America's Car-Mart, Inc.

  • Market Cap: Micro Cap
  • Industry: Retailing
  • ISIN: US03062T1051
USD
25.86
3.94 (17.97%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

458.0 k

Shareholding (Jan 2025)

FII

3.90%

Held by 70 FIIs

DII

54.37%

Held by 45 DIIs

Promoter

0.07%

How big is America's Car-Mart, Inc.?

22-Jun-2025

As of Jun 18, America's Car-Mart, Inc. has a market capitalization of 764.60 million, with net sales of 1,385.43 million and a net profit of 7.73 million over the latest four quarters.

Market Cap: As of Jun 18, America's Car-Mart, Inc. has a market capitalization of 764.60 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, America's Car-Mart, Inc. reported net sales of 1,385.43 million and a net profit of 7.73 million.<BR><BR>Balance Sheet Snapshot: As of Apr 24, the company had shareholder's funds amounting to 471.05 million and total assets of 1,509.54 million.

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What does America's Car-Mart, Inc. do?

22-Jun-2025

America's Car-Mart, Inc. is a micro-cap automotive retailer specializing in the sales and financing of used cars, with recent net sales of $326 million and a net profit of $3 million. The company operates with a market cap of $764.60 million and key metrics including a P/E ratio of 110.00 and a debt-to-equity ratio of 1.15.

Overview: <BR>America's Car-Mart, Inc. is an automotive retailer focused on the integrated auto sales and finance segment of the used car market, operating within the retailing industry and classified as a micro-cap company.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 326 Million (Quarterly Results - Jan 2025) <BR>Most recent Net Profit: 3 Million (Quarterly Results - Jan 2025) <BR>Market-cap: USD 764.60 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 110.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.15 <BR>Return on Equity: 3.15% <BR>Price to Book: 1.34<BR><BR>Contact Details: <BR>Address: 802 SE Plaza Ave Ste 200, BENTONVILLE AR: 72712-3220 <BR>Tel: 1 479 4649944 <BR>Fax: 1 479 2737556 <BR>Website: https://www.car-mart.com/

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Who are in the management team of America's Car-Mart, Inc.?

22-Jun-2025

As of March 2022, the management team of America's Car-Mart, Inc. includes Mr. Ray Dillon (Independent Chairman), Mr. Jeffrey Williams (President and CEO), and Directors Mr. William Henderson, Ms. Ann Bordelon, Mr. Daniel Englander, and Mr. Joshua Welch. They oversee the company's operations and strategic direction.

As of March 2022, the management team of America's Car-Mart, Inc. includes the following individuals:<BR><BR>- Mr. Ray Dillon, who serves as the Independent Chairman of the Board.<BR>- Mr. Jeffrey Williams, who is the President, Chief Executive Officer, and Director.<BR>- Mr. William Henderson, who is a Director.<BR>- Ms. Ann Bordelon, who is an Independent Director.<BR>- Mr. Daniel Englander, who is an Independent Director.<BR>- Mr. Joshua Welch, who is also an Independent Director. <BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

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Should I buy, sell or hold America's Car-Mart, Inc.?

22-Jun-2025

Is America's Car-Mart, Inc. technically bullish or bearish?

20-Sep-2025

As of September 11, 2025, America's Car-Mart, Inc. is in a bearish trend, indicated by negative technical indicators and significant underperformance with a year-to-date return of -33.39% compared to the S&P 500's 12.22%.

As of 11 September 2025, the technical trend for America's Car-Mart, Inc. has changed from mildly bearish to bearish. The current technical stance is bearish, with key indicators supporting this view including a bearish MACD on the weekly timeframe, bearish Bollinger Bands, and bearish moving averages on the daily timeframe. Additionally, the KST and OBV are both bearish on the weekly timeframe. <BR><BR>In terms of performance, the stock has underperformed significantly compared to the S&P 500 across multiple periods, with a year-to-date return of -33.39% versus the S&P 500's 12.22%, and a 1-year return of -31.67% compared to the S&P 500's 17.14%.

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Is America's Car-Mart, Inc. overvalued or undervalued?

21-Oct-2025

As of October 17, 2025, America's Car-Mart, Inc. is considered overvalued with a P/E ratio of 110 and a year-to-date return of -51.47%, significantly underperforming compared to the S&P 500's 13.30%.

As of 17 October 2025, America's Car-Mart, Inc. has moved from a very attractive to a fair valuation grade. The company appears to be overvalued based on its current metrics, which include a P/E ratio of 110, a Price to Book Value of 1.52, and an EV to EBITDA of 16.99. In comparison to peers, MarineMax, Inc. has a P/E of 43.30 and an EV to EBITDA of 13.11, while Betterware de México SAB de CV shows a more favorable P/E of 18.74 and an EV to EBITDA of 6.39, indicating that America's Car-Mart is trading at a premium relative to its industry.<BR><BR>The stock has significantly underperformed compared to the S&P 500, with a year-to-date return of -51.47% versus the index's 13.30%. This stark contrast reinforces the notion that America's Car-Mart is currently overvalued in the market.

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iScoreScore
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Dashboard
1

Poor long term growth as Operating profit has grown by an annual rate 2.11% of over the last 5 years

 
2

Flat results in Jul 25

3

With ROCE of 6.67%, it has a very expensive valuation with a 1.24 Enterprise value to Capital Employed

4

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Retailing

stock-summary
Market cap

USD 561 Million (Micro Cap)

stock-summary
P/E

110.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

1.16

stock-summary
Return on Equity

2.33%

stock-summary
Price to Book

0.99

Revenue and Profits:
Net Sales:
341 Million
(Quarterly Results - Jul 2025)
Net Profit:
-6 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-42.08%
0%
-42.08%
6 Months
-51.01%
0%
-51.01%
1 Year
-43.57%
0%
-43.57%
2 Years
-65.73%
0%
-65.73%
3 Years
-65.33%
0%
-65.33%
4 Years
-75.32%
0%
-75.32%
5 Years
-76.38%
0%
-76.38%

America's Car-Mart, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
12.73%
EBIT Growth (5y)
2.11%
EBIT to Interest (avg)
7.23
Debt to EBITDA (avg)
7.93
Net Debt to Equity (avg)
1.15
Sales to Capital Employed (avg)
1.11
Tax Ratio
21.35%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
10.60%
ROE (avg)
10.52%
Valuation key factors
Factor
Value
P/E Ratio
110
Industry P/E
Price to Book Value
1.52
EV to EBIT
18.54
EV to EBITDA
16.99
EV to Capital Employed
1.24
EV to Sales
1.10
PEG Ratio
0.92
Dividend Yield
NA
ROCE (Latest)
6.67%
ROE (Latest)
1.38%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Bearish
Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Jan 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 48 Schemes (41.52%)

Foreign Institutions

Held by 70 Foreign Institutions (3.9%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jul'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jul 2025 is -1.87% vs -5.49% in Jul 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jul 2025 is -470.00% vs -123.81% in Jul 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jul'25",
        "Jul'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "341.30",
          "val2": "347.80",
          "chgp": "-1.87%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "11.80",
          "val2": "19.10",
          "chgp": "-38.22%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "17.00",
          "val2": "18.30",
          "chgp": "-7.10%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-5.70",
          "val2": "-1.00",
          "chgp": "-470.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "28.30%",
          "val2": "49.40%",
          "chgp": "-2.11%",
          "chgp_class": "negative"
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    "header": "Annual Results Snapshot (Consolidated) - Apr'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
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        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Apr 2025 is 157.01% vs -253.92% in Apr 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Apr'25",
        "Apr'24",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
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          "val2": "1,393.90",
          "chgp": "-0.22%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
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          "val2": "32.50",
          "chgp": "212.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "70.70",
          "val2": "65.30",
          "chgp": "8.27%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
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          "field": "Consolidate Net Profit",
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          "val2": "-31.40",
          "chgp": "157.01%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "67.40%",
          "val2": "18.40%",
          "chgp": "4.90%",
          "chgp_class": "positive"
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]
Quarterly Results Snapshot (Consolidated) - Jul'25 - YoYstock-summary
Jul'25
Jul'24
Change(%)
Net Sales
341.30
347.80
-1.87%
Operating Profit (PBDIT) excl Other Income
11.80
19.10
-38.22%
Interest
17.00
18.30
-7.10%
Exceptional Items
0.00
0.00
Consolidate Net Profit
-5.70
-1.00
-470.00%
Operating Profit Margin (Excl OI)
28.30%
49.40%
-2.11%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in quarter ended Jul 2025 is -1.87% vs -5.49% in Jul 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Jul 2025 is -470.00% vs -123.81% in Jul 2024

Annual Results Snapshot (Consolidated) - Apr'25stock-summary
Apr'25
Apr'24
Change(%)
Net Sales
1,390.90
1,393.90
-0.22%
Operating Profit (PBDIT) excl Other Income
101.40
32.50
212.00%
Interest
70.70
65.30
8.27%
Exceptional Items
0.00
0.00
Consolidate Net Profit
17.90
-31.40
157.01%
Operating Profit Margin (Excl OI)
67.40%
18.40%
4.90%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Apr 2025 is -0.22% vs -0.46% in Apr 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Apr 2025 is 157.01% vs -253.92% in Apr 2024

stock-summaryCompany CV
About America's Car-Mart, Inc. stock-summary
stock-summary
America's Car-Mart, Inc.
Retailing
America's Car-Mart, Inc. is an automotive retailer focused on the integrated auto sales and finance segment of the used car market. The Company conducts its operations through its two operating subsidiaries, America's Car Mart, Inc. (Car-Mart of Arkansas) and Colonial Auto Finance, Inc. (Colonial) (Collectively, Car-Mart of Arkansas and Colonial are referred to as Car-Mart). It primarily sells older model used vehicles and provides financing for all of its customers. As of April 30, 2016, the Company operated 143 dealerships located primarily in small cities throughout the South-Central United States. Dealerships are operated on a decentralized basis. Each dealership is responsible for buying (with the assistance of a corporate office buyer) and selling vehicles, making credit decisions, and servicing and collecting the installment contracts it originates. Dealerships also maintain their own records and make daily deposits. The Company has both regular and satellite dealerships.
Company Coordinates stock-summary
Company Details
802 SE Plaza Ave Ste 200 , BENTONVILLE AR : 72712-3220
stock-summary
Tel: 1 479 46499441 479 4649944
stock-summary
Registrar Details