Is Fidelity D&D Bancorp, Inc. overvalued or undervalued?

As of 12 May 2025, the valuation grade for Fidelity D&D Bancorp, Inc. has moved from expensive to fair. The company appears to be fairly valued based on its current metrics. Key ratios include a P/E ratio of 11, a Price to Book Value of 1.12, and an EV to EBITDA of 1.07, which suggest that the company is positioned reasonably within its industry.
In comparison to its peers, Fidelity D&D Bancorp, Inc. has a P/E ratio of 10.92, which is lower than ACNB Corp. at 12.72 and higher than Home Bancorp, Inc. at 9.88. The PEG ratio of 0.33 indicates potential for growth relative to its earnings. Additionally, while the company has underperformed against the S&P 500 over the past year with a return of -6.95% compared to the index's 10.26%, it has shown resilience with a recent one-week return of 1.62% against a slight decline in the S&P 500.