AastamangalamFin

Why is Aastamangalam Finance Ltd falling/rising?

As of 01-Sep, Aastamangalam Finance Ltd's stock price is at 31.70, reflecting a decline of 1.74%. The stock has reversed its trend after three days of gains, with a year-to-date drop of 28.38%, underperforming the Sensex and indicating weak long-term fundamentals.

As of 01-Sep, Aastamangalam Finance Ltd's stock price is falling, currently at 31.70, reflecting a change of -0.56 (-1.74%). The stock has experienced a trend reversal, having fallen after three consecutive days of gains. Despite outperforming its sector by 0.65% today, the stock's performance over the past month shows a decline of 8.65%, which is significantly worse than the benchmark Sensex's drop of 1.47% during the same period.<BR><BR>The stock's year-to-date performance is particularly concerning, with a decline of 28.38%, compared to a 9.71% drop in the Sensex. Over the past year, Aastamangalam Finance Ltd has generated a return of -30.47%, underperforming the BSE500 index. This underperformance is compounded by weak long-term fundamentals, as indicated by an average Return on Equity (ROE) of 8.48%, which is below expectations.<BR><BR>While there has been a rise in investor participation, with a 26.95% increase in delivery volume, the overall sentiment remains negative due to the stock's flat results and below-par performance in both the near and long term. The stock is trading at a fair value compared to its peers, but the significant decline in returns and weak fundamentals suggest that the stock is currently in a downward trend.

Who are in the management team of AastamangalamFin?

The management team of AastamangalamFin consists of Bhavika Jain, Kushbu Jain, and Rekha Jain as Directors, Bharat Kumar Dughar and J Akash Jain as Independent Directors, and S Gokul as Company Secretary & Compliance Officer.

The management team of AastamangalamFin includes the following individuals:<BR><BR>1. Bhavika Jain - Director<BR>2. Kushbu Jain - Director<BR>3. Rekha Jain - Director<BR>4. Bharat Kumar Dughar - Independent Director<BR>5. J Akash Jain - Additional Independent Director<BR>6. S Gokul - Company Secretary & Compliance Officer<BR><BR>If you need more details about their roles or the company, feel free to ask!

What does AastamangalamFin do?

Aastamangalam Finance Ltd is a Non Banking Financial Company (NBFC) that provides short and long-term financing to corporate and non-corporate entities. Established in 1985, it reported net sales of 4 Cr and a net profit of 2 Cr for June 2026, with a market cap of INR 49 Cr.

Overview: <BR>Aastamangalam Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, providing short term and long term financing to both corporate and non-corporate entities.<BR><BR>History: <BR>Incorporated in January 1985, the company was initially known as Upasana Finance Ltd and later changed its name in January 1995. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 4 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 2 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 49 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 6.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.60 <BR>Return on Equity: 10.72% <BR>Price to Book: 0.59 <BR><BR>Contact Details: <BR>Address: Sapna Trade Centre 10th Floor, 10B/2 No 109 P H Road Chennai Tamil Nadu : 600084 <BR>Email: upasana_shares@yahoo.com <BR>Website: http://www.upasanafinance.com

Who are the peers of the AastamangalamFin?

AastamangalamFin's peers include Ceejay Finance, Apoorva Leasing, Mega Corp., Regis Industries, Kiduja India, Srestha Finvest, Swati Projects, TruCap Finance, and Key Corp. AastamangalamFin has below average management risk and a 1-year return of -27.41%, better than Regis Industries but worse than Swati Projects, which has the highest return at 60.30%.

Peers: The peers of AastamangalamFin are Ceejay Finance, Apoorva Leasing, Mega Corp., Regis Industries, Kiduja India, Srestha Finvest, Swati Projects, TruCap Finance, and Key Corp.<BR><BR>Quality Snapshot: Excellent management risk is observed at Ceejay Finance, Apoorva Leasing, Mega Corp., Regis Industries, Srestha Finvest, Swati Projects, TruCap Finance, and Key Corp, while Below Average management risk is found at AastamangalamFin and the rest. Growth is rated as Excellent for AastamangalamFin and Swati Projects, Good for Mega Corp. and Regis Industries, Average for Ceejay Finance, and the rest, while Below Average growth is noted for Apoorva Leasing, Srestha Finvest, TruCap Finance, and Key Corp. Capital Structure is rated Excellent for Ceejay Finance, Apoorva Leasing, Mega Corp., Regis Industries, Srestha Finvest, Swati Projects, TruCap Finance, AastamangalamFin, and Key Corp, while Kiduja India does not qualify.<BR><BR>Return Snapshot: Swati Projects has the highest 1-year return at 60.30%, while Regis Industries has the lowest at -58.90%, with AastamangalamFin's 1-year return at -27.41% being better than Regis Industries but worse than Swati Projects. Additionally, Kiduja India, TruCap Finance, and Regis Industries have negative six-month returns.

How big is AastamangalamFin?

As of 31st August, Aastamangalam Finance Ltd has a market capitalization of 49.00 Cr, with Net Sales of 16.73 Cr and a Net Profit of 8.95 Cr reported in the latest four quarters. The company has Shareholder's Funds of 74.07 Cr and Total Assets of 121.67 Cr as of March 2025.

As of 31st August, Aastamangalam Finance Ltd has a market capitalization of 49.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Aastamangalam Finance Ltd reported Net Sales of 16.73 Cr and a Net Profit of 8.95 Cr.<BR><BR>For the latest annual period ending in March 2025, the company had Shareholder's Funds of 74.07 Cr and Total Assets amounting to 121.67 Cr.

Which are the latest news on AastamangalamFin?

Should I buy, sell or hold Aastamangalam Finance Ltd?

Are Aastamangalam Finance Ltd latest results good or bad?

Aastamangalam Finance Ltd's latest results show strong revenue growth and a significant increase in net profit, but concerns about declining profit margins and negative cash flow indicate potential challenges ahead. Overall, the results are mixed and warrant careful consideration by investors.

Aastamangalam Finance Ltd's latest results present a mixed picture. On one hand, the company reported a significant increase in net profit for Q4 FY26, reaching ₹2.16 crore, which is a remarkable 764% increase year-on-year and a 13.09% rise quarter-on-quarter. Additionally, revenue surged to ₹5.31 crore, marking a strong sequential growth of 50.42% from the previous quarter.<BR><BR>However, this positive top-line growth is tempered by concerns regarding profitability margins. The company's PAT margin fell sharply to 40.68%, down 1,343 basis points from the previous quarter, primarily due to a dramatic increase in interest expenses, which rose 301.75% quarter-on-quarter. This surge in costs raises questions about the sustainability of the earnings growth.<BR><BR>Furthermore, the return on equity (ROE) stands at a modest 9.48%, indicating inefficiencies in capital deployment compared to industry standards. The company's cash flow dynamics are also troubling, with operating cash flow turning negative.<BR><BR>In summary, while Aastamangalam Finance has demonstrated strong revenue growth and improved net profit, the significant margin compression and operational challenges suggest that the results are not entirely favorable. Investors should weigh these factors carefully when considering the company's financial health and future prospects.

When is the next results date for Aastamangalam Finance Ltd?

The next results date for Aastamangalam Finance Ltd is 29 May 2026.

The next results date for Aastamangalam Finance Ltd is scheduled for 29 May 2026.

How has been the historical performance of AastamangalamFin?

AastamangalamFin has shown significant growth from March 2023 to March 2025, with net sales increasing from 3.34 Cr to 15.27 Cr and profit after tax rising from 1.45 Cr to 8.28 Cr, despite negative cash flow from operating activities. Total assets grew from 60.61 Cr to 121.67 Cr, indicating strong overall performance.

Answer:<BR>The historical performance of AastamangalamFin shows significant growth in net sales and profitability over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>AastamangalamFin's net sales have increased dramatically from 3.34 Cr in March 2023 to 15.27 Cr in March 2025, reflecting a strong upward trend. Total operating income followed suit, rising from 3.34 Cr in March 2023 to 15.27 Cr in March 2025. Operating profit, excluding other income, also saw substantial growth, reaching 10.27 Cr in March 2025 from just 1.92 Cr in March 2023. Profit before tax increased to 10.48 Cr in March 2025, up from 1.91 Cr in March 2023, while profit after tax rose to 8.28 Cr from 1.45 Cr in the same period. The company's earnings per share (EPS) improved significantly, from 3.03 in March 2023 to 5.33 in March 2025. On the balance sheet, total assets grew from 60.61 Cr in March 2023 to 121.67 Cr in March 2025, with total liabilities also increasing from 36.14 Cr to 44.45 Cr. Cash flow from operating activities remained negative, but financing activities contributed positively, with net cash inflow/outflow showing a decline from 17.00 Cr in March 2023 to -3.00 Cr in March 2025. Overall, AastamangalamFin has demonstrated robust growth in sales and profitability, despite challenges in cash flow management.

Is AastamangalamFin overvalued or undervalued?

As of November 17, 2025, AastamangalamFin is considered very attractive and undervalued with a PE ratio of 8.68, an EV to EBITDA ratio of 7.71, and a Price to Book Value of 0.96, significantly lower than peers like Bajaj Finance and Life Insurance, while also showing strong long-term performance with a 3-year return of 221.86%.

As of 17 November 2025, AastamangalamFin's valuation grade has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued, supported by a PE ratio of 8.68, an EV to EBITDA ratio of 7.71, and a Price to Book Value of 0.96. These metrics suggest that the stock is trading at a discount compared to its earnings and asset values.<BR><BR>In comparison to its peers, AastamangalamFin stands out with its low PE ratio relative to Bajaj Finance, which has a PE of 34.85, and Life Insurance, which has a PE of 11.33. The PEG ratio of AastamangalamFin is notably at 0.00, indicating that it is not only undervalued but also potentially offers growth at a bargain price. While the stock has underperformed the Sensex in the short term, its impressive 3-year return of 221.86% compared to the Sensex's 37.57% highlights its strong long-term performance, reinforcing the undervaluation narrative.

Who are the top shareholders of the AastamangalamFin?

The top shareholders of AastamangalamFin are Bhavika M. Jain, the promoter with 14.41%, and Sashikala Lunawat, the highest public shareholder with 3.01%. Individual investors hold a combined 64.83%, with no institutional holdings or pledged promoter shares.

The top shareholders of AastamangalamFin include Bhavika M. Jain, who is the promoter with the highest holding at 14.41%. The highest public shareholder is Sashikala Lunawat, holding 3.01%. Additionally, individual investors collectively hold a significant portion of 64.83%. There are no institutional holdings from mutual funds or foreign institutional investors (FIIs), and there are no pledged promoter holdings.

What is the technical trend for AastamangalamFin?

As of May 23, 2025, AastamangalamFin's technical trend is mildly bearish, influenced by moving averages and Bollinger Bands, despite a mildly bullish weekly MACD.

As of 23 May 2025, the technical trend for AastamangalamFin has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend. The Bollinger Bands and moving averages on the weekly and daily time frames are also pointing to a mildly bearish outlook. The KST is mildly bullish on the weekly but remains mildly bearish on the monthly. Overall, the current technical stance is mildly bearish, driven primarily by the moving averages and Bollinger Bands.

Has AastamangalamFin declared dividend?

No Dividend History Available