Affinity Bancshares, Inc.

Is Affinity Bancshares, Inc. overvalued or undervalued?

As of November 28, 2025, Affinity Bancshares, Inc. is fairly valued with a P/E ratio of 19, a Price to Book Value of 0.93, and an EV to EBIT of 12.72, indicating a competitive position within its industry despite a year-to-date return of 10.34% that lags behind the S&P 500's 16.45%.

As of 28 November 2025, the valuation grade for Affinity Bancshares, Inc. has moved from very attractive to attractive, indicating a shift in its perceived value. The company appears to be fairly valued at present. Key valuation ratios include a P/E ratio of 19, a Price to Book Value of 0.93, and an EV to EBIT of 12.72, which suggest that while the company is not undervalued, it is also not excessively priced compared to its peers.<BR><BR>In comparison to its industry peers, Affinity Bancshares has a lower P/E ratio than Ponce Financial Group, Inc. at 21.78 and a higher ratio than Timberland Bancorp, Inc. at 10.19, indicating a competitive positioning within the sector. Notably, the company's YTD return of 10.34% lags behind the S&P 500's return of 16.45%, reflecting a need for improved performance to align more closely with broader market trends.

Is Affinity Bancshares, Inc. technically bullish or bearish?

As of September 9, 2025, Affinity Bancshares, Inc. has a bullish technical trend driven by the weekly MACD and daily moving averages, despite some caution from the monthly indicators, with a year-to-date return of 12.57% compared to the S&P 500's 12.22%.

As of 9 September 2025, the technical trend for Affinity Bancshares, Inc. has changed from mildly bullish to bullish. The weekly MACD is bullish, and the daily moving averages also indicate a bullish stance. Bollinger Bands are bullish on the weekly timeframe. However, the monthly MACD and KST are mildly bearish, suggesting some caution. The stock has shown a return of 12.57% year-to-date, slightly outperforming the S&P 500's 12.22%, but it has underperformed over the 1-year period with a return of -8.16% compared to the S&P 500's 17.14%. Overall, the current technical stance is bullish, with strength primarily driven by the weekly MACD and daily moving averages.

How big is Affinity Bancshares, Inc.?

As of Jun 18, Affinity Bancshares, Inc. has a market capitalization of 115.71 million, with total assets of 866.82 million and shareholder's funds of 129.12 million.

As of Jun 18, Affinity Bancshares, Inc. has a market capitalization of 115.71 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 48.86 million and a net profit of 5.93 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds of 129.12 million and total assets of 866.82 million.

What does Affinity Bancshares, Inc. do?

Affinity Bancshares, Inc. is a micro-cap company in the savings banks industry, with recent net sales of $12 million and a net profit of $2 million. Key metrics include a market cap of $115.71 million, a P/E ratio of 19.00, and a return on equity of 4.86%.

Overview: <BR>Affinity Bancshares, Inc. operates in the savings banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 12 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 2 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 115.71 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 19.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 4.86% <BR>Price to Book: 0.95<BR><BR>Contact Details: <BR>Registrar Address: Not available.

Should I buy, sell or hold Affinity Bancshares, Inc.?