Aye Finance

  • Market Cap: Small Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE501X01029
  • NSEID: AYE
  • BSEID: 544699
INR
171.55
-9.2 (-5.09%)
BSENSE

Sep 24, 03:30 PM

BSE+NSE Vol: 14.62 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

14.62 lacs (41.76%) Volume

Shareholding (Jun 2026)

FII

15.70%

Held by 33 FIIs

DII

19.75%

Held by 15 DIIs

Promoter

0.00%

Why is Aye Finance Ltd falling/rising?

06-Sep-2026

As of 05-Sep, Aye Finance Ltd's stock price is rising to Rs 184.70, reflecting a 1.88% increase. The stock's strong performance is supported by significant growth in net sales and profit, positive quarterly results, and high institutional backing, despite a decline in delivery volume.

As of 05-Sep, Aye Finance Ltd's stock price is rising, currently at Rs 184.70, reflecting an increase of Rs 3.4 or 1.88%. The stock has shown strong performance recently, outperforming the sector by 0.57% today and achieving a consecutive gain over the last two days, with a total return of 7.53% during this period. Additionally, the stock reached an intraday high of Rs 188.95, which is a 4.22% increase.<BR><BR>The positive momentum is supported by the company's strong long-term fundamental strength, evidenced by a 21.83% growth in net sales over the last six months, amounting to Rs 992.45 crore, and a significant increase in profit before tax (PBT) of 70.8% compared to the previous four-quarter average. Furthermore, the company has reported positive results for the last two consecutive quarters, which likely boosts investor confidence.<BR><BR>Moreover, Aye Finance Ltd is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bullish trend. Despite a notable decline in delivery volume, which has fallen by 86.21% against the 5-day average, the stock remains liquid enough for trading, with a value of Rs 1.29 crore based on 2% of the 5-day average traded value.<BR><BR>High institutional holdings at 35.45% also suggest that informed investors are backing the stock, further contributing to its upward price movement. Overall, the combination of strong financial performance, positive market sentiment, and institutional support is driving the rise in Aye Finance Ltd's stock price.

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Should I buy, sell or hold Aye Finance Ltd?

02-Sep-2026

What does Aye Finance do?

01-Sep-2026

Aye Finance Ltd is a Non-Banking Financial Company (NBFC) focused on the small-cap market, providing financial services. As of June 2026, it reported net sales of ₹477 Cr and a net profit of ₹74 Cr, with a market cap of ₹4,435 Cr.

Overview: <BR>Aye Finance Ltd is a Non Banking Financial Company (NBFC) operating in the small-cap market segment, providing financial services.<BR><BR>History: <BR>Aye Finance Limited was incorporated on August 12, 1993, originally under the name 'Doda Finance Private Limited' in Jalandhar, Punjab. The latest quarterly results reported net sales and profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 477 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 74 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 4,435 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 19.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 2.00 <BR>Return on Equity: 7.65% <BR>Price to Book: 1.80 <BR><BR>Contact Details: <BR>No Company Details Available <BR>Registrar Address: Not available.

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Who are the peers of the Aye Finance?

01-Sep-2026

Aye Finance's peers include Fedbank Financi, MAS FINANC SER, Northern ARC, SG Finserve, Indostar Capital, Dhenu Buildcon, Ashika Global Se, Mufin Green, and Kalyani Invest. Notably, Fedbank Financi and MAS FINANC SER exhibit excellent management risk, while Northern ARC leads in 1-year returns at 31.85%.

Peers: The peers of Aye Finance are Fedbank Financi., MAS FINANC SER, Northern ARC, SG Finserve, Indostar Capital, Dhenu Buildcon, Ashika Global Se, Mufin Green, and Kalyani Invest.<BR><BR>Quality Snapshot: Excellent management risk is observed at Fedbank Financi. and MAS FINANC SER, while Below Average management risk is found at Northern ARC, SG Finserve, Indostar Capital, Ashika Global Se, Mufin Green, and Kalyani Invest., and Dhenu Buildcon does not qualify. Growth is rated as Excellent for SG Finserve, Ashika Global Se, and Mufin Green, while Average growth is seen at Northern ARC, and Below Average growth is noted for Indostar Capital and Dhenu Buildcon. Excellent capital structure is present in Fedbank Financi., MAS FINANC SER, Northern ARC, SG Finserve, Indostar Capital, and Kalyani Invest., while Dhenu Buildcon does not qualify.<BR><BR>Return Snapshot: Northern ARC has the highest 1-year return at 31.85%, while Indostar Capital has the lowest at -3.69%, with Aye Finance's 1-year return being not available for comparison. Additionally, Dhenu Buildcon has negative returns over the 1-month, 3-month, and 6-month periods.

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How big is Aye Finance?

01-Sep-2026

As of 31st August, Aye Finance Ltd has a market capitalization of 4,435.00 Cr, with recent Net Sales of 1,871.78 Cr and a Net Profit of 237.54 Cr. Shareholder's Funds are 2,532.71 Cr and Total Assets amount to 7,719.56 Cr as of March 2026.

As of 31st August, Aye Finance Ltd has a market capitalization of 4,435.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, Aye Finance reported Net Sales of 1,871.78 Cr and a Net Profit of 237.54 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2026, with Shareholder's Funds amounting to 2,532.71 Cr and Total Assets of 7,719.56 Cr.

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Are Aye Finance Ltd latest results good or bad?

23-Jul-2026

Aye Finance Ltd's latest results show strong year-on-year growth with a net profit increase of 143.54% to ₹74.50 crore, but there are concerns due to a 13.28% decline in net profit from the previous quarter and a decrease in profit margins, suggesting potential challenges ahead. Investors should remain cautiously optimistic and monitor future performance.

Aye Finance Ltd's latest results present a mixed picture. On one hand, the company reported a net profit of ₹74.50 crore for Q1 FY27, which is a significant year-on-year increase of 143.54%. This indicates strong underlying growth compared to the same period last year. However, there are concerns regarding the quarter-on-quarter performance, as net profit declined by 13.28% from the previous quarter.<BR><BR>Similarly, interest income for the quarter stood at ₹477.37 crore, reflecting a year-on-year growth of 17.74%. Yet, this figure represents a sequential decline of 7.32%, which raises questions about the sustainability of the company's growth momentum.<BR><BR>While the operating margin improved slightly to 46.43%, the profit after tax (PAT) margin decreased to 15.61%, down 107 basis points from the previous quarter. This suggests that while the company is managing its operations effectively, it is facing pressures from rising costs, particularly in interest expenses and employee costs.<BR><BR>Overall, the results show strong year-on-year growth, but the sequential declines in key metrics indicate potential challenges ahead. Investors may want to approach Aye Finance with cautious optimism, monitoring future quarters for signs of recovery in growth and profitability.

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When is the next results date for Aye Finance Ltd?

22-Apr-2026

The next results date for Aye Finance Ltd is 27 April 2026.

The next results date for Aye Finance Ltd is scheduled for 27 April 2026.

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iScoreScore

Dashboard

1

The company has declared Positive results for the last 2 consecutive quarters

  • NET SALES(Latest six months) At Rs 992.45 cr has Grown at 21.83%
  • PAT(Latest six months) Higher at Rs 160.41 cr
  • PBT LESS OI(Q) At Rs 84.86 cr has Grown at 70.8% (vs previous 4Q average)
2

With ROE of 7.6, it has a Expensive valuation with a 1.7 Price to Book Value

3

High Institutional Holdings at 35.45%

stock-summaryMojo Parameters

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

stock-summary
Industry

Non Banking Financial Company (NBFC)

stock-summary
Market cap

INR 4,366 Cr (Small Cap)

stock-summary
P/E

18.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

2.00

stock-summary
Return on Equity

7.65%

stock-summary
Price to Book

1.77

Revenue and Profits:
Net Sales:
477 Cr
(Quarterly Results - Jun 2026)
Net Profit:
74 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
3.53%
0%
3.53%
6 Months
65.91%
0%
65.91%
1 Year
0%
0%
0.0%
2 Years
0%
0%
0.0%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%

Aye Finance for the last several years.

Risk Adjusted Returns v/s stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryNews & Corporate Actions

News

Aye Finance Gains 3.51%: 2 Key Factors Driving the Weekly Momentum

Announcements stock-summary

Announcement under Regulation 30 (LODR)-Change in Management

16-Sep-2026 | Source : BSE

Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 an intimation for change in senior management personnel of the Company is attached herewith

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

16-Sep-2026 | Source : BSE

Pursuant to Regulations 30 & 51 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 an intimation for allotment of equity shares pursuant to exercise of options granted is attached herewith

Announcement under Regulation 30 (LODR)-Press Release / Media Release

16-Sep-2026 | Source : BSE

Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 an intimation for Press Release is attached herewith

Corporate Actions stock-summary

stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

No Dividend history available

stock-summary
SPLITS

No Splits history available

stock-summary
BONUS

No Bonus history available

stock-summary
RIGHTS

No Rights history available

stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
0
EBIT Growth (5y)
0
Net Debt to Equity (avg)
0
Institutional Holding
35.45%
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
18
Industry P/E
20
Price to Book Value
1.69
EV to EBIT
41.87
EV to EBITDA
36.98
EV to Capital Employed
1.26
EV to Sales
4.63
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
3.02%
ROE (Latest)
7.65%

Technicals key factors

Indicator
Weekly
Monthly
MACD
RSI
No Signal
Bollinger Bands
Mildly Bullish
KST
Dow Theory
No Trend
Bullish
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Jun 2026stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 3 Schemes (5.59%)

FIIs

Held by 33 FIIs (15.7%)

Promoter with highest holding

None

Highest Public shareholder

Elevation Capital V Limited (12.59%)

Individual Investors Holdings

5.49%

stock-summaryFinancial
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Quarterly Results Snapshot (Standalone) - Jun'26 - QoQstock-summary

Jun'26
Mar'26
Change(%)
Net Sales
477.37
515.08
-7.32%
Operating Profit (PBDIT) excl Other Income
221.64
236.56
-6.31%
Interest
130.61
134.55
-2.93%
Exceptional Items
0.00
0.00
Standalone Net Profit
74.50
85.91
-13.28%
Operating Profit Margin (Excl OI)
46.43%
45.93%
0.50%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2026 is -7.32% vs 16.33% in Mar 2026

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Jun 2026 is -13.28% vs 101.67% in Mar 2026

Half Yearly Results Snapshot (Standalone) - Sep'25stock-summary

Sep'25
Sep'24
Change(%)
Net Sales
843.51
692.24
21.85%
Operating Profit (PBDIT) excl Other Income
74.41
129.06
-42.34%
Interest
258.86
229.26
12.91%
Exceptional Items
0.00
0.00
Standalone Net Profit
64.60
107.80
-40.07%
Operating Profit Margin (Excl OI)
8.82%
18.64%
-9.82%
Values in Rs Cr.
Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

Nine Monthly Results Snapshot (Standalone) - Dec'25stock-summary

Dec'25
Jun'26
Change(%)
Net Sales
1,286.29
1,169.61
9.98%
Operating Profit (PBDIT) excl Other Income
263.75
350.70
-24.79%
Interest
399.52
359.87
11.02%
Exceptional Items
0.00
0.00
Standalone Net Profit
107.20
182.30
-41.20%
Operating Profit Margin (Excl OI)
20.50%
29.98%
-9.48%
Values in Rs Cr.
Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

Annual Results Snapshot (Standalone) - Mar'26stock-summary

Mar'26
Mar'25
Change(%)
Net Sales
1,796.43
1,459.73
23.07%
Operating Profit (PBDIT) excl Other Income
225.10
201.91
11.49%
Interest
534.07
468.00
14.12%
Exceptional Items
0.00
0.00
Standalone Net Profit
193.63
171.27
13.06%
Operating Profit Margin (Excl OI)
12.53%
13.83%
-1.30%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2026 is 23.07% vs 40.33% in Mar 2025

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2026 is 13.06% vs -0.24% in Mar 2025

stock-summaryCompany CV
About Aye Finance Ltd stock-summary
stock-summary
Aye Finance Ltd
Small Cap
Non Banking Financial Company (NBFC)
Aye Finance Limited was incorporated on August 12, 1993, as a Private Limited Company under the name `Doda Finance Private Limited', at Jalandhar, Punjab by the Registrar of Companies, Punjab, Himachal Pradesh and Chandigarh.
Company Coordinates stock-summary
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No Company Details Available
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