Aadhar Hsg. Fin.

Why is Aadhar Housing Finance Ltd falling/rising?

As of 08-Aug, Aadhar Housing Finance Ltd's stock price is declining at 507.15, down 1.17%, following a trend reversal after previous gains. Despite strong long-term fundamentals, the stock faces downward pressure due to high pledged promoter shares and reduced investor participation.

As of 08-Aug, Aadhar Housing Finance Ltd's stock price is falling, currently at 507.15, reflecting a change of -6.0 (-1.17%). This decline follows a trend reversal after two consecutive days of gains. The stock has underperformed in the last month, with a decrease of 7.02%, while the benchmark Sensex has only increased by 0.41%. Additionally, there has been a notable drop in investor participation, with delivery volume falling by 3.31% against the 5-day average, indicating reduced trading interest.<BR><BR>Despite the company's strong long-term fundamentals, including a return on equity (ROE) of 14.50% and positive financial results over the last four quarters, the stock is facing downward pressure due to the high percentage of pledged promoter shares, which stands at 40.21%. This situation can exacerbate price declines in a falling market. Overall, while there are positive factors supporting the stock's potential, the current market dynamics and investor sentiment are contributing to its decline.

Which are the latest news on Aadhar Hsg. Fin.?

Should I buy, sell or hold Aadhar Housing Finance Ltd?

When is the next results date for Aadhar Housing Finance Ltd?

The next results date for Aadhar Housing Finance Ltd is July 31, 2026.

The next results date for Aadhar Housing Finance Ltd is scheduled for July 31, 2026.

What does Aadhar Hsg. Fin. do?

Aadhar Housing Finance Ltd is a small-cap company in the housing finance sector, providing housing-related financial services. As of March 2026, it reported net sales of ₹985 Cr and a net profit of ₹311 Cr, with a market cap of ₹20,670 Cr.

Overview: <BR>Aadhar Housing Finance Ltd is a small-cap company operating in the housing finance industry, providing financial services related to housing.<BR><BR>History: <BR>Aadhar Housing Finance Limited was originally incorporated as Vysya Bank Housing Finance Limited in 1990. The company commenced operations shortly after its incorporation. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 985 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 311 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 20,670 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 18.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 2.49 <BR>Return on Equity: 14.70% <BR>Price to Book: 2.71 <BR><BR>Contact Details: <BR>Registrar Address: Not available. <BR>Phone: N/A <BR>Email: N/A <BR>Website: N/A

How big is Aadhar Hsg. Fin.?

As of 10th June, Aadhar Housing Finance Ltd has a market capitalization of 20,670.00 Cr, with recent net sales of 3,672.58 Cr and a net profit of 1,095.88 Cr. Shareholder's funds are 6,372.29 Cr, and total assets amount to 23,223.54 Cr.

As of 10th June, Aadhar Housing Finance Ltd has a market capitalization of 20,670.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, Aadhar Housing Finance Ltd reported Net Sales of 3,672.58 Cr and a Net Profit of 1,095.88 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 6,372.29 Cr and Total Assets totaling 23,223.54 Cr.

Who are the peers of the Aadhar Hsg. Fin.?

Aadhar Housing Finance's peers include Bajaj Housing, LIC Housing Finance, PNB Housing, and others, with varying management and growth risks. Aadhar has a 1-year return of 3.80%, higher than Bajaj Housing's -33.99% but lower than Sammaan Capital's 32.36%.

Peers: The peers of Aadhar Hsg. Fin. are Bajaj Housing, LIC Housing Fin., PNB Housing, Sammaan Capital, Aptus Value Hou., Can Fin Homes, Home First Finan, Aavas Financiers, INDIA SHELTE FIN, and Repco Home Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at Aadhar Hsg. Fin., LIC Housing Fin., PNB Housing, Home First Finan, Aavas Financiers, and INDIA SHELTE FIN. Average management risk is present at Sammaan Capital, and Below Average management risk is noted at Bajaj Housing. Growth is Excellent at Home First Finan, while Good growth is seen at Bajaj Housing and Aptus Value Hou. Average growth is found at Aadhar Hsg. Fin., Can Fin Homes, Aavas Financiers, and the rest, while Below Average growth is noted at LIC Housing Fin., PNB Housing, and Sammaan Capital. Capital Structure is Excellent at Bajaj Housing, PNB Housing, Aptus Value Hou., Home First Finan, Aavas Financiers, and INDIA SHELTE FIN, while Average is seen at LIC Housing Fin. and Good at Can Fin Homes.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Sammaan Capital at 32.36%, while the lowest is Bajaj Housing at -33.99%. Aadhar Hsg. Fin. has a 1-year return of 3.80%, which is significantly higher than Bajaj Housing but lower than Sammaan Capital. Additionally, peers with negative six-month returns include Bajaj Housing, Aptus Value Hou., Home First Finan, Aavas Financiers, INDIA SHELTE FIN, and Repco Home Fin.

Are Aadhar Housing Finance Ltd latest results good or bad?

Aadhar Housing Finance Ltd's latest Q4 FY25 results are strong, with a net profit of ₹310.92 crores (up 26.99% year-on-year) and revenue growth of 18.25%. However, concerns about declining promoter holding may warrant caution for potential investors.

Aadhar Housing Finance Ltd's latest results for Q4 FY25 indicate a strong performance overall. The company reported a net profit of ₹310.92 crores, which reflects a significant year-on-year increase of 26.99%. Additionally, revenue growth for the quarter was robust at 18.25%, showcasing sustained expansion in its loan book, particularly in the affordable housing segment.<BR><BR>The company's operating profit margins remained stable at 75.59%, and the profit after tax (PAT) margin improved to 31.58%, up 215 basis points from the previous year. This indicates effective cost management and pricing power, which is a positive sign for investors.<BR><BR>For the full fiscal year, Aadhar Housing Finance achieved a net profit of ₹911 crores, marking a 21.6% increase from the previous year. Interest income also grew by 20.1%, further reflecting the company's strong operational momentum.<BR><BR>While the financial results are impressive, there are some concerns regarding governance, particularly due to a significant decline in promoter holding, which dropped from 75.19% to 64.90% in a single quarter. This raises questions about the long-term commitment of the promoters to the company.<BR><BR>In summary, Aadhar Housing Finance's latest results are generally positive, showcasing strong growth and profitability. However, potential investors should be cautious and monitor the company's governance and asset quality metrics moving forward.

Is Aadhar Hsg. Fin. technically bullish or bearish?

As of December 4, 2025, the market trend is neutral with mixed signals, indicating a consolidation phase, as weekly indicators show mild bearishness while daily moving averages are mildly bullish.

As of 4 December 2025, the technical trend has changed from mildly bullish to sideways. The current technical stance is neutral, with mixed signals across various indicators. The MACD on a weekly basis is mildly bearish, while the daily moving averages are mildly bullish. The Bollinger Bands indicate a bearish trend on the weekly chart and sideways on the monthly. The KST and OBV are both mildly bearish on the weekly timeframe. Overall, the lack of strong bullish or bearish signals suggests a consolidation phase, with no clear direction in the near term.

Is Aadhar Hsg. Fin. overvalued or undervalued?

As of November 10, 2025, Aadhar Housing Finance is considered undervalued with a valuation grade upgrade to attractive, highlighted by a PE ratio of 21.71 and strong performance, including a year-to-date return of 17.35%, significantly outperforming the Sensex.

As of 10 November 2025, the valuation grade for Aadhar Housing Finance has moved from fair to attractive, indicating a shift in perception regarding its worth. The company is currently deemed undervalued based on its financial metrics. Key ratios include a PE Ratio of 21.71, an EV to EBIT of 8.31, and a Price to Book Value of 0.31, which suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison to peers, Aadhar Housing Finance stands out with a significantly lower PE ratio than Bajaj Finance, which is at 38.76, and a more favorable EV to EBITDA ratio compared to Bajaj Finserv at 13.13. The company's recent performance shows a year-to-date return of 17.35%, outperforming the Sensex's 6.91%, reinforcing the notion that Aadhar Housing Finance is positioned well in the market.

How has been the historical performance of Aadhar Hsg. Fin.?

Aadhar Hsg. Fin. has shown significant growth over the past four years, with net sales increasing from 1,728.27 crore in March 2022 to 3,107.63 crore in March 2025, and profit after tax rising from 444.85 crore to 911.83 crore. The company's total assets also grew from 14,375.53 crore to 23,223.54 crore during this period.

Answer:<BR>The historical performance of Aadhar Hsg. Fin. shows significant growth in key financial metrics over the past four years.<BR><BR>Breakdown:<BR>Aadhar Hsg. Fin. has experienced a consistent increase in net sales, rising from 1,728.27 crore in March 2022 to 3,107.63 crore in March 2025. Total operating income followed a similar trend, reaching 3,107.63 crore in March 2025, up from 1,728.27 crore in March 2022. Operating profit (PBDIT) also saw substantial growth, climbing from 1,341.52 crore in March 2022 to 2,372.27 crore in March 2025. Profit before tax increased from 567.36 crore in March 2022 to 1,173.26 crore in March 2025, while profit after tax rose from 444.85 crore to 911.83 crore during the same period. The company's earnings per share improved from 11.27 in March 2022 to 21.14 in March 2025, reflecting a strong upward trend. On the balance sheet, total assets grew from 14,375.53 crore in March 2022 to 23,223.54 crore in March 2025, with total liabilities also increasing from 14,375.53 crore to 23,223.54 crore. The cash flow from financing activities showed a positive trend, increasing from 274 crore in March 2022 to 3,389 crore in March 2025, contributing to a net cash inflow of 522 crore in March 2025. Overall, Aadhar Hsg. Fin. has demonstrated robust growth across multiple financial dimensions over the past four years.

Who are the top shareholders of the Aadhar Hsg. Fin.?

The top shareholder of Aadhar Housing Finance is Bcp Topco Vii Pte. Ltd. with 75.61%. Other significant shareholders include mutual funds (5.16%), Foreign Institutional Investors (5.32%), and individual investors (7.33%).

The top shareholders of Aadhar Housing Finance include a majority of promoters, with Bcp Topco Vii Pte. Ltd. holding the largest share at 75.61%. Additionally, mutual funds collectively hold 5.16% of the shares, represented by 21 different schemes. Foreign Institutional Investors (FIIs) account for 5.32% of the holdings, with 80 FIIs involved. The highest public shareholder is Quant Mutual Fund - Quant Active Fund, which holds 1.28%. Individual investors collectively own 7.33% of the company.

Has Aadhar Hsg. Fin. declared dividend?

No Dividend History Available