Dar Credit & Capital Ltd

Dar Credit & Cap has shown consistent growth over the past three years, with net sales increasing from 24.79 Cr in Mar'23 to 40.30 Cr in Mar'25, and profit after tax rising from 2.72 Cr to 7.04 Cr in the same period, indicating strong financial performance and improved operational efficiency. Total assets increased to 236.64 Cr in Mar'24 before slightly decreasing, while cash flow from operating activities recovered to 26.00 Cr in Mar'25.

Dar Credit & Capital's latest Q2 FY26 results are positive, showing an 8.68% increase in net sales and a 23.76% rise in net profit, indicating strong growth. However, concerns about capital efficiency and a low return on equity suggest challenges for long-term wealth creation.

As of November 10, 2025, Dar Credit & Cap is considered a very attractive investment due to its undervalued metrics, including a PE ratio of 11.05, which is significantly lower than its peers, despite a recent slight decline in stock price.

As of November 7, 2025, Dar Credit & Cap is considered attractive and undervalued with a PE ratio of 11.66, an EV to EBITDA of 6.11, and a ROCE of 18.04%, outperforming the Sensex with a 9.52% return compared to its 1.53%.

As of November 7, 2025, Dar Credit & Cap is considered attractive and undervalued compared to peers, with a PE ratio of 11.66, an EV to EBIT of 6.62, and a strong ROCE of 18.04%, while outperforming the Sensex with a 1-month stock return of 9.52%.

As of November 4, 2025, Dar Credit & Cap is considered undervalued with an attractive valuation grade, featuring a PE Ratio of 11.47 and a PEG Ratio of 0.00, while outperforming the Sensex, in contrast to Bajaj Finance's high valuation of 37.67.

As of November 4, 2025, Dar Credit & Cap is assessed as attractive and undervalued with a PE ratio of 11.47, significantly lower than Bajaj Finance's 37.67, and has recently outperformed the Sensex with a 1-week return of 4.72%.

As of October 20, 2025, Dar Credit & Cap is considered very attractive and undervalued with a PE ratio of 10.94, significantly lower than peers like Bajaj Finance and Life Insurance, and has outperformed the Sensex with a 4.25% return compared to its 2.44%.

As of October 17, 2025, Dar Credit & Cap is assessed as fairly valued with a PE ratio of 10.93, an EV to EBITDA of 5.51, and a ROCE of 18.04%, making it attractive compared to peers like Bajaj Finance at 38.21 and Life Insurance at 11.49, despite its stock performance trailing the Sensex's 8.73% year-to-date return.

As of October 17, 2025, Dar Credit & Cap is assessed as attractive and undervalued, with a PE ratio of 10.93, an EV to EBITDA of 5.51, and a ROCE of 18.04%, indicating better value compared to peers like Bajaj Finance and Life Insurance, despite a recent stock performance lag behind the Sensex.

As of October 17, 2025, Dar Credit & Cap is considered fairly valued with a PE ratio of 10.93, lower than some peers, and has underperformed the Sensex recently, indicating it may be undervalued despite a shift in market perception from very attractive to attractive.

As of 01-October, Dar Credit & Capital Ltd's stock price is declining at 52.95, down 0.47%, and underperforming its sector. Despite a 91% profit increase over the past year, the stock has generated a 0.00% return, reflecting cautious market sentiment amid concerns about long-term fundamentals.

As of 25-Sep, Dar Credit & Capital Ltd's stock price is at 55.00, down 2.65%, and has underperformed its sector. Despite attractive valuation metrics, investor participation has declined significantly, contributing to a cautious sentiment and flat returns over the past year.

As of August 12, 2025, Dar Credit & Cap is rated very attractive due to its undervalued status with a PE ratio of 12.97, an EV to EBITDA of 7.17, and a ROCE of 18.04%, outperforming the Sensex with a 1.92% return while being more attractive than peers like Bajaj Finance and Bajaj Finserv.

As of N/A, Dar Credit & Capital Ltd is experiencing a decline in its stock price, currently at 52.00, reflecting a decrease of 3.7%. The stock has significantly underperformed compared to the Sensex, with a -3.88% return over the past week and -12.97% over the past month, indicating company-specific challenges.

Dar Credit & Cap has shown consistent growth over the past three years, with net sales increasing from 24.79 Cr in Mar'23 to 40.30 Cr in Mar'25, and a profit after tax rising to 7.04 Cr, resulting in a PAT margin of 17.47%. The company also improved its operating profit margin to 21.41% and achieved positive cash flow from operating activities of 26.00 Cr in Mar'25.