Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'26
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Interest Earned
46,250.81
48,667.67
45,748.21
36,367.91
30,822.44
28,999.80
28,782.83
Income On Investments
7,910.39
7,663.03
6,202.19
4,691.63
4,052.88
3,846.11
4,282.19
Interest On Balances With Rbi Other Inter Bank Funds
1,364.93
1,206.61
1,157.07
1,442.29
1,288.36
677.37
192.02
Interest / Discount On Advances / Bills
36,380.45
39,591.15
38,119.31
29,944.52
25,143.44
24,085.35
24,008.25
Others
595.04
206.88
269.64
289.47
337.76
390.97
300.37
Other Income
7,217.06
7,684.19
9,387.85
8,166.37
7,334.20
6,558.61
6,951.31
Total Income
53,467.87
56,351.86
55,136.06
44,534.28
38,156.64
35,558.41
35,734.14
Interest Expended
28,268.49
29,636.35
25,132.30
18,775.80
15,821.60
15,471.91
16,724.09
Net Interest Income
17,982.32
19,031.32
20,615.91
17,592.11
15,000.84
13,527.89
12,058.74
Total Expenditure (Excl Depreciation)
15,997.17
16,070.65
14,263.49
11,412.00
9,559.29
8,359.83
8,237.34
Employee Cost
5,391.72
4,810.83
3,895.28
3,030.52
2,488.34
2,213.51
2,208.48
Other Operating Expenses
10,605.45
11,259.82
10,368.21
8,381.48
7,070.95
6,146.32
6,028.86
Operating Profit Before Provisions and Contingencies
9,202.21
10,644.86
15,740.27
14,346.48
12,775.75
11,726.67
10,772.71
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
7,933.10
7,030.14
3,798.74
4,486.83
6,602.10
7,942.53
4,652.10
Profit Before Tax
1,269.11
3,614.72
11,941.53
9,859.65
6,173.65
3,784.14
6,120.61
Tax
335.78
971.82
2,991.75
2,469.93
1,562.53
947.75
1,702.70
Profit After Tax
933.33
2,642.90
8,949.78
7,389.72
4,611.12
2,836.39
4,417.91
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
933.33
2,642.90
8,949.78
7,389.72
4,611.12
2,836.39
4,417.91
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
64,390.39
63,423.81
61,723.10
53,544.11
46,614.93
42,278.43
33,019.56
Earnings per share (EPS)
11.98
33.92
114.99
95.24
59.52
36.68
63.7
Diluted Earnings per share
11.98
33.91
114.98
95.2
59.47
38.68
63.52
Operating Profit Margin (Excl OI)
48.26%
52.53%
60.52%
56.28%
47.57%
43.78%
55.22%
Gross Profit Margin
2.74%
7.43%
26.1%
27.11%
20.03%
13.05%
21.26%
PAT Margin
2.02%
5.43%
19.56%
20.32%
14.96%
9.78%
15.35%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
17.48%
16.24%
17.23%
17.86%
18.42%
17.38%
15.04%
Capital Adequacy Ratio (Tier 1)
16.2%
15.1%
15.82%
16.37%
15.96%
16.83%
14.57%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
63.0%
Amount of Gross NPAs
11,095.35
11,046.39
6,693.38
5,826.27
5,517.15
5,794.99
5,146.74
Amount of Net NPAs
3,169.38
3,287.14
1,968.90
1,714.96
1,529.83
1,476.57
1,886.58
% of Net NPAs
1.0%
0.95%
0.57%
0.59%
0.64%
0.69%
0.91%
% of Gross NPAs
3.43%
3.13%
1.92%
1.98%
2.27%
2.67%
2.45%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
2767.0
2872.0
2760.0
Number of Branches
0.0
0.0
0.0
0.0
2265.0
2015.0
1911.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2026 is -4.97% vs 6.38% in Mar 2025
Net Profit
YoY Growth in year ended Mar 2026 is -64.69% vs -70.47% in Mar 2025
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2026 is -13.55% vs -32.37% in Mar 2025
% of Net NPAs
YoY Growth in year ended Mar 2026 is 0.05% vs 0.38% in Mar 2025
% of Gross NPAs
YoY Growth in year ended Mar 2026 is 0.30% vs 1.21% in Mar 2025
Compare Annual Results Of IndusInd Bank With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
46,250.81
28,997.26
17,253.55
59.5%
Income On Investments
7,910.39
8,190.60
-280.21
-3.42%
Interest On Balances With Rbi Other Inter Bank Funds
1,364.93
964.57
400.36
41.51%
Interest / Discount On Advances / Bills
36,380.45
19,403.49
16,976.96
87.49%
Others
595.04
438.60
156.44
35.67%
Other Income
7,217.06
6,746.27
470.79
6.98%
Total Income
53,467.87
35,743.53
17,724.34
49.59%
Interest Expended
28,268.49
15,485.61
12,782.88
82.55%
Net Interest Income
17,982.32
13,511.65
4,470.67
33.09%
Total Expenditure (Excl Depreciation)
15,997.17
9,420.40
6,576.77
69.81%
Employee Cost
5,391.72
4,358.35
1,033.37
23.71%
Other Operating Expenses
10,605.45
5,062.05
5,543.40
109.51%
Operating Profit Before Provisions and Contingencies
9,202.21
10,837.52
-1,635.31
-15.09%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
7,933.10
-1,088.35
9,021.45
828.91%
Profit Before Tax
1,269.11
11,925.87
-10,656.76
-89.36%
Tax
335.78
2,412.51
-2,076.73
-86.08%
Profit After Tax
933.33
9,513.36
-8,580.03
-90.19%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
933.33
9,513.36
-8,580.03
-90.19%
Face Value
10.00
10.00
0.00
Reserves
64,390.39
48,869.01
15,521.38
31.76%
Earnings per share (EPS)
11.98
8.85
3.13
35.37%
Diluted Earnings per share
11.98
8.85
3.13
35.37%
Operating Profit Margin (Excl OI)
48.26%
71.27%
0.00
-23.01%
Gross Profit Margin
2.74%
41.13%
0.00
-38.39%
PAT Margin
2.02%
32.81%
0.00
-30.79%
Net Interest Margin
0.00%
3.77%
-3.77
-3.77%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
0.00%
44.59%
-44.59
-44.59%
CASA Amount
0.00
1,54,816.00
-1,54,816.00
-100.0%
Capital Adequacy Ratio (Total)
17.48%
26.65%
-9.17
-9.17%
Capital Adequacy Ratio (Tier 1)
16.20%
25.56%
-9.36
-9.36%
Provision Coverage Ratio (%)
0.00%
99.39%
-99.39
-99.39%
Amount of Gross NPAs
11,095.35
6,028.12
5,067.23
84.06%
Amount of Net NPAs
3,169.38
379.90
2,789.48
734.27%
% of Net NPAs
1.00%
0.15%
0.85
0.85%
% of Gross NPAs
3.43%
2.32%
1.11
1.11%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
0.00
0.00
Number of Branches
0.00
0.00
0.00
Annual - Interest Earned
Interest Earned 46250.81 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is -4.97% vs 6.38% in Mar 2025
Annual - Net Profit
Net Profit 933.33 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is -64.69% vs -70.47% in Mar 2025
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 9,202.21 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is -13.55% vs -32.37% in Mar 2025
Annual - % of Net NPAs
% of Net NPAs 1.00%
in Mar 2026Figures in %
YoY Growth in year ended Mar 2026 is 0.05% vs 0.38% in Mar 2025
Annual - % of Gross NPAs
% of Gross NPAs 3.43%
in Mar 2026Figures in %
YoY Growth in year ended Mar 2026 is 0.30% vs 1.21% in Mar 2025






