AMBC Share Price | Ambac Financial Group, Inc. Stock Analysis & Recommendation

Q: How big is Ambac Financial Group, Inc.?

Market Cap: As of Jun 18, Ambac Financial Group, Inc. has a market capitalization of 330.88 million, classifying it as a Micro Cap company.Recent Quarterly Performance: For the latest four quarters, Ambac Financial Group, Inc. reported net sales of 0.00 million and a net profit of -23.85 million.Balance Sheet Snapshot: As of Dec 24, the company had shareholder's funds amounting to 856.91 million and total assets of 7,603.89 million.

Q: What does Ambac Financial Group, Inc. do?

Overview:Ambac Financial Group, Inc. is a financial services holding company that provides financial guarantees, including insurance policies and credit derivative contracts, operating within the insurance industry and classified as a micro-cap company.Financial Snapshot:- Most recent Net Profit: -26 Million (Quarterly Results - Mar 2025)- Market-cap: USD 330.88 Million (Micro Cap)Key Metrics:- P/E: NA (Loss Making)- Industry P/E: NA- Dividend Yield: 0.00%- Debt Equity: -999,999.00- Return on Equity: -2.90%- Price to Book: 0.39Contact Details:- Address: ONE WORLD TRADE CENTER, NEW YORK NY: 10007- Tel: ['1 212 6587470', '1 212 2083222']- Fax: 1 212 2083414- Website: http://www.ambac.com

Q: Is Ambac Financial Group, Inc. overvalued or undervalued?

As of 12 May 2025, the valuation grade for Ambac Financial Group, Inc. has moved from attractive to risky, indicating a shift in its investment appeal. The company appears to be overvalued, given its Price to Book Value of 0.42 and an EV to EBITDA ratio of 5.37, which suggests that the market may not be pricing in the risks associated with its financial performance. Additionally, the company's negative ROE of -2.90% further supports the notion of overvaluation, especially when compared to peers like Investors Title Co., which has a P/E ratio of 16.43, indicating a more favorable valuation.In terms of recent performance, Ambac's stock has significantly underperformed against the S&P 500, with a year-to-date return of -27.91% compared to the S&P 500's 12.22%. This stark contrast in returns reinforces the assessment of the company's current overvaluation status.

Q: Is Ambac Financial Group, Inc. technically bullish or bearish?

As of 11 August 2025, the technical trend for Ambac Financial Group, Inc. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish trend and the weekly Dow Theory showing a mildly bearish outlook. The MACD on a weekly basis is mildly bullish, but the monthly MACD remains bearish, creating mixed signals. Additionally, the Bollinger Bands are bullish weekly but mildly bearish monthly, further contributing to the overall neutral to bearish sentiment. In terms of performance, the stock has underperformed significantly against the S&P 500 over multiple periods, with a year-to-date return of -27.91% compared to the S&P 500's 12.22%, and a 3-year return of -37.92% versus the S&P 500's 70.41%.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

372.02 k

Shareholding (Dec 2025)

FII

9.99%

Held by 84 FIIs

DII

47.29%

Held by 48 DIIs

Promoter

0.89%

How big is Ambac Financial Group, Inc.?

22-Jun-2025

As of Jun 18, Ambac Financial Group, Inc. has a market capitalization of 330.88 million, classifying it as a Micro Cap company, with total assets of 7,603.89 million and shareholder's funds of 856.91 million.

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What does Ambac Financial Group, Inc. do?

22-Jun-2025

Ambac Financial Group, Inc. is a micro-cap financial services holding company that provides financial guarantees, including insurance and credit derivatives. As of March 2025, it reported a net loss of $26 million and has a market cap of $330.88 million.

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Who are in the management team of Ambac Financial Group, Inc.?

22-Jun-2025

As of March 2022, the management team of Ambac Financial Group, Inc. includes Mr. Jeffrey Stein (Independent Chairman), Mr. Claude LeBlanc (President and CEO), and several Independent Directors: Mr. Alexander Greene, Mr. Ian Haft, Mr. David Herzog, Ms. Joan Lamm-Tennant, and Mr. Claude Prieur. They oversee the company's operations and strategic direction.

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Is Ambac Financial Group, Inc. overvalued or undervalued?

20-Sep-2025

As of May 12, 2025, Ambac Financial Group, Inc. is considered risky and overvalued due to a Price to Book Value of 0.42, an EV to EBITDA ratio of 5.37, a negative ROE of -2.90%, and a year-to-date stock performance of -27.91% compared to the S&P 500's 12.22% return.

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Is Ambac Financial Group, Inc. technically bullish or bearish?

20-Sep-2025

As of August 11, 2025, Ambac Financial Group, Inc. is in a mildly bearish trend, with mixed signals from moving averages and MACD indicators, and has significantly underperformed the S&P 500 with a year-to-date return of -27.91%.

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Compare Ambac Financial Group, Inc. with Similar Stocks

Tiptree, Inc.Stewart Information Services Corp.Assured Guaranty Ltd.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 6.71%

Poor long term growth as Net Sales has grown by an annual rate of -0.95% and Operating profit at 0%

The company has declared negative results for the last 3 consecutive quarters

Risky -

Consistent Underperformance against the benchmark over the last 3 years

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 246 Million (Micro Cap)

P/E

NA (Loss Making)

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

-5.67%

Price to Book

0.29

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

-38 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-42.33%

6 Months

-49.84%

1 Year

-47.64%

2 Years

-69.26%

3 Years

-68.36%

4 Years

-45.43%

5 Years

-72.25%

Ambac Financial Group, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

9.53%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

6.90%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

ROE (avg)

6.71%

Valuation key factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.29

EV to EBIT

EV to EBITDA

-11.13

EV to Capital Employed

-2.63

EV to Sales

-1.74

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

-5.67%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

Bullish

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 51 Schemes (41.72%)

Foreign Institutions

Held by 84 Foreign Institutions (9.99%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

13.30

9.70

37.11%

Interest

1.40

6.20

-77.42%

Exceptional Items

0.00

Consolidate Net Profit

-37.70

-31.40

-20.06%

Operating Profit Margin (Excl OI)

-439.80%

-388.80%

-5.10%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is -20.06% vs -42.73% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

42.00

19.90

111.06%

Interest

18.60

9.40

97.87%

Exceptional Items

0.00

Consolidate Net Profit

-114.00

-64.10

-77.85%

Operating Profit Margin (Excl OI)

-327.90%

-214.00%

-11.39%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -77.85% vs -248.37% in Dec 2024

All Annual Results

Company CV

About Ambac Financial Group, Inc.

Ambac Financial Group, Inc.

Insurance

Ambac Financial Group, Inc. (Ambac), is a financial services holding company. The Company provides financial guarantees, which includes insurance policies and credit derivative contracts. It provides financial guarantee insurance policies through its subsidiaries, including Ambac Assurance Corporation and Ambac Assurance UK Limited. It provides a guarantee that protects the holder of a debt obligation against non-payment when due. Its subsidiaries include Ambac Assurance Corporation (Ambac Assurance), Everspan Financial Guarantee Corp. and Ambac Assurance UK Limited (Ambac UK). Insurance policies insured by Ambac Assurance and Ambac UK guarantee payment when due of the principal and interest on the obligations guaranteed. Ambac Assurance also has another financial guarantee subsidiary, Everspan Financial Guarantee Corp.

Company Coordinates

Company Details

ONE WORLD TRADE CENTER , NEW YORK NY : 10007

Tel: 1 212 65874701 212 2083222

http://www.ambac.com

Registrar Details