Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
48,667.67
45,748.21
36,367.91
30,822.44
28,999.80
28,782.83
22,261.15
Income On Investments
7,663.03
6,202.19
4,691.63
4,052.88
3,846.11
4,282.19
3,677.34
Interest On Balances With Rbi Other Inter Bank Funds
1,206.61
1,157.07
1,442.29
1,288.36
677.37
192.02
102.03
Interest / Discount On Advances / Bills
39,591.15
38,119.31
29,944.52
25,143.44
24,085.35
24,008.25
18,256.68
Others
206.88
269.64
289.47
337.76
390.97
300.37
225.10
Other Income
7,684.19
9,387.85
8,166.37
7,334.20
6,558.61
6,951.31
5,646.72
Total Income
56,351.86
55,136.06
44,534.28
38,156.64
35,558.41
35,734.14
27,907.87
Interest Expended
29,636.35
25,132.30
18,775.80
15,821.60
15,471.91
16,724.09
13,414.97
Net Interest Income
19,031.32
20,615.91
17,592.11
15,000.84
13,527.89
12,058.74
8,846.18
Total Expenditure (Excl Depreciation)
16,070.65
14,263.49
11,412.00
9,559.29
8,359.83
8,237.34
6,404.68
Employee Cost
4,810.83
3,895.28
3,030.52
2,488.34
2,213.51
2,208.48
1,853.51
Other Operating Expenses
11,259.82
10,368.21
8,381.48
7,070.95
6,146.32
6,028.86
4,551.17
Operating Profit Before Provisions and Contingencies
10,644.86
15,740.27
14,346.48
12,775.75
11,726.67
10,772.71
8,088.22
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
7,030.14
3,798.74
4,486.83
6,602.10
7,942.53
4,652.10
3,107.65
Profit Before Tax
3,614.72
11,941.53
9,859.65
6,173.65
3,784.14
6,120.61
4,980.57
Tax
971.82
2,991.75
2,469.93
1,562.53
947.75
1,702.70
1,679.47
Profit After Tax
2,642.90
8,949.78
7,389.72
4,611.12
2,836.39
4,417.91
3,301.10
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
2,642.90
8,949.78
7,389.72
4,611.12
2,836.39
4,417.91
3,301.10
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
63,423.81
61,723.10
53,544.11
46,614.93
42,278.43
33,019.56
25,757.73
Earnings per share (EPS)
33.92
114.99
95.24
59.52
36.68
63.7
54.77
Diluted Earnings per share
33.91
114.98
95.2
59.47
38.68
63.52
54.46
Operating Profit Margin (Excl OI)
52.53%
60.52%
56.28%
47.57%
43.78%
55.22%
57.27%
Gross Profit Margin
7.43%
26.1%
27.11%
20.03%
13.05%
21.26%
22.37%
PAT Margin
5.43%
19.56%
20.32%
14.96%
9.78%
15.35%
14.83%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
3.8%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
43.1%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
84,070.00
Capital Adequacy Ratio (Total)
16.24%
17.23%
17.86%
18.42%
17.38%
15.04%
14.16%
Capital Adequacy Ratio (Tier 1)
15.1%
15.82%
16.37%
15.96%
16.83%
14.57%
13.7%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
63.0%
54.0%
Amount of Gross NPAs
11,046.39
6,693.38
5,826.27
5,517.15
5,794.99
5,146.74
3,947.41
Amount of Net NPAs
3,287.14
1,968.90
1,714.96
1,529.83
1,476.57
1,886.58
2,248.28
% of Net NPAs
0.95%
0.57%
0.59%
0.64%
0.69%
0.91%
1.21%
% of Gross NPAs
3.13%
1.92%
1.98%
2.27%
2.67%
2.45%
2.1%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
2767.0
2872.0
2760.0
2545.0
Number of Branches
0.0
0.0
0.0
2265.0
2015.0
1911.0
1665.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2025 is 6.38% vs 25.79% in Mar 2024
Net Profit
YoY Growth in year ended Mar 2025 is -70.47% vs 21.11% in Mar 2024
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2025 is -32.37% vs 9.72% in Mar 2024
% of Net NPAs
YoY Growth in year ended Mar 2025 is 0.38% vs -0.02% in Mar 2024
% of Gross NPAs
YoY Growth in year ended Mar 2025 is 1.21% vs -0.06% in Mar 2024
Compare Annual Results Of IndusInd Bank With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
48,667.67
36,501.49
12,166.18
33.33%
Income On Investments
7,663.03
5,317.39
2,345.64
44.11%
Interest On Balances With Rbi Other Inter Bank Funds
1,206.61
114.55
1,092.06
953.35%
Interest / Discount On Advances / Bills
39,591.15
30,834.52
8,756.63
28.4%
Others
206.88
235.03
-28.15
-11.98%
Other Income
7,684.19
7,021.71
662.48
9.43%
Total Income
56,351.86
43,523.20
12,828.66
29.48%
Interest Expended
29,636.35
17,209.52
12,426.83
72.21%
Net Interest Income
19,031.32
19,291.97
-260.65
-1.35%
Total Expenditure (Excl Depreciation)
16,070.65
18,898.83
-2,828.18
-14.96%
Employee Cost
4,810.83
5,709.90
-899.07
-15.75%
Other Operating Expenses
11,259.82
13,188.93
-1,929.11
-14.63%
Operating Profit Before Provisions and Contingencies
10,644.86
7,414.85
3,230.01
43.56%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
7,030.14
5,514.73
1,515.41
27.48%
Profit Before Tax
3,614.72
1,900.12
1,714.60
90.24%
Tax
971.82
375.27
596.55
158.97%
Profit After Tax
2,642.90
1,524.85
1,118.05
73.32%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
2,642.90
1,524.85
1,118.05
73.32%
Face Value
10.00
10.00
0.00
Reserves
63,423.81
30,607.17
32,816.64
107.22%
Earnings per share (EPS)
33.92
2.08
31.84
1530.77%
Diluted Earnings per share
33.91
2.08
31.83
1530.29%
Operating Profit Margin (Excl OI)
52.53%
33.12%
0.00
19.41%
Gross Profit Margin
7.43%
5.21%
0.00
2.22%
PAT Margin
5.43%
4.18%
0.00
1.25%
Net Interest Margin
0.00%
6.10%
-6.10
-6.10%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
0.00%
46.90%
-46.90
-46.90%
CASA Amount
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
16.24%
15.48%
0.76
0.76%
Capital Adequacy Ratio (Tier 1)
15.10%
13.17%
1.93
1.93%
Provision Coverage Ratio (%)
0.00%
72.30%
-72.30
-72.30%
Amount of Gross NPAs
11,046.39
4,433.58
6,612.81
149.15%
Amount of Net NPAs
3,287.14
1,229.92
2,057.22
167.26%
% of Net NPAs
0.95%
0.53%
0.42
0.42%
% of Gross NPAs
3.13%
1.87%
1.26
1.26%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
0.00
0.00
Number of Branches
0.00
1,002.00
-1,002.00
-100.0%
Annual - Interest Earned
Interest Earned 48667.67 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 6.38% vs 25.79% in Mar 2024
Annual - Net Profit
Net Profit 2,642.90 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is -70.47% vs 21.11% in Mar 2024
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 10,644.86 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is -32.37% vs 9.72% in Mar 2024
Annual - % of Net NPAs
% of Net NPAs 0.95%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is 0.38% vs -0.02% in Mar 2024
Annual - % of Gross NPAs
% of Gross NPAs 3.13%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is 1.21% vs -0.06% in Mar 2024






