Abirami Fin.

Who are the top shareholders of the Abirami Fin.?

The top shareholder of Abirami Fin. is Kallidaikuruchi Visweswaran Aiyappan, with a 45.65% stake. Other significant shareholders include Lakshmana Associates Private Ltd at 4.95% and individual investors with a combined 8.58%.

The top shareholders of Abirami Fin. include Kallidaikuruchi Visweswaran Aiyappan, who holds the largest stake at 45.65%. Other notable shareholders include Lakshmana Associates Private Ltd, which holds 4.95%, and individual investors collectively holding 8.58%. There are no mutual funds or foreign institutional investors currently holding shares in the company, and there are no pledged promoter holdings.

Who are in the management team of Abirami Fin.?

As of March 2022, the management team of Abirami Fin. includes Kallidaikuruchi V Aiyappan (Chairman), Muthulakshmi, Chitra Sivaramakrishnan (Executive Director), and independent directors M G Bhaskar, Revathi Sureshkumar, and Arunachalam Kanaga Sabesan. Each member contributes to the company's governance and strategic direction.

As of March 2022, the management team of Abirami Fin. includes the following individuals:<BR><BR>1. Kallidaikuruchi V Aiyappan - Chairman & Non Executive Director<BR>2. Muthulakshmi - Non Executive Director<BR>3. Chitra Sivaramakrishnan - Executive Director / Whole Time Director<BR>4. M G Bhaskar - Independent Non Executive Director<BR>5. Revathi Sureshkumar - Independent Non Executive Director<BR>6. Arunachalam Kanaga Sabesan - Independent Non Executive Director<BR><BR>Each member plays a crucial role in the governance and strategic direction of the company.

Has Abirami Fin. declared dividend?

Abirami Financial Services (India) Ltd has declared a 25% dividend, with an ex-date of August 16, 2024. However, the dividend yield is 0%, and total returns have varied significantly, showing strong long-term performance despite recent declines.

Abirami Financial Services (India) Ltd has declared a 25% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 25%<BR>- Ex-date: 16 Aug 24<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -24.91%, the dividend return was 0%, resulting in a total return of -24.91%.<BR><BR>Over the past year, the price return was -16.75%, with a dividend return of 0%, leading to a total return of -16.75%.<BR><BR>In the 2-year period, the price return was 40.58%, the dividend return was 0%, which resulted in a total return of 40.58%.<BR><BR>For the 3-year period, the price return was 0%, the dividend return was 0%, culminating in a total return of 0.0%.<BR><BR>In the 4-year period, the price return was 1001.0%, with a dividend return of 0%, resulting in a total return of 1001.0%.<BR><BR>Over the last 5 years, the price return was 698.73%, the dividend return was 0%, leading to a total return of 698.73%.<BR><BR>Overall, while Abirami Financial Services has declared a dividend, the dividend yield remains at 0%. The total returns over various periods show significant variability, with particularly strong returns over the longer term despite recent negative price performance.

Who are the peers of the Abirami Fin.?

Abirami Fin.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Yogi Infra Proj., Shree Securities, Cil Securities, and Tokyo Finance. In terms of management risk, growth, and capital structure, Bajaj Finance and Jio Financial stand out, while Yogi Infra Proj. has the highest 1-year return at 151.36%, and Abirami Fin. has a 1-year return of -13.53%.

Peers: The peers of Abirami Fin. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Yogi Infra Proj., Shree Securities, Cil Securities, and Tokyo Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial. Good management risk is noted at Shriram Finance, while Below Average management risk is present at Yogi Infra Proj. and Cil Securities. The remaining peers, Abirami Fin., Shree Securities, and Tokyo Finance, do not qualify in terms of management risk. For growth, Excellent growth is seen at Jio Financial, while Good growth is noted at Bajaj Finance, Cholaman.Inv.&Fn, and Cil Securities. Average growth is observed at Muthoot Finance, while Below Average growth is found at Yogi Infra Proj. The rest do not qualify for growth. In terms of capital structure, Excellent capital structure is noted at Bajaj Finance, Jio Financial, Shriram Finance, and Muthoot Finance, while Good capital structure is seen at Cholaman.Inv.&Fn and Cil Securities. Below Average capital structure is present at Yogi Infra Proj., and the remaining peers do not qualify.<BR><BR>Return Snapshot: Yogi Infra Proj. has the highest 1-year return at 151.36%, while Jio Financial has the lowest at -20.23%. Abirami Fin.'s 1-year return is -13.53%, which is higher than Jio Financial's but lower than Yogi Infra Proj.'s. Additionally, the six-month return is negative for Jio Financial, Cil Securities, and Tokyo Finance.

What is the technical trend for Abirami Fin.?

As of May 30, 2025, Abirami Fin. exhibits a mildly bearish trend overall, with mixed signals from various indicators, including a mildly bullish weekly MACD and bearish Bollinger Bands.

As of 30 May 2025, the technical trend for Abirami Fin. has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend, suggesting mixed signals. The Bollinger Bands are bearish on both weekly and monthly time frames, and daily moving averages remain bearish. The KST and Dow Theory are both mildly bullish on the weekly but mildly bearish on the monthly, adding to the overall mixed outlook. The RSI shows no signals in either time frame. Overall, the current technical stance is mildly bearish, with key indicators reflecting a lack of strong momentum in either direction.

What does Abirami Fin. do?

Abirami Financial Services (India) Ltd is a micro-cap NBFC that specializes in hire purchase, leasing, and lending against securities and properties. As of March 2025, it reported a net profit of 1 Cr and has a market cap of INR 23 Cr.

Overview:<BR>Abirami Financial Services (India) Ltd operates in the Non-Banking Financial Company (NBFC) sector, focusing on hire purchase, leasing, and lending money against securities and properties, and is categorized as a micro-cap company.<BR><BR>History:<BR>The company was incorporated on 19 April 1993 and obtained its Certificate of Commencement of Business on 13 May 1993. The latest quarterly results reported net profit for March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: 1 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: INR 23 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 22.00<BR>Industry P/E: 23<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 0.00<BR>Return on Equity: 3.02%<BR>Price-to-Book: 1.16<BR><BR>Contact Details:<BR>Address: Capital Place New No16(Old 50), South Boag Road T Nagar Chennai Tamil Nadu : 600017<BR>Phone: 91-44-24356224<BR>Email: abi@afslindia.com<BR>Website: http://www.afslindia.com

Is Abirami Fin. overvalued or undervalued?

As of July 17, 2025, Abirami Fin. is considered very expensive and overvalued due to a high PE ratio of 23.57, negative profitability metrics, low returns on capital and equity, and poor stock performance compared to the Sensex.

As of 17 July 2025, the valuation grade for Abirami Fin. has moved from expensive to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, as evidenced by its high PE ratio of 23.57 and a negative EV to EBIT and EV to EBITDA of -5.16, which raises concerns about its profitability. Additionally, the ROCE stands at a concerning -44.76%, while the ROE is only 3.02%, suggesting inefficiencies in generating returns on capital and equity.<BR><BR>When compared to its peers, Abirami Fin. stands out with a PE ratio significantly higher than Life Insurance at 12.12 and Bajaj Finance at 34.51, both of which are classified as fair or very expensive, respectively. This stark contrast highlights the overvaluation of Abirami Fin. in the current market context. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -34.86% compared to the Sensex's 5.27%, reinforcing the notion that the stock may not justify its current valuation.

How big is Abirami Fin.?

As of 24th July, Abirami Financial Services (India) Ltd has a market capitalization of 25.00 Cr, with recent net sales of 0.00 Cr and a net profit of 0.60 Cr. The balance sheet for March 2024 shows shareholder's funds of 20.61 Cr and total assets of 21.06 Cr.

As of 24th July, Abirami Financial Services (India) Ltd has a market capitalization of 25.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr and a Net Profit of 0.60 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds of 20.61 Cr and Total Assets of 21.06 Cr.

How has been the historical performance of Abirami Fin.?

Abirami Fin. has consistently reported zero net sales and operating income from March 2019 to March 2025, with fluctuating employee costs and other expenses. While it achieved a notable profit in March 2023, both operating profit and profit after tax have declined significantly since then, alongside decreasing reserves and total assets.

Answer:<BR>The historical performance of Abirami Fin. shows a consistent trend of zero net sales and other operating income over the past several years, indicating a lack of revenue generation. The total operating income has remained at zero from March 2019 to March 2025. Employee costs have fluctuated slightly, with a low of 0.08 crore in March 2019 and a peak of 0.39 crore in March 2023, before decreasing to 0.26 crore in March 2025. Other expenses have also varied, peaking at 0.84 crore in March 2023 and declining to 0.37 crore in March 2025. The operating profit (PBDIT) has been negative for most years, with a notable profit of 18.61 crore in March 2023, followed by a decrease to 0.82 crore in March 2025. Profit after tax has shown a similar pattern, reaching a high of 14.60 crore in March 2023, but dropping to 0.58 crore in March 2025. The company has maintained a stable equity capital of 5.40 crore since March 2024, with reserves decreasing from 16.34 crore in March 2023 to 14.44 crore in March 2025. Total assets have decreased from 26.40 crore in March 2023 to 20.28 crore in March 2025, while total liabilities have also declined from 26.40 crore to 20.28 crore in the same period. Cash and cash equivalents have remained relatively stable, closing at 18.00 crore in March 2025, consistent with the previous year.<BR><BR>Breakdown:<BR>Abirami Fin. has not generated any net sales or other operating income from March 2019 to March 2025, reflecting a stagnant revenue position. Employee costs have shown a slight increase over the years, peaking in March 2023, while other expenses have fluctuated but generally trended downwards. The operating profit has been mostly negative, with a significant profit in March 2023 followed by a decline in subsequent years. Profit after tax mirrored this trend, peaking in March 2023 before dropping significantly. The company's equity capital has remained stable, but reserves have decreased over the years. Total assets and liabilities have both seen a decline, indicating a contraction in the company's financial position. Cash and cash equivalents have remained stable, suggesting some liquidity despite the overall lack of operational revenue.

When is the next results date for Abirami Financial Services (India) Ltd?

The next results date for Abirami Financial Services (India) Ltd is February 4, 2026.

The next results date for Abirami Financial Services (India) Ltd is scheduled for February 4, 2026.

Why is Abirami Financial Services (India) Ltd falling/rising?

As of 04-Mar, Abirami Financial Services (India) Ltd's stock price has declined to Rs. 33.00, down 2.97%, marking a total drop of 6.38% over the last two days. The stock is underperforming against the benchmark Sensex and is trading below its moving averages, indicating a bearish trend amidst overall negative market conditions.

As of 04-Mar, Abirami Financial Services (India) Ltd is experiencing a decline in its stock price, currently at Rs. 33.00, which represents a decrease of Rs. 1.01 or 2.97%. This drop is part of a broader trend, as the stock has been losing value for the last two days, accumulating a total decline of 6.38% during this period. Additionally, the stock opened with a loss of 2% today and reached a new 52-week low of Rs. 33.<BR><BR>The stock's performance over various time frames also indicates a downward trajectory, with a 1-week decline of 7.54%, a 1-month decline of 15.38%, and a year-to-date decline of 13.11%. In contrast, the benchmark Sensex has shown lesser declines of 3.84% over the past week and 5.61% over the past month, suggesting that Abirami Financial Services is underperforming relative to the market.<BR><BR>Moreover, the stock is trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which typically indicates a bearish trend. The finance/NBFC sector has also seen a decline of 2.86%, contributing to the negative sentiment surrounding the stock.<BR><BR>Despite a rise in investor participation, with delivery volume increasing by 83.9% against the 5-day average, the overall market conditions and the stock's performance suggest that it is currently facing significant selling pressure, leading to its falling price.

Which are the latest news on Abirami Fin.?