Why is Sangam Finserv Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.60%
- Poor long term growth as Net Sales has grown by an annual rate of -1.68% and Operating profit at -9.32%
2
Flat results in Sep 25
- PBT LESS OI(Q) At Rs 1.97 cr has Fallen at -39.38%
- PAT(Q) At Rs 1.89 cr has Fallen at -24.1%
3
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 2.42% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -35.22% returns
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Sangam Finserv for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Sangam Finserv
-36.29%
-0.66
53.03%
Sensex
4.41%
0.45
11.83%
Valuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
9
Price to Book Value
1.01
EV to EBIT
12.23
EV to EBITDA
12.08
EV to Capital Employed
1.01
EV to Sales
7.90
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
8.26%
ROE (Latest)
5.79%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
Technical Movement
6What is working for the Company
OPERATING CF(Y)
Highest at Rs 28.81 Cr
NET SALES(Latest six months)
At Rs 12.11 cr has Grown at 32.06%
PAT(Latest six months)
At Rs 6.15 cr has Grown at 31.41%
-8What is not working for the Company
PBT LESS OI(Q)
At Rs 1.97 cr has Fallen at -39.38%
PAT(Q)
At Rs 1.89 cr has Fallen at -24.1%
Loading Valuation Snapshot...
Here's what is working for Sangam Finserv
Net Sales - Latest six months
At Rs 12.11 cr has Grown at 32.06%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Cash Flow - Annually
Highest at Rs 28.81 Cr
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (Rs Cr)
Here's what is not working for Sangam Finserv
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 1.97 cr has Fallen at -39.38%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 1.89 cr has Fallen at -24.1%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)






