Strong Rally and Market Context
The stock has been on a consistent upward trajectory, gaining for four consecutive days and delivering a cumulative return of 5.36% during this period. Despite a slight underperformance relative to its sector today, with a day change of -0.09%, Karur Vysya Bank remains firmly above its key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. This technical positioning underscores the sustained buying interest and positive price momentum.
In the broader market, the Sensex opened 304.20 points higher and climbed further by 317.10 points to close at 82,847.22, up 0.76%. Although the Sensex remains approximately 4% below its own 52-week high of 86,159.02, mega-cap stocks are leading the gains, providing a supportive backdrop for mid and small-cap names like Karur Vysya Bank.
Exceptional One-Year Performance
Over the past year, Karur Vysya Bank has delivered an impressive return of 92.39%, significantly outperforming the Sensex’s 11.06% gain. The stock’s 52-week low was Rs.153.05, highlighting the remarkable price appreciation it has achieved in this timeframe. This performance places the company among the top performers in the private sector banking segment and the broader market.
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Robust Financial Fundamentals
Karur Vysya Bank’s strong fundamentals have been a key driver behind its price appreciation. The bank boasts a Tier 1 Capital Adequacy Ratio of 15.34%, reflecting a solid capital base that supports its lending activities and risk absorption capacity. Its net profit has grown at an annual rate of 46.67%, demonstrating healthy long-term growth.
The company has reported positive results for 18 consecutive quarters, with the latest quarterly figures showing a highest-ever Profit After Tax (PAT) of Rs.689.96 crores and Profit Before Tax excluding other income (PBT LESS OI) at Rs.391.62 crores. Earnings per share (EPS) for the quarter reached Rs.7.14, marking a record high.
Institutional Confidence and Market Standing
Institutional investors hold a significant 57.09% stake in Karur Vysya Bank, an increase of 1.3% over the previous quarter. This elevated institutional holding indicates confidence from investors with extensive resources and analytical capabilities. The company is also highly rated by MarketsMojo, with a Mojo Score of 78.0 and a Mojo Grade upgraded from Hold to Buy as of 09 Dec 2025.
Karur Vysya Bank ranks among the top 1% of over 4,000 stocks rated by MarketsMojo, positioned 16th among small-cap stocks and 50th across the entire market. Its market capitalisation grade stands at 3, reflecting its mid-tier market cap status.
Consistent Outperformance Over Multiple Years
Beyond the one-year horizon, the stock has consistently outperformed the BSE500 index in each of the last three annual periods. This sustained outperformance highlights the company’s ability to generate shareholder value over time, supported by steady earnings growth and prudent management.
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Valuation and Profitability Metrics
While the stock’s valuation is on the higher side, with a Price to Book Value of 2.5 and a Return on Assets (ROA) of 1.8%, it reflects the premium investors are willing to pay for its growth and quality. The company’s PEG ratio stands at 0.6, indicating that the stock’s price growth is supported by earnings growth, albeit at a more moderate pace of 22% profit increase over the past year compared to the stock’s price appreciation.
This premium valuation is consistent with the bank’s strong capital adequacy, consistent profitability, and positive earnings trajectory, which have contributed to its sustained upward price movement.
Summary of Key Price and Performance Data
• New 52-week and all-time high price: Rs.343.55
• 52-week low price: Rs.153.05
• One-year return: 92.39%
• Sensex one-year return: 11.06%
• Consecutive gain days: 4
• Total return over last 4 days: 5.36%
• Institutional holdings: 57.09% (up 1.3% QoQ)
• Mojo Score: 78.0 (Grade upgraded to Buy on 09 Dec 2025)
Karur Vysya Bank Ltd.’s achievement of a new 52-week high at Rs.343.55 is a testament to its robust financial health, consistent earnings growth, and strong market positioning within the private sector banking industry. The stock’s performance has outpaced broader market indices and peers, supported by solid fundamentals and institutional backing.
As the bank continues to trade above all major moving averages and maintains a strong capital adequacy ratio, its current valuation reflects the market’s recognition of its quality and growth prospects within the competitive banking sector.
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