Bajaj Housing

Who are the top shareholders of the Bajaj Housing?

The top shareholders of Bajaj Housing include Bajaj Finance Limited with an 88.75% stake, 19 mutual fund schemes holding 0.45%, 74 foreign institutional investors at 1.01%, and individual investors with 8.62%. There are no pledged promoter holdings or significant public shareholders.

The top shareholders of Bajaj Housing are primarily its promoters, with Bajaj Finance Limited holding the highest stake at 88.75%. Additionally, there are 19 mutual fund schemes collectively holding 0.45% of the shares, and 74 foreign institutional investors (FIIs) holding 1.01%. Individual investors account for 8.62% of the shareholding. Notably, there are no pledged promoter holdings or significant public shareholders.

When is the next results date for Bajaj Housing?

No Upcoming Board Meetings

Has Bajaj Housing declared dividend?

No Dividend History Available

Who are the peers of the Bajaj Housing?

Bajaj Housing's peers include LIC Housing Fin., PNB Housing, Aadhar Housing Fin., and others, with varying management risks and growth rates. Notably, Bajaj Housing shows excellent growth and capital structure, while PNB Housing has the highest 1-year return at 38.17%.

Peers: The peers of Bajaj Housing are LIC Housing Fin., PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, Can Fin Homes, Sammaan Capital, INDIA SHELTE FIN, and Repco Home Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at LIC Housing Fin., Aavas Financiers, Home First Finan, and INDIA SHELTE FIN. Average management risk is present at Bajaj Housing, PNB Housing, Aadhar Hsg. Fin., and Sammaan Capital. For Growth, Excellent growth is noted at Bajaj Housing, Home First Finan, and INDIA SHELTE FIN, while Good growth is seen at Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, and the rest. Below Average growth is reported for LIC Housing Fin. and PNB Housing. In terms of Capital Structure, Excellent capital structure is found at Bajaj Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, INDIA SHELTE FIN, and Repco Home Fin, while Average capital structure is noted at LIC Housing Fin. and Good capital structure at Can Fin Homes.<BR><BR>Return Snapshot: The peer with the highest 1-year return is PNB Housing at 38.17%, while the lowest is LIC Housing Fin. at -21.02%. Bajaj Housing does not have a 1-year return available for comparison. Additionally, Aavas Financiers and Sammaan Capital have negative six-month returns.

What does Bajaj Housing do?

Bajaj Housing Finance Ltd operates in the housing finance sector as a large-cap company, reporting net sales of ₹24,987 Cr and a net profit of ₹5,867 Cr for Q1 2025. Key metrics include a P/E ratio of 48.00 and a market cap of ₹100,905 Cr.

Overview: <BR>Bajaj Housing Finance Ltd operates in the housing finance industry and is categorized as a large-cap company.<BR><BR>History: <BR>Bajaj Housing Finance Ltd was originally incorporated as Bajaj Financial Solutions Limited in 2008. The company received its Certificate of Incorporation on June 13, 2008, and its Certificate for Commencement of Business on September 24, 2008. The most recent quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 24,987 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 5,867 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 100,905 Cr (Large Cap) <BR><BR>Key Metrics: <BR>P/E: 48.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 4.11 <BR>Return on Equity: 10.84% <BR>Price to Book: 5.06 <BR><BR>Contact Details: <BR>No Company Details Available <BR>Registrar Address: Not available.

How big is Bajaj Housing?

As of 24th July, Bajaj Housing Finance Ltd has a market capitalization of 101,696.00 Cr, with recent net sales of 9938.34 Cr and a net profit of 2263.60 Cr. The company's total assets are 1,02,764.61 Cr, and shareholder's funds amount to 19,946.80 Cr.

As of 24th July, Bajaj Housing Finance Ltd has a market capitalization of 101,696.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, Bajaj Housing reported Net Sales of 9938.34 Cr and a Net Profit of 2263.60 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 19,946.80 Cr and Total Assets of 1,02,764.61 Cr.

How has been the historical performance of Bajaj Housing?

Bajaj Housing has demonstrated significant growth over the past three years, with net sales increasing from 5,652.59 Cr in Mar'23 to 9,528.16 Cr in Mar'25, and profit after tax rising from 1,257.80 Cr to 2,162.90 Cr. However, total expenditure and interest expenses have also increased, impacting cash flow, which remains negative but has improved slightly.

Answer:<BR>The historical performance of Bajaj Housing shows significant growth in various financial metrics over the past three years.<BR><BR>Breakdown:<BR>Bajaj Housing's net sales increased from 5,652.59 Cr in Mar'23 to 9,528.16 Cr in Mar'25, demonstrating a strong upward trend. Other operating income also rose, reaching 47.45 Cr in Mar'25 from just 12.14 Cr in Mar'23. Total operating income followed suit, climbing from 5,664.73 Cr in Mar'23 to 9,575.61 Cr in Mar'25. Despite this growth, total expenditure excluding depreciation also increased, from 3,931.77 Cr in Mar'23 to 6,764.58 Cr in Mar'25, driven largely by other expenses which surged to 6,269.02 Cr. Operating profit (PBDIT) rose to 2,811.38 Cr in Mar'25 from 1,733.46 Cr in Mar'23, although interest expenses grew significantly from 3,211.32 Cr to 5,979.26 Cr in the same period. Profit before tax improved to 2,770.23 Cr in Mar'25, up from 1,700.06 Cr in Mar'23, leading to a profit after tax of 2,162.90 Cr in Mar'25 compared to 1,257.80 Cr in Mar'23. The company's equity capital increased to 8,328.15 Cr in Mar'25 from 6,712.16 Cr in Mar'24, while total liabilities rose to 1,02,764.61 Cr in Mar'25 from 81,776.15 Cr in Mar'24. Cash flow from operating activities remained negative but improved slightly, with a cash flow of -17,074 Cr in Mar'25 compared to -14,600 Cr in Mar'24. Overall, Bajaj Housing has shown robust growth in sales and profits, despite rising costs and interest expenses.

Is Bajaj Housing technically bullish or bearish?

As of November 18, 2025, Bajaj Housing's technical trend has shifted to bearish, driven by a bearish MACD, moving averages, and underperformance against the Sensex, indicating moderate weakness in price momentum.

As of 18 November 2025, the technical trend has changed from mildly bearish to bearish. The current technical stance for Bajaj Housing is bearish with moderate strength. Key indicators driving this stance include a bearish MACD on the weekly timeframe, bearish moving averages on the daily timeframe, and mildly bearish signals from both Dow Theory and OBV on the weekly and monthly timeframes. The stock has also underperformed against the Sensex over various periods, indicating weakness in price momentum.

Is Bajaj Housing overvalued or undervalued?

As of December 4, 2025, Bajaj Housing is fairly valued with a PE ratio of 34.00, but has underperformed the Sensex with a year-to-date return of -24.4%, raising concerns about its growth prospects compared to peers like Bajaj Finance and Life Insurance.

As of 4 December 2025, Bajaj Housing's valuation grade has moved from expensive to fair, indicating a reassessment of its market position. The company appears to be fairly valued at this time. Key ratios include a PE Ratio of 34.00, an EV to EBIT of 18.63, and a ROE of 11.15%. <BR><BR>In comparison with its peers, Bajaj Finance is considered very expensive with a PE of 34.9, while Life Insurance stands out as very attractive with a PE of 10.85. Despite the fair valuation, Bajaj Housing has underperformed significantly against the Sensex, with a year-to-date return of -24.4% compared to the Sensex's 9.12%. This underperformance may suggest that the market is still cautious about the company's growth prospects.

Are Bajaj Housing Finance Ltd latest results good or bad?

Bajaj Housing Finance Ltd's latest results show a net profit increase of 3.41% QoQ and 21.33% YoY, indicating strong revenue growth. However, declining profit margins, below-average return on equity, and high valuation raise concerns about sustainability, suggesting investors should proceed with caution.

Bajaj Housing Finance Ltd's latest results for Q3 FY26 present a mixed picture. On the positive side, the company reported a net profit of ₹664.89 crores, which reflects a 3.41% increase quarter-on-quarter (QoQ) and a significant 21.33% increase year-on-year (YoY). Additionally, interest income grew by 18.17% YoY, indicating strong operational performance and an expanding loan book.<BR><BR>However, there are some concerns. The profit after tax (PAT) margin decreased by 40 basis points QoQ to 23.10%, and the return on equity (ROE) stands at 11.15%, which is below the average of its peers in the housing finance sector. This suggests that while the company is growing, it is not generating returns on equity as efficiently as its competitors.<BR><BR>Moreover, the stock trades at a premium valuation of 31.63 times trailing earnings, which raises questions about its sustainability given the current profitability metrics. The company's aggressive growth strategy has resulted in high leverage, with a debt-to-equity ratio of 4.44 times, further complicating its financial outlook.<BR><BR>In summary, while Bajaj Housing Finance shows strong revenue growth and profitability improvements, the declining margins, below-average ROE, and high valuation multiples suggest caution. Investors may want to consider these factors when evaluating the company's performance.

Should I buy, sell or hold Bajaj Housing Finance Ltd?

Why is Bajaj Housing Finance Ltd falling/rising?

As of 31-Mar, Bajaj Housing Finance Ltd's stock price is Rs. 73.09, down -3.55%, marking a significant decline with a new 52-week low. The stock has underperformed the market across various time frames, reflecting bearish sentiment and concerns over promoter confidence despite strong long-term fundamentals.

As of 31-Mar, Bajaj Housing Finance Ltd is experiencing a decline in its stock price, currently at Rs. 73.09, reflecting a change of -2.69 (-3.55%). The stock has been on a downward trend, having fallen consecutively for the last two days, resulting in a total drop of -7.64% during this period. Additionally, the stock reached a new 52-week low of Rs. 72.6 today, indicating significant selling pressure.<BR><BR>In terms of performance relative to the broader market, Bajaj Housing Finance has underperformed significantly over various time frames. Over the past week, the stock has decreased by -6.75%, compared to a smaller decline of -1.03% in the Sensex. Over the last month, the stock has dropped -14.22%, while the Sensex fell by -10.33%. Year-to-date, the stock is down -22.53%, compared to a -15.57% decline in the Sensex. This underperformance is further highlighted by a staggering -40.70% drop over the past year, while the Sensex only decreased by -7.06%.<BR><BR>The stock's trading metrics also reflect a bearish sentiment, as it is currently trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages. The finance/NBFC sector has also seen a decline of -3.89%, contributing to the negative sentiment surrounding Bajaj Housing Finance. Although there has been a notable increase in investor participation, with delivery volume rising by 366.54% against the 5-day average, this has not translated into positive price movement.<BR><BR>Furthermore, there are concerns regarding promoter confidence, as they have reduced their stake by -2% over the previous quarter, which may indicate a lack of confidence in the company's future prospects. Despite the company showing strong long-term fundamental strength with a 27.65% CAGR growth in operating profits and positive results for the last five consecutive quarters, the overall market sentiment and recent performance have led to the stock's decline.

Which are the latest news on Bajaj Housing?