Aptus Value Hou.

Why is Aptus Value Housing Finance India Ltd falling/rising?

As of 01-Sep, Aptus Value Housing Finance India Ltd's stock price is rising to 253.35, indicating a potential shift in market sentiment after recent declines. Despite a year-to-date decline of 9.23%, strong long-term fundamentals and high institutional holdings suggest continued investor confidence.

As of 01-Sep, Aptus Value Housing Finance India Ltd's stock price is rising, currently at 253.35, reflecting an increase of 4.45 (1.79%). This rise can be attributed to a trend reversal after three consecutive days of decline, indicating a potential shift in market sentiment. Additionally, the stock has outperformed its sector by 2.58% today, which may have contributed to renewed investor interest.<BR><BR>Despite the positive movement today, the stock has been underperforming over longer periods, with a year-to-date decline of 9.23% and a one-year drop of 20.54%. However, the company has demonstrated strong long-term fundamentals, with a healthy operating profit growth rate of 27.05% and consistent positive results over the last 19 quarters. The latest six months showed a profit after tax (PAT) growth of 22.43%, and net sales reached a record high of Rs 600.29 crore.<BR><BR>Moreover, the stock's price is trading at a premium compared to its peers, with a price-to-book value of 2.5, and it has a favorable PEG ratio of 0.6, suggesting that despite the recent price declines, the underlying fundamentals remain strong. High institutional holdings at 59.86% indicate confidence from larger investors who typically have more resources to analyze company fundamentals, which may also support the stock's current rise.

Which are the latest news on Aptus Value Hou.?

Who are in the management team of Aptus Value Hou.?

The management team of Aptus Value Housing includes Chairman & Managing Director Munuswamy Anandan, along with several independent and non-executive directors, ensuring a mix of executive leadership and independent oversight.

The management team of Aptus Value Housing includes the following individuals:<BR><BR>1. **MUNUSWAMY ANANDAN** - Chairman & Managing Director<BR>2. **KANDHERI MUNUSWAMY MOHANDASS** - Independent Director<BR>3. **SANKARAN KRISHNAMURTHY** - Independent Director<BR>4. **Krishnamurthy Vijayan** - Independent Director<BR>5. **MONA KACHHWAHA** - Independent Director<BR>6. **Kannan Vellur Gopalaraghavan** - Independent Director<BR>7. **Shailesh J Mehta** - Non-Executive Director<BR>8. **Sumir Chadha** - Non-Executive Director / Nomin<BR>9. **K P Balaraj** - Non-Executive Director / Nomin<BR>10. **P. Balaji** - Managing Director<BR><BR>This team comprises a mix of executive and non-executive directors, with a focus on independent oversight.

What does Aptus Value Hou. do?

Aptus Value Housing Finance India Ltd is a small-cap company that provides long-term housing finance to low and middle-income segments in India. As of June 2026, it reported net sales of 600 Cr and a net profit of 261 Cr, with a market cap of INR 12,721 Cr.

Overview: <BR>Aptus Value Housing Finance India Ltd is a small-cap company in the housing finance industry that provides long-term housing finance to meet the needs of the low and middle-income segments in India.<BR><BR>History: <BR>The company was incorporated on December 11, 2009, and received its Certificate of Registration from the National Housing Bank (NHB) on May 31, 2010, allowing it to commence housing finance operations. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 600 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 261 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 12,721 Cr (Small Cap) <BR><BR>Key Metrics: <BR>P/E: 13.00 <BR>Industry P/E: 12 <BR>Dividend Yield: 1.75% <BR>Debt Equity: 1.56 <BR>Return on Equity: 18.64% <BR>Price to Book: 2.55 <BR><BR>Contact Details: <BR>No Company Details Available <BR>Registrar Address: Not available.

Who are the peers of the Aptus Value Hou.?

Aptus Value Hou.'s peers include Bajaj Housing, PNB Housing, LIC Housing Fin., Aadhar Hsg. Fin., Sammaan Capital, Home First Finan, Can Fin Homes, Aavas Financiers, INDIA SHELTE FIN, and Repco Home Fin. In terms of management risk and growth, Aptus Value Hou. shows good performance, with a 1-year return of -21.72%, better than INDIA SHELTE FIN but worse than PNB Housing's 51.07%.

Peers: The peers of Aptus Value Hou. are Bajaj Housing, PNB Housing, LIC Housing Fin., Aadhar Hsg. Fin., Sammaan Capital, Home First Finan, Can Fin Homes, Aavas Financiers, INDIA SHELTE FIN, and Repco Home Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at Bajaj Housing, PNB Housing, LIC Housing Fin., Aadhar Hsg. Fin., Home First Finan, Aavas Financiers, and Sammaan Capital. Average management risk is noted at Sammaan Capital, and the rest have Below Average management risk. In terms of Growth, Excellent growth is seen at Home First Finan, Good growth at Aptus Value Hou. and Bajaj Housing, Average growth at Aadhar Hsg. Fin., Can Fin Homes, and Aavas Financiers, while Below Average growth is observed at PNB Housing, LIC Housing Fin., and Sammaan Capital. Capital Structure ratings show Excellent at Bajaj Housing, Aadhar Hsg. Fin., Home First Finan, Aavas Financiers, and INDIA SHELTE FIN, Average at LIC Housing Fin., and Good at Can Fin Homes.<BR><BR>Return Snapshot: PNB Housing has the highest 1-year return at 51.07%, while INDIA SHELTE FIN has the lowest at -31.00%. Aptus Value Hou.'s 1-year return of -21.72% is better than INDIA SHELTE FIN but worse than PNB Housing. Additionally, Bajaj Housing, Aadhar Hsg. Fin., Aavas Financiers, and INDIA SHELTE FIN have negative six-month returns.

How big is Aptus Value Hou.?

As of 31st August, Aptus Value Housing Finance India Ltd has a market capitalization of 12,721.00 Cr, with recent Net Sales of 2,272.27 Cr and a Net Profit of 984.63 Cr.

As of 31st August, Aptus Value Housing Finance India Ltd has a market capitalization of 12,721.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 2,272.27 Cr and a Net Profit of 984.63 Cr.<BR><BR>The latest annual period for the balance sheet is March 2026, with Shareholder's Funds amounting to 5,060.04 Cr and Total Assets of 13,047.51 Cr.

Should I buy, sell or hold Aptus Value Housing Finance India Ltd?

Has Aptus Value Housing Finance India Ltd declared dividend?

Yes, Aptus Value Housing Finance India Ltd has declared a dividend of 125% (₹2 per share) with an ex-date of May 15, 2026. While the dividend yield is 1.63%, total returns over various periods have been mixed, with some showing negative performance despite the dividend payouts.

Aptus Value Housing Finance India Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 125%<BR>- Amount per share: 2<BR>- Ex-date: 15 May 26<BR><BR>Dividend Yield: 1.63%.<BR><BR>Total Returns by Period:<BR>In the 3-month period, the price return was 9.15%, the dividend return was 0.94%, resulting in a total return of 10.09%.<BR><BR>In the 6-month period, the price return was -3.28%, the dividend return was 0.87%, leading to a total return of -2.41%.<BR><BR>For the 1-year period, the price return was -12.84%, the dividend return was 2.18%, culminating in a total return of -10.66%.<BR><BR>During the 2-year period, the price return was -12.8%, the dividend return was 2.86%, resulting in a total return of -9.94%.<BR><BR>Over the 3-year period, the price return was 8.25%, the dividend return was 5.11%, which gave a total return of 13.36%.<BR><BR>In the 4-year period, the price return was -8.4%, the dividend return was 5.76%, leading to a total return of -2.64%.<BR><BR>For the 5-year period, there was no price return, no dividend return, and thus a total return of 0.0%.<BR><BR>Overall, Aptus Value Housing Finance India Ltd has declared a significant dividend, but the total returns over various periods show a mixed performance, with some periods experiencing negative returns despite the dividend payouts.

Are Aptus Value Housing Finance India Ltd latest results good or bad?

Aptus Value Housing Finance India Ltd's latest Q4 FY26 results are strong, with a net profit of ₹260.95 crore, a 26.04% year-on-year increase, and an improved PAT margin of 45.43%. The company shows solid growth and operational efficiency, indicating positive performance in the housing finance sector.

Aptus Value Housing Finance India Ltd's latest results for Q4 FY26 are quite strong, indicating a positive performance overall. The company reported a net profit of ₹260.95 crore, which reflects a significant year-on-year increase of 26.04%. Additionally, revenue growth was robust at 18.66% compared to the previous year, with net sales reaching ₹574.34 crore.<BR><BR>The company's profit after tax (PAT) margin improved to 45.43%, marking the highest level in eight quarters, which showcases enhanced operational efficiency. Furthermore, the return on equity (ROE) stands at a commendable 18.11%, indicating strong capital efficiency.<BR><BR>Sequentially, the results also show positive momentum, with a 10.48% increase in net profit compared to the previous quarter. The net interest income grew by 3.75% quarter-on-quarter, reflecting consistent operational performance.<BR><BR>Overall, these results suggest that Aptus Value is navigating the competitive housing finance landscape effectively, maintaining strong growth and profitability metrics.

Is Aptus Value Hou. overvalued or undervalued?

As of December 4, 2025, Aptus Value Housing Finance is fairly valued with a PE ratio of 16.85 and an EV to EBITDA of 12.50, though it has underperformed the Sensex with a return of -11.88% over the past year.

As of 4 December 2025, Aptus Value Housing Finance has moved from an attractive to a fair valuation grade. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 16.85, an EV to EBITDA of 12.50, and a PEG ratio of 0.69, indicating a reasonable valuation compared to its earnings growth potential.<BR><BR>In comparison to peers, Aptus Value Housing Finance's PE ratio is higher than LIC Housing Finance, which has a PE of 5.44, but lower than HUDCO at 15.88. The EV to EBITDA ratio of 12.50 is also more favorable than HUDCO's 14.94, suggesting that Aptus is positioned well relative to some competitors. However, the stock has underperformed against the Sensex over the past year, with a return of -11.88% compared to the Sensex's 5.32%, reinforcing the notion that the stock may be fairly valued at this time.

How has been the historical performance of Aptus Value Hou.?

Aptus Value Hou. has shown consistent growth from March 2020 to March 2025, with net sales increasing from 500.33 Cr to 1,750.41 Cr and profit after tax rising from 211.01 Cr to 751.25 Cr, despite challenges in cash flow and increasing liabilities.

Answer:<BR>The historical performance of Aptus Value Hou. shows a consistent growth trend across several key financial metrics from March 2020 to March 2025.<BR><BR>Breakdown:<BR>Aptus Value Hou. has demonstrated significant growth in net sales, increasing from 500.33 Cr in March 2020 to 1,750.41 Cr in March 2025. This upward trend is mirrored in total operating income, which rose from 500.33 Cr to 1,750.41 Cr over the same period. The operating profit (PBDIT) also saw a substantial increase, climbing from 437.65 Cr in March 2020 to 1,527.41 Cr in March 2025. Profit before tax followed suit, growing from 247.29 Cr to 974.84 Cr, while profit after tax reached 751.25 Cr in March 2025, up from 211.01 Cr in March 2020. The company's earnings per share (EPS) improved from 22.33 in March 2020 to 15.03 in March 2025, despite a decline in the latter years. On the balance sheet, total liabilities increased significantly from 3,734.00 Cr in March 2020 to 11,221.35 Cr in March 2025, with total assets also rising from 3,734.00 Cr to 11,221.35 Cr. The cash flow from operating activities remained negative but improved from -734.00 Cr in March 2020 to -1,404.00 Cr in March 2025, while cash flow from financing activities increased from 1,208.00 Cr to 1,461.00 Cr. Overall, Aptus Value Hou. has shown robust growth in revenue and profitability, although it faces challenges with cash flow and increasing liabilities.

Is Aptus Value Hou. technically bullish or bearish?

As of November 10, 2025, the technical trend is bearish with moderate strength, supported by bearish signals from the MACD, Bollinger Bands, and moving averages, along with significant underperformance compared to the Sensex.

As of 10 November 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this conclusion include the weekly MACD and Bollinger Bands both indicating bearish signals, along with daily moving averages also showing a bearish trend. The KST on a weekly basis is bearish, and while the monthly KST is mildly bearish, the overall momentum remains negative. The Dow Theory indicates no trend on a weekly basis and mildly bearish on a monthly basis. The stock has underperformed significantly compared to the Sensex over multiple time frames, further supporting the bearish outlook.

Who are the top shareholders of the Aptus Value Hou.?

The top shareholders of Aptus Value Housing include Westbridge Crossover Fund, LLC with 28.59%, 15 mutual fund schemes with 9.05%, 142 foreign institutional investors holding 27.74%, and SBI Multicap Fund as the largest public shareholder at 7.72%. Individual investors account for 6.08% of the total holdings.

The top shareholders of Aptus Value Housing include a mix of promoters, institutional investors, and individual shareholders. The majority of the shares are held by promoters, with Westbridge Crossover Fund, LLC being the largest promoter, holding 28.59%. <BR><BR>In terms of institutional investors, 15 mutual fund schemes collectively hold 9.05%, while 142 foreign institutional investors (FIIs) own 27.74%. The highest public shareholder is SBI Multicap Fund, which holds 7.72%. Additionally, individual investors account for 6.08% of the holdings.

When is the next results date for Aptus Value Hou.?

No Upcoming Board Meetings