IndusInd Bank

Why is IndusInd Bank Ltd. falling/rising?

As of 12-Aug, IndusInd Bank Ltd. is seeing a slight rise in its stock price to 1,010.90, following a trend reversal after two days of decline. Strong fundamentals, including a high net interest margin and positive quarterly results, are driving this upward movement despite some risks.

As of 12-Aug, IndusInd Bank Ltd. is experiencing a slight rise in its stock price, currently at 1,010.90, with a change of 2.7 (0.27%) upwards. This increase follows a trend reversal after two consecutive days of decline. The stock's performance today is in line with the sector, and there has been a notable rise in investor participation, with a delivery volume increase of 34.33% compared to the 5-day average.<BR><BR>Despite some negative factors, such as a poor long-term growth rate in net profit and a high percentage of pledged promoter shares, the bank's strong fundamentals are contributing to the stock's upward movement. The bank boasts a high net interest margin of 3.90% and a capital adequacy ratio of 16.23%, indicating a solid buffer against risk. Furthermore, the bank reported very positive results in its latest quarter, with the lowest gross non-performing assets at 3.25% and the highest net interest income at Rs 4,684.72 crore.<BR><BR>The stock has also outperformed the market significantly over the past year, generating a return of 29.18%, which is much higher than the market's average return. These factors combined suggest that while there are risks involved, the current rise in IndusInd Bank Ltd.'s stock price is supported by its strong financial performance and increased investor interest.

Which are the latest news on IndusInd Bank?

Are IndusInd Bank Ltd. latest results good or bad?

IndusInd Bank's latest Q1 FY27 results are positive, with a net profit of ₹1,002.50 crores, marking an 88.19% quarter-on-quarter increase and a 46.51% year-on-year rise. The bank also improved its asset quality, evidenced by a decrease in the gross NPA ratio to 3.25%.

IndusInd Bank's latest results for Q1 FY27 indicate a strong recovery and overall positive performance. The bank reported a net profit of ₹1,002.50 crores, which reflects an impressive 88.19% increase quarter-on-quarter and a 46.51% increase year-on-year. This marks the highest quarterly profit since Q4 FY24, showcasing the bank's ability to rebound from previous challenges.<BR><BR>Additionally, the net interest income reached an all-time high of ₹4,684.72 crores, showing a 7.17% increase from the previous quarter. The bank's asset quality has also improved, with the gross non-performing asset (NPA) ratio declining to 3.25% from 3.43% in the previous quarter, indicating effective management of asset quality issues.<BR><BR>While total income showed a slight sequential growth of 3.02%, it did decline by 9.19% year-on-year, primarily due to a decrease in interest earned. However, the bank's provisioning expenses have moderated, which has contributed to the recovery in profitability.<BR><BR>Overall, the results suggest that IndusInd Bank is on a positive trajectory, with improvements in profitability and asset quality, signaling a successful turnaround from the challenges faced in previous periods.

Should I buy, sell or hold IndusInd Bank Ltd.?

How big is IndusInd Bank?

As of 10th June, IndusInd Bank Ltd. has a market capitalization of 71,509.00 Cr and reported a Net Profit of 933.33 Cr for the latest four quarters, with Shareholder's Funds at 64,492.58 Cr and Total Assets valued at 5,55,227.27 Cr.

As of 10th June, IndusInd Bank Ltd. has a market capitalization of 71,509.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, IndusInd Bank reported Net Sales of 0.00 Cr, indicating no valid data found for summing. The Net Profit for the same period was 933.33 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025. Shareholder's Funds stood at 64,492.58 Cr, while Total Assets were valued at 5,55,227.27 Cr.

Who are in the management team of IndusInd Bank?

The management team of IndusInd Bank includes Sumant Kathpalia (Managing Director & CEO), Arun Tiwari (Non-Executive Chairman), and Arun Khurana (Whole Time Director), along with several Independent Non-Executive Directors such as Sunil Mehta and Shanker Annaswamy. This team combines extensive experience to guide the bank's operations and strategy.

The management team of IndusInd Bank includes the following key members:<BR><BR>1. **Sumant Kathpalia** - Managing Director & CEO<BR>2. **Arun Tiwari** - Non-Executive Chairman (Part-time)<BR>3. **Arun Khurana** - Whole Time Director<BR><BR>Additionally, the board features several Independent Non-Executive Directors:<BR><BR>- **Sunil Mehta**<BR>- **Shanker Annaswamy**<BR>- **T T Ram Mohan**<BR>- **Akila Krishnakumar**<BR>- **Rajiv Agarwal**<BR>- **S K Asher**<BR>- **Bhavna Doshi**<BR>- **Jayant Deshmukh**<BR>- **Pradeep Udhas**<BR><BR>This diverse team brings a wealth of experience and expertise to the bank's operations and strategic direction.

Who are the peers of the IndusInd Bank?

IndusInd Bank's peers include Axis Bank, Kotak Mah. Bank, IDBI Bank, Federal Bank, Yes Bank, IDFC First Bank, Bandhan Bank, Karur Vysya Bank, and RBL Bank. In terms of performance, IndusInd Bank has a good management risk and capital structure, with a 1-year return of 6.57%, higher than IDBI Bank but lower than RBL Bank's 64.20%.

Peers: The peers of IndusInd Bank are Axis Bank, Kotak Mah. Bank, IDBI Bank, Federal Bank, Yes Bank, IDFC First Bank, Bandhan Bank, Karur Vysya Bank, and RBL Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Axis Bank, Kotak Mah. Bank, Bandhan Bank, and Karur Vysya Bank, while Average management risk is found at IDBI Bank, Yes Bank, and IDFC First Bank, and the rest. Good management risk is noted at IndusInd Bank, Federal Bank, RBL Bank, and City Union Bank. For Growth, Excellent growth is seen at Kotak Mah. Bank, Federal Bank, IDFC First Bank, Karur Vysya Bank, and the rest, while Below Average growth is noted at IndusInd Bank and Bandhan Bank, and Good growth is observed at Axis Bank, Yes Bank, RBL Bank, and City Union Bank. In terms of Capital Structure, Excellent capital structure is found at Kotak Mah. Bank, IDBI Bank, IndusInd Bank, Bandhan Bank, Karur Vysya Bank, and the rest, while Good capital structure is noted at Axis Bank, Federal Bank, IDFC First Bank, RBL Bank, and City Union Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is RBL Bank at 64.20%, while the lowest is IDBI Bank at -26.82%. IndusInd Bank's 1-year return is 6.57%, which is higher than IDBI Bank but lower than RBL Bank. Additionally, IDFC First Bank and Karur Vysya Bank have negative six-month returns.

What does IndusInd Bank do?

IndusInd Bank Limited is one of India's largest private sector banks, providing corporate and retail banking, treasury operations, and investment banking services. As of March 2026, it reported net sales of ₹11,005.42 crore and a net profit of ₹533 crore.

Overview:<BR>IndusInd Bank Limited is one of the fifth largest private sector banks in India, offering a range of financial services including corporate and retail banking, treasury operations, and investment banking.<BR><BR>History:<BR>IndusInd Bank was incorporated in 1994 and has since established itself as a significant player in the banking sector. The latest quarterly results reported are for March 2026, showing sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 11,005.42 Cr (Quarterly Results - Mar 2026)<BR>Most recent Net Profit: 533 Cr (Quarterly Results - Mar 2026)<BR>Market-cap value: INR 71,509 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: N/A<BR>Dividend Yield: 0.00%<BR>Debt-Equity: N/A<BR>ROE: N/A<BR>Price-to-Book: N/A<BR><BR>Contact Details:<BR>Address: 2401 General Thimmayya Road, Cantonment Pune Maharashtra : 411001<BR>Phone: 91-20-2623 4000/10<BR>Email: investor@indusind.com<BR>Website: http://www.indusind.com

When is the next results date for IndusInd Bank Ltd.?

IndusInd Bank Ltd. will announce its results on April 24, 2026.

IndusInd Bank Ltd. is scheduled to declare its results on April 24, 2026.

Is IndusInd Bank technically bullish or bearish?

As of December 4, 2025, IndusInd Bank's technical trend is neutral with mixed signals, showing bullish momentum on weekly indicators but a mildly bearish outlook on daily and monthly charts.

As of 4 December 2025, the technical trend for IndusInd Bank has changed from mildly bearish to sideways. The current stance is neutral, with mixed signals across various indicators. The weekly MACD is bullish, while the monthly MACD is mildly bullish, suggesting some positive momentum. However, the daily moving averages indicate a mildly bearish outlook. The Bollinger Bands show a bullish signal on the weekly chart but are mildly bearish on the monthly chart. The KST is bullish weekly but bearish monthly, and both the RSI and OBV show no clear signals. Overall, the indicators reflect a lack of strong directional movement, resulting in a neutral stance.

Is IndusInd Bank overvalued or undervalued?

As of December 3, 2025, IndusInd Bank is considered overvalued with a PE ratio of -110.79 and negative profitability metrics, significantly underperforming compared to peers like HDFC Bank and ICICI Bank, and has declined 15.32% over the past year against a 5.27% gain in the Sensex.

As of 3 December 2025, the valuation grade for IndusInd Bank has moved from fair to expensive, indicating a shift in its perceived value. The company is currently overvalued, with a PE ratio of -110.79, a Price to Book Value of 1.02, and a PEG ratio of 0.00. These figures highlight significant concerns regarding profitability and growth potential, particularly given the negative ROE of -0.92% and ROA of -0.11%.<BR><BR>When compared to peers, IndusInd Bank's valuation stands out unfavorably. For instance, HDFC Bank has a PE ratio of 21.63, while ICICI Bank's is 20.07, both indicating a much healthier valuation relative to earnings. Additionally, the recent stock performance shows that IndusInd Bank has underperformed the Sensex significantly over the past year, with a decline of 15.32% compared to the Sensex's gain of 5.27%. This further reinforces the conclusion that IndusInd Bank is currently overvalued in the market.

How has been the historical performance of IndusInd Bank?

IndusInd Bank has shown steady growth in income and total assets from March 2020 to March 2025, but faced challenges with declining profitability and increasing non-performing assets (NPAs) in recent years. Profit after tax dropped significantly from 8,949.78 crore in March 2024 to 2,642.90 crore in March 2025.

Answer:<BR>The historical performance of IndusInd Bank shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>IndusInd Bank's interest earned increased from 28,782.83 crore in March 2020 to 48,667.67 crore in March 2025, reflecting a steady growth trajectory. Net interest income peaked at 19,031.32 crore in March 2025, although it decreased from 20,615.91 crore in March 2024. Total income rose significantly from 27,907.87 crore in March 2019 to 56,351.86 crore in March 2025, while total expenditure also increased, reaching 16,070.65 crore in March 2025. Profit before tax saw a notable decline from 11,941.53 crore in March 2024 to 3,614.72 crore in March 2025, leading to a profit after tax of 2,642.90 crore in March 2025, down from 8,949.78 crore in March 2024. The bank's total assets grew from 3,07,347.92 crore in March 2020 to 5,55,227.27 crore in March 2025, indicating robust asset accumulation. However, the amount of gross NPAs increased from 3,947.41 crore in March 2019 to 11,046.39 crore in March 2025, while net NPAs also rose to 3,287.14 crore in March 2025. Cash and cash equivalents improved significantly, closing at 59,165.00 crore in March 2025, up from 36,801.00 crore in March 2024. Overall, while IndusInd Bank has shown growth in income and assets, it faces challenges with profitability and asset quality in recent years.

Who are the top shareholders of the IndusInd Bank?

The top shareholders of IndusInd Bank include Foreign Institutional Investors (FIIs) at 29.53%, Indusind International Holdings Ltd as the largest promoter at 12.06%, and mutual funds holding about 27.55%. Individual investors account for approximately 11.23% of the total shareholding.

The top shareholders of IndusInd Bank include a mix of institutional and individual investors. The majority of the shares are held by Foreign Institutional Investors (FIIs), accounting for approximately 29.53% of the total shareholding. Promoters also play a significant role, with Indusind International Holdings Ltd being the largest promoter, holding about 12.06%. Additionally, mutual funds are substantial shareholders, represented by 33 schemes that collectively hold around 27.55%. The highest public shareholder is ICICI Prudential India Opportunities Fund, which holds about 5.26%. Individual investors account for approximately 11.23% of the holdings.

Has IndusInd Bank declared dividend?

Yes, IndusInd Bank has declared a 165% dividend, amounting to ₹16.5 per share, with an ex-date of June 28, 2024. While recent total returns have been negative, the bank has shown significant recovery over the past five years, achieving a total return of 103.74%.

IndusInd Bank Ltd. has declared a 165% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 165%<BR>- Amount per share: 16.5<BR>- Ex-date: Jun-28-2024<BR><BR>Dividend Yield: 2.05%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -16.89%, with a dividend return of 0%, resulting in a total return of -16.89%.<BR><BR>Over the past year, the price return was -44.39%, while the dividend return was 1.11%, leading to a total return of -43.28%.<BR><BR>In the 2-year period, the price return was -36.94%, the dividend return was 1.27%, and the total return was -35.67%.<BR><BR>For the 3-year period, the price return was -11.34%, the dividend return was 5.02%, resulting in a total return of -6.32%.<BR><BR>In the last 4 years, the price return was -18.42%, with a dividend return of 4.37%, leading to a total return of -14.05%.<BR><BR>Over the 5-year period, the price return was 94.84%, the dividend return was 8.90%, culminating in a total return of 103.74%.<BR><BR>Overall, while IndusInd Bank has declared a substantial dividend, the total returns over shorter periods have been negative, indicating challenges in price performance. However, the longer-term outlook over five years shows a significant recovery in total returns, driven by price appreciation and dividends.