Bajaj Housing

Why is Bajaj Housing Finance Ltd falling/rising?

As of 01-Sep, Bajaj Housing Finance Ltd's stock price is falling, currently at 82.92, reflecting a decline of -1.29%. The stock has been on a downward trend, with decreased investor participation and significant underperformance compared to market benchmarks.

As of 01-Sep, Bajaj Housing Finance Ltd's stock price is falling, currently at 82.92, reflecting a change of -1.08 (-1.29%). The stock has been on a downward trend, having lost value for the last three consecutive days, resulting in a total decline of -2.76% during this period. This decline is further supported by the stock trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages.<BR><BR>Investor participation has also decreased, as indicated by a significant drop in delivery volume, which fell by -26.75% compared to the 5-day average. This suggests a lack of confidence among investors, contributing to the stock's downward movement. <BR><BR>In terms of performance relative to benchmarks, Bajaj Housing Finance Ltd has underperformed significantly, with a year-to-date decline of -12.11% compared to a -9.71% drop in the Sensex. Over the past year, the stock has generated a return of -26.65%, which is considerably worse than the broader market performance.<BR><BR>Despite some positive long-term fundamentals, such as a 25.16% CAGR growth in operating profits and strong quarterly results, the stock's recent performance and overall market sentiment indicate a bearish trend. The combination of declining stock price, reduced investor participation, and underperformance against benchmarks are key factors contributing to the current fall in Bajaj Housing Finance Ltd's stock price.

Which are the latest news on Bajaj Housing?

What does Bajaj Housing do?

Bajaj Housing Finance Ltd is a mid-cap company specializing in housing finance solutions, with recent net sales of ₹3,052 Cr and a net profit of ₹715 Cr as of June 2026. It was incorporated in 2008 and has a market cap of ₹70,117 Cr.

Overview: <BR>Bajaj Housing Finance Ltd is a mid-cap company operating in the housing finance industry, providing financial solutions related to housing.<BR><BR>History: <BR>Bajaj Housing Finance Limited was originally incorporated as Bajaj Financial Solutions Limited in 2008. The company received its Certificate of Incorporation on June 13, 2008, and commenced business on September 24, 2008. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 3,052 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 715 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 70,117 Cr (Mid Cap) <BR><BR>Key Metrics: <BR>P/E: 26.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 4.60 <BR>Return on Equity: 12.00% <BR>Price to Book: 3.14 <BR><BR>Contact Details: <BR>Details: No Company Details Available <BR>Registrar Address: Not available.

Who are the peers of the Bajaj Housing?

Bajaj Housing's peers include PNB Housing, LIC Housing Finance, Aadhar Housing Finance, and others. In terms of management risk, Bajaj Housing has below average risk, while PNB Housing shows the highest 1-year return at 51.07%, compared to Bajaj Housing's return of -24.49%.

Peers: Bajaj Housing, PNB Housing, LIC Housing Fin., Aadhar Hsg. Fin., Sammaan Capital, Aptus Value Hou., Home First Finan, Can Fin Homes, Aavas Financiers, INDIA SHELTE FIN.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at PNB Housing, LIC Housing Fin., Aadhar Hsg. Fin., Home First Finan, Aavas Financiers, and INDIA SHELTE FIN. Average management risk is noted at Sammaan Capital, while Bajaj Housing has Below Average management risk. Growth is Good for Bajaj Housing, Aptus Value Hou., and Home First Finan, while Average growth is seen at Aadhar Hsg. Fin., Can Fin Homes, and Aavas Financiers. Below Average growth is present at PNB Housing, LIC Housing Fin., and Sammaan Capital, and the rest have Below Average growth.<BR><BR>Return Snapshot: PNB Housing has the highest 1-year return at 51.07%, while INDIA SHELTE FIN has the lowest at -31.00%. Bajaj Housing's 1-year return of -24.49% is worse than both. Additionally, Aadhar Hsg. Fin., Aavas Financiers, and INDIA SHELTE FIN have negative six-month returns.

How big is Bajaj Housing?

As of 31st August, Bajaj Housing Finance Ltd has a market capitalization of 70,117.00 Cr, with Net Sales of 11,556.49 Cr and a Net Profit of 2,692.32 Cr for the latest four quarters. Shareholder's Funds are 22,522.79 Cr and Total Assets are valued at 1,27,090.70 Cr as of March 2026.

As of 31st August, Bajaj Housing Finance Ltd has a market capitalization of 70,117.00 Cr, categorizing it as a Mid Cap company.<BR><BR>For the latest four quarters, Bajaj Housing reported Net Sales of 11,556.49 Cr and a Net Profit of 2,692.32 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2026, with Shareholder's Funds amounting to 22,522.79 Cr and Total Assets valued at 1,27,090.70 Cr.

Should I buy, sell or hold Bajaj Housing Finance Ltd?

Are Bajaj Housing Finance Ltd latest results good or bad?

Bajaj Housing Finance Ltd's Q1 FY27 results are positive, with a net profit increase of 6.89% QoQ and 22.63% YoY, alongside a strong operating profit margin of 92.72%. However, the stock's premium valuation and below-average return on equity raise concerns for investors.

Bajaj Housing Finance Ltd's latest results for Q1 FY27 can be considered quite positive overall. The company reported a net profit of ₹715.28 crore, which reflects a 6.89% increase quarter-on-quarter and a substantial 22.63% growth year-on-year. Additionally, interest income grew by 5.59% QoQ and 17.09% YoY, indicating strong demand for its housing finance products.<BR><BR>One of the standout metrics is the operating profit margin, which reached 92.72%, the highest in recent quarters, showcasing exceptional operational efficiency. The profit after tax margin also improved slightly to 23.43%, further highlighting the company's ability to manage costs effectively.<BR><BR>However, despite these strong fundamentals, the stock trades at a premium valuation of 28 times trailing earnings, which is significantly above the industry average of 21 times. This raises concerns about the sustainability of the current price levels, especially given the company's return on equity (ROE) of 11.13%, which is below the peer average.<BR><BR>In summary, while the operational performance is strong, the high valuation and below-average returns compared to peers suggest a cautious outlook for investors.

Is Bajaj Housing overvalued or undervalued?

As of December 4, 2025, Bajaj Housing is fairly valued with a PE ratio of 34.00, but has underperformed the Sensex with a year-to-date return of -24.4%, raising concerns about its growth prospects compared to peers like Bajaj Finance and Life Insurance.

As of 4 December 2025, Bajaj Housing's valuation grade has moved from expensive to fair, indicating a reassessment of its market position. The company appears to be fairly valued at this time. Key ratios include a PE Ratio of 34.00, an EV to EBIT of 18.63, and a ROE of 11.15%. <BR><BR>In comparison with its peers, Bajaj Finance is considered very expensive with a PE of 34.9, while Life Insurance stands out as very attractive with a PE of 10.85. Despite the fair valuation, Bajaj Housing has underperformed significantly against the Sensex, with a year-to-date return of -24.4% compared to the Sensex's 9.12%. This underperformance may suggest that the market is still cautious about the company's growth prospects.

Is Bajaj Housing technically bullish or bearish?

As of November 18, 2025, Bajaj Housing's technical trend has shifted to bearish, driven by a bearish MACD, moving averages, and underperformance against the Sensex, indicating moderate weakness in price momentum.

As of 18 November 2025, the technical trend has changed from mildly bearish to bearish. The current technical stance for Bajaj Housing is bearish with moderate strength. Key indicators driving this stance include a bearish MACD on the weekly timeframe, bearish moving averages on the daily timeframe, and mildly bearish signals from both Dow Theory and OBV on the weekly and monthly timeframes. The stock has also underperformed against the Sensex over various periods, indicating weakness in price momentum.

How has been the historical performance of Bajaj Housing?

Bajaj Housing has demonstrated significant growth over the past three years, with net sales increasing from 5,652.59 Cr in Mar'23 to 9,528.16 Cr in Mar'25, and profit after tax rising from 1,257.80 Cr to 2,162.90 Cr. However, total expenditure and interest expenses have also increased, impacting cash flow, which remains negative but has improved slightly.

Answer:<BR>The historical performance of Bajaj Housing shows significant growth in various financial metrics over the past three years.<BR><BR>Breakdown:<BR>Bajaj Housing's net sales increased from 5,652.59 Cr in Mar'23 to 9,528.16 Cr in Mar'25, demonstrating a strong upward trend. Other operating income also rose, reaching 47.45 Cr in Mar'25 from just 12.14 Cr in Mar'23. Total operating income followed suit, climbing from 5,664.73 Cr in Mar'23 to 9,575.61 Cr in Mar'25. Despite this growth, total expenditure excluding depreciation also increased, from 3,931.77 Cr in Mar'23 to 6,764.58 Cr in Mar'25, driven largely by other expenses which surged to 6,269.02 Cr. Operating profit (PBDIT) rose to 2,811.38 Cr in Mar'25 from 1,733.46 Cr in Mar'23, although interest expenses grew significantly from 3,211.32 Cr to 5,979.26 Cr in the same period. Profit before tax improved to 2,770.23 Cr in Mar'25, up from 1,700.06 Cr in Mar'23, leading to a profit after tax of 2,162.90 Cr in Mar'25 compared to 1,257.80 Cr in Mar'23. The company's equity capital increased to 8,328.15 Cr in Mar'25 from 6,712.16 Cr in Mar'24, while total liabilities rose to 1,02,764.61 Cr in Mar'25 from 81,776.15 Cr in Mar'24. Cash flow from operating activities remained negative but improved slightly, with a cash flow of -17,074 Cr in Mar'25 compared to -14,600 Cr in Mar'24. Overall, Bajaj Housing has shown robust growth in sales and profits, despite rising costs and interest expenses.

Who are the top shareholders of the Bajaj Housing?

The top shareholders of Bajaj Housing include Bajaj Finance Limited with an 88.75% stake, 19 mutual fund schemes holding 0.45%, 74 foreign institutional investors at 1.01%, and individual investors with 8.62%. There are no pledged promoter holdings or significant public shareholders.

The top shareholders of Bajaj Housing are primarily its promoters, with Bajaj Finance Limited holding the highest stake at 88.75%. Additionally, there are 19 mutual fund schemes collectively holding 0.45% of the shares, and 74 foreign institutional investors (FIIs) holding 1.01%. Individual investors account for 8.62% of the shareholding. Notably, there are no pledged promoter holdings or significant public shareholders.

When is the next results date for Bajaj Housing?

No Upcoming Board Meetings

Has Bajaj Housing declared dividend?

No Dividend History Available