AastamangalamFin

Who are in the management team of AastamangalamFin?

As of March 2022, the management team of AastamangalamFin includes Bhavika Jain, Kushbu Jain, Rekha Jain (Directors), Bharat Kumar Dughar (Independent Director), J Akash Jain (Additional Independent Director), and S Gokul (Company Secretary & Compliance Officer).

As of March 2022, the management team of AastamangalamFin includes the following individuals:<BR><BR>1. Bhavika Jain - Director<BR>2. Kushbu Jain - Director<BR>3. Rekha Jain - Director<BR>4. Bharat Kumar Dughar - Independent Director<BR>5. J Akash Jain - Additional Independent Director<BR>6. S Gokul - Company Secretary & Compliance Officer<BR><BR>Each member of the management team holds a significant position within the company.

What does AastamangalamFin do?

Aastamangalam Finance Ltd is a Non Banking Financial Company (NBFC) that provides short and long-term financing to corporate and non-corporate entities. Established in 1985, it operates in the micro cap market with a current market cap of Rs 51 Cr and reported net sales of Rs 4 Cr for March 2025.

Overview:<BR>Aastamangalam Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, providing short term and long term financing to both corporate and non-corporate entities.<BR><BR>History:<BR>The company was incorporated in January 1985 and was initially known as Upasana Finance Ltd. It later became a Deemed Public Company, increasing its share capital from Rs 5 lacs to Rs 30 lacs, and changed its name in January 1995. The latest quarterly results reported net sales and profit for March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 4 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 51 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 7.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.06 <BR>Return on Equity: 16.67% <BR>Price to Book: 1.19 <BR><BR>Contact Details:<BR>Address: Sapna Trade Centre 10th Floor, 10B/2 No 109 P H Road Chennai Tamil Nadu : 600084 <BR>Email: upasana_shares@yahoo.com <BR>Website: http://www.upasanafinance.com

Has AastamangalamFin declared dividend?

No Dividend History Available

Who are the peers of the AastamangalamFin?

AastamangalamFin's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, P. H. Capital, Salem Erode Inv., TCFC Finance, Kreon Finnancial, and Kalyan Capitals. Bajaj Finance leads in 1-year returns at 30.41%, while AastamangalamFin has a return of -14.96%.

Peers: The peers of AastamangalamFin are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, P. H. Capital, Salem Erode Inv., TCFC Finance, Kreon Finnancial, and Kalyan Capitals.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, P. H. Capital, and Kalyan Capitals, and the rest have Below Average management risk. Growth is Excellent at AastamangalamFin, Jio Financial, and Kalyan Capitals, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Kreon Finnancial, while the rest have Average or Below Average growth. Excellent capital structure is noted at Bajaj Finance, Jio Financial, Muthoot Finance, P. H. Capital, Salem Erode Inv., AastamangalamFin, TCFC Finance, and Kreon Finnancial, while Good capital structure is found at Cholaman.Inv.&Fn and Shriram Finance, and the rest have Below Average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.41%, while the lowest is Kalyan Capitals at -44.96%. AastamangalamFin's 1-year return is -14.96%, which is higher than Kalyan Capitals but lower than Bajaj Finance. Additionally, the six-month return is negative for Jio Financial, Salem Erode Inv., TCFC Finance, and Kalyan Capitals.

What is the technical trend for AastamangalamFin?

As of May 23, 2025, AastamangalamFin's technical trend is mildly bearish, influenced by moving averages and Bollinger Bands, despite a mildly bullish weekly MACD.

As of 23 May 2025, the technical trend for AastamangalamFin has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend. The Bollinger Bands and moving averages on the weekly and daily time frames are also pointing to a mildly bearish outlook. The KST is mildly bullish on the weekly but remains mildly bearish on the monthly. Overall, the current technical stance is mildly bearish, driven primarily by the moving averages and Bollinger Bands.

Who are the top shareholders of the AastamangalamFin?

The top shareholders of AastamangalamFin are Bhavika M. Jain, the promoter with 14.41%, and Sashikala Lunawat, the highest public shareholder with 3.01%. Individual investors hold a combined 64.83%, with no institutional holdings or pledged promoter shares.

The top shareholders of AastamangalamFin include Bhavika M. Jain, who is the promoter with the highest holding at 14.41%. The highest public shareholder is Sashikala Lunawat, holding 3.01%. Additionally, individual investors collectively hold a significant portion of 64.83%. There are no institutional holdings from mutual funds or foreign institutional investors (FIIs), and there are no pledged promoter holdings.

How big is AastamangalamFin?

As of 24th July, Aastamangalam Finance Ltd has a market capitalization of 77.00 Cr, with net sales of 15.38 Cr and a net profit of 6.98 Cr in the latest four quarters. The balance sheet for March 2024 shows shareholder's funds of 37.68 Cr and total assets of 80.56 Cr.

As of 24th July, Aastamangalam Finance Ltd has a market capitalization of 77.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Aastamangalam Finance Ltd reported net sales of 15.38 Cr and a net profit of 6.98 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing shareholder's funds of 37.68 Cr and total assets of 80.56 Cr.

Is AastamangalamFin overvalued or undervalued?

As of November 17, 2025, AastamangalamFin is considered very attractive and undervalued with a PE ratio of 8.68, an EV to EBITDA ratio of 7.71, and a Price to Book Value of 0.96, significantly lower than peers like Bajaj Finance and Life Insurance, while also showing strong long-term performance with a 3-year return of 221.86%.

As of 17 November 2025, AastamangalamFin's valuation grade has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued, supported by a PE ratio of 8.68, an EV to EBITDA ratio of 7.71, and a Price to Book Value of 0.96. These metrics suggest that the stock is trading at a discount compared to its earnings and asset values.<BR><BR>In comparison to its peers, AastamangalamFin stands out with its low PE ratio relative to Bajaj Finance, which has a PE of 34.85, and Life Insurance, which has a PE of 11.33. The PEG ratio of AastamangalamFin is notably at 0.00, indicating that it is not only undervalued but also potentially offers growth at a bargain price. While the stock has underperformed the Sensex in the short term, its impressive 3-year return of 221.86% compared to the Sensex's 37.57% highlights its strong long-term performance, reinforcing the undervaluation narrative.

How has been the historical performance of AastamangalamFin?

AastamangalamFin has shown significant growth from March 2023 to March 2025, with net sales increasing from 3.34 Cr to 15.27 Cr and profit after tax rising from 1.45 Cr to 8.28 Cr, despite negative cash flow from operating activities. Total assets grew from 60.61 Cr to 121.67 Cr, indicating strong overall performance.

Answer:<BR>The historical performance of AastamangalamFin shows significant growth in net sales and profitability over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>AastamangalamFin's net sales have increased dramatically from 3.34 Cr in March 2023 to 15.27 Cr in March 2025, reflecting a strong upward trend. Total operating income followed suit, rising from 3.34 Cr in March 2023 to 15.27 Cr in March 2025. Operating profit, excluding other income, also saw substantial growth, reaching 10.27 Cr in March 2025 from just 1.92 Cr in March 2023. Profit before tax increased to 10.48 Cr in March 2025, up from 1.91 Cr in March 2023, while profit after tax rose to 8.28 Cr from 1.45 Cr in the same period. The company's earnings per share (EPS) improved significantly, from 3.03 in March 2023 to 5.33 in March 2025. On the balance sheet, total assets grew from 60.61 Cr in March 2023 to 121.67 Cr in March 2025, with total liabilities also increasing from 36.14 Cr to 44.45 Cr. Cash flow from operating activities remained negative, but financing activities contributed positively, with net cash inflow/outflow showing a decline from 17.00 Cr in March 2023 to -3.00 Cr in March 2025. Overall, AastamangalamFin has demonstrated robust growth in sales and profitability, despite challenges in cash flow management.

Should I buy, sell or hold Aastamangalam Finance Ltd?

When is the next results date for Aastamangalam Finance Ltd?

The next results date for Aastamangalam Finance Ltd is 29 May 2026.

The next results date for Aastamangalam Finance Ltd is scheduled for 29 May 2026.

Are Aastamangalam Finance Ltd latest results good or bad?

Aastamangalam Finance Ltd's latest Q3 FY26 results are unfavorable, showing a net profit decline of 19.75% quarter-on-quarter and 25.39% year-on-year, along with decreased net sales. The company's financial performance indicates underlying challenges, including compressed profit margins and a return on equity below industry standards.

Aastamangalam Finance Ltd's latest results for Q3 FY26 indicate a concerning performance. The company reported a net profit of ₹1.91 crores, which reflects a significant decline of 19.75% quarter-on-quarter and 25.39% year-on-year. Additionally, net sales decreased to ₹3.53 crores, down 2.49% from the previous quarter and 16.94% compared to the same quarter last year.<BR><BR>Despite maintaining relatively high operating margins, the overall financial performance suggests underlying challenges. The profit margins have compressed, and the company's return on equity stands at 9.48%, which is below the industry standard for financial services. The absence of institutional investors further raises concerns about market confidence in the company's fundamentals.<BR><BR>In summary, the latest results for Aastamangalam Finance Ltd are not favorable, as they show declining revenues and profits, coupled with potential operational challenges that could impact future growth.

Why is Aastamangalam Finance Ltd falling/rising?

As of 02-Jun, Aastamangalam Finance Ltd's stock price is currently at Rs 32.99, showing a short-term recovery after recent declines, despite a year-to-date drop of 25.46%. The stock has outperformed its sector today, but decreased delivery volume suggests falling investor participation.

As of 02-Jun, Aastamangalam Finance Ltd's stock price is rising, currently at Rs 32.99, reflecting an increase of Rs 0.85 or 2.64%. This upward movement follows a trend reversal after three consecutive days of decline. Today, the stock opened with a gain of 2.68% and reached an intraday high of Rs 34.85, which is an increase of 8.43%. <BR><BR>Despite the recent volatility, with an intraday range of Rs 4.15 and a high volatility rate of 6.31%, the stock has outperformed its sector by 7.83% today. However, it is important to note that the stock has experienced significant declines over longer periods, with a year-to-date drop of 25.46% compared to a 12.40% decline in the Sensex. Additionally, the stock's delivery volume has decreased by 33% against the 5-day average, indicating falling investor participation. <BR><BR>Overall, the current rise in Aastamangalam Finance Ltd's stock price appears to be a short-term recovery amidst a broader context of declining performance over recent weeks and months.

Which are the latest news on AastamangalamFin?