News and ViewsIs Affinity Bancshares, Inc. overvalued or undervalued?
2025-12-01 11:06:32As of 28 November 2025, the valuation grade for Affinity Bancshares, Inc. has moved from very attractive to attractive, indicating a shift in its perceived value. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 19, a price-to-book value of 0.93, and an EV to EBITDA ratio of 11.43. In comparison, Ponce Financial Group, Inc. has a higher P/E ratio of 21.78, while Timberland Bancorp, Inc. shows a lower EV to EBITDA ratio of 10.19, highlighting the relative positioning of Affinity within its peer group. In terms of performance, Affinity Bancshares has shown a year-to-date return of 10.40%, which lags behind the S&P 500's return of 16.45% for the same period, suggesting that while the stock has performed positively, it has not kept pace with broader market trends. Overall, the company's valuation metrics indicate it is fairly valued in the current market environment....
Read MoreIs Affinity Bancshares, Inc. overvalued or undervalued?
2025-11-30 11:06:44As of 28 November 2025, the valuation grade for Affinity Bancshares, Inc. moved from very attractive to attractive. The company appears to be fairly valued based on its current metrics. Key ratios include a P/E ratio of 19, a Price to Book Value of 0.93, and an EV to EBITDA of 11.43. In comparison, Ponce Financial Group, Inc. has a P/E of 21.78, while Timberland Bancorp, Inc. stands at a lower P/E of 10.19, indicating that Affinity is positioned between these peers. In terms of recent performance, Affinity Bancshares has underperformed the S&P 500 over the past year, with a return of -10.14% compared to the index's 14.18%, but has shown stronger performance over the longer term, with a 5-year return of 94.17% versus the S&P's 88.25%. This suggests that while the stock may currently be fairly valued, it has the potential for growth in the long run....
Read MoreIs Affinity Bancshares, Inc. technically bullish or bearish?
2025-09-20 20:10:02As of 9 September 2025, the technical trend for Affinity Bancshares, Inc. has changed from mildly bullish to bullish. The weekly MACD is bullish, and the daily moving averages also indicate a bullish stance. Bollinger Bands are bullish on the weekly timeframe. However, the monthly MACD and KST are mildly bearish, suggesting some caution. The stock has shown a return of 12.57% year-to-date, slightly outperforming the S&P 500's 12.22%, but it has underperformed over the 1-year period with a return of -8.16% compared to the S&P 500's 17.14%. Overall, the current technical stance is bullish, with strength primarily driven by the weekly MACD and daily moving averages....
Read MoreIs Affinity Bancshares, Inc. overvalued or undervalued?
2025-09-20 18:42:03As of 7 July 2025, the valuation grade for Affinity Bancshares, Inc. moved from expensive to fair, indicating a more favorable assessment of its market position. The company appears fairly valued based on its current metrics, with a P/E ratio of 19, a price to book value of 0.93, and an EV to EBITDA ratio of 11.43. Compared to peers, Affinity's P/E ratio is lower than Ponce Financial Group, Inc. at 21.78, but higher than Timberland Bancorp, Inc. at 10.19, suggesting it is positioned competitively within the industry. In terms of returns, Affinity Bancshares has shown a year-to-date return of 12.57%, slightly outperforming the S&P 500's return of 12.22%, while over the past three years, it has returned 30.46% compared to the S&P's 70.41%. This performance, along with its fair valuation, supports the conclusion that Affinity Bancshares is currently a reasonable investment option within its sector....
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