Home First Finan

Why is Home First Finance Company India Ltd falling/rising?

As of 01-Sep, Home First Finance Company India Ltd's stock price is rising to 1,182.00, reflecting a 1.38% increase. This rise is driven by strong relative performance, increased investor participation, and solid long-term fundamentals.

As of 01-Sep, Home First Finance Company India Ltd's stock price is rising, currently at 1,182.00, reflecting a change of 16.05 (1.38%) upward. This increase can be attributed to several factors. Firstly, the stock has outperformed its sector by 2.16% today, indicating strong relative performance. Additionally, there has been a trend reversal as the stock gained after two consecutive days of decline, suggesting renewed investor interest.<BR><BR>The stock reached an intraday high of Rs 1189.4, which is a 2.01% increase, further demonstrating positive momentum. Notably, there has been a significant rise in investor participation, with delivery volume on 31 August increasing by 159.35% compared to the 5-day average, indicating heightened trading activity and interest in the stock.<BR><BR>From a longer-term perspective, the company shows strong fundamental strength, with a compound annual growth rate (CAGR) of 35.01% in operating profits and a 32.33% annual growth rate in net sales. The company has also consistently delivered positive results over the last 20 quarters, which bolsters investor confidence. Overall, these factors contribute to the stock's upward movement.

Which are the latest news on Home First Finan?

Who are in the management team of Home First Finan?

The management team of Home First Finance includes Deepak Satwalekar (Chairman), Manoj Viswanathan (Managing Director & CEO), and several nominees and independent directors, such as Geeta Dutta Goel and Anuj Srivastava, who guide the company and ensure regulatory compliance.

The management team of Home First Finance includes the following key members:<BR><BR>1. **Deepak Satwalekar** - Chairman & Independent Director<BR>2. **Manoj Viswanathan** - Managing Director & CEO<BR>3. **DIVYA SEHGAL** - Nominee<BR>4. **Maninder Singh Juneja** - Nominee<BR>5. **Narendra Ostawal** - Nominee<BR>6. **Shreyans Bachhawat** - Company Secretary & Compliance Officer<BR>7. **Geeta Dutta Goel** - Independent Director<BR>8. **Anuj Srivastava** - Independent Director<BR>9. **Sucharita Mukherjee** - Independent Director<BR><BR>This team plays a crucial role in guiding the company and ensuring compliance with regulatory standards. If you need more specific information about any of the members or their roles, feel free to ask!

What does Home First Finan do?

Home First Finance Company India Ltd is a small-cap housing finance firm established in 2010, reporting net sales of ₹536 Cr and a net profit of ₹160 Cr for June 2026. It has a market cap of ₹12,402 Cr and key metrics include a P/E of 21.00 and a debt-equity ratio of 2.47.

Overview: <BR>Home First Finance Company India Ltd operates in the housing finance sector and is categorized as a small-cap company.<BR><BR>History: <BR>The company was incorporated in 2010 as a private limited entity and later converted to a public limited company in 2018. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 536 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 160 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 12,402 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 21.00 <BR>Industry P/E: 12 <BR>Dividend Yield: 0.43% <BR>Debt-Equity: 2.47 <BR>Return on Equity: 13.57% <BR>Price-to-Book: 2.91<BR><BR>Contact Details: <BR>Address: 511 Acme Plaza, Andheri Kurla Road Andheri (E) Mumbai Maharashtra : 400059 <BR>Tel: 91-22-66940386 <BR>Email: corporate@homefirstindia.com <BR>Website: http://www.homefirstindia.com

Who are the peers of the Home First Finan?

Home First Finan's peers include PNB Housing, LIC Housing Fin., Aadhar Hsg. Fin., and others, with varying management risks and growth rates. Home First Finan has a 1-year return of -4.36%, better than INDIA SHELTE FIN but lower than PNB Housing's 51.07%.

Peers: The peers of Home First Finan are PNB Housing, LIC Housing Fin., Aadhar Hsg. Fin., Sammaan Capital, Aptus Value Hou., Can Fin Homes, Aavas Financiers, INDIA SHELTE FIN, and Repco Home Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at PNB Housing, LIC Housing Fin., Aadhar Hsg. Fin., Aavas Financiers, INDIA SHELTE FIN, Repco Home Fin, and Home First Finan. Average management risk is noted at Sammaan Capital, while Below Average management risk is seen at GIC Housing Fin. Growth is Excellent at Home First Finan and INDIA SHELTE FIN, Good at Aptus Value Hou., Average at Aadhar Hsg. Fin., Can Fin Homes, and Aavas Financiers, and Below Average at PNB Housing, LIC Housing Fin., Sammaan Capital, and Repco Home Fin. Capital Structure is Excellent at PNB Housing, Aadhar Hsg. Fin., Sammaan Capital, Aptus Value Hou., and INDIA SHELTE FIN, while Average is found at LIC Housing Fin. and Good at Can Fin Homes.<BR><BR>Return Snapshot: The peer with the highest 1-year return is PNB Housing at 51.07%, while the lowest is INDIA SHELTE FIN at -31.00%. Home First Finan's 1-year return is -4.36%, which is higher than INDIA SHELTE FIN but lower than PNB Housing. Additionally, Aavas Financiers and INDIA SHELTE FIN have negative six-month returns.

How big is Home First Finan?

As of 31st August, Home First Finance Company India Ltd has a market capitalization of 12,402.00 Cr, with recent Net Sales of 1,992.02 Cr and a Net Profit of 581.35 Cr.

As of 31st August, Home First Finance Company India Ltd has a market capitalization of 12,402.00 Cr, categorizing it as a Small Cap company.<BR><BR>For the latest four quarters, the company reported Net Sales of 1,992.02 Cr and a Net Profit of 581.35 Cr.<BR><BR>The latest annual period for the balance sheet is March 2026, with Shareholder's Funds amounting to 4,356.54 Cr and Total Assets of 15,166.54 Cr.

Should I buy, sell or hold Home First Finance Company India Ltd?

Are Home First Finance Company India Ltd latest results good or bad?

Home First Finance Company India Ltd's latest Q1 FY27 results are generally positive, with a net profit of ₹159.85 crores and an 18.52% increase in interest income. However, the slight decrease in PAT margin and lower return on equity compared to industry leaders indicate some challenges ahead.

Home First Finance Company India Ltd's latest results for Q1 FY27 can be considered good overall. The company reported a net profit of ₹159.85 crores, which reflects a significant year-on-year growth of 34.45%. Additionally, interest income reached ₹535.99 crores, marking an impressive 18.52% increase compared to the same quarter last year.<BR><BR>Despite these positive indicators, there are some challenges to note. The company's PAT margin slightly decreased to 29.82%, down by 11 basis points from the previous quarter, indicating some margin pressure. Furthermore, while the return on equity (ROE) stands at 12.62%, it is below the industry leaders, although it shows improvement.<BR><BR>Overall, Home First Finance demonstrates strong growth momentum, particularly in the affordable housing finance sector, which positions it well for future opportunities. However, investors should be mindful of the margin pressures and rising operational costs as the company expands.

When is the next results date for Home First Finance Company India Ltd?

The next results date for Home First Finance Company India Ltd is July 27, 2026.

The next results date for Home First Finance Company India Ltd is scheduled for July 27, 2026.

Is Home First Finan technically bullish or bearish?

As of December 3, 2025, the technical trend for Home First Finan has shifted to a moderately strong bearish outlook, supported by bearish indicators across multiple timeframes, including MACD, Bollinger Bands, and moving averages.

As of 3 December 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly timeframe, bearish Bollinger Bands on both weekly and monthly timeframes, and bearish moving averages on the daily timeframe. The KST is also bearish on the weekly chart, further confirming the negative sentiment. The Dow Theory indicates a mildly bearish trend on the weekly, while the monthly shows no trend. Overall, the combination of these indicators suggests a bearish outlook for Home First Finan.

Is Home First Finan overvalued or undervalued?

As of November 21, 2025, Home First Finance is considered overvalued with a PE ratio of 26.82 and an EV to EBITDA of 14.70, significantly higher than its peers, despite a year-to-date return of 10.55% that underperformed the Sensex's 9.08%.

As of 21 November 2025, Home First Finance has moved from a fair to an expensive valuation grade. The company appears overvalued based on its current financial metrics. Key ratios include a PE ratio of 26.82, an EV to EBITDA of 14.70, and a PEG ratio of 1.94, which suggest that the stock is trading at a premium compared to its earnings growth potential.<BR><BR>In comparison to its peers, Home First Finance's PE ratio is significantly higher than LIC Housing Finance, which has a PE of 5.45, and PNB Housing Finance, which stands at 10.74. Additionally, the EV to EBITDA ratio for Home First Finance is also higher than that of HUDCO at 15.07. While the company has shown a year-to-date return of 10.55%, it has underperformed the Sensex, which returned 9.08% in the same period, further reinforcing the notion that the stock may be overvalued.

How has been the historical performance of Home First Finan?

Home First Finan has experienced significant growth in net sales and profitability from March 2020 to March 2025, with net sales increasing from 395.80 Cr to 1,525.66 Cr and profit after tax rising from 79.55 Cr to 382.07 Cr, despite rising interest expenses and negative cash flow. Total liabilities also grew substantially, reaching 12,211.67 Cr by March 2025.

Answer:<BR>The historical performance of Home First Finan shows significant growth in net sales and profitability over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Home First Finan has demonstrated a robust increase in net sales, rising from 395.80 Cr in March 2020 to 1,525.66 Cr in March 2025. Other operating income has also seen a gradual increase, reaching 4.29 Cr in March 2025. Total operating income has grown to 1,529.95 Cr by March 2025, up from 398.66 Cr in March 2020. The total expenditure, excluding depreciation, has increased to 1,022.09 Cr in March 2025, reflecting a rise from 305.10 Cr in March 2020. Operating profit (PBDIT) has improved significantly, reaching 517.12 Cr in March 2025, compared to 114.58 Cr in March 2020. However, interest expenses have also surged to 715.27 Cr in March 2025 from 193.83 Cr in March 2020, leading to a gross profit (PBDT) of -198.15 Cr in March 2025. Despite this, profit before tax has increased to 501.59 Cr in March 2025, up from 107.33 Cr in March 2020, while profit after tax reached 382.07 Cr in March 2025, compared to 79.55 Cr in March 2020. The company's total liabilities have escalated to 12,211.67 Cr in March 2025 from 3,480.21 Cr in March 2020, with total assets also rising to 12,211.67 Cr. Cash flow from operating activities has remained negative, amounting to -2,198.00 Cr in March 2025, although the net cash inflow for the year was 18.00 Cr. Overall, Home First Finan has shown a strong upward trajectory in sales and profits, despite challenges with interest expenses and cash flow.

Who are the top shareholders of the Home First Finan?

The top shareholders of Home First Finance include Foreign Institutional Investors (FIIs) with 36.53%, mutual funds holding 17.93%, and individual investors led by True North Fund V LLP at 7.52% and Orange Clove Investments B.V. at 10.67%. Overall, individual shareholders own about 10.62% of the company, with no pledged promoter holdings reported.

The top shareholders of Home First Finance include a mix of institutional and individual investors. The majority of the shares are held by Foreign Institutional Investors (FIIs), who own approximately 36.53% of the company. Additionally, mutual funds are represented by 23 schemes, holding about 17.93% of the shares. <BR><BR>Among individual shareholders, the largest promoter is True North Fund V LLP, which holds 7.52%. The highest public shareholder is Orange Clove Investments B.V., with a stake of 10.67%. Individual investors collectively hold around 10.62% of the company's shares. There are no pledged promoter holdings reported.

Has Home First Finan declared dividend?

Yes, Home First Finance Company India Ltd has declared a dividend of 185%, amounting to ₹3.7 per share, with an ex-date of May 30, 2025. The company has shown strong total returns over various periods, particularly in the long term.

Home First Finance Company India Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 185%<BR>- Amount per share: 3.7<BR>- Ex-date: May-30-2025<BR><BR>Dividend Yield: 0.52%.<BR><BR>Total Returns by Period:<BR>In the 6 months period, the price return was 24.2%, the dividend return was 0.36%, leading to a total return of 24.56%.<BR><BR>In the 1 year period, the price return was 49.59%, the dividend return was 0.40%, resulting in a total return of 49.99%.<BR><BR>In the 2 years period, the price return was 66.47%, the dividend return was 0.86%, culminating in a total return of 67.33%.<BR><BR>In the 3 years period, the price return was 70.81%, the dividend return was 1.32%, which brought the total return to 72.13%.<BR><BR>In the 4 years period, the price return was 127.54%, the dividend return was 1.84%, leading to a total return of 129.38%.<BR><BR>In the 5 years period, there was no price return or dividend return, resulting in a total return of 0.0%.<BR><BR>Overall, Home First Finance Company has declared a significant dividend and has shown strong total returns over various periods, particularly in the longer terms, indicating a positive performance trend.