AU Small Finance

What is the bonus history of the AU Small Finance?

AU Small Finance Bank's latest bonus issue was a 1:1 bonus announced on June 9, 2022, with a record date of June 10, 2022, allowing shareholders to receive an additional share for each share owned. This move aimed to enhance shareholder value and improve market liquidity.

AU Small Finance Bank has a notable bonus history, with its latest bonus issue being a 1:1 bonus announced on June 9, 2022. The record date for this bonus was June 10, 2022, meaning that shareholders on that date were eligible to receive an additional share for every share they owned. This bonus issue reflects the company's strategy to enhance shareholder value and improve liquidity in the market. If you have any more questions about AU Small Finance or its financial activities, feel free to ask!

Has AU Small Finance declared dividend?

AU Small Finance Bank has declared a 10% dividend, amounting to ₹1 per share, with an ex-date of July 12, 2024. While the dividend yield is 0.14%, total returns over various periods show significant growth, particularly over the long term.

AU Small Finance Bank Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1<BR>- Ex-date: 12 Jul 24<BR><BR>Dividend Yield: 0.14%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 27.61%, with no dividend return, resulting in a total return of 27.61%.<BR><BR>Over the past year, the price return was 13.36%, the dividend return was 0.15%, leading to a total return of 13.51%.<BR><BR>In the 2-year period, there was a price return of -0.35%, a dividend return of 0.26%, resulting in a total return of -0.09%.<BR><BR>For the 3-year period, the price return was 18.18%, with a dividend return of 0.42%, culminating in a total return of 18.6%.<BR><BR>Over the last 4 years, the price return stood at 49.58%, the dividend return was 0.48%, giving a total return of 50.06%.<BR><BR>In the 5-year span, the price return was 210.56%, with a dividend return of 0.87%, resulting in a total return of 211.43%.<BR><BR>Overall, AU Small Finance Bank has declared a dividend, and while the dividend yield is relatively low, the total returns over various periods show significant growth, particularly in the long term.

Who are the peers of the AU Small Finance?

Peers of AU Small Finance include Ujjivan Small, Equitas Small Finance, Jana Small Finance, Utkarsh Small Finance, ESAF Small Finance, Suryoday Small Finance, and Capital Small Finance. AU Small Finance shows excellent management and growth, with a 1-year return of 12.45%, outperforming its peers, which generally have lower returns and varying management risks.

Peers: The peers of AU Small Finance are Ujjivan Small, Equitas Sma. Fin, Jana Small Finan, Utkarsh Small F., ESAF Small Fin, Suryoday Small, and Capital Small.<BR><BR>Quality Snapshot: Excellent management risk is observed at AU Small Finance and Jana Small Finan, while Good management risk is found at Ujjivan Small, Equitas Sma. Fin, Utkarsh Small F., and Capital Small, and Average management risk is present at ESAF Small Fin and Suryoday Small. For Growth, Excellent growth is noted at AU Small Finance, Ujjivan Small, Jana Small Finan, Suryoday Small, and Capital Small, while Average growth is seen at Equitas Sma. Fin and Utkarsh Small F., and Below Average growth is found at ESAF Small. In terms of Capital Structure, Excellent capital structure is observed at AU Small Finance, Ujjivan Small, Equitas Sma. Fin, Utkarsh Small F., and Suryoday Small, while Below Average capital structure is noted at Jana Small Finan, ESAF Small, and Capital Small.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ujjivan Small at -12.23%, while the peer with the lowest is Utkarsh Small F. at -55.37%. AU Small Finance's 1-year return of 12.45% is significantly higher than both. Additionally, Utkarsh Small F., ESAF Small Fin, Suryoday Small, and Capital Small all have negative six-month returns.

Who are in the management team of AU Small Finance?

As of March 2023, the management team of AU Small Finance includes Sanjay Agarwal (Managing Director & CEO), Uttam Tibrewal (Whole-time Director), and several independent directors, overseeing the company's strategic direction and governance.

As of March 2023, the management team of AU Small Finance comprises the following individuals:<BR><BR>1. Sanjay Agarwal - Managing Director & CEO<BR>2. Uttam Tibrewal - Whole-time Director<BR>3. Manmohan Parnami - Company Secretary & Compliance Officer<BR>4. Raj Vikash Verma - Part Time Chairman<BR>5. Sriram Mankal Shankar - Independent Director<BR>6. Pushpinder Singh - Independent Director<BR>7. Kannan Gopalaraghavan Vellur - Independent Director<BR>8. Harun Rasid Khan - Independent Director<BR>9. Kamlesh Vikamsey - Independent Director<BR>10. Malini Thadani - Independent Director<BR>11. Kavita Venugopal - Independent Director<BR><BR>This team is responsible for the strategic direction and governance of the company.

What does AU Small Finance do?

AU Small Finance Bank Ltd provides banking services and was established in 2017 after transitioning from a non-banking financial company. As of March 2025, it reported net sales of ₹4,270.60 Cr and a net profit of ₹504 Cr, with a market capitalization of ₹60,379 Cr.

Overview: <BR>AU Small Finance Bank Ltd is a large-cap entity in the Other Bank industry, providing banking services after its transition from a non-banking financial company.<BR><BR>History: <BR>The company was incorporated as a Public Limited Company and underwent a name change from Au Financiers (India) Limited to AU Small Finance Bank Limited on 13th April 2017. It commenced banking operations on 19th April 2017 and has reported its latest quarterly results for March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 4,270.60 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 504 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 60,379 Cr (Large Cap) <BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.12% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details: <BR>Address: 19-A Dhuleshwar Garden, Ajmer Road Jaipur Rajasthan : 302001 <BR>Phone: 91-141-4110060 <BR>Email: ipo@aubank.in <BR>Website: http://www.aubank.in

Who are the top shareholders of the AU Small Finance?

The top shareholders of AU Small Finance include Foreign Institutional Investors (FIIs) with 35.58%, promoters led by Sanjay Agarwal holding 15.74%, and mutual funds at 20.17%, with HDFC Mutual Fund being the largest public shareholder at 5.65%. Individual investors hold 5.45% of the shares, and there are no pledged promoter holdings.

The top shareholders of AU Small Finance include a mix of institutional and individual investors. The largest portion of shares is held by Foreign Institutional Investors (FIIs), accounting for 35.58% of the total shares. Promoters, led by Sanjay Agarwal, hold 15.74%. Additionally, mutual funds collectively hold 20.17% of the shares, with HDFC Mutual Fund's HDFC Mid-cap Opportunities Fund being the highest public shareholder at 5.65%. Individual investors also have a stake, holding 5.45% of the shares. There are no pledged promoter holdings reported.

How big is AU Small Finance?

As of 24th July, AU Small Finance Bank Ltd has a market capitalization of 54,899.00 Cr and reported a net profit of 2,184.22 Cr for the latest four quarters, with total assets of 1,57,845.66 Cr as of March'25.

As of 24th July, <BR><BR>Market Cap: AU Small Finance Bank Ltd has a market capitalization of 54,899.00 Cr, categorizing it as a Large Cap company.<BR><BR>Recent Quarterly Performance: The company reported net sales of 0.00 Cr for the latest quarters, with a net profit of 2,184.22 Cr for the latest four quarters ending in June'25, March'25, December'24, and September'24.<BR><BR>Balance Sheet Snapshot: The latest reporting period for the balance sheet is March'25. Shareholder's funds are valued at 17,166.29 Cr, while total assets amount to 1,57,845.66 Cr.

Is AU Small Finance overvalued or undervalued?

As of October 14, 2025, AU Small Finance is considered very expensive and overvalued with a PE Ratio of 26.40, a Price to Book Value of 3.38, and a PEG Ratio of 0.98, trading at a premium compared to peers like HDFC Bank and ICICI Bank, despite a strong year-to-date return of 38.5% that still lags behind the Sensex's 4.98%.

As of 14 October 2025, the valuation grade for AU Small Finance has moved from expensive to very expensive, indicating a significant shift in its market perception. The company is currently considered overvalued. Key ratios include a PE Ratio of 26.40, a Price to Book Value of 3.38, and a PEG Ratio of 0.98. <BR><BR>In comparison to its peers, HDFC Bank has a PE of 21.65, while ICICI Bank stands at 20.21, both of which suggest that AU Small Finance is trading at a premium relative to these established banks. Additionally, while the company has shown strong returns year-to-date at 38.5%, it still lags behind the Sensex's 4.98% during the same period. This further reinforces the notion that AU Small Finance is overvalued in the current market context.

How has been the historical performance of AU Small Finance?

AU Small Finance has shown significant growth from March 2019 to March 2025, with interest earned increasing from ₹2,949.13 Cr to ₹16,063.73 Cr, and profit after tax rising from ₹381.81 Cr to ₹2,105.93 Cr, alongside a substantial expansion in total assets. Overall, the company has demonstrated robust performance across key financial metrics.

Answer:<BR>The historical performance of AU Small Finance has shown significant growth over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>AU Small Finance has experienced a remarkable increase in interest earned, rising from 2,949.13 Cr in March 2019 to 16,063.73 Cr in March 2025. This growth is primarily driven by interest on advances, which surged from 2,374.19 Cr in March 2019 to 13,368.35 Cr in March 2025. Total income also saw a substantial rise, reaching 18,590.04 Cr in March 2025, up from 3,411.04 Cr in March 2019. Net interest income followed a similar upward trend, climbing to 8,011.58 Cr in March 2025 from 1,342.60 Cr in March 2019. However, interest expended also increased significantly, from 1,606.53 Cr in March 2019 to 8,052.15 Cr in March 2025. The profit before tax rose to 2,788.05 Cr in March 2025, compared to 580.13 Cr in March 2019, while profit after tax reached 2,105.93 Cr in March 2025, up from 381.81 Cr in March 2019. The company's total assets expanded dramatically from 42,143.06 Cr in March 2019 to 1,57,845.66 Cr in March 2025, with total liabilities also increasing from 42,143.06 Cr to 1,57,845.67 Cr during the same period. Cash and cash equivalents at the end of March 2025 stood at 9,466.00 Cr, showing a positive trend from 3,369.00 Cr in March 2019. Overall, AU Small Finance has demonstrated robust growth across various financial metrics, indicating a strong performance trajectory over the years.

Is AU Small Finance technically bullish or bearish?

As of December 2, 2025, the trend is bullish with strong support from MACD and KST indicators, despite bearish RSI readings suggesting potential weakness.

As of 2 December 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and the KST also confirms a bullish trend in both periods. Moving averages on the daily chart are bullish, reinforcing the positive momentum. However, the RSI is bearish on both the weekly and monthly charts, indicating some potential weakness. Bollinger Bands show a mildly bullish stance on both weekly and monthly time frames. Overall, the bullish trend is supported by multiple indicators, despite the bearish RSI readings.

When is the next results date for AU Small Finance Bank Ltd?

The next results date for AU Small Finance Bank Ltd is January 20, 2026.

The next results date for AU Small Finance Bank Ltd is scheduled for January 20, 2026.

Are AU Small Finance Bank Ltd latest results good or bad?

AU Small Finance Bank Ltd's Q4 FY26 results are strong, with a net profit of ₹831.87 crores, up 65.15% year-on-year, and improved net interest margin at 6.0%. However, the stock saw a slight decline, indicating some market caution despite solid financial performance.

AU Small Finance Bank Ltd's latest results for Q4 FY26 can be considered quite strong overall. The bank reported a net profit of ₹831.87 crores, reflecting a significant year-on-year growth of 65.15%. This marks a notable improvement compared to the previous quarter's profit of ₹667.66 crores, showcasing a sequential growth of 24.59%.<BR><BR>Total income for the quarter reached ₹5,750.10 crores, which is a 5.48% increase from the previous quarter and a 14.29% rise year-on-year. The bank's net interest income also surged to ₹2,582.33 crores, up 23.33% year-on-year, indicating robust growth in its core lending activities.<BR><BR>Additionally, the net interest margin (NIM) improved to 6.0%, up from 5.7% in the previous quarter, demonstrating effective management of interest income and expenses. The gross non-performing assets (NPA) improved to 2.03%, down from 2.30% in the previous quarter, which is a positive sign regarding asset quality.<BR><BR>However, the stock did experience a slight decline of 0.76% on April 28, 2026, as investors processed these mixed signals. While the financial performance indicates strong profitability and growth, the market's reaction suggests some caution regarding future sustainability, particularly concerning the declining CASA ratio and the competitive landscape.<BR><BR>In summary, the results reflect strong operational performance and profitability, positioning AU Small Finance Bank favorably within the small finance banking sector, despite some concerns about asset quality and funding dynamics.

Should I buy, sell or hold AU Small Finance Bank Ltd?

Why is AU Small Finance Bank Ltd falling/rising?

As of 19-May, AU Small Finance Bank Ltd's stock price is declining, currently at 971.80, with a total drop of -3.2% over the last three days. Despite strong long-term fundamentals, recent price declines and high valuation concerns are impacting investor interest.

As of 19-May, AU Small Finance Bank Ltd's stock price is falling, currently at 971.80, reflecting a change of -7.3 (-0.75%). The stock has been experiencing a consecutive decline over the last three days, resulting in a total drop of -3.2% during this period. This downward trend is further supported by a decrease in investor participation, as evidenced by a delivery volume of 5.9 lacs on 18 May, which has fallen by -11.19% compared to the 5-day average delivery volume.<BR><BR>In terms of performance relative to the market, the stock has underperformed in the short term, with a 1-week return of -2.75%, while the Sensex has gained +0.86%. Although the stock has shown strong long-term fundamentals, including a significant annual growth rate in Net Interest Income of 25.95% and a high Capital Adequacy Ratio of 21.50%, these positive factors are currently overshadowed by the recent price decline and falling investor interest.<BR><BR>Additionally, while the stock has generated impressive returns over the past year (+41.46%), its current valuation is considered very expensive, with a Price to Book Value of 3.7, which may deter some investors. Overall, the combination of recent price declines, reduced trading volume, and high valuation concerns contribute to the stock's falling price.

Which are the latest news on AU Small Finance?