Aye Finance

  • Market Cap: Small Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE501X01029
  • NSEID: AYE
  • BSEID: 544699
INR
156.65
6.65 (4.43%)
BSENSE

Jun 15, 04:01 PM

BSE+NSE Vol: 14.67 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

14.67 lacs (41.61%) Volume

Shareholding (Mar 2026)

FII

18.66%

Held by 25 FIIs

DII

18.39%

Held by 16 DIIs

Promoter

0.00%

Why is Aye Finance Ltd falling/rising?

15-Jun-2026

As of 14-Jun, Aye Finance Ltd's stock price is rising to 150.00, reflecting a 6.8% increase due to strong relative performance, a trend reversal after declines, and positive momentum above key moving averages. Despite a drop in investor participation, the stock remains liquid and is supported by strong fundamentals and high institutional holdings.

As of 14-Jun, Aye Finance Ltd's stock price is rising, currently at 150.00, reflecting a change of 9.55, or 6.8%. This increase can be attributed to several factors. Firstly, the stock has outperformed its sector by 1.71%, indicating strong relative performance. Additionally, it has experienced a trend reversal, gaining after two consecutive days of decline, which may have encouraged buying interest among investors.<BR><BR>The stock also reached an intraday high of Rs 150.5, showing positive momentum during the trading day. Furthermore, Aye Finance is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, suggesting a bullish trend. The finance/NBFC sector as a whole has gained by 4.2%, which likely contributed to the positive sentiment surrounding Aye Finance.<BR><BR>Despite a decline in investor participation, with delivery volume falling by 39.92% against the 5-day average, the stock remains liquid enough for trading, with a sufficient average traded value. The company's strong long-term fundamentals, highlighted by record net sales and operating profit margins, along with high institutional holdings at 37.05%, further support the stock's upward movement. Overall, these factors collectively explain the rise in Aye Finance Ltd's stock price.

View full answer

What does Aye Finance do?

11-Jun-2026

Aye Finance Ltd is a Non-Banking Financial Company (NBFC) that provides financial services in the small cap market, with recent net sales of ₹528 Cr and a net profit of ₹86 Cr as of March 2026. The company has a market cap of ₹3,668 Cr and key metrics include a P/E ratio of 18.00 and a debt-equity ratio of 2.00.

Overview: <BR>Aye Finance Ltd is a Non Banking Financial Company (NBFC) operating in the small cap market, providing financial services.<BR><BR>History: <BR>Aye Finance Limited was incorporated on August 12, 1993, originally under the name 'Doda Finance Private Limited' in Jalandhar, Punjab. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 528 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 86 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 3,668 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 18.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 2.00 <BR>Return on Equity: 7.65% <BR>Price to Book: 1.50 <BR><BR>Contact Details: <BR>No Company Details Available <BR>Registrar Address: Not available.

View full answer

How big is Aye Finance?

11-Jun-2026

As of 10th June, Aye Finance Ltd has a market capitalization of 3,668.00 Cr, with recent net sales of 1,814.73 Cr and a net profit of 193.63 Cr. The company reported shareholder's funds of 1,658.35 Cr and total assets of 6,277.13 Cr.

As of 10th June, Aye Finance Ltd has a market capitalization of 3,668.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest 4 quarters, Aye Finance reported Net Sales of 1,814.73 Cr and a Net Profit of 193.63 Cr.<BR><BR>For the latest annual period, the company reported Shareholder's Funds of 1,658.35 Cr and Total Assets of 6,277.13 Cr.

View full answer

Who are the peers of the Aye Finance?

11-Jun-2026

Aye Finance's peers include Paisalo Digital, Northern ARC, Indostar Capital, SG Finserve, Ashika Credit, Kalyani Invest., Mufin Green, and Shipping Land. Paisalo Digital stands out with excellent management and capital structure, while its 1-year return is the highest at 75.97%, contrasting with Indostar Capital's lowest return of -30.30%.

Peers: The peers of Aye Finance are Paisalo Digital, Northern ARC, Indostar Capital, SG Finserve, Ashika Credit, Kalyani Invest., Mufin Green, and Shipping Land.<BR><BR>Quality Snapshot: Excellent management risk is observed at Paisalo Digital, while Average management risk is found at Paisalo Digital and the rest have Below Average management risk. Growth is rated as Good for Paisalo Digital, Excellent for Northern ARC, SG Finserve, Ashika Credit, Kalyani Invest., and Mufin Green, and Below Average for Indostar Capital and Shipping Land. Capital Structure is rated Excellent for Paisalo Digital, Northern ARC, Indostar Capital, SG Finserve, Ashika Credit, Kalyani Invest., and Mufin Green, while Shipping Land has a Below Average capital structure.<BR><BR>Return Snapshot: Paisalo Digital has the highest 1-year return at 75.97%, while Indostar Capital has the lowest at -30.30%. Aye Finance's 1-year return is not available for comparison. Additionally, Shipping Land is the only peer with a negative six-month return.

View full answer

Should I buy, sell or hold Aye Finance Ltd?

03-Jun-2026

Are Aye Finance Ltd latest results good or bad?

27-Apr-2026

Aye Finance Ltd's latest Q4 FY26 results are strong, with a net profit of ₹85.91 crores, up 111.07% year-on-year, and revenue growth of 29.16% to ₹528.44 crores, marking the highest quarterly revenue in its history. The improved operating margin and PAT margin indicate effective cost management and operational efficiency, suggesting a positive outlook for future growth.

Aye Finance Ltd's latest results for Q4 FY26 are quite impressive, indicating strong performance across several key financial metrics. The company reported a net profit of ₹85.91 crores, which represents a remarkable year-on-year increase of 111.07%. This growth is complemented by a significant revenue increase of 29.16% year-on-year, reaching ₹528.44 crores, marking the highest quarterly revenue in the company's history.<BR><BR>Additionally, the operating margin improved to 44.77%, the highest in six quarters, reflecting enhanced operational efficiency. The profit after tax (PAT) margin also expanded to 16.26%, up from 9.95% in the same quarter last year, showcasing better cost management despite rising interest expenses.<BR><BR>Overall, these results demonstrate Aye Finance's ability to scale profitably in a competitive environment, supported by strong loan disbursement growth and improved asset quality. The company's performance is a positive indicator for its future growth trajectory, although there are areas such as capital efficiency that may require further attention.

View full answer

When is the next results date for Aye Finance Ltd?

22-Apr-2026

The next results date for Aye Finance Ltd is 27 April 2026.

The next results date for Aye Finance Ltd is scheduled for 27 April 2026.

View full answer
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Sales

  • NET SALES(Q) Highest at Rs 528.44 cr
  • PBDIT(Q) Highest at Rs 236.56 cr.
  • OPERATING PROFIT TO NET SALES(Q) Highest at 44.77%
2

With ROE of 7.6, it has a Expensive valuation with a 1.4 Price to Book Value

3

High Institutional Holdings at 37.05%

stock-summaryMojo Parameters

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

stock-summary
Industry

Non Banking Financial Company (NBFC)

stock-summary
Market cap

INR 3,787 Cr (Small Cap)

stock-summary
P/E

19.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

2.00

stock-summary
Return on Equity

7.65%

stock-summary
Price to Book

1.45

Revenue and Profits:
Net Sales:
528 Cr
(Quarterly Results - Mar 2026)
Net Profit:
86 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
55.95%
0%
55.95%
6 Months
0%
0%
0.0%
1 Year
0%
0%
0.0%
2 Years
0%
0%
0.0%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%

Aye Finance for the last several years.

Risk Adjusted Returns v/s stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryNews & Corporate Actions

News

Aye Finance Ltd Gains 1.59%: 5 Key Factors Driving the Week’s Momentum

Key Events This Week

1 June: Intraday high surge to Rs.156.7 (+7.35%)

2 June: New 52-week and all-time high at Rs.164.3 (+10.52%)

3 June: Record 52-week high at Rs.169, followed by sharp intraday decline (-7.75%)

4 June: Continued price pressure with a 4.83% drop

5 June: Week closes at Rs.147.15 (-2.39% on day)

Announcements stock-summary

Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance Officer

11-Jun-2026 | Source : BSE

Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 an intimation for Resignation of Company Secretary & Compliance Officer of the Company is attached herewith

Board Meeting Outcome for Raising Of Funds By Way Of Issuance Of Non-Convertible Debentures Through Private Placement

08-Jun-2026 | Source : BSE

Pursuant to Regulations 30 & 51 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 an outcome of meeting of WALCO held on June 8 2026 for approving the issuance of non-convertible debentures is attached herewith.

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

04-Jun-2026 | Source : BSE

Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 an intimation for Institutional Investor meet is attached herewith

Corporate Actions stock-summary

stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

No Dividend history available

stock-summary
SPLITS

No Splits history available

stock-summary
BONUS

No Bonus history available

stock-summary
RIGHTS

No Rights history available

stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
0
EBIT Growth (5y)
0
Net Debt to Equity (avg)
0
Institutional Holding
37.05%
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
19
Industry P/E
20
Price to Book Value
1.45
EV to EBIT
38.86
EV to EBITDA
34.32
EV to Capital Employed
1.17
EV to Sales
4.26
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
3.02%
ROE (Latest)
7.65%

Technicals key factors

Indicator
Weekly
Monthly
MACD
RSI
No Signal
Bollinger Bands
KST
Dow Theory
Mildly Bearish
OBV
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2026stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 2 Schemes (4.89%)

FIIs

Held by 25 FIIs (18.66%)

Promoter with highest holding

None

Highest Public shareholder

Elevation Capital V Limited (12.59%)

Individual Investors Holdings

4.37%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Mar 2026 is 19.35% vs 1.43% in Dec 2025",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2026 is 101.67% vs 23.37% in Dec 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'26",
        "Dec'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "528.44",
          "val2": "442.78",
          "chgp": "19.35%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "236.56",
          "val2": "189.34",
          "chgp": "24.94%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "134.55",
          "val2": "140.66",
          "chgp": "-4.34%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "85.91",
          "val2": "42.60",
          "chgp": "101.67%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "44.77%",
          "val2": "42.76%",
          "chgp": "2.01%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      }
    ],
    "table": {
      "header": [
        "Sep'25",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "843.51",
          "val2": "692.24",
          "chgp": "21.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "74.41",
          "val2": "129.06",
          "chgp": "-42.34%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "258.86",
          "val2": "229.26",
          "chgp": "12.91%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "64.60",
          "val2": "107.80",
          "chgp": "-40.07%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "8.82%",
          "val2": "18.64%",
          "chgp": "-9.82%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Mar'26",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,286.29",
          "val2": "1,220.68",
          "chgp": "5.37%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "263.75",
          "val2": "365.62",
          "chgp": "-27.86%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "399.52",
          "val2": "363.81",
          "chgp": "9.82%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "107.20",
          "val2": "193.71",
          "chgp": "-44.66%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "20.50%",
          "val2": "29.95%",
          "chgp": "-9.45%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'26",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2026 is 24.32% vs 40.33% in Mar 2025",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2026 is 13.06% vs -0.24% in Mar 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'26",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,814.73",
          "val2": "1,459.73",
          "chgp": "24.32%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "225.10",
          "val2": "201.91",
          "chgp": "11.49%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "534.07",
          "val2": "468.00",
          "chgp": "14.12%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "193.63",
          "val2": "171.27",
          "chgp": "13.06%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "12.40%",
          "val2": "13.83%",
          "chgp": "-1.43%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Standalone) - Mar'26 - QoQstock-summary

Mar'26
Dec'25
Change(%)
Net Sales
528.44
442.78
19.35%
Operating Profit (PBDIT) excl Other Income
236.56
189.34
24.94%
Interest
134.55
140.66
-4.34%
Exceptional Items
0.00
0.00
Standalone Net Profit
85.91
42.60
101.67%
Operating Profit Margin (Excl OI)
44.77%
42.76%
2.01%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Mar 2026 is 19.35% vs 1.43% in Dec 2025

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 101.67% vs 23.37% in Dec 2025

Half Yearly Results Snapshot (Standalone) - Sep'25stock-summary

Sep'25
Sep'24
Change(%)
Net Sales
843.51
692.24
21.85%
Operating Profit (PBDIT) excl Other Income
74.41
129.06
-42.34%
Interest
258.86
229.26
12.91%
Exceptional Items
0.00
0.00
Standalone Net Profit
64.60
107.80
-40.07%
Operating Profit Margin (Excl OI)
8.82%
18.64%
-9.82%
Values in Rs Cr.
Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

Nine Monthly Results Snapshot (Standalone) - Dec'25stock-summary

Dec'25
Mar'26
Change(%)
Net Sales
1,286.29
1,220.68
5.37%
Operating Profit (PBDIT) excl Other Income
263.75
365.62
-27.86%
Interest
399.52
363.81
9.82%
Exceptional Items
0.00
0.00
Standalone Net Profit
107.20
193.71
-44.66%
Operating Profit Margin (Excl OI)
20.50%
29.95%
-9.45%
Values in Rs Cr.
Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

Annual Results Snapshot (Standalone) - Mar'26stock-summary

Mar'26
Mar'25
Change(%)
Net Sales
1,814.73
1,459.73
24.32%
Operating Profit (PBDIT) excl Other Income
225.10
201.91
11.49%
Interest
534.07
468.00
14.12%
Exceptional Items
0.00
0.00
Standalone Net Profit
193.63
171.27
13.06%
Operating Profit Margin (Excl OI)
12.40%
13.83%
-1.43%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2026 is 24.32% vs 40.33% in Mar 2025

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2026 is 13.06% vs -0.24% in Mar 2025

stock-summaryCompany CV
About Aye Finance Ltd stock-summary
stock-summary
Aye Finance Ltd
Small Cap
Non Banking Financial Company (NBFC)
Aye Finance Limited was incorporated on August 12, 1993, as a Private Limited Company under the name `Doda Finance Private Limited', at Jalandhar, Punjab by the Registrar of Companies, Punjab, Himachal Pradesh and Chandigarh.
Company Coordinates stock-summary
Icon
No Company Details Available