AYE Share Price | Aye Finance Ltd Stock Analysis & Recommendation

Q: Why is Aye Finance Ltd falling/rising?

As of 01-Jul, Aye Finance Ltd's stock price is currently at Rs 173.30, reflecting a slight decline of -0.1 (-0.06%). Despite this minor drop, the stock has shown positive performance over the past week, with a return of +4.59%, while the benchmark Sensex has decreased by -0.09%. Over the past month, Aye Finance Ltd has performed even better, with a return of +16.47%, significantly outpacing the Sensex's +3.58%.However, the stock has been experiencing a consecutive fall for the last two days, resulting in a total decline of -2.04% during this period. Additionally, today's performance indicates that it has underperformed its sector by -1.22%. Despite these short-term setbacks, the stock is trading above its moving averages across various timeframes, suggesting a generally positive trend.Investor participation appears to be rising, as indicated by a delivery volume of 6.73 lacs on June 30, which has increased by 7.12% compared to the five-day average. This suggests that while the stock is currently facing some downward pressure, there is still significant interest from investors.The company's strong long-term fundamentals, highlighted by record net sales and operating profit margins, along with high institutional holdings at 37.05%, provide a solid foundation for potential future growth. Overall, while Aye Finance Ltd is experiencing a slight decline in the short term, its longer-term outlook remains positive due to strong fundamentals and increasing investor participation.

Q: Should I buy, sell or hold Aye Finance Ltd?

Based on the current information about Aye Finance Ltd, it would be advisable to hold your position in the stock. The company demonstrates strong long-term fundamental strength, despite a 0% compound annual growth rate (CAGR) in net sales. Recent quarterly results show impressive growth in net sales at Rs 528.44 crore, with a significant increase of 24.7% compared to the previous four-quarter average. Additionally, the company achieved its highest PBDIT at Rs 236.56 crore, and the operating profit to net sales ratio is also at a record high of 44.77%. The high institutional holdings at 37.05% indicate confidence from larger investors, who typically have the resources to analyze company fundamentals more effectively than retail investors. However, the company has a return on equity (ROE) of 7.6, and its valuation appears expensive with a price-to-book ratio of 1.6. While the stock has generated returns over the past year, the profits have only risen by 13%, which may raise concerns about its growth potential.In summary, given the strong fundamentals and institutional backing, holding your position seems prudent while keeping an eye on future developments.

Q: What does Aye Finance do?

Overview: Aye Finance Ltd is a Non Banking Financial Company (NBFC) operating in the small cap market, providing financial services.History: Aye Finance Limited was incorporated on August 12, 1993, originally under the name 'Doda Finance Private Limited' in Jalandhar, Punjab. The latest quarterly results reported net sales and net profit for the period ending March 2026.Financial Snapshot: Most recent Net Sales: 528 Cr (Quarterly Results - Mar 2026) Most recent Net Profit: 86 Cr (Quarterly Results - Mar 2026) Market-cap value: INR 3,668 Cr (Small Cap)Key Metrics: P/E: 18.00 Industry P/E: 20 Dividend Yield: 0.00% Debt-Equity: 2.00 Return on Equity: 7.65% Price to Book: 1.50 Contact Details: No Company Details Available Registrar Address: Not available.

Mojo Score Change: Aye Finance has changed its score on 23 Jun 2026. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

8.22 lacs (-47.43%) Volume

Shareholding (Mar 2026)

FII

18.66%

Held by 25 FIIs

DII

18.39%

Held by 16 DIIs

Promoter

0.00%

Why is Aye Finance Ltd falling/rising?

02-Jul-2026

As of 01-Jul, Aye Finance Ltd's stock price is Rs 173.30, showing a minor decline but positive performance over the past week and month. Despite recent short-term setbacks, the stock's long-term outlook remains strong due to solid fundamentals and rising investor interest.

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Which are the latest news on Aye Finance?

01-Jul-2026

Broad-Based Technical Strength Lifts Aye Finance Ltd to 52-Week High of Rs 180.35
Broad-Based Technical Strength Lifts Aye Finance Ltd to 52-Week High of Rs 178.05

Should I buy, sell or hold Aye Finance Ltd?

24-Jun-2026

What does Aye Finance do?

11-Jun-2026

Aye Finance Ltd is a Non-Banking Financial Company (NBFC) that provides financial services in the small cap market, with recent net sales of ₹528 Cr and a net profit of ₹86 Cr as of March 2026. The company has a market cap of ₹3,668 Cr and key metrics include a P/E ratio of 18.00 and a debt-equity ratio of 2.00.

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How big is Aye Finance?

11-Jun-2026

As of 10th June, Aye Finance Ltd has a market capitalization of 3,668.00 Cr, with recent net sales of 1,814.73 Cr and a net profit of 193.63 Cr. The company reported shareholder's funds of 1,658.35 Cr and total assets of 6,277.13 Cr.

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Who are the peers of the Aye Finance?

11-Jun-2026

Aye Finance's peers include Paisalo Digital, Northern ARC, Indostar Capital, SG Finserve, Ashika Credit, Kalyani Invest., Mufin Green, and Shipping Land. Paisalo Digital stands out with excellent management and capital structure, while its 1-year return is the highest at 75.97%, contrasting with Indostar Capital's lowest return of -30.30%.

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Are Aye Finance Ltd latest results good or bad?

27-Apr-2026

Aye Finance Ltd's latest Q4 FY26 results are strong, with a net profit of ₹85.91 crores, up 111.07% year-on-year, and revenue growth of 29.16% to ₹528.44 crores, marking the highest quarterly revenue in its history. The improved operating margin and PAT margin indicate effective cost management and operational efficiency, suggesting a positive outlook for future growth.

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When is the next results date for Aye Finance Ltd?

22-Apr-2026

The next results date for Aye Finance Ltd is 27 April 2026.

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Compare Aye Finance with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Sales

NET SALES(Q) Highest at Rs 528.44 cr
PBDIT(Q) Highest at Rs 236.56 cr.
OPERATING PROFIT TO NET SALES(Q) Highest at 44.77%

With ROE of 7.6, it has a Expensive valuation with a 1.7 Price to Book Value

High Institutional Holdings at 37.05%

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 4,182 Cr (Small Cap)

P/E

22.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

2.00

Return on Equity

7.65%

Price to Book

1.68

Revenue and Profits:

Net Sales:

528 Cr

(Quarterly Results - Mar 2026)

Net Profit:

86 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

79.71%

6 Months

0.0%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Aye Finance for the last several years.

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Broad-Based Technical Strength Lifts Aye Finance Ltd to 52-Week High of Rs 180.35

Surging to an all-time high of Rs 180.35 on 30 Jun 2026, Aye Finance Ltd has demonstrated remarkable price momentum, supported by a confluence of technical indicators signalling sustained strength across multiple timeframes.

Read full news article

Broad-Based Technical Strength Lifts Aye Finance Ltd to 52-Week High of Rs 178.05

Read full news article

Aye Finance Ltd Hits All-Time High of Rs 174.10 as Momentum Builds Across Timeframes

Extending its winning streak to four sessions, Aye Finance Ltd surged 3.63% on 29 Jun 2026 to close at a fresh all-time high of Rs 174.10, just 0.64% above its previous 52-week peak. This rally comes amid sustained outperformance against the Sensex and the NBFC sector, signalling robust momentum across multiple timeframes.

Read full news article

Announcements

No announcement available

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

No Dividend history available

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

EBIT Growth (5y)

Net Debt to Equity (avg)

Institutional Holding

37.05%

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.68

EV to EBIT

41.85

EV to EBITDA

36.95

EV to Capital Employed

1.26

EV to Sales

4.58

PEG Ratio

Dividend Yield

ROCE (Latest)

3.02%

ROE (Latest)

7.65%

Technicals key factors

Indicator

Weekly

Monthly

MACD

RSI

No Signal

Bollinger Bands

Sideways

KST

Dow Theory

Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 2 Schemes (4.89%)

FIIs

Held by 25 FIIs (18.66%)

Promoter with highest holding

None

Highest Public shareholder

Elevation Capital V Limited (12.59%)

Individual Investors Holdings

4.37%

Financial

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Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ

Mar'26

Dec'25

Change(%)

Net Sales

528.44

442.78

19.35%

Operating Profit (PBDIT) excl Other Income

236.56

189.34

24.94%

Interest

134.55

140.66

-4.34%

Exceptional Items

0.00

Standalone Net Profit

85.91

42.60

101.67%

Operating Profit Margin (Excl OI)

44.77%

42.76%

2.01%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2026 is 19.35% vs 1.43% in Dec 2025

Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 101.67% vs 23.37% in Dec 2025

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

843.51

692.24

21.85%

Operating Profit (PBDIT) excl Other Income

74.41

129.06

-42.34%

Interest

258.86

229.26

12.91%

Exceptional Items

0.00

Standalone Net Profit

64.60

107.80

-40.07%

Operating Profit Margin (Excl OI)

8.82%

18.64%

-9.82%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'25

Dec'25

Mar'26

Change(%)

Net Sales

1,286.29

1,220.68

5.37%

Operating Profit (PBDIT) excl Other Income

263.75

365.62

-27.86%

Interest

399.52

363.81

9.82%

Exceptional Items

0.00

Standalone Net Profit

107.20

193.71

-44.66%

Operating Profit Margin (Excl OI)

20.50%

29.95%

-9.45%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

1,814.73

1,459.73

24.32%

Operating Profit (PBDIT) excl Other Income

225.10

201.91

11.49%

Interest

534.07

468.00

14.12%

Exceptional Items

0.00

Standalone Net Profit

193.63

171.27

13.06%

Operating Profit Margin (Excl OI)

12.40%

13.83%

-1.43%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 24.32% vs 40.33% in Mar 2025

Standalone Net Profit

YoY Growth in year ended Mar 2026 is 13.06% vs -0.24% in Mar 2025

All Annual Results

Company CV

About Aye Finance Ltd

Aye Finance Ltd

Small Cap

Non Banking Financial Company (NBFC)

Aye Finance Limited was incorporated on August 12, 1993, as a Private Limited Company under the name `Doda Finance Private Limited', at Jalandhar, Punjab by the Registrar of Companies, Punjab, Himachal Pradesh and Chandigarh.

Company Coordinates

No Company Details Available