, with a delivery volume of 25.15 lacs on 13 March, which is an increase of 46.52% compared to the 5-day average delivery volume.<BR><BR>Despite this positive movement, the stock has underperformed its sector by 0.51% today and is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a generally bearish trend over a longer period. Furthermore, while the stock has shown a strong performance over the past year with a return of 22.74%, it faces significant challenges, including poor long-term growth, as evidenced by a net profit decline at an annual rate of -195.90% and negative results for the last six consecutive quarters.<BR><BR>The high percentage of pledged promoter shares (50.86%) also adds to the stock's vulnerability in a falling market, which could exert additional downward pressure on prices. Overall, while there is a short-term rise in the stock price, the underlying financial challenges and market conditions suggest a complex situation for IndusInd Bank Ltd.

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Should I buy, sell or hold IndusInd Bank Ltd.?