AMPL Capital

Why is Credent Global Finance Ltd falling/rising?

As of 15-Jul, Credent Global Finance Ltd's stock price is at 33.54, down 0.47%, and has underperformed its sector. Despite a year-to-date increase of 10.91% and a 42.72% rise over the past year, recent declines in investor participation are negatively impacting its short-term performance.

As of 15-Jul, Credent Global Finance Ltd's stock price is currently at 33.54, reflecting a decrease of 0.16 or 0.47%. The stock has been underperforming recently, having fallen for the last two consecutive days, resulting in a total decline of 1.73% during this period. Additionally, the stock's performance today has underperformed its sector by 1.29%. <BR><BR>Despite these short-term declines, the stock has shown strong performance over longer periods, with a year-to-date increase of 10.91% compared to a significant decline of 9.43% in the benchmark Sensex. Over the past year, the stock has risen by 42.72%, while the Sensex has decreased by 6.52%. <BR><BR>However, a notable factor contributing to the recent price decline is the falling investor participation, as evidenced by a delivery volume of 8.88k on July 14, which has decreased by 70.69% against the 5-day average. This drop in trading activity may indicate reduced interest from investors, which can negatively impact the stock price. <BR><BR>Overall, while the stock has demonstrated strong long-term growth, the recent short-term performance and declining investor participation are contributing to its current downward trend.

Which are the latest news on Credent Global?

Should I buy, sell or hold Credent Global Finance Ltd?

What does Credent Global do?

Credent Global Finance Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap market, originally founded as Oracle Credit Limited in 1991. As of March 2026, it reported net sales of 3 Cr and a market cap of INR 171 Cr.

Overview: <BR>Credent Global Finance Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap market segment.<BR><BR>History: <BR>Credent Global Finance Ltd was incorporated on February 27, 1991, originally under the name 'Oracle Credit Limited'. The company underwent a name change to its current title on August 10, 2022. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 3 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 171 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 7.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.76 <BR>Return on Equity: 18.24% <BR>Price to Book: 1.25 <BR><BR>Contact Details: <BR>Address: Flat No B-502 5th Floor B-Wing, Statesman House 148 Barakhamba New Delhi New Delhi : 110001 <BR>Email: info@oraclecredit.co.in/oracle_cred <BR>Website: http://www.oraclecredit.co.in

How big is Credent Global?

As of 10th June, Credent Global Finance Ltd has a market capitalization of 171.00 Cr, with recent Net Sales of 43.59 Cr and a Net Profit of 25.02 Cr. Shareholder's Funds were 74.74 Cr and Total Assets amounted to 111.79 Cr.

As of 10th June, Credent Global Finance Ltd has a market capitalization of 171.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 43.59 Cr and a Net Profit of 25.02 Cr.<BR><BR>For the latest annual period ending in March 2025, Shareholder's Funds were 74.74 Cr and Total Assets amounted to 111.79 Cr.

Who are in the management team of Credent Global?

The management team of Credent Global includes Ashok Kumar Jain (Managing Director), Meena Jain (Non-Executive & Non-Independent Director), Surinder Kumar Nagpal and Girish Chand Jain (Non-Executive & Independent Directors), Vineeta Gautam (Company Secretary), Aditya Vikram Kanoria and Mandeep Singh (Executive Directors), and Shubhangi Agarwal (Additional Director).

The management team of Credent Global includes the following individuals:<BR><BR>1. **Ashok Kumar Jain** - Managing Director<BR>2. **Meena Jain** - Non-Executive & Non-Independent Director<BR>3. **Surinder Kumar Nagpal** - Non-Executive & Independent Director<BR>4. **Girish Chand Jain** - Non-Executive & Independent Director<BR>5. **Vineeta Gautam** - Company Secretary<BR>6. **Aditya Vikram Kanoria** - Executive Director<BR>7. **Mandeep Singh** - Executive Director<BR>8. **Shubhangi Agarwal** - Additional Director<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

Who are the peers of the Credent Global?

Credent Global's peers include Sangam Finserv, Landmarc Leisure, Emerald Finance, Sakthi Finance, Paul Merchants, Available Finance, Beacon Trust, and Usha Financial. Credent Global shows excellent management and growth, with a 1-year return of 15.51%, while peers exhibit varied performance, with Shree Salasar leading at 1607.82% and Emerald Finance at -38.28%.

Peers: The peers of Credent Global are Sangam Finserv, Landmarc Leisur., Emerald Finance, Sakthi Finance, Paul Merchants, Available Fin., Beacon Trust., and Usha Financial.<BR><BR>Quality Snapshot: Excellent management risk is observed at Credent Global and Beacon Trust., while Below Average management risk is found at Sangam Finserv, Landmarc Leisur., Sakthi Finance, Paul Merchants, and Usha Financial, and the rest. Growth is Excellent at Credent Global and Emerald Finance, while Below Average growth is noted at Sangam Finserv, Landmarc Leisur., Sakthi Finance, and Paul Merchants, and the rest. Capital Structure is Excellent at Sangam Finserv, Landmarc Leisur., Emerald Finance, Paul Merchants, and Usha Financial, while Good capital structure is seen at Sakthi Finance, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Shree Salasar at 1607.82%, while the lowest is Emerald Finance at -38.28%. Credent Global's 1-year return is 15.51%, which is positive compared to Emerald Finance. Additionally, peers such as Sakthi Finance, Paul Merchants, and Available Fin. have negative six-month returns.

Are Credent Global Finance Ltd latest results good or bad?

Credent Global Finance Ltd's latest results are concerning, with a net profit of just ₹0.01 crore, an 88.21% revenue drop to ₹3.05 crores, and a negative operating margin of -6.06%, indicating significant operational challenges and instability. Overall, the results can be classified as bad.

The latest results for Credent Global Finance Ltd are concerning. In Q4 FY26, the company reported a net profit of just ₹0.01 crore, which represents a staggering 99.94% decline compared to the previous quarter. Revenue also plummeted by 88.21% to ₹3.05 crores, a significant drop from ₹25.87 crores in Q3 FY26. This sharp decline indicates severe operational challenges and raises questions about the sustainability of its business model.<BR><BR>Moreover, the operating margin turned negative at -6.06%, a drastic reversal from the previous quarter's extraordinary performance. The return on equity (ROE) of 6.65% is below industry standards, highlighting poor capital efficiency. The overall financial performance reflects a company struggling to maintain consistent revenue streams and profitability.<BR><BR>Given these factors, the latest results can be classified as bad, indicating significant volatility and instability in the company's operations.

When is the next results date for Credent Global Finance Ltd?

The next results date for Credent Global Finance Ltd is 29 May 2026.

The next results date for Credent Global Finance Ltd is scheduled for 29 May 2026.

How has been the historical performance of Credent Global?

Credent Global's historical performance has been volatile, with net sales increasing from 1.70 Cr in Mar'22 to 14.65 Cr in Mar'25, but experiencing significant losses in the latest fiscal year, resulting in a profit after tax of -6.74 Cr. Despite growth in total assets, the company faced operational challenges, reflected in negative cash flow from operating activities.

Answer:<BR>The historical performance of Credent Global shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>Credent Global's net sales have seen a notable increase from Mar'22 to Mar'25, rising from 1.70 Cr to 14.65 Cr, although it peaked at 19.47 Cr in Mar'23 before declining in the subsequent year. The total operating income mirrored this trend, reaching 14.65 Cr in Mar'25, up from 12.37 Cr in Mar'24, but down from 19.47 Cr in Mar'23. The company's total expenditure, excluding depreciation, surged to 20.54 Cr in Mar'25 from 8.09 Cr in Mar'24, leading to an operating profit (PBDIT) of -2.40 Cr in Mar'25, a sharp decline from 4.68 Cr in Mar'24 and 12.24 Cr in Mar'23. This resulted in a profit before tax of -6.11 Cr in Mar'25, down from 1.30 Cr in Mar'24. Consequently, the profit after tax also fell to -6.74 Cr in Mar'25, compared to 2.50 Cr in Mar'24. The earnings per share (EPS) reflected this downturn, dropping to -1.31 in Mar'25 from 0.26 in Mar'24. On the balance sheet, total assets increased to 111.79 Cr in Mar'25 from 107.79 Cr in Mar'24, with total liabilities also rising to 111.79 Cr. Cash flow from operating activities showed a negative trend, recording -11.00 Cr in Mar'25, indicating ongoing operational challenges despite a positive cash flow from investing activities of 15.00 Cr. Overall, Credent Global's financial performance has been marked by volatility, with significant losses in the latest fiscal year following a period of growth.

Is Credent Global overvalued or undervalued?

As of November 17, 2025, Credent Global is considered undervalued with a PE ratio of 16.19 and strong growth potential, especially compared to peers like Bajaj Finance and Life Insurance, and despite underperforming the Sensex year-to-date, it has delivered a notable one-year return of 23.26%.

As of 17 November 2025, the valuation grade for Credent Global has moved from very expensive to very attractive, indicating a significant shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 16.19, an EV to EBITDA ratio of 14.44, and a PEG ratio of just 0.07, suggesting strong growth potential relative to its price. <BR><BR>In comparison to its peers, Credent Global's valuation metrics stand out; for instance, Bajaj Finance has a PE ratio of 34.85 and an EV to EBITDA of 19.61, while Life Insurance shows a PE of 11.33 and an EV to EBITDA of 9.36. This reinforces the attractiveness of Credent Global's valuation, especially given its ROE of 12.61% and ROCE of 11.73%, which are competitive within the Non-Banking Financial Company (NBFC) sector. Additionally, while the stock has underperformed the Sensex year-to-date, it has shown a remarkable one-year return of 23.26%, further emphasizing its potential as an attractive investment opportunity.

Who are the top shareholders of the Credent Global?

The top shareholders of Credent Global include Aditya Vikram Kanoria with 15.69%, Supriya Kataria with 9.51%, and individual investors holding 41.13%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of Credent Global include Aditya Vikram Kanoria, who holds the highest promoter stake at 15.69%. The highest public shareholder is Supriya Kataria, with a holding of 9.51%. Additionally, individual investors collectively hold 41.13% of the shares. There is also one Foreign Institutional Investor (FII) that holds 0.29% of the company. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

What is the technical trend for Credent Global?

As of May 22, 2025, Credent Global's technical trend has shifted to a strong bearish sentiment, confirmed by multiple indicators including bearish MACD, moving averages, and Bollinger Bands across various time frames.

As of 22 May 2025, the technical trend for Credent Global has changed from mildly bearish to bearish. The current stance is bearish with a strong indication from multiple indicators. The weekly MACD is bearish, and the moving averages on the daily chart also confirm a bearish trend. Bollinger Bands are bearish on both weekly and monthly time frames. The KST is bearish weekly and mildly bearish monthly, while the Dow Theory shows no trend in both weekly and monthly analyses. Overall, the combination of these indicators suggests a strong bearish sentiment in the market for Credent Global.

Has Credent Global declared dividend?

Credent Global Finance Ltd has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of February 21, 2023. Despite this, the dividend yield is 0%, and total returns over shorter periods have been negative, while longer-term returns show significant growth.

Credent Global Finance Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 21 Feb 23<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -24.6%, the dividend return was 0%, resulting in a total return of -24.6%.<BR><BR>For the 1-year period, the price return was -2.83%, the dividend return was 0%, leading to a total return of -2.83%.<BR><BR>Over the 2-year period, the price return was -27.34%, the dividend return was 0%, which culminated in a total return of -27.34%.<BR><BR>In the 3-year period, the price return was 110.39%, the dividend return was 4.93%, resulting in a total return of 115.32%.<BR><BR>For the 4-year period, the price return was 1135.88%, the dividend return was 16.84%, leading to a total return of 1152.72%.<BR><BR>In the 5-year period, the price return was 1336.83%, the dividend return was 32.26%, culminating in a total return of 1369.09%.<BR><BR>Overall, while Credent Global has declared a dividend, the dividend yield remains at 0%, indicating that the dividend does not significantly contribute to returns in the short term. The total returns over longer periods show substantial growth, particularly in the 3, 4, and 5-year periods, suggesting strong performance despite recent declines.