ScoreWhy is America's Car-Mart, Inc. ?
1
Poor long term growth as Operating profit has grown by an annual rate 2.11% of over the last 5 years
2
Flat results in Jul 25
- INTEREST COVERAGE RATIO(Q) Lowest at 69.17
- DEBTORS TURNOVER RATIO(HY) Lowest at 1.19 times
- OPERATING PROFIT(Q) Lowest at USD 11.79 MM
3
With ROCE of 6.67%, it has a very expensive valuation with a 1.24 Enterprise value to Capital Employed
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -50.38%, its profits have risen by 126% ; the PEG ratio of the company is 0.9
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -50.38% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to America's Car-Mart, Inc. should be less than 10%
- Overall Portfolio exposure to Retailing should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Retailing)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is America's Car-Mart, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
America's Car-Mart, Inc.
-43.57%
-1.03
59.91%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.73%
EBIT Growth (5y)
2.11%
EBIT to Interest (avg)
7.23
Debt to EBITDA (avg)
7.93
Net Debt to Equity (avg)
1.15
Sales to Capital Employed (avg)
1.11
Tax Ratio
21.35%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
10.60%
ROE (avg)
10.52%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
110
Industry P/E
Price to Book Value
1.52
EV to EBIT
18.54
EV to EBITDA
16.99
EV to Capital Employed
1.24
EV to Sales
1.10
PEG Ratio
0.92
Dividend Yield
NA
ROCE (Latest)
6.67%
ROE (Latest)
1.38%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Bearish
Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
NET PROFIT(HY)
At USD 4.9 MM has Grown at 1,010.59%
OPERATING CASH FLOW(Y)
Highest at USD -39.71 MM
ROCE(HY)
Highest at 2.54%
RAW MATERIAL COST(Y)
Fallen by -5.07% (YoY
CASH AND EQV(HY)
Highest at USD 245.96 MM
DEBT-EQUITY RATIO
(HY)
Lowest at 128.82 %
-14What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 69.17
DEBTORS TURNOVER RATIO(HY)
Lowest at 1.19 times
OPERATING PROFIT(Q)
Lowest at USD 11.79 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 3.45 %
PRE-TAX PROFIT(Q)
Lowest at USD -7.4 MM
NET PROFIT(Q)
Lowest at USD -5.74 MM
EPS(Q)
Lowest at USD -0.69
Here's what is working for America's Car-Mart, Inc.
Operating Cash Flow
Highest at USD -39.71 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Cash and Eqv
Highest at USD 245.96 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debt-Equity Ratio
Lowest at 128.82 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by -5.07% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 2.14 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for America's Car-Mart, Inc.
Pre-Tax Profit
At USD -7.4 MM has Fallen at -525.7%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (USD MM)
Net Profit
At USD -5.74 MM has Fallen at -495.02%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (USD MM)
Interest Coverage Ratio
Lowest at 69.17
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Operating Profit
Lowest at USD 11.79 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 3.45 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD -7.4 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD -5.74 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
EPS
Lowest at USD -0.69
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Debtors Turnover Ratio
Lowest at 1.19 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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