Aadhar Hsg. Fin.

Why is Aadhar Housing Finance Ltd falling/rising?

As of 25-Aug, Aadhar Housing Finance Ltd's stock price is rising to 474.55, reflecting an increase of 1.82%. Despite recent gains, the stock has underperformed against the Sensex over the past month, but strong long-term fundamentals and recent positive financial results indicate a favorable short-term outlook.

As of 25-Aug, Aadhar Housing Finance Ltd's stock price is rising, currently at 474.55, reflecting a change of 8.5 (1.82%) upward. This increase can be attributed to several factors. Firstly, the stock has outperformed its sector by 1.25% today and has shown consecutive gains over the last two days, with a total return of 2.37% during this period. Additionally, the stock reached an intraday high of Rs 477.4, indicating positive momentum.<BR><BR>Despite the recent rise, it is important to note that the stock has been underperforming compared to the benchmark Sensex over various time frames, including a 1-week decline of 2.64% and a 1-month decline of 4.10%. However, the company has demonstrated strong long-term fundamental strength, with a return on equity (ROE) of 14.50% and consistent positive results over the last four quarters. The profit after tax (PAT) for the last nine months grew by 22.94%, and net sales reached a record high, which supports the stock's valuation.<BR><BR>While the stock is currently trading below its moving averages and has experienced a decline in investor participation, the overall positive financial performance and recent gains suggest a favorable outlook for Aadhar Housing Finance Ltd in the short term.

Which are the latest news on Aadhar Hsg. Fin.?

What does Aadhar Hsg. Fin. do?

Aadhar Housing Finance Ltd is a small-cap company in the housing finance sector, reporting net sales of ₹993 Cr and a net profit of ₹282 Cr for June 2026. Key metrics include a P/E ratio of 19.00 and a debt-equity ratio of 2.49.

Overview: <BR>Aadhar Housing Finance Ltd is a small-cap company operating in the housing finance industry.<BR><BR>History: <BR>Aadhar Housing Finance Limited was originally incorporated as Vysya Bank Housing Finance Limited in 1990. The company commenced operations shortly after its incorporation. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 993 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 282 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 21,828 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 19.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 2.49 <BR>Return on Equity: 14.70% <BR>Price to Book: 2.88 <BR><BR>Contact Details: <BR>Registrar Address: Not available. <BR>Phone: N/A <BR>Email: N/A <BR>Website: N/A

Who are the peers of the Aadhar Hsg. Fin.?

Aadhar Hsg. Fin.'s peers include Bajaj Housing, PNB Housing, LIC Housing Fin., and others, with varying management and growth risks. Aadhar Hsg. Fin. has a 1-year return of 1.50%, lower than PNB Housing's 50.72% but higher than INDIA SHELTE FIN's -27.94%.

Peers: The peers of Aadhar Hsg. Fin. are Bajaj Housing, PNB Housing, LIC Housing Fin., Sammaan Capital, Aptus Value Hou., Home First Finan, Aavas Financiers, Can Fin Homes, INDIA SHELTE FIN, and Repco Home Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at PNB Housing, LIC Housing Fin., Aadhar Hsg. Fin., Home First Finan, Aavas Financiers, and INDIA SHELTE FIN. Average management risk is present at Sammaan Capital, while Below Average management risk is noted at Bajaj Housing. Growth is Excellent at Home First Finan and Aptus Value Hou., while Good growth is seen at Bajaj Housing and Sammaan Capital. Average growth is found at Aadhar Hsg. Fin. and Aavas Financiers, and Below Average growth is observed at PNB Housing and LIC Housing Fin. Capital Structure is Excellent at Bajaj Housing, Aptus Value Hou., Home First Finan, Aavas Financiers, Sammaan Capital, and INDIA SHELTE FIN, Average at LIC Housing Fin., and Good at Can Fin Homes.<BR><BR>Return Snapshot: PNB Housing has the highest 1-year return at 50.72%, while INDIA SHELTE FIN has the lowest at -27.94%. Aadhar Hsg. Fin.'s 1-year return is 1.50%, which is significantly lower than PNB Housing's return but higher than INDIA SHELTE FIN's. Additionally, Bajaj Housing, Aptus Value Hou., Home First Finan, Aavas Financiers, Can Fin Homes, and INDIA SHELTE FIN all have negative six-month returns.

How big is Aadhar Hsg. Fin.?

As of 14th August, Aadhar Housing Finance Ltd has a market capitalization of 21,820.94 Cr, with recent net sales of 3,817.29 Cr and a net profit of 1,140.96 Cr. The company reports shareholder's funds of 7,540.89 Cr and total assets of 27,398.63 Cr for the annual period ending March 2026.

As of 14th August, Aadhar Housing Finance Ltd has a market capitalization of 21,820.94 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, Aadhar Housing Finance Ltd reported Net Sales of 3,817.29 Cr and a Net Profit of 1,140.96 Cr.<BR><BR>For the latest annual period ending in March 2026, the company has Shareholder's Funds amounting to 7,540.89 Cr and Total Assets of 27,398.63 Cr.

Should I buy, sell or hold Aadhar Housing Finance Ltd?

When is the next results date for Aadhar Housing Finance Ltd?

The next results date for Aadhar Housing Finance Ltd is July 31, 2026.

The next results date for Aadhar Housing Finance Ltd is scheduled for July 31, 2026.

Are Aadhar Housing Finance Ltd latest results good or bad?

Aadhar Housing Finance Ltd's latest Q4 FY25 results are strong, with a net profit of ₹310.92 crores (up 26.99% year-on-year) and revenue growth of 18.25%. However, concerns about declining promoter holding may warrant caution for potential investors.

Aadhar Housing Finance Ltd's latest results for Q4 FY25 indicate a strong performance overall. The company reported a net profit of ₹310.92 crores, which reflects a significant year-on-year increase of 26.99%. Additionally, revenue growth for the quarter was robust at 18.25%, showcasing sustained expansion in its loan book, particularly in the affordable housing segment.<BR><BR>The company's operating profit margins remained stable at 75.59%, and the profit after tax (PAT) margin improved to 31.58%, up 215 basis points from the previous year. This indicates effective cost management and pricing power, which is a positive sign for investors.<BR><BR>For the full fiscal year, Aadhar Housing Finance achieved a net profit of ₹911 crores, marking a 21.6% increase from the previous year. Interest income also grew by 20.1%, further reflecting the company's strong operational momentum.<BR><BR>While the financial results are impressive, there are some concerns regarding governance, particularly due to a significant decline in promoter holding, which dropped from 75.19% to 64.90% in a single quarter. This raises questions about the long-term commitment of the promoters to the company.<BR><BR>In summary, Aadhar Housing Finance's latest results are generally positive, showcasing strong growth and profitability. However, potential investors should be cautious and monitor the company's governance and asset quality metrics moving forward.

Is Aadhar Hsg. Fin. technically bullish or bearish?

As of December 4, 2025, the market trend is neutral with mixed signals, indicating a consolidation phase, as weekly indicators show mild bearishness while daily moving averages are mildly bullish.

As of 4 December 2025, the technical trend has changed from mildly bullish to sideways. The current technical stance is neutral, with mixed signals across various indicators. The MACD on a weekly basis is mildly bearish, while the daily moving averages are mildly bullish. The Bollinger Bands indicate a bearish trend on the weekly chart and sideways on the monthly. The KST and OBV are both mildly bearish on the weekly timeframe. Overall, the lack of strong bullish or bearish signals suggests a consolidation phase, with no clear direction in the near term.

Is Aadhar Hsg. Fin. overvalued or undervalued?

As of November 10, 2025, Aadhar Housing Finance is considered undervalued with a valuation grade upgrade to attractive, highlighted by a PE ratio of 21.71 and strong performance, including a year-to-date return of 17.35%, significantly outperforming the Sensex.

As of 10 November 2025, the valuation grade for Aadhar Housing Finance has moved from fair to attractive, indicating a shift in perception regarding its worth. The company is currently deemed undervalued based on its financial metrics. Key ratios include a PE Ratio of 21.71, an EV to EBIT of 8.31, and a Price to Book Value of 0.31, which suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison to peers, Aadhar Housing Finance stands out with a significantly lower PE ratio than Bajaj Finance, which is at 38.76, and a more favorable EV to EBITDA ratio compared to Bajaj Finserv at 13.13. The company's recent performance shows a year-to-date return of 17.35%, outperforming the Sensex's 6.91%, reinforcing the notion that Aadhar Housing Finance is positioned well in the market.

How has been the historical performance of Aadhar Hsg. Fin.?

Aadhar Hsg. Fin. has shown significant growth over the past four years, with net sales increasing from 1,728.27 crore in March 2022 to 3,107.63 crore in March 2025, and profit after tax rising from 444.85 crore to 911.83 crore. The company's total assets also grew from 14,375.53 crore to 23,223.54 crore during this period.

Answer:<BR>The historical performance of Aadhar Hsg. Fin. shows significant growth in key financial metrics over the past four years.<BR><BR>Breakdown:<BR>Aadhar Hsg. Fin. has experienced a consistent increase in net sales, rising from 1,728.27 crore in March 2022 to 3,107.63 crore in March 2025. Total operating income followed a similar trend, reaching 3,107.63 crore in March 2025, up from 1,728.27 crore in March 2022. Operating profit (PBDIT) also saw substantial growth, climbing from 1,341.52 crore in March 2022 to 2,372.27 crore in March 2025. Profit before tax increased from 567.36 crore in March 2022 to 1,173.26 crore in March 2025, while profit after tax rose from 444.85 crore to 911.83 crore during the same period. The company's earnings per share improved from 11.27 in March 2022 to 21.14 in March 2025, reflecting a strong upward trend. On the balance sheet, total assets grew from 14,375.53 crore in March 2022 to 23,223.54 crore in March 2025, with total liabilities also increasing from 14,375.53 crore to 23,223.54 crore. The cash flow from financing activities showed a positive trend, increasing from 274 crore in March 2022 to 3,389 crore in March 2025, contributing to a net cash inflow of 522 crore in March 2025. Overall, Aadhar Hsg. Fin. has demonstrated robust growth across multiple financial dimensions over the past four years.

Who are the top shareholders of the Aadhar Hsg. Fin.?

The top shareholder of Aadhar Housing Finance is Bcp Topco Vii Pte. Ltd. with 75.61%. Other significant shareholders include mutual funds (5.16%), Foreign Institutional Investors (5.32%), and individual investors (7.33%).

The top shareholders of Aadhar Housing Finance include a majority of promoters, with Bcp Topco Vii Pte. Ltd. holding the largest share at 75.61%. Additionally, mutual funds collectively hold 5.16% of the shares, represented by 21 different schemes. Foreign Institutional Investors (FIIs) account for 5.32% of the holdings, with 80 FIIs involved. The highest public shareholder is Quant Mutual Fund - Quant Active Fund, which holds 1.28%. Individual investors collectively own 7.33% of the company.

Has Aadhar Hsg. Fin. declared dividend?

No Dividend History Available