Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
23,872.51
25,233.05
21,977.43
16,889.80
15,225.06
14,338.94
14,111.73
Income On Investments
3,848.90
3,659.34
2,959.95
2,181.68
1,991.35
1,953.87
2,145.31
Interest On Balances With Rbi Other Inter Bank Funds
962.68
715.86
632.67
718.09
649.72
190.44
110.78
Interest / Discount On Advances / Bills
18,844.18
20,758.09
18,216.03
13,867.85
12,420.04
12,053.74
11,702.51
Others
216.75
99.76
168.78
122.18
163.95
140.89
153.13
Other Income
3,804.20
4,625.15
4,491.52
3,939.52
3,557.18
3,073.03
3,389.91
Total Income
27,676.71
29,858.20
26,468.95
20,829.32
18,782.24
17,411.97
17,501.64
Interest Expended
14,823.32
14,478.16
12,033.59
8,462.49
8,002.95
7,751.76
8,358.20
Net Interest Income
9,049.19
10,754.89
9,943.84
8,427.31
7,222.11
6,587.18
5,753.53
Total Expenditure (Excl Depreciation)
8,173.23
7,861.58
6,724.41
5,453.50
4,535.36
3,968.35
3,952.54
Employee Cost
2,562.91
2,380.02
1,819.48
1,395.09
1,209.80
1,075.74
1,162.69
Other Operating Expenses
5,610.32
5,481.56
4,904.93
4,058.41
3,325.56
2,892.61
2,789.85
Operating Profit Before Provisions and Contingencies
4,680.16
7,518.46
7,710.95
6,913.33
6,243.93
5,691.86
5,190.90
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
4,360.16
2,869.94
1,965.40
2,392.05
3,486.28
4,223.32
1,168.33
Profit Before Tax
320.00
4,648.52
5,745.55
4,521.28
2,757.65
1,468.54
4,022.57
Tax
80.54
1,170.91
1,440.46
1,131.27
669.17
360.86
1,206.70
Profit After Tax
239.46
3,477.61
4,305.09
3,390.01
2,088.48
1,107.68
2,815.87
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
239.46
3,477.61
4,305.09
3,390.01
2,088.48
1,107.68
2,815.87
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
3.07
44.64
55.4
43.73
26.98
14.64
40.63
Diluted Earnings per share
3.07
44.61
55.37
43.69
26.94
15.74
40.47
Operating Profit Margin (Excl OI)
47.5%
57.47%
60.46%
53.55%
47.31%
42.87%
63.71%
Gross Profit Margin
1.34%
18.42%
26.14%
26.77%
18.11%
10.24%
28.51%
PAT Margin
1.0%
13.78%
19.59%
20.07%
13.72%
7.72%
19.95%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
17.1%
16.51%
18.21%
18.01%
17.37%
16.55%
14.7%
Capital Adequacy Ratio (Tier 1)
15.88%
15.21%
16.33%
16.69%
16.44%
0.0%
14.27%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
0.00
7,638.52
6,164.22
5,567.12
6,245.04
4,532.15
4,370.20
Amount of Net NPAs
0.00
2,282.01
1,813.76
1,583.95
1,771.35
1,055.81
2,202.57
% of Net NPAs
0.0%
0.64%
0.57%
0.61%
0.8%
0.52%
1.12%
% of Gross NPAs
0.0%
2.11%
1.93%
2.11%
2.77%
2.21%
2.19%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2025 is -5.39% vs 14.81% in Sep 2024
Net Profit
Growth in half year ended Sep 2025 is -93.11% vs -19.22% in Sep 2024
Operating Profit (PBDIT)
Growth in half year ended Sep 2025 is -37.75% vs -2.50% in Sep 2024
% of Net NPAs
Growth in half year ended Sep 2025 is -0.64% vs 0.07% in Sep 2024
% of Gross NPAs
Growth in half year ended Sep 2025 is -2.11% vs 0.18% in Sep 2024
Compare Half Yearly Results Of IndusInd Bank With
Figures in Cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
23,872.51
19,579.03
4,293.48
21.93%
Income On Investments
3,848.90
2,911.18
937.72
32.21%
Interest On Balances With Rbi Other Inter Bank Funds
962.68
59.06
903.62
1530.0%
Interest / Discount On Advances / Bills
18,844.18
16,455.84
2,388.34
14.51%
Others
216.75
152.95
63.80
41.71%
Other Income
3,804.20
4,118.28
-314.08
-7.63%
Total Income
27,676.71
23,697.31
3,979.40
16.79%
Interest Expended
14,823.32
9,533.39
5,289.93
55.49%
Net Interest Income
9,049.19
10,045.64
-996.45
-9.92%
Total Expenditure (Excl Depreciation)
8,173.23
10,044.45
-1,871.22
-18.63%
Employee Cost
2,562.91
2,985.70
-422.79
-14.16%
Other Operating Expenses
5,610.32
7,058.75
-1,448.43
-20.52%
Operating Profit Before Provisions and Contingencies
4,680.16
4,119.47
560.69
13.61%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
4,360.16
3,111.00
1,249.16
40.15%
Profit Before Tax
320.00
1,008.47
-688.47
-68.27%
Tax
80.54
193.59
-113.05
-58.4%
Profit After Tax
239.46
814.88
-575.42
-70.61%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
239.46
814.88
-575.42
-70.61%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
3.07
1.11
1.96
176.58%
Diluted Earnings per share
3.07
0.98
2.09
213.27%
Operating Profit Margin (Excl OI)
47.50%
32.81%
0.00
14.69%
Gross Profit Margin
1.34%
5.15%
0.00
-3.81%
PAT Margin
1.00%
4.16%
0.00
-3.16%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
0.00%
50.10%
-50.10
-50.10%
CASA Amount
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
17.10%
14.11%
2.99
2.99%
Capital Adequacy Ratio (Tier 1)
15.88%
12.27%
3.61
3.61%
Provision Coverage Ratio (%)
0.00%
72.20%
-72.20
-72.20%
Amount of Gross NPAs
0.00
4,840.87
-4,840.87
-100.0%
Amount of Net NPAs
0.00
1,345.35
-1,345.35
-100.0%
% of Net NPAs
0.00%
0.52%
-0.52
-0.52%
% of Gross NPAs
0.00%
1.86%
-1.86
-1.86%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
0.00
0.00
Number of Branches
0.00
1,041.00
-1,041.00
-100.0%
Half Yearly - Interest Earned
Interest Earned 23872.51 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is -5.39% vs 14.81% in Sep 2024
Half Yearly - Net Profit
Net Profit 239.46 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is -93.11% vs -19.22% in Sep 2024
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 4,680.16 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is -37.75% vs -2.50% in Sep 2024
Half Yearly - % of Net NPAs
No % of Net NPAs in the last few periods
Half Yearly - % of Gross NPAs
No % of Gross NPAs in the last few periods






