IndusInd Bank

  • Market Cap: Mid Cap
  • Industry: Private Sector Bank
  • ISIN: INE095A01012
  • NSEID: INDUSINDBK
  • BSEID: 532187
INR
869.95
6.65 (0.77%)
BSENSE

Dec 05

BSE+NSE Vol: 34.66 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
23,872.51
25,233.05
21,977.43
16,889.80
15,225.06
14,338.94
14,111.73
Income On Investments
3,848.90
3,659.34
2,959.95
2,181.68
1,991.35
1,953.87
2,145.31
Interest On Balances With Rbi Other Inter Bank Funds
962.68
715.86
632.67
718.09
649.72
190.44
110.78
Interest / Discount On Advances / Bills
18,844.18
20,758.09
18,216.03
13,867.85
12,420.04
12,053.74
11,702.51
Others
216.75
99.76
168.78
122.18
163.95
140.89
153.13
Other Income
3,804.20
4,625.15
4,491.52
3,939.52
3,557.18
3,073.03
3,389.91
Total Income
27,676.71
29,858.20
26,468.95
20,829.32
18,782.24
17,411.97
17,501.64
Interest Expended
14,823.32
14,478.16
12,033.59
8,462.49
8,002.95
7,751.76
8,358.20
Net Interest Income
9,049.19
10,754.89
9,943.84
8,427.31
7,222.11
6,587.18
5,753.53
Total Expenditure (Excl Depreciation)
8,173.23
7,861.58
6,724.41
5,453.50
4,535.36
3,968.35
3,952.54
Employee Cost
2,562.91
2,380.02
1,819.48
1,395.09
1,209.80
1,075.74
1,162.69
Other Operating Expenses
5,610.32
5,481.56
4,904.93
4,058.41
3,325.56
2,892.61
2,789.85
Operating Profit Before Provisions and Contingencies
4,680.16
7,518.46
7,710.95
6,913.33
6,243.93
5,691.86
5,190.90
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
4,360.16
2,869.94
1,965.40
2,392.05
3,486.28
4,223.32
1,168.33
Profit Before Tax
320.00
4,648.52
5,745.55
4,521.28
2,757.65
1,468.54
4,022.57
Tax
80.54
1,170.91
1,440.46
1,131.27
669.17
360.86
1,206.70
Profit After Tax
239.46
3,477.61
4,305.09
3,390.01
2,088.48
1,107.68
2,815.87
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
239.46
3,477.61
4,305.09
3,390.01
2,088.48
1,107.68
2,815.87
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
3.07
44.64
55.4
43.73
26.98
14.64
40.63
Diluted Earnings per share
3.07
44.61
55.37
43.69
26.94
15.74
40.47
Operating Profit Margin (Excl OI)
47.5%
57.47%
60.46%
53.55%
47.31%
42.87%
63.71%
Gross Profit Margin
1.34%
18.42%
26.14%
26.77%
18.11%
10.24%
28.51%
PAT Margin
1.0%
13.78%
19.59%
20.07%
13.72%
7.72%
19.95%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
17.1%
16.51%
18.21%
18.01%
17.37%
16.55%
14.7%
Capital Adequacy Ratio (Tier 1)
15.88%
15.21%
16.33%
16.69%
16.44%
0.0%
14.27%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
0.00
7,638.52
6,164.22
5,567.12
6,245.04
4,532.15
4,370.20
Amount of Net NPAs
0.00
2,282.01
1,813.76
1,583.95
1,771.35
1,055.81
2,202.57
% of Net NPAs
0.0%
0.64%
0.57%
0.61%
0.8%
0.52%
1.12%
% of Gross NPAs
0.0%
2.11%
1.93%
2.11%
2.77%
2.21%
2.19%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2025 is -5.39% vs 14.81% in Sep 2024

stock-summary

Net Profit

Growth in half year ended Sep 2025 is -93.11% vs -19.22% in Sep 2024

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2025 is -37.75% vs -2.50% in Sep 2024

stock-summary

% of Net NPAs

Growth in half year ended Sep 2025 is -0.64% vs 0.07% in Sep 2024

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2025 is -2.11% vs 0.18% in Sep 2024

Compare Half Yearly Results Of IndusInd Bank With
Markets Mojo
Figures in Cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
23,872.51
19,579.03
4,293.48
21.93%
Income On Investments
3,848.90
2,911.18
937.72
32.21%
Interest On Balances With Rbi Other Inter Bank Funds
962.68
59.06
903.62
1530.0%
Interest / Discount On Advances / Bills
18,844.18
16,455.84
2,388.34
14.51%
Others
216.75
152.95
63.80
41.71%
Other Income
3,804.20
4,118.28
-314.08
-7.63%
Total Income
27,676.71
23,697.31
3,979.40
16.79%
Interest Expended
14,823.32
9,533.39
5,289.93
55.49%
Net Interest Income
9,049.19
10,045.64
-996.45
-9.92%
Total Expenditure (Excl Depreciation)
8,173.23
10,044.45
-1,871.22
-18.63%
Employee Cost
2,562.91
2,985.70
-422.79
-14.16%
Other Operating Expenses
5,610.32
7,058.75
-1,448.43
-20.52%
Operating Profit Before Provisions and Contingencies
4,680.16
4,119.47
560.69
13.61%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
4,360.16
3,111.00
1,249.16
40.15%
Profit Before Tax
320.00
1,008.47
-688.47
-68.27%
Tax
80.54
193.59
-113.05
-58.4%
Profit After Tax
239.46
814.88
-575.42
-70.61%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
239.46
814.88
-575.42
-70.61%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
3.07
1.11
1.96
176.58%
Diluted Earnings per share
3.07
0.98
2.09
213.27%
Operating Profit Margin (Excl OI)
47.50%
32.81%
0.00
14.69%
Gross Profit Margin
1.34%
5.15%
0.00
-3.81%
PAT Margin
1.00%
4.16%
0.00
-3.16%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
0.00%
50.10%
-50.10
-50.10%
CASA Amount
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
17.10%
14.11%
2.99
2.99%
Capital Adequacy Ratio (Tier 1)
15.88%
12.27%
3.61
3.61%
Provision Coverage Ratio (%)
0.00%
72.20%
-72.20
-72.20%
Amount of Gross NPAs
0.00
4,840.87
-4,840.87
-100.0%
Amount of Net NPAs
0.00
1,345.35
-1,345.35
-100.0%
% of Net NPAs
0.00%
0.52%
-0.52
-0.52%
% of Gross NPAs
0.00%
1.86%
-1.86
-1.86%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
0.00
0.00
Number of Branches
0.00
1,041.00
-1,041.00
-100.0%
Half Yearly - Interest Earned
Interest Earned 23872.51 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is -5.39% vs 14.81% in Sep 2024

Half Yearly - Net Profit
Net Profit 239.46 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is -93.11% vs -19.22% in Sep 2024

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 4,680.16 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is -37.75% vs -2.50% in Sep 2024

Half Yearly - % of Net NPAs
Markets Mojo
No % of Net NPAs in the last few periods
Half Yearly - % of Gross NPAs
Markets Mojo
No % of Gross NPAs in the last few periods