Sangam Finserv

Why is Sangam Finserv Ltd falling/rising?

As of 18-Jul, Sangam Finserv Ltd's stock price is at 38.11, unchanged, and has underperformed the sector with a recent decline. Despite a strong year-to-date increase of +32.10%, current indicators show declining investor interest and a potential bearish trend.

As of 18-Jul, Sangam Finserv Ltd's stock price is currently at 38.11, showing no change (0.00%). The stock has underperformed compared to the sector today, with a performance decline of -0.39%. Over the past week, the stock has decreased by -1.42%, while the benchmark Sensex has increased by +0.75%. In the last month, the stock has fallen by -3.91%, contrasting with the Sensex's gain of +1.29%. <BR><BR>Despite a year-to-date increase of +32.10%, which is significantly better than the Sensex's decline of -8.30%, the stock has shown a slight decline of -0.55% over the past year. Additionally, the stock's performance over three years is strong at +172.21%, compared to the Sensex's +17.36%, and over five years, it has risen by +163.01% against the Sensex's +47.07%. <BR><BR>However, current indicators suggest a decline in investor interest, as evidenced by a significant drop in delivery volume, which fell by -73.59% against the five-day average. Furthermore, while the stock is above its 200-day moving average, it is below the shorter-term moving averages (5-day, 20-day, 50-day, and 100-day), indicating a potential bearish trend. Overall, these factors contribute to the stock's current stagnation and slight decline in performance.

Which are the latest news on Sangam Finserv?

What does Sangam Finserv do?

Sangam Finserv Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap market, previously known as Suchitra Finance & Trading Company Limited. It reported net sales of -1 Cr and a net profit of -5 Cr for March 2026, with a market cap of INR 180 Cr.

Overview: <BR>Sangam Finserv Ltd operates as a Non-Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History: <BR>The company was incorporated in 1981 under the name 'Suchitra Finance & Trading Company Limited' and was rebranded to 'Sangam Finserv Limited' on April 8, 2023. It was registered as an NBFC under the Reserve Bank of India Act, 1932 on May 2, 1998. The latest quarterly results reported net sales and net profit for March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: -1 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: -5 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 180 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 102.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.40 <BR>Return on Equity: 1.44% <BR>Price to Book: 1.32 <BR><BR>Contact Details: <BR>Address: B-7 1st Floor Pur Road, S K Plaza Bhilwara Rajasthan : 311001 <BR>Email: suchitra@sangamgroup.com <BR>Website: http://www.sftc.co.in

How big is Sangam Finserv?

As of 10th June, Sangam Finserv Ltd has a market capitalization of 180.00 Cr, classifying it as a Micro Cap company, with recent Net Sales of 15.49 Cr and a Net Profit of 1.96 Cr. The company reported Shareholder's Funds of 133.20 Cr and Total Assets of 161.13 Cr for the annual period ending in March 2025.

As of 10th June, Sangam Finserv Ltd has a market capitalization of 180.00 Cr, which classifies it as a Micro Cap company.<BR><BR>In the latest four quarters, Sangam Finserv reported Net Sales of 15.49 Cr and a Net Profit of 1.96 Cr.<BR><BR>For the latest annual period ending in March 2025, the company had Shareholder's Funds of 133.20 Cr and Total Assets amounting to 161.13 Cr.

Who are in the management team of Sangam Finserv?

The management team of Sangam Finserv includes Vinod Kumar Sodani (Chairman), Anjana Soni Thakur (Whole Time Director), Ratan Lal Samriya and Arjun Agal (Non Executive Independent Directors), Govinda Soni (Company Secretary), and Mahesh C Lakhotiya (Non Executive Director).

The management team of Sangam Finserv includes the following individuals:<BR><BR>1. **Vinod Kumar Sodani** - Chairman<BR>2. **Anjana Soni Thakur** - Whole Time Director<BR>3. **Ratan Lal Samriya** - Non Executive Independent Director<BR>4. **Arjun Agal** - Non Executive Independent Director<BR>5. **Govinda Soni** - Company Secretary<BR>6. **Mahesh C Lakhotiya** - Non Executive Director<BR><BR>If you have any more questions about the company or its operations, feel free to ask!

Who are the peers of the Sangam Finserv?

Sangam Finserv's peers include Alfred Herbert, Crescentis Capit, Landmarc Leisure, Emerald Finance, Credent Global, Sakthi Finance, Paul Merchants, and Beacon Trust. Most peers have below-average management risk and growth, with Crescentis Capit showing the highest 1-year return at 24.76% and Emerald Finance the lowest at -38.28%; Sangam Finserv's return is 4.39%.

Peers: The peers of Sangam Finserv are Alfred Herbert, Crescentis Capit, Landmarc Leisur., Emerald Finance, Credent Global, Sakthi Finance, Paul Merchants, and Beacon Trust.<BR><BR>Quality Snapshot: Excellent management risk is observed at Credent Global and Beacon Trust, while Good management risk is found at Alfred Herbert. Average management risk is present at Crescentis Capit, and the rest have Below Average management risk, which includes Sangam Finserv, Landmarc Leisur., Emerald Finance, Sakthi Finance, and Paul Merchants. For growth, Excellent growth is noted at Credent Global and Emerald Finance, while Average growth is seen at Alfred Herbert, and Below Average growth is found at Crescentis Capit, Sangam Finserv, Landmarc Leisur., Sakthi Finance, and Paul Merchants. All peers exhibit Excellent capital structure except for Sakthi Finance, which has a Good capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Crescentis Capit at 24.76%, while the lowest is Emerald Finance at -38.28%. Sangam Finserv's 1-year return is 4.39%, which is higher than Emerald Finance but lower than Crescentis Capit. Additionally, the peers with negative six-month returns include Emerald Finance, Sakthi Finance, and Paul Merchants.

Are Sangam Finserv Ltd latest results good or bad?

Sangam Finserv Ltd's latest Q4 FY26 results are concerning, showing a net loss of ₹5.48 crores and negative net sales of ₹-1.03 crores, indicating severe operational challenges. With a low Mojo Score of 28 and an ROE of 5.60%, the outlook is negative, suggesting investors should exercise caution.

Sangam Finserv Ltd's latest results for Q4 FY26 indicate a troubling financial performance. The company reported a net loss of ₹5.48 crores, which is a significant decline of 220.47% year-on-year. Additionally, net sales were negative at ₹-1.03 crores, reflecting a drastic drop of 213.19% compared to the same quarter last year. This is particularly concerning as it marks a severe operational downturn, with the company experiencing its lowest quarterly operating profit at ₹-3.23 crores.<BR><BR>The return on equity (ROE) stands at a mere 5.60%, which is below the average for its peers in the non-banking financial company (NBFC) sector. Furthermore, the company's Mojo Score is a low 28 out of 100, categorizing it as a "Strong Sell." <BR><BR>Overall, the financial results suggest that Sangam Finserv is facing significant operational challenges, and the outlook appears negative. Investors should approach with caution, as the company needs to demonstrate a turnaround in performance to restore confidence.

When is the next results date for Sangam Finserv Ltd?

The next results date for Sangam Finserv Ltd is 13 May 2026.

The next results date for Sangam Finserv Ltd is scheduled for 13 May 2026.

Should I buy, sell or hold Sangam Finserv Ltd?

How has been the historical performance of Sangam Finserv?

Sangam Finserv's historical performance shows fluctuating financial metrics, with net sales declining from 33.06 Cr in March 2019 to 17.01 Cr in March 2025, while equity capital increased significantly to 46.61 Cr in March 2025. Despite challenges, profit after tax rose slightly to 6.60 Cr in March 2025, and cash flow from operating activities improved to 28.00 Cr.

Answer:<BR>The historical performance of Sangam Finserv shows a fluctuating trend in key financial metrics over the years leading up to March 2025.<BR><BR>Breakdown:<BR>Sangam Finserv's net sales have varied, peaking at 33.06 Cr in March 2019 and declining to 17.01 Cr by March 2025. The total operating income followed a similar pattern, decreasing from 33.06 Cr in March 2019 to 17.01 Cr in March 2025. The company's operating profit (PBDIT) has also seen a decline, from 13.33 Cr in March 2019 to 9.37 Cr in March 2025, while the profit before tax remained stable at 9.20 Cr in March 2025, similar to the previous year. Profit after tax showed a slight increase to 6.60 Cr in March 2025 from 6.44 Cr in March 2023. The company's equity capital surged to 46.61 Cr in March 2025 from 9.32 Cr in March 2024, while reserves decreased to 86.59 Cr in March 2025 from 117.81 Cr in March 2024. The total assets increased to 161.13 Cr in March 2025, up from 155.11 Cr in March 2024, and total liabilities also rose slightly to 161.13 Cr in March 2025. Cash flow from operating activities improved to 28.00 Cr in March 2025, compared to 10.00 Cr in March 2024, contributing to a net cash inflow of 4.00 Cr in March 2025. Overall, the financial performance of Sangam Finserv reflects a challenging environment with fluctuating revenues and profits, alongside a notable increase in equity capital.

Is Sangam Finserv overvalued or undervalued?

As of November 10, 2025, Sangam Finserv is fairly valued with a PE ratio of 18.02, outperforming the Sensex over three and five years despite a year-to-date return of -36.07%, indicating competitive positioning within its peer group.

As of 10 November 2025, Sangam Finserv's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 18.02, an EV to EBIT of 11.89, and a Price to Book Value of 1.17, which align closely with its peer group.<BR><BR>In comparison to its peers, Sangam Finserv's PE ratio is significantly lower than Bajaj Finance's 38.76, which is classified as very expensive, while it is more favorable than Life Insurance's attractive valuation with a PE of 11.14. This suggests that Sangam Finserv is positioned competitively within the market. Notably, despite a year-to-date return of -36.07%, the company has outperformed the Sensex over the past three and five years, with returns of 212.31% and 532.89%, respectively, reinforcing its long-term growth potential.

Who are the top shareholders of the Sangam Finserv?

The top shareholders of Sangam Finserv are Marigold Investrade Private Limited with 63.08%, followed by public shareholder Ram Pal Soni at 11.75%, and individual investors holding 16.02%. There are no mutual funds or foreign institutional investors involved.

The top shareholders of Sangam Finserv include Marigold Investrade Private Limited, which holds the largest stake at 63.08%. The highest public shareholder is Ram Pal Soni, who owns 11.75%. Additionally, individual investors collectively hold 16.02% of the company's shares. There are no mutual funds or foreign institutional investors currently holding shares in the company.

What is the technical trend for Sangam Finserv?

As of May 30, 2025, the technical trend is mildly bearish, driven by bearish signals from the weekly MACD and moving averages, despite mixed signals from the KST and Bollinger Bands across different timeframes.

As of 30 May 2025, the technical trend has changed from mildly bullish to mildly bearish. The weekly MACD is bearish, and the daily moving averages also indicate a bearish stance. The KST shows a bearish signal on the weekly timeframe, while the monthly KST is bullish, suggesting mixed signals across different timeframes. The Bollinger Bands indicate a bearish trend on the weekly but mildly bullish on the monthly, adding to the complexity of the current technical picture. Overall, the current stance is mildly bearish, driven primarily by the bearish indicators in the weekly MACD and moving averages.

What is the bonus history of the Sangam Finserv?

Sangam Finserv announced a 4:1 bonus issue, with an ex-date and record date set for February 7, 2025. Shareholders will receive four additional shares for every one share held.

Sangam Finserv has a recent bonus issue history where they announced a 4:1 bonus. The ex-date for this bonus is set for February 7, 2025. This means that for every one share held, shareholders will receive four additional shares. The record date for this bonus is also February 7, 2025. If you have any more questions about Sangam Finserv or need further details, feel free to ask!

Has Sangam Finserv declared dividend?

Sangam Finserv Ltd has declared a 12% dividend, amounting to 1.2 per share, but the dividend yield is 0%. While the company has shown significant price appreciation over various periods, recent dividends have not contributed to returns.

Sangam Finserv Ltd has declared a 12% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 1.2<BR>- Ex-date: 19 Sep 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -14.41%, the dividend return was 0%, resulting in a total return of -14.41%.<BR><BR>Over the past year, the price return was 54.73%, with a dividend return of 0%, leading to a total return of 54.73%.<BR><BR>In the 2-year period, the price return was 235.11%, the dividend return was 0%, and the total return was 235.11%.<BR><BR>For the 3-year period, the price return stood at 238.26%, with a dividend return of 0%, resulting in a total return of 238.26%.<BR><BR>In the 4-year period, the price return was 434.55%, the dividend return was 0%, culminating in a total return of 434.55%.<BR><BR>Finally, over the last 5 years, the price return was 221.77%, with a dividend return of 0%, leading to a total return of 221.77%.<BR><BR>Overall, Sangam Finserv has declared a dividend, but the dividend yield remains at 0%, indicating that while there was a past dividend, it has not contributed to returns in recent periods. The total returns over various periods show significant price appreciation, especially over longer durations, despite the absence of dividends in those periods.