AYE Share Price | Aye Finance Ltd Stock Analysis & Recommendation

Q: When is the next results date for Aye Finance Ltd?

The next results date for Aye Finance Ltd is scheduled for 27 April 2026.

Q: Are Aye Finance Ltd latest results good or bad?

Aye Finance Ltd's latest results for Q4 FY26 are quite impressive, indicating strong performance across several key financial metrics. The company reported a net profit of ₹85.91 crores, which represents a remarkable year-on-year increase of 111.07%. This growth is complemented by a significant revenue increase of 29.16% year-on-year, reaching ₹528.44 crores, marking the highest quarterly revenue in the company's history.Additionally, the operating margin improved to 44.77%, the highest in six quarters, reflecting enhanced operational efficiency. The profit after tax (PAT) margin also expanded to 16.26%, up from 9.95% in the same quarter last year, showcasing better cost management despite rising interest expenses.Overall, these results demonstrate Aye Finance's ability to scale profitably in a competitive environment, supported by strong loan disbursement growth and improved asset quality. The company's performance is a positive indicator for its future growth trajectory, although there are areas such as capital efficiency that may require further attention.

Q: Should I buy, sell or hold Aye Finance Ltd?

Based on the current analysis of Aye Finance Ltd, it would be advisable to hold your position in the stock. The company demonstrates strong long-term fundamental strength, despite a 0% CAGR growth in net sales. The recent quarterly performance shows impressive figures, with net sales reaching Rs 528.44 crore and a highest operating profit margin of 44.77%. Additionally, the company has a return on equity (ROE) of 7.6, which indicates a reasonable level of profitability relative to shareholder equity, and an attractive valuation with a price-to-book ratio of 1.4. The stock has also seen a 13% increase in profits over the past year, although the overall return has not been specified.Moreover, the high institutional ownership at 37.05% suggests that knowledgeable investors are backing the company, which can be a positive indicator for retail investors. Given these factors, holding your investment seems to be a prudent choice at this time.

Q: Why is Aye Finance Ltd falling/rising?

As of 13-May, Aye Finance Ltd's stock price is currently at 133.40, reflecting a decrease of 1.25, or 0.93%. The stock has been underperforming, having fallen consecutively for the last three days, resulting in a total decline of 10.99% during this period. This recent performance indicates a negative trend, particularly as the stock has also underperformed its sector by 0.65% today.In the context of broader market performance, Aye Finance Ltd has experienced a significant drop of 8.44% over the past week, while the benchmark Sensex has only decreased by 4.30%. However, over the past month, the stock has shown a positive return of 23.16%, contrasting with a decline of 2.91% in the Sensex, suggesting that while the stock has had a strong month, recent trends are concerning.Despite the current decline, there are positive indicators for the company. The stock has strong long-term fundamental strength, with a notable growth in profit after tax (PAT) of 131.5% compared to the previous four-quarter average, and net sales growth of 24.7%. Additionally, the company has high institutional holdings at 37.05%, which often suggests confidence from more sophisticated investors.Overall, while Aye Finance Ltd has shown strong performance metrics in the longer term, the recent price decline can be attributed to short-term market pressures and consecutive losses, overshadowing its positive growth indicators.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

23.68 lacs (-20.37%) Volume

Shareholding (Mar 2026)

FII

18.66%

Held by 25 FIIs

DII

18.39%

Held by 16 DIIs

Promoter

0.00%

When is the next results date for Aye Finance Ltd?

22-Apr-2026

The next results date for Aye Finance Ltd is 27 April 2026.

View full answer

Are Aye Finance Ltd latest results good or bad?

27-Apr-2026

Aye Finance Ltd's latest Q4 FY26 results are strong, with a net profit of ₹85.91 crores, up 111.07% year-on-year, and revenue growth of 29.16% to ₹528.44 crores, marking the highest quarterly revenue in its history. The improved operating margin and PAT margin indicate effective cost management and operational efficiency, suggesting a positive outlook for future growth.

View full answer

Should I buy, sell or hold Aye Finance Ltd?

28-Apr-2026

Why is Aye Finance Ltd falling/rising?

14-May-2026

As of 13-May, Aye Finance Ltd's stock price is at 133.40, down 0.93% and reflecting a negative trend with a 10.99% decline over the last three days. Despite recent underperformance, the company shows strong long-term fundamentals, including a 131.5% increase in profit after tax.

View full answer

Which are the latest news on Aye Finance?

14-May-2026

Broad-Based Technical Strength Lifts Aye Finance Ltd to 52-Week High of Rs 161.5
Aye Finance Ltd Hits All-Time High of Rs 161.5 as Momentum Builds Across Timeframes

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Sales

PAT(Q) At Rs 85.91 cr has Grown at 131.5% (vs previous 4Q average)
NET SALES(Q) At Rs 528.44 cr has Grown at 24.7% (vs previous 4Q average)
PBDIT(Q) Highest at Rs 236.56 cr.

With ROE of 7.6, it has a Fair valuation with a 1.3 Price to Book Value

High Institutional Holdings at 37.05%

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 3,197 Cr (Small Cap)

P/E

17.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

2.00

Return on Equity

7.65%

Price to Book

1.31

Revenue and Profits:

Net Sales:

528 Cr

(Quarterly Results - Mar 2026)

Net Profit:

86 Cr

Total Returns

Total Returns (Price + Dividend)

Company does not have enough history

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Broad-Based Technical Strength Lifts Aye Finance Ltd to 52-Week High of Rs 161.5

Surging to an all-time high of Rs 161.5 on 11 May 2026, Aye Finance Ltd has demonstrated remarkable price momentum, outperforming its sector and defying the broader market's downward trend. This milestone caps a recent rally that has seen the stock gain 9.64% over two consecutive sessions, underscoring a strong technical alignment across multiple indicators.

Read full news article

Aye Finance Ltd Hits All-Time High of Rs 161.5 as Momentum Builds Across Timeframes

Extending its recent rally, Aye Finance Ltd surged to a fresh all-time high of Rs 161.5 on 11 May 2026, outperforming its sector and the broader market with a 3.45% gain on the day against a 1.12% decline in the Sensex.

Read full news article

Aye Finance Ltd is Rated Hold by MarketsMOJO

Aye Finance Ltd is rated 'Hold' by MarketsMOJO, with this rating last updated on 27 Apr 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 09 May 2026, providing investors with the latest insights into the company’s performance and outlook.

Read full news article

Announcements

No announcement available

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

No Dividend history available

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

EBIT Growth (5y)

Net Debt to Equity (avg)

Institutional Holding

37.05%

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.30

EV to EBIT

36.90

EV to EBITDA

32.59

EV to Capital Employed

1.11

EV to Sales

4.04

PEG Ratio

Dividend Yield

ROCE (Latest)

3.02%

ROE (Latest)

7.65%

Technicals key factors

Indicator

Weekly

Monthly

MACD

RSI

Bollinger Bands

KST

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 2 Schemes (4.89%)

FIIs

Held by 25 FIIs (18.66%)

Promoter with highest holding

None

Highest Public shareholder

Elevation Capital V Limited (12.59%)

Individual Investors Holdings

4.37%

Financial

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Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ

Mar'26

Dec'25

Change(%)

Net Sales

528.44

442.78

19.35%

Operating Profit (PBDIT) excl Other Income

236.56

189.34

24.94%

Interest

134.55

140.66

-4.34%

Exceptional Items

0.00

Standalone Net Profit

85.91

42.60

101.67%

Operating Profit Margin (Excl OI)

44.77%

42.76%

2.01%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2026 is 19.35% vs 1.43% in Dec 2025

Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 101.67% vs 23.37% in Dec 2025

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

843.51

692.24

21.85%

Operating Profit (PBDIT) excl Other Income

74.41

129.06

-42.34%

Interest

258.86

229.26

12.91%

Exceptional Items

0.00

Standalone Net Profit

64.60

107.80

-40.07%

Operating Profit Margin (Excl OI)

8.82%

18.64%

-9.82%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'25

Dec'25

Mar'26

Change(%)

Net Sales

1,286.29

1,220.68

5.37%

Operating Profit (PBDIT) excl Other Income

263.75

365.62

-27.86%

Interest

399.52

363.81

9.82%

Exceptional Items

0.00

Standalone Net Profit

107.20

193.71

-44.66%

Operating Profit Margin (Excl OI)

20.50%

29.95%

-9.45%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

1,814.73

1,459.73

24.32%

Operating Profit (PBDIT) excl Other Income

225.10

201.91

11.49%

Interest

534.07

468.00

14.12%

Exceptional Items

0.00

Standalone Net Profit

193.63

171.27

13.06%

Operating Profit Margin (Excl OI)

12.40%

13.83%

-1.43%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 24.32% vs 40.33% in Mar 2025

Standalone Net Profit

YoY Growth in year ended Mar 2026 is 13.06% vs -0.24% in Mar 2025

All Annual Results

Company CV

About Aye Finance Ltd

Aye Finance Ltd

Small Cap

Non Banking Financial Company (NBFC)

Aye Finance Limited was incorporated on August 12, 1993, as a Private Limited Company under the name `Doda Finance Private Limited', at Jalandhar, Punjab by the Registrar of Companies, Punjab, Himachal Pradesh and Chandigarh.

Company Coordinates

No Company Details Available